STRATEGIC CREDIT MANAGEMENT IN BANKS

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Publisher : PHI Learning Pvt. Ltd.
ISBN 13 : 8120347048
Total Pages : 322 pages
Book Rating : 4.1/5 (23 download)

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Book Synopsis STRATEGIC CREDIT MANAGEMENT IN BANKS by : G. S POPLI

Download or read book STRATEGIC CREDIT MANAGEMENT IN BANKS written by G. S POPLI and published by PHI Learning Pvt. Ltd.. This book was released on 2013-01-23 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit management has always been one of the principal sources of income for commercial banks. Therefore, strategic credit management is vital to cash flow as it helps in minimizing the likelihood of bad debts. The present text, supported with flow diagrams, data and bank formats, wherever necessary, explains the legal requirements for disbursements and controlling of different types of credit. It also guides readers on step-by-step procedures of bank credit to enable them to form a clear understanding. Besides dealing with the theory and conceptual terms, the book incorporates the latest developments in the field of bank credit. It imparts knowledge of appraisal system of credit applications/proposals and their post-sanction monitoring, credit policy, types of loans and advance facilities granted by banks in India, and analysis of borrowers with particular reference to their legal capacity. It helps in developing skills for identifying, measuring and mitigating risks associated with lending. The book gives various regulatory guidelines pertaining to real estate financing and includes separate chapters devoted to agriculture finance, lending to small-, medium- and large-scale industry, and import and export financing. The book is aimed at postgraduate students of management and commerce. The text will also be of great value to practising credit managers, finance managers and accountants.

Strategic Credit Management

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Publisher : John Wiley & Sons
ISBN 13 : 9780471583431
Total Pages : 266 pages
Book Rating : 4.5/5 (834 download)

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Book Synopsis Strategic Credit Management by : Sam N. Basu

Download or read book Strategic Credit Management written by Sam N. Basu and published by John Wiley & Sons. This book was released on 1995-10-13 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: This guide presents bankers with solutions to the problems surrounding credit analysis, credit management, loan workouts and loan structuring. The authors present a picture of the difficulties of maintaining an effective banking credit management policy in

Strategic Credit Risk Management

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Publisher : Risk Management Assoc
ISBN 13 : 9780936742984
Total Pages : 112 pages
Book Rating : 4.7/5 (429 download)

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Book Synopsis Strategic Credit Risk Management by : John E. McKinley

Download or read book Strategic Credit Risk Management written by John E. McKinley and published by Risk Management Assoc. This book was released on 1994 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Credit Portfolio Management

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Publisher : Springer
ISBN 13 : 0230391508
Total Pages : 473 pages
Book Rating : 4.2/5 (33 download)

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Book Synopsis Credit Portfolio Management by : Michael Hünseler

Download or read book Credit Portfolio Management written by Michael Hünseler and published by Springer. This book was released on 2013-07-30 with total page 473 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Portfolio Management is a topical text on approaches to the active management of credit risks. The book is a valuable, up to date guide for portfolio management practitioners. Its content comprises of three main parts: The framework for managing credit risks, Active Credit Portfolio Management in practice and Hedging techniques and toolkits.

Bank Financial Management

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Publisher :
ISBN 13 :
Total Pages : 534 pages
Book Rating : 4.3/5 (512 download)

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Book Synopsis Bank Financial Management by : George H. Hempel

Download or read book Bank Financial Management written by George H. Hempel and published by . This book was released on 1991-02-28 with total page 534 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides up-to-date coverage of the primary aspects of bank financial management. Fundamental financial instrumental techniques, such as basic asset investment and funding instruments, basic mathematics for measuring costs and yields, and interest and yield curve analysis are covered. Shows managers how to evaluate bank performance, then details the elements of bank asset and bank liability management. New financial alternatives and strategies are covered, including funding alternatives, pricing off balance sheet items, and contingent claims products. International banking and foreign exchange are also discussed. In addition, it deals with bank mergers and acquisitions, interest sensitivity and interest rate risk, and their impact on integrative bank financial management decisions.

The Management of Consumer Credit

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Publisher : Springer
ISBN 13 : 0230582508
Total Pages : 208 pages
Book Rating : 4.2/5 (35 download)

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Book Synopsis The Management of Consumer Credit by : S. Finlay

Download or read book The Management of Consumer Credit written by S. Finlay and published by Springer. This book was released on 2008-04-01 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer credit is an integral part of many western societies. This book provides a comprehensive view of how credit-granting institutions operate and discusses the relationship between the strategic objectives set by senior management and the operational strategies employed by credit professionals working at the coal face of credit provision.

Loan Portfolio Management

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Publisher :
ISBN 13 :
Total Pages : 114 pages
Book Rating : 4.3/5 (512 download)

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Book Synopsis Loan Portfolio Management by :

Download or read book Loan Portfolio Management written by and published by . This book was released on 1988 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Strategies of Banks and Other Financial Institutions

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Publisher : Elsevier
ISBN 13 : 0124171672
Total Pages : 562 pages
Book Rating : 4.1/5 (241 download)

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Book Synopsis Strategies of Banks and Other Financial Institutions by : Rajesh Kumar

Download or read book Strategies of Banks and Other Financial Institutions written by Rajesh Kumar and published by Elsevier. This book was released on 2014-07-16 with total page 562 pages. Available in PDF, EPUB and Kindle. Book excerpt: How and why do strategic perspectives of financial institutions differ by class and region? Strategies of Banks and Other Financial Institutions: Theories and Cases is an introduction to global financial institutions that presents both theoretical and actual aspects of markets and institutions. The book encompasses depository and non-depository Institutions; money markets, bond markets, and mortgage markets; stock markets, derivative markets, and foreign exchange markets; mutual funds, insurance, and pension funds; and private equity and hedge funds. It also addresses Islamic financing and consolidation in financial institutions and markets. Featuring up-to-date case studies in its second half, Strategies of Banks and Other Financial Institutions proposes a useful theoretical framework and strategic perspectives about risk, regulation, markets, and challenges driving the financial sectors. Describes theories and practices that define classes of institutions and differentiate one financial institution from another Presents short, focused treatments of risk and growth strategies by balancing theories and cases Places Islamic banking and finance into a comprehensive, universal perspective

Banking Strategy, Credit Appraisal and Lending Decisions

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Publisher : Oxford University Press, USA
ISBN 13 : 9780195648508
Total Pages : 748 pages
Book Rating : 4.6/5 (485 download)

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Book Synopsis Banking Strategy, Credit Appraisal and Lending Decisions by : Hrishikes Bhattacharya

Download or read book Banking Strategy, Credit Appraisal and Lending Decisions written by Hrishikes Bhattacharya and published by Oxford University Press, USA. This book was released on 1998 with total page 748 pages. Available in PDF, EPUB and Kindle. Book excerpt: The liberalization of the financial sector demands a new technology to cope with the rising pressures on the profitability of banks and financial sector institutions. Analyzing lending strategies, credit appraisal, risk analysis and lending decisions, while keeping in mind the broad framework of corporate banking strategy, this book emphasizes that lending is no longer an activity restricted to the assets side of the balance sheet. It must emanate from and fit snugly into the overall corporate objective of a lending organization and, in the process, it must integrate the expanding range of activities into the mainstream lending business. An invaluable tool for practicing managers and students of business and financial management, this book demands no prior specialized knowledge of the subject, taking readers from the rudiments of credit appraisal to advanced levels of decision-making. Numerous examples from the world of business have been provided to facilitate a better understanding of the vast and significant changes in the financial market.

Community Banking Strategies

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Publisher : John Wiley & Sons
ISBN 13 : 0470934786
Total Pages : 198 pages
Book Rating : 4.4/5 (79 download)

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Book Synopsis Community Banking Strategies by : Vince Boberski

Download or read book Community Banking Strategies written by Vince Boberski and published by John Wiley & Sons. This book was released on 2010-07-30 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt: A guide for community banks to rebuild and strengthen their business With Community Banking Strategies, author Vincent Boberski, a financial professional who has spent years working with senior management and the boards of directors at local banks, skillfully reveals how community banks can compete against bigger institutions in the wake of the most significant financial crisis since the 1930s. Chapter by chapter, he offers practical advice on many of the most important issues in this area, including portfolio management, balance sheet management, and dealing with interest rate and credit cycles. Along the way, Boberski also offers in-depth insights on establishing and encouraging the lasting client relationships that produce the most essential piece of the banking business: focusing on increasing core deposits, which is at the heart of any good local bank. Details the strategies, products, and tactics that will enable community banks to create opportunities out of market dislocations and effectively manage risk Reveals how to capture consistently profitable growth at the expense of regional and national competitors Discusses what it takes to transform newfound market dynamics into customer relationships that touch both sides of the balance sheet If you want to gain a better understanding of the strategies that could consistently lead to success in this field, this book is the best place to start.

Global Credit Management

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Publisher : John Wiley & Sons
ISBN 13 : 0470092815
Total Pages : 178 pages
Book Rating : 4.4/5 (7 download)

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Book Synopsis Global Credit Management by : Ron Wells

Download or read book Global Credit Management written by Ron Wells and published by John Wiley & Sons. This book was released on 2004-04-21 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: In many companies credit management is a passive and reactive discipline. This results in significant receivables assets weighing heavily on balance sheets, dragging down cash flow and inhibiting growth. The power of credit is shackled, muted. Release the power and passion of credit management in your company. Proactively squeeze every morsel of value out of receivables and simultaneously, protect your company from the bad debt danger that lurks in the value chain. Harness the power of credit to effectively manage your company's receivables. Immediately make a positive difference in your company, and use this book as a resource for years to come. Reading Global Credit Management will help you wake the sleeping giant on your balance sheet make receivables earn their keep, just like every other asset. wrest control of credit from bureaucratic processes, grab it by the throat and wring out every drop of value. And last but by no means least, boost the value of your company. "...one of the most intelligent and refreshing exposés of the present and future role of international credit management that I have read in a long time. Global Credit Management represents a very welcome and innovative addition to the small library of quality publications available on international credit and risk management." —Tim Lane, Director of European Operations, Finance, Credit and International Business (FCIB)

The Practice of Lending

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Publisher : Springer Nature
ISBN 13 : 3030321975
Total Pages : 468 pages
Book Rating : 4.0/5 (33 download)

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Book Synopsis The Practice of Lending by : Terence M. Yhip

Download or read book The Practice of Lending written by Terence M. Yhip and published by Springer Nature. This book was released on 2020-02-25 with total page 468 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a comprehensive treatment of credit risk assessment and credit risk rating that meets the Advanced Internal Risk-Based (AIRB) approach of Basel II. Credit risk analysis looks at many risks and this book covers all the critical areas that credit professionals need to know, including country analysis, industry analysis, financial analysis, business analysis, and management analysis. Organized under two methodological approaches to credit analysis—a criteria-based approach, which is a hybrid of expert judgement and purely mathematical methodologies, and a mathematical approach using regression analysis to model default probability—the book covers a cross-section of industries including passenger airline, commercial real estate, and commercial banking. In three parts, the sections focus on hybrid models, statistical models, and credit management. While the book provides theory and principles, its emphasis is on practical applications, and will appeal to credit practitioners in the banking and investment community alongside college and university students who are preparing for a career in lending.

Consumer and Business Credit Management

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Publisher : McGraw-Hill/Irwin
ISBN 13 : 9780256187045
Total Pages : 502 pages
Book Rating : 4.1/5 (87 download)

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Book Synopsis Consumer and Business Credit Management by : Robert Hartzell Cole

Download or read book Consumer and Business Credit Management written by Robert Hartzell Cole and published by McGraw-Hill/Irwin. This book was released on 1998 with total page 502 pages. Available in PDF, EPUB and Kindle. Book excerpt: This text addresses the challenges that result from change and growth within the financial services and credit industry. It features a comprehensive case study and discusses issues related to technology, the Internet and on-line credit.

Bank Management and Control

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Publisher : Springer Science & Business Media
ISBN 13 : 3642403743
Total Pages : 131 pages
Book Rating : 4.6/5 (424 download)

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Book Synopsis Bank Management and Control by : Johannes Wernz

Download or read book Bank Management and Control written by Johannes Wernz and published by Springer Science & Business Media. This book was released on 2013-11-08 with total page 131 pages. Available in PDF, EPUB and Kindle. Book excerpt: Strategic planning, including the required quantitative methods, is an essential part of bank management and control. In this book capital, risk and yield are treated comprehensively and seamlessly. And a thorough introduction to the advanced methods of risk management for all sectors of banking is discussed. In addition, directly applicable concepts and data such as macroeconomic scenarios for strategic planning and stress testing as well as detailed scenarios for operational risk and advanced concepts for credit risk are presented in straightforward language. The book analyzes the effects of macroeconomic and regulatory developments such as the set of Basel III rules on planning, and it also presents and discusses the consequences for actively meeting these challenges, especially in terms of capital. A wealth of essential background information from practice, international observations and comparisons, along with numerous illustrative examples, make this book a useful resource for established and future professionals in bank management, risk/return management, controlling and accounting.

Credit Portfolio Management

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Publisher : John Wiley & Sons
ISBN 13 : 0471465429
Total Pages : 354 pages
Book Rating : 4.4/5 (714 download)

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Book Synopsis Credit Portfolio Management by : Charles Smithson

Download or read book Credit Portfolio Management written by Charles Smithson and published by John Wiley & Sons. This book was released on 2003-04-07 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: A cutting-edge text on credit portfolio management Credit risk. A number of market factors are causing revolutionary changes in the way it is measured and managed at financial institutions. Charles Smithson, author of the bestselling Managing Financial Risk, introduces a portfolio management approach to credit in his latest book. Understanding how to manage the inherent risks of this market has become increasingly important over the years. Credit Portfolio Management provides readers with a complete understanding of the alternative approaches to credit risk measurement and portfolio management. This definitive guide discusses the pricing and managing of credit risks associated with a variety of off-balance-sheet products such as credit default swaps, total return swaps, first-to-default baskets, and credit spread options; as well as on-balance-sheet customized structured products such as credit-linked notes, repackage notes, and synthetic collateralized debt obligations (CDOs). Filled with expert insight and advice, this book is a must-read for all credit professionals. Charles W. Smithson, PhD (New York, NY), is the Managing Partner of Rutter Associates and Executive Director of the International Association of Credit Portfolio Managers (IACPM). He is the author of five books, including The Handbook of Financial Engineering and Managing Financial Risk (now in its Third Edition).

Advanced Credit Risk Analysis and Management

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Publisher : John Wiley & Sons
ISBN 13 : 111860489X
Total Pages : 454 pages
Book Rating : 4.1/5 (186 download)

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Book Synopsis Advanced Credit Risk Analysis and Management by : Ciby Joseph

Download or read book Advanced Credit Risk Analysis and Management written by Ciby Joseph and published by John Wiley & Sons. This book was released on 2013-04-22 with total page 454 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit is essential in the modern world and creates wealth, provided it is used wisely. The Global Credit Crisis during 2008/2009 has shown that sound understanding of underlying credit risk is crucial. If credit freezes, almost every activity in the economy is affected. The best way to utilize credit and get results is to understand credit risk. Advanced Credit Risk Analysis and Management helps the reader to understand the various nuances of credit risk. It discusses various techniques to measure, analyze and manage credit risk for both lenders and borrowers. The book begins by defining what credit is and its advantages and disadvantages, the causes of credit risk, a brief historical overview of credit risk analysis and the strategic importance of credit risk in institutions that rely on claims or debtors. The book then details various techniques to study the entity level credit risks, including portfolio level credit risks. Authored by a credit expert with two decades of experience in corporate finance and corporate credit risk, the book discusses the macroeconomic, industry and financial analysis for the study of credit risk. It covers credit risk grading and explains concepts including PD, EAD and LGD. It also highlights the distinction with equity risks and touches on credit risk pricing and the importance of credit risk in Basel Accords I, II and III. The two most common credit risks, project finance credit risk and working capital credit risk, are covered in detail with illustrations. The role of diversification and credit derivatives in credit portfolio management is considered. It also reflects on how the credit crisis develops in an economy by referring to the bubble formation. The book links with the 2008/2009 credit crisis and carries out an interesting discussion on how the credit crisis may have been avoided by following the fundamentals or principles of credit risk analysis and management. The book is essential for both lenders and borrowers. Containing case studies adapted from real life examples and exercises, this important text is practical, topical and challenging. It is useful for a wide spectrum of academics and practitioners in credit risk and anyone interested in commercial and corporate credit and related products.

Managing Bank Risk

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Publisher : Academic Press
ISBN 13 : 9780122857850
Total Pages : 692 pages
Book Rating : 4.8/5 (578 download)

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Book Synopsis Managing Bank Risk by : Morton Glantz

Download or read book Managing Bank Risk written by Morton Glantz and published by Academic Press. This book was released on 2003 with total page 692 pages. Available in PDF, EPUB and Kindle. Book excerpt: Featuring new credit engineering tools, "Managing Bank Risk" combines innovative analytic methods with traditional credit management processes. Professor Glantz provides print and electronic risk-measuring tools that ensure credits are made in accordance with bank policy and regulatory requirements, giving bankers with the data necessary for judging asset quality and value.