Spend Smart

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Spend Smart

Author : Zoe McKey
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781722656768
Total Pages : 170 pages
Book Rating : 4.6/5 (567 download)

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Book Synopsis Spend Smart by : Zoe McKey

Download or read book Spend Smart written by Zoe McKey and published by Createspace Independent Publishing Platform. This book was released on 2018-07-08 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you spend on a lot of junk that doesn't make you happy? Instead of happiness, does money bring anxiety, stress,& debt into your life? If your savings account is nonexistent and you have no idea where your hard-earned money is going, it's time to redefine your spending habits. Living alone from the age of 14, I learned how to spend and manage money the hard way. Since my early teenage years, I had to earn my own money - which sometimes barely exceeded $150 for a month. In this book I'm sharing my insights on how to manage even the smallest income to outlast the month, and how to spend smarter on more fulfilling things. This book can help those people working their first jobs, or experienced people that just make poor money decisions. I will highlight the most common money myths, marketing tricks, and irrational beliefs people fall prey for and teach you to avoid them. Take charge of your money today. -Scientific research about the psychology of our spending habits -Learn how to spend less and save more and still enjoy life - regardless of your income -How to assess value to make the best financial decision -Map out your spending patterns to know where you need to change Like it or not, money is part of everybody's life. Learn to control it instead of letting it control you. -The top 5 reasons people spend money -Why the Six Persuasion Principles by Robert Cialdini get us almost all the time? -Understand online shopping and credit cards. Why are you more willing to spend using these? -Marketing tricks that always get you - deconstructed from subtle to overt You can turn a blind eye to your financial problems, but they won't disappear. Learn about the best personal finance practices of the rich and happy live a financially balanced life in the future. Build a solid foundation for your family and yourself. There is a thin line between being cheap and frugal. Learn how to spend without getting labeled as cheap and without sacrificing your family's wellbeing. Arm yourself against the most common spending mistakes. -How to break the vicious circle of shopping habits -Financial literacy crash course: A-Z finance vocabulary, the five pillars of financial literacy and more. -4 things you should invest in -Financial fasting and how to use it to your benefit -Key takeaway summaries at the end of each chapter Get financial awareness in your life: -Get a clear picture on the difference between the 401(k), 403(b), TSP, IRA and Roth accounts -TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions) -Why should you have F-you money -How can your money take you to financial independence (The 4% rule.) Financial literacy changes the rest of your life. You will have a better relationship with money by thinking about it differently. You will know the unique ways to spend smarter and build wealth. Imagine not worrying about debt, bills and late payment fees anymore. Picture paying for things that actually add value and happiness to your life. Follow the tips presented in this book and make it reality.

Spend Smart Creating Wealth Even With NO Room in Your Budget

Author : Bill Keenan
Publisher : IYD, Inc.
ISBN 13 : 0971307326
Total Pages : 193 pages
Book Rating : 4.9/5 (713 download)

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Book Synopsis Spend Smart Creating Wealth Even With NO Room in Your Budget by : Bill Keenan

Download or read book Spend Smart Creating Wealth Even With NO Room in Your Budget written by Bill Keenan and published by IYD, Inc.. This book was released on 2006 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Happy Go Money

Author : Melissa Leong
Publisher : ECW Press
ISBN 13 : 1773052802
Total Pages : 195 pages
Book Rating : 4.7/5 (73 download)

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Book Synopsis Happy Go Money by : Melissa Leong

Download or read book Happy Go Money written by Melissa Leong and published by ECW Press. This book was released on 2019-01-08 with total page 195 pages. Available in PDF, EPUB and Kindle. Book excerpt: Featured on The Drew Barrymore Show. The Social’s finance expert gives practical advice on how to spend, budget, invest, and feel good about money. Can money buy happiness? Maybe, but not like you may think . . . With Happy Go Money, financial expert Melissa Leong cuts through the noise to show you how to get the most delight for your dollar. Happy Go Money combines happiness psychology and personal finance and distills it into an indispensable starter guide. Each snappy chapter provides practical, easy-to-understand advice on topics such as spending, budgeting, investing, and mindfulness, while weaving in research, interactive exercises, and relatable anecdotes. Frank, funny, and empowering, this primer challenges everyone to revamp their relationship with their money so they can dial down their worries and supersize their joy. “Using humor and kindness, Leong shares a lovely starter guide to living a happier life with a better relationship to your money.” —Book Riot “A book that puts money, life and happiness in perspective. Loved every minute of it.” —Gail Vaz-Oxlade, author of Debt-Free Forever “Happy Go Money is informative but also accessible, smart and funny, silly and sexy, tough and also kind. It is, perhaps, the way money has always wanted to be represented. Melissa Leong has given her a makeover—and she looks SO good.” —Elaine Lui, LaineyGossip.com, and author of Listen to the Squawking Chicken “A must-read for anyone who wants to fall in love with their money.” —Shannon Lee Simmons, founder of the New School of Finance “Leong’s breezy, relatable writing style will appeal to a broad range of readers.” —Booklist

Spendsmart

Author : Benjamin Fry
Publisher : Piatkus
ISBN 13 : 0748111794
Total Pages : 221 pages
Book Rating : 4.7/5 (481 download)

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Book Synopsis Spendsmart by : Benjamin Fry

Download or read book Spendsmart written by Benjamin Fry and published by Piatkus. This book was released on 2009-06-04 with total page 221 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you dread opening bills and statements? Do you feel like your debts are spiralling out of control? Do you wish you had more money left at the end of the month? 'Spendsmart' authors and money experts Benjamin Fry and Jay Hunt take a unique and holistic approach to helping you deal with all your financial worries. Firstly, Benjamin examines the real reasons behind your overspending, so that you can understand how to change, and then Jay provides you with practical and realistic solutions for spending less. By following their proven 5-step plan, you will be able to identify your debts, learn how to live on a budget without depriving yourself and apply their strategies to the way you continue to spend money in the future. Packed with budgeting suggestions, helpful questionnaires, realistic tips, and fun ideas, 'Spendsmart' is a must-read for anyone who wants to make their money go further.

Time Smart

Author : Ashley Whillans
Publisher : Harvard Business Press
ISBN 13 : 163369836X
Total Pages : 111 pages
Book Rating : 4.6/5 (336 download)

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Book Synopsis Time Smart by : Ashley Whillans

Download or read book Time Smart written by Ashley Whillans and published by Harvard Business Press. This book was released on 2020-10-06 with total page 111 pages. Available in PDF, EPUB and Kindle. Book excerpt: There's an 80 percent chance you're poor. Time poor, that is. Four out of five adults report feeling that they have too much to do and not enough time to do it. These time-poor people experience less joy each day. They laugh less. They are less healthy, less productive, and more likely to divorce. In one study, time stress produced a stronger negative effect on happiness than unemployment. How can we escape the time traps that make us feel this way and keep us from living our best lives? Time Smart is your playbook for taking back the time you lose to mindless tasks and unfulfilling chores. Author and Harvard Business School professor Ashley Whillans will give you proven strategies for improving your "time affluence." The techniques Whillans provides will free up seconds, minutes, and hours that, over the long term, become weeks and months that you can reinvest in positive, healthy activities. Time Smart doesn't stop at telling you what to do. It also shows you how to do it, helping you achieve the mindset shift that will make these activities part of your everyday regimen through assessments, checklists, and activities you can use right away. The strategies Whillans presents will help you make the shift to time-smart living and, in the process, build a happier, more fulfilling life.

Money Well Spent

Author : Paul Brest
Publisher : John Wiley and Sons
ISBN 13 : 0470885343
Total Pages : 306 pages
Book Rating : 4.4/5 (78 download)

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Book Synopsis Money Well Spent by : Paul Brest

Download or read book Money Well Spent written by Paul Brest and published by John Wiley and Sons. This book was released on 2010-05-18 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: Winner of the 2009 Skystone Ryan Prize for Research, Association of Fundraising Professionals Research Council “All outstanding philanthropic successes have one thing in common: They started with a smart strategic plan,” say authors Paul Brest, president of the William and Flora Hewlett Foundation, and Hal Harvey, president of ClimateWorks. Money Well Spent explains how to create and implement a strategy that ensures meaningful results. Components of a smart strategy include: Achieving great clarity about one’s philanthropic goals Specifying indicators of success before beginning a project Designing and implementing a plan commensurate with available resources Evidence-based understanding of the world in which the plan will operate Paying careful attention to milestones to determine if you are on the path to success or if midcourse corrections are necessary Drawing on examples from over 100 foundations and non-profits, Money Well Spent gives readers the framework they need to design a smart strategy, addressing such key issues as: Effective use of tools—education, science, direct services, advocacy—that can achieve your objectives. How to choose the forms of funding to achieve stated goals How to measure the impact of grants or programs When to be patient and stick with a winning strategy and when to abandon a strategy that isn’t working This is a book for everyone who wants to get the most from a philanthropic dollar: donors, foundations, and non-profits.

Smart Ways to Spend Your Time

Author : Pamela Espeland
Publisher : Free Spirit Publishing
ISBN 13 :
Total Pages : 100 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis Smart Ways to Spend Your Time by : Pamela Espeland

Download or read book Smart Ways to Spend Your Time written by Pamela Espeland and published by Free Spirit Publishing. This book was released on 2005 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: To put this another way, you need to spend more time in positive, healthy ways. You need fun, cool, creative things to do-on your own, with your friends, with your family, and with other adults who care about kids. This book helps you add constructive use of time to your life. Stories tell about kids who are doing this for themselves or a friend. In between are ideas for you to try-at home, at school, in your neighborhood, in your faith community, and with your friends. Some are quick and easy, and some take time. Some you can do alone, and some you'll want to do with other people. Pick one idea and start today. Add the constructive use of time you need! Book jacket.

Invest In Your Debt How to Achieve True Financial Freedom by First Eliminating Your Debt

Author :
Publisher : IYD, Inc.
ISBN 13 : 097130730X
Total Pages : 192 pages
Book Rating : 4.9/5 (713 download)

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Book Synopsis Invest In Your Debt How to Achieve True Financial Freedom by First Eliminating Your Debt by :

Download or read book Invest In Your Debt How to Achieve True Financial Freedom by First Eliminating Your Debt written by and published by IYD, Inc.. This book was released on with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Happy Money

Author : Elizabeth Dunn
Publisher : Simon and Schuster
ISBN 13 : 1476740704
Total Pages : 224 pages
Book Rating : 4.4/5 (767 download)

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Book Synopsis Happy Money by : Elizabeth Dunn

Download or read book Happy Money written by Elizabeth Dunn and published by Simon and Schuster. This book was released on 2013-05-14 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. Happy Money offers a tour of new research on the science of spending. Most people recognize that they need professional advice on how to earn, save, and invest their money. When it comes to spending that money, most people just follow their intuitions. But scientific research shows that those intuitions are often wrong. Happy Money explains why you can get more happiness for your money by following five principles, from choosing experiences over stuff to spending money on others. And the five principles can be used not only by individuals but by companies seeking to create happier employees and provide “happier products” to their customers. Elizabeth Dunn and Michael Norton show how companies from Google to Pepsi to Crate & Barrel have put these ideas into action. Along the way, the authors describe new research that reveals that luxury cars often provide no more pleasure than economy models, that commercials can actually enhance the enjoyment of watching television, and that residents of many cities frequently miss out on inexpensive pleasures in their hometowns. By the end of this book, readers will ask themselves one simple question whenever they reach for their wallets: Am I getting the biggest happiness bang for my buck?

Smart Women Finish Rich, Expanded and Updated

Author : David Bach
Publisher : Currency
ISBN 13 : 0525573054
Total Pages : 432 pages
Book Rating : 4.5/5 (255 download)

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Book Synopsis Smart Women Finish Rich, Expanded and Updated by : David Bach

Download or read book Smart Women Finish Rich, Expanded and Updated written by David Bach and published by Currency. This book was released on 2018-09-18 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: THE MILLION-COPY NEW YORK TIMES, BUSINESS WEEK, WALL STREET JOURNAL AND USA TODAY BESTSELLER IS BACK - COMPLETELY UPDATED! With over ONE MILLION copies sold - Smart Women Finish Rich is one of the most popular financial books for women ever written. A perennial bestseller for over two decades, now Bach returns with a completely updated, expanded and revised edition, Smart Women Finish Rich, to address the new financial concerns and opportunities for today's women. Whether you are just getting started in your investment life, looking to manage your money yourself, or work closely with a financial advisor, this book is your proven roadmap to the life you want and deserve. With Smart Women Finish Rich, you will feel like you are being coached personally by one of America's favorite and most trusted financial experts. The Smart Women Finish Rich program has helped millions of women for over twenty years gain confidence, clarity and control over their financial well-being--it has been passed from generations to generation -- and it now can help you.

Smart Pricing

Author : Jagmohan Raju
Publisher :
ISBN 13 :
Total Pages : 225 pages
Book Rating : 4.:/5 (12 download)

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Book Synopsis Smart Pricing by : Jagmohan Raju

Download or read book Smart Pricing written by Jagmohan Raju and published by . This book was released on 1900 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the eBook version of the printed book. If the print book includes a CD-ROM, this content is not included within the eBook version. In Smart Pricing, Wharton professors and renowned pricing experts Jagmohan Raju and John Zhang offer a powerful alternative to traditional pricing models. The authors focusing on a new set of influencers in pricing strategy: consumer psychology, economics, and marketing. To do so, they draw on their own breakthrough pricing research, as well as their most recent work helping enterprises rethink their approaches to pricing. Raju and Zhang make pricing more t.

Copycats

Author : Oded Shenkar
Publisher : Harvard Business Press
ISBN 13 : 1422126730
Total Pages : 251 pages
Book Rating : 4.4/5 (221 download)

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Book Synopsis Copycats by : Oded Shenkar

Download or read book Copycats written by Oded Shenkar and published by Harvard Business Press. This book was released on 2010 with total page 251 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In business, imitation gets a bad rap: some business leaders see imitators as 'me too' players forced to copy because they have nothing original to offer. In Copycats, Oded Shenkar challenges this viewpoint. He reveals how imitation - the exact or broad-brushed copying of an innovation - is as critical to prosperity as innovation, especially when the two are used together."--Inside jacket.

The Cult of Smart

Author : Fredrik deBoer
Publisher : All Points Books
ISBN 13 : 1250200385
Total Pages : 272 pages
Book Rating : 4.2/5 (52 download)

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Book Synopsis The Cult of Smart by : Fredrik deBoer

Download or read book The Cult of Smart written by Fredrik deBoer and published by All Points Books. This book was released on 2020-08-04 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Named one of Vulture’s Top 10 Best Books of 2020! Leftist firebrand Fredrik deBoer exposes the lie at the heart of our educational system and demands top-to-bottom reform. Everyone agrees that education is the key to creating a more just and equal world, and that our schools are broken and failing. Proposed reforms variously target incompetent teachers, corrupt union practices, or outdated curricula, but no one acknowledges a scientifically-proven fact that we all understand intuitively: Academic potential varies between individuals, and cannot be dramatically improved. In The Cult of Smart, educator and outspoken leftist Fredrik deBoer exposes this omission as the central flaw of our entire society, which has created and perpetuated an unjust class structure based on intellectual ability. Since cognitive talent varies from person to person, our education system can never create equal opportunity for all. Instead, it teaches our children that hierarchy and competition are natural, and that human value should be based on intelligence. These ideas are counter to everything that the left believes, but until they acknowledge the existence of individual cognitive differences, progressives remain complicit in keeping the status quo in place. This passionate, voice-driven manifesto demands that we embrace a new goal for education: equality of outcomes. We must create a world that has a place for everyone, not just the academically talented. But we’ll never achieve this dream until the Cult of Smart is destroyed.

Money $mart

Author : Ted Hunter
Publisher :
ISBN 13 : 9780984387700
Total Pages : 364 pages
Book Rating : 4.3/5 (877 download)

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Book Synopsis Money $mart by : Ted Hunter

Download or read book Money $mart written by Ted Hunter and published by . This book was released on 2010-10-01 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: "America's manual for smart personal money management ."

Smart Money Smart Kids

Author : Dave Ramsey
Publisher : Ramsey Press
ISBN 13 : 1937077632
Total Pages : 239 pages
Book Rating : 4.9/5 (37 download)

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Book Synopsis Smart Money Smart Kids by : Dave Ramsey

Download or read book Smart Money Smart Kids written by Dave Ramsey and published by Ramsey Press. This book was released on 2014-04-22 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Smart Money Smart Kids, Financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

What Do Woman Want?

Author : Marty Lobdell
Publisher : CreateSpace
ISBN 13 : 9781508955955
Total Pages : 34 pages
Book Rating : 4.9/5 (559 download)

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Book Synopsis What Do Woman Want? by : Marty Lobdell

Download or read book What Do Woman Want? written by Marty Lobdell and published by CreateSpace. This book was released on 2015-03-21 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: A book to help men establish and or enhance sexually intimate relationships. The material is based upon research on what women find valuable in a partner. This is not a book about grooming and style, but rather it cover far deeper variables that impact relationships.

Smart Ways to Travel the World Cheap

Author : Daniel N. Silva
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781979630207
Total Pages : 426 pages
Book Rating : 4.6/5 (32 download)

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Book Synopsis Smart Ways to Travel the World Cheap by : Daniel N. Silva

Download or read book Smart Ways to Travel the World Cheap written by Daniel N. Silva and published by Createspace Independent Publishing Platform. This book was released on 2017-11-09 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt: Smart Ways to Travel the World Cheap How To Discover More, Spend Less, and Visit The Best Places Around The World Planning - Organising - Exploring Travelling is meant to be experienced, to discover the beauty this planet has to offer, as well as its diverse culture. Visiting new places, tasting unusual food or even taking part in a wilder trip will take you out of your comfort zone. Travelling increases willingness to try new and exciting things that you would not normally do, or would not have the courage to do at home. This book teaches the ins and outs of smart travelling, including discovering more, spending less and travelling to the best locations. You will learn effective hitchhiking, and how to find low-cost airfares, travelling by air, train or bus - everything you need to know to have that best experience! Smart Ways to Travel the World Cheap is a guide to those with a passionate thirst for exploration, including newbie's and those afraid of adventure. It is written to share the best strategies about exploring amazing places around the world. How to discover more, spend less, and visit the best regions and cities on each continent. This book gives the best tips and essential points regarding: Travel perception. Smart banking while abroad. Choosing the best credit card. Finding cheap flights. Using discount cards. Travel costs and saving strategies. Food and beverage savings. Taking advantage of discounts on activities and attractions. Travel insurance. This book will also explore smart and cheap ways to travel around different regions, as well as the best cities to visit in: #10004 North, Central and South America. #10004 Europe. #10004 Africa. #10004 Middle East. #10004 Southern Asia. #10004 Oriental Asia. #10004 Southeast Asia. #10004 Australia and New Zealand. The ideas in this book will facilitate a nomadic lifestyle for many travellers. Everybody loves travelling - this is a known fact. However, it's important to recognise that visiting new places and cultures, and exploring the world is genuinely beneficial to our physical and mental health. After reading this book, you will be convinced and ready to schedule your next trip, and you will have totally new ideas about exploring the world.