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The Best Ever Book Of Money Saving Tips For New Zealanders
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Book Synopsis The Best Ever Book of Money Saving Tips for New Zealanders by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for New Zealanders written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-22 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for New Zealanders: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how New Zealanders waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for New Zealanders is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most New Zealanders won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift New Zealander who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips for Peruvians by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Peruvians written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-22 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Peruvians: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Peruvians waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Peruvians is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Peruvians won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Peruvian who wastes money?
Book Synopsis The Best Ever Guide to Getting Out of Debt for New Zealanders by : Mark Geoffrey Young
Download or read book The Best Ever Guide to Getting Out of Debt for New Zealanders written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-10-15 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Guide to Getting Out of Debt for New Zealanders: Hundreds of Ways to Ditch Your Debt, Manage Your Money and Fix Your Finances is a groundbreaking resource filled with hundreds of strategies that will totally transform your life. The Best Ever Guide to Getting Out of Debt for New Zealanders is filled with so many tips that even if you only implement a few of the ideas suggested, you'll still be able to repay your debts years sooner than would be otherwise possible. You'll discover how to:• Reduce the amount of interest you pay on your credit cards • Get your credit card companies to cut your interest rates • Save money and eliminate wasteful spending without totally changing your lifestyle • Have friends and relatives help you achieve your goals without giving you money • Reduce your living expenses • Pay less for almost everything you buy. This book is different than the other books on the market because it doesn't just offer a single strategy. It offers multiple methodologies that have all been proven to work. Since you're not locked into a single strategy, you can implement the ideas that suit you. Ask yourself: Do you want to get out of debt and live the life you want, or do you want to continue struggling others use your money get richer?
Book Synopsis The Best Ever Book of Money Saving Tips for Micronesians by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Micronesians written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-22 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Micronesians: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Micronesians waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Micronesians is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Micronesians won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Micronesian who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips for Nigerians by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Nigerians written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-22 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Nigerians: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Nigerians waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Nigerians is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Nigerians won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Nigerian who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips for Northern Ireland Citizens by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Northern Ireland Citizens written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-22 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Northern Ireland Citizens: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Irishmen waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Northern Ireland Citizens is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Irishmen won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Irishmen who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips for Australians by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Australians written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-06-30 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Australians: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Australians waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Australians is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Australians won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Australian who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips for Austrians by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Austrians written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-20 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Austrians: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Austrians waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Austrians is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Austrians won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Austrian who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips for Miners by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Miners written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-22 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Miners: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Miners waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Miners is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Miners won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Miner who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-11 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how people waste money and provides you with everything you need to transform your life. The Best Ever 0Book of Money Saving Tips is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities. The savings in this book are so extreme; most people won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips for Puerto Ricans by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Puerto Ricans written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-22 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Puerto Ricans: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Puerto Ricans waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Puerto Ricans is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Puerto Ricans won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Puerto Rican who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips for Cape Verdeans by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Cape Verdeans written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-21 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Cape Verdeans: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Cape Verdeans waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Cape Verdeans is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Cape Verdeans won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Cape Verdean who wastes money?
Book Synopsis He Best Ever Book of Money Saving Tips by : Mark Geoffrey Young
Download or read book He Best Ever Book of Money Saving Tips written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-09 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how people waste money and provides you with everything you need to transform your life. The Best Ever 0Book of Money Saving Tips is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities. The savings in this book are so extreme; most people won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips for Greenburgh Residents by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Greenburgh Residents written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-06-30 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Greenburgh Residents: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Greenburgh Residents waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Greenburgh Residents is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Greenburgh Residents won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Greenburgh Resident who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips for Sailors by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Sailors written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-21 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Sailors: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Sailors waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Sailors is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Sailors won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Sailor who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips for Canadians by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Canadians written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-21 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Canadians: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Canadians waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Canadians is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Canadians won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Canadian who wastes money?
Book Synopsis The Best Ever Book of Money Saving Tips for Swiss Citizens by : Mark Geoffrey Young
Download or read book The Best Ever Book of Money Saving Tips for Swiss Citizens written by Mark Geoffrey Young and published by CreateSpace. This book was released on 2013-07-21 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Best Ever Book of Money Saving Tips for Swiss Citizens: Creative Ways to Cut Your Costs, Conserve Your Capital And Keep Your Cash; is the ultimate guide to saving money and getting rich quick. Filled with the craziest, funniest and most ridiculous money saving tips you can imagine, this humorous, groundbreaking resource shows you how Swiss Citizens waste money and provides you with everything you need to transform your life.The Best Ever Book of Money Saving Tips for Swiss Citizens is filled revolutionary tips that even the tightest Tightwad would have trouble coming up with. Bright ideas include: • Hanging out your dental floss to dry so you can reuse it later • Finding God to reduce your household expenses • Filling your Thermos at work to reduce your water bill • Fasting to reduce your food costs. Other tips include: • Cutting your bathroom costs by 50% • Changing the perception others have of you • Making your family grateful for the things they have • Getting others to help you save money • Reducing your expenditure on food and other necessities.The savings in this book are so extreme; most Swiss Citizens won't be able to implement them. But for those that do, they'll be able to recover the cost of this book after just a few pages. Ask yourself: Are you a cost-cutting warrior willing to make the ultimate sacrifice to save money, or are you a spendthrift Swiss Citizen who wastes money?
