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Social Collateral
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Book Synopsis Collateral Damage by : Zygmunt Bauman
Download or read book Collateral Damage written by Zygmunt Bauman and published by Polity. This book was released on 2011-06-13 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: Zygmunt Bauman is one of the most original and influential social thinkers of our time. This new book focuses on social inequality.
Book Synopsis Social Collateral by : Caroline E. Schuster
Download or read book Social Collateral written by Caroline E. Schuster and published by Univ of California Press. This book was released on 2015-10-06 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Microcredit is part of a global trend of financial inclusion that brings banking services, and especially small loans, to the world's poor. While credit for the poor has increasingly come under the rubric of commercial banking, Paraguayan solidarity lending offers a window into the tensions between social development and global finance. There, non-profit development programs offer group loans to women. These highly regulated loans are secured through mutual support and peer pressure--social collateral--rather than through physical collateral. To understand the broader issues of economic interdependency and its regulatory features, Social Collateral tracks collective debt across the commercial society and smuggling economies at the Paraguayan border. The story of social collateral cannot be told without an interwoven story about the feminization of solidarity lending. At its core is an economy of gender--from pink-collar financial work, to men's committees, to hard women smugglers. At stake are interdependencies that bind borrowers and lenders, financial technologies, and Paraguayan development in ways that structure both global inequality and opportunity"--Provided by publisher.
Book Synopsis Social Collateral by : Caroline E. Schuster
Download or read book Social Collateral written by Caroline E. Schuster and published by University of California Press. This book was released on 2015-10-06 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microcredit is part of a global trend of financial inclusion that brings banking services, especially small loans, to the world’s poor. In this book, Caroline Schuster explores Paraguayan solidarity lending as a window into the tensions between social development and global finance. Social Collateral tracks collective debt across the commercial society and smuggling economies at the Paraguayan border by examining group loans made to women by nonprofit development programs. These highly regulated loans are secured through mutual support and peer pressure—social collateral—rather than through physical collateral. This story of social collateral necessarily includes an interwoven account about the feminization of solidarity lending. At its core is an economy of gender—from pink-collar financial work, to men’s committees, to women smugglers. At stake are interdependencies that bind borrowers and lenders, financial technologies, and Paraguayan development in ways that structure both global inequality and global opportunity.
Book Synopsis Microfinance Institutions by : R. Mersland
Download or read book Microfinance Institutions written by R. Mersland and published by Springer. This book was released on 2014-12-10 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.
Book Synopsis Collateral Damage by : Sharon L. Nichols
Download or read book Collateral Damage written by Sharon L. Nichols and published by Harvard Education Press. This book was released on 2007-03-01 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: Drawing on their extensive research, Nichols and Berliner document and categorize the ways that high-stakes testing threatens the purposes and ideals of the American education system. For more than a decade, the debate over high-stakes testing has dominated the field of education. This passionate and provocative book provides a fresh perspective on the issue and powerful ammunition for opponents of high-stakes tests. Their analysis is grounded in the application of Campbell’s Law, which posits that the greater the social consequences associated with a quantitative indicator (such as test scores), the more likely it is that the indicator itself will become corrupted—and the more likely it is that the use of the indicator will corrupt the social processes it was intended to monitor. Nichols and Berliner illustrate both aspects of this “corruption,” showing how the pressures of high-stakes testing erode the validity of test scores and distort the integrity of the education system. Their analysis provides a coherent and comprehensive intellectual framework for the wide-ranging arguments against high-stakes testing, while putting a compelling human face on the data marshalled in support of those arguments.
Book Synopsis Invisible Punishment by : Meda Chesney-Lind
Download or read book Invisible Punishment written by Meda Chesney-Lind and published by The New Press. This book was released on 2011-05-10 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: In a series of newly commissioned essays from the leading scholars and advocates in criminal justice, Invisible Punishment explores, for the first time, the far-reaching consequences of our current criminal justice policies. Adopted as part of “get tough on crime” attitudes that prevailed in the 1980s and ’90s, a range of strategies, from “three strikes” and “a war on drugs,” to mandatory sentencing and prison privatization, have resulted in the mass incarceration of American citizens, and have had enormous effects not just on wrong-doers, but on their families and the communities they come from. This book looks at the consequences of these policies twenty years later.
Book Synopsis Collateral Knowledge by : Annelise Riles
Download or read book Collateral Knowledge written by Annelise Riles and published by University of Chicago Press. This book was released on 2011-05 with total page 310 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who are the agents of financial regulation? Is good (or bad) financial governance merely the work of legislators and regulators? Here Annelise Riles argues that financial governance is made not just through top-down laws and policies but also through the daily use of mundane legal techniques such as collateral by a variety of secondary agents, from legal technicians and retail investors to financiers and academics and even computerized trading programs. Drawing upon her ten years of ethnographic fieldwork in the Japanese derivatives market, Riles explores the uses of collateral in the financial markets as a regulatory device for stabilizing market transactions. How collateral operates, Riles suggests, is paradigmatic of a class of low-profile, mundane, but indispensable activities and practices that are all too often ignored as we think about how markets should work and be governed. Riles seeks to democratize our understanding of legal techniques, and demonstrate how these day-to-day private actions can be reformed to produce more effective forms of market regulation.
Book Synopsis Social Thoughts and Their Implications by : Kazi Abdur Rouf
Download or read book Social Thoughts and Their Implications written by Kazi Abdur Rouf and published by iUniverse. This book was released on 2018-12-18 with total page 355 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book contains social economy and green economy development different concepts, theories, ideas; community development different thoughts, citizenry skills development concepts, poverty eradication and good governance approaches, local living economics propositions and their implications in Bangladesh and in Canada with examples. It narrates different concepts, theories, and approaches to green management development practices for sustainable business development. The book has its roots analysing social development different thoughts and services to identify gaps and to solve environmental degradation problems, employment generation, poverty reduction, and to identify sustainable ‘bottom-up’ social development approaches. The discussions of the book explore the process of empowerment of gender development, good governance, and raising community solidarity capital development among disadvantaged people in Bangladesh and Canada. Civil society agencies have been working for people’s citizenship development, local resource development, ecological development, women empowerment, and community organizing, thrive to civic education and develop networking among villagers since Bangladesh independence 1972. By reading this book, readers can find latest information on social, economic and green development different schemes and services initiated by NGOs and their implementing strategies and outcomes in Bangladesh and in Canada that are narrated in the book. The book writes in a debate form in order to analyse social development different thoughts with examples to explore appropriate initiatives need to be taken for improving disadvantage people livelihoods in Bangladesh and Canada.
Download or read book Collateral written by Ellen Hopkins and published by Simon and Schuster. This book was released on 2013-07-23 with total page 513 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Featuring an Atria Paperback readers club guide"--P. [4] of cover.
Book Synopsis Collateral Damaged by : Charles R. Geisst
Download or read book Collateral Damaged written by Charles R. Geisst and published by John Wiley and Sons. This book was released on 2010-05-20 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sometime in the 1970s and 1980s, the use of credit cards, which had begun as a convenience, began to grow into an addiction. Collateral Damaged: The Marketing of Consumer Debt to America explains how a nation of savers became a nation of consumers and how Wall Street used consumers' addiction to spending to create the "toxic securities" that threaten to bring about the collapse of the global economy. Geisst looks at the policy implications of the credit crisis and describes how the United States can get its fiscal house in order: Debt must be brought back onto the issuer's balance sheet. Investors must have the assurance of recourse to the debt issuer's own funds, rather than the empty promise of a valueless document. Regulators must be educated to know at least as much about financial engineering as the structured finance instruments' architects do. This book connects the dots from consumer spending to credit cards to home-equity loans and back to credit cards.
Book Synopsis Collateral and Financial Plumbing by : Manmohan Singh
Download or read book Collateral and Financial Plumbing written by Manmohan Singh and published by . This book was released on 2016 with total page 211 pages. Available in PDF, EPUB and Kindle. Book excerpt: Collateral is one of the building blocks on which the financial markets are constructed. Used for a number of purposes--including trading with central counterparties (CCPs), secured funding with market counterparties and central banks, OTC derivatives margining and settlement--the role of effective collateral management in monetizing assets has never been more important.
Author :American Bar Association. House of Delegates Publisher :American Bar Association ISBN 13 :9781590318737 Total Pages :216 pages Book Rating :4.3/5 (187 download)
Book Synopsis Model Rules of Professional Conduct by : American Bar Association. House of Delegates
Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.
Book Synopsis Microfinance Handbook by : Joanna Ledgerwood
Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
Book Synopsis The Social Conquest of Earth by : Edward O. Wilson
Download or read book The Social Conquest of Earth written by Edward O. Wilson and published by W. W. Norton & Company. This book was released on 2012-04-09 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times Bestseller and Notable Book of the Year A Kirkus Reviews Book of the Year (Nonfiction) Longlisted for the Andrew Carnegie Medal for Excellence (Nonfiction) From the most celebrated heir to Darwin comes a groundbreaking book on evolution, the summa work of Edward O. Wilson's legendary career. Sparking vigorous debate in the sciences, The Social Conquest of Earth upends “the famous theory that evolution naturally encourages creatures to put family first” (Discover). Refashioning the story of human evolution, Wilson draws on his remarkable knowledge of biology and social behavior to demonstrate that group selection, not kin selection, is the premier driving force of human evolution. In a work that James D. Watson calls “a monumental exploration of the biological origins of the human condition,” Wilson explains how our innate drive to belong to a group is both a “great blessing and a terrible curse” (Smithsonian). Demonstrating that the sources of morality, religion, and the creative arts are fundamentally biological in nature, the renowned Harvard University biologist presents us with the clearest explanation ever produced as to the origin of the human condition and why it resulted in our domination of the Earth’s biosphere.
Book Synopsis Group Versus Individual Liability by : Xavier Gine
Download or read book Group Versus Individual Liability written by Xavier Gine and published by World Bank Publications. This book was released on 2006 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: Group liability is often portrayed as the key innovation that led to the explosion of the microcredit movement, which started with the Grameen Bank in the 1970s and continues on today with hundreds of institutions around the world. Group lending claims to improve repayment rates and lower transaction costs when lending to the poor by providing incentives for peers to screen, monitor, and enforce each other's loans. However, some argue that group liability creates excessive pressure and discourages good clients from borrowing, jeopardizing both growth and sustainability. Therefore, it remains unclear whether group liability improves the lender's overall profitability and the poor's access to financial markets. The authors worked with a bank in the Philippines to conduct a field experiment to examine these issues. They randomly assigned half of the 169 pre-existing group liability 'centers' of approximately twenty women to individual-liability centers (treatment) and kept the other half as-is with group liability (control). We find that the conversion to individual liability does not affect the repayment rate, and leads to higher growth in center size by attracting new clients.
Book Synopsis Reforming Collateral Laws to Expand Access to Finance by : Heywood W. Fleisig
Download or read book Reforming Collateral Laws to Expand Access to Finance written by Heywood W. Fleisig and published by World Bank Publications. This book was released on 2006 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most readers, especially those with car loans or home mortgages, know about "collateral"--property that the lender can take away from the borrower in the event that the borrower defaults. In low/middle income countries, it is understood that conservative lenders exclude firms from credit markets with their excessive collateral requirements. Usually, this is because only some property is acceptable as collateral: large holdings of urban real estate and, sometimes, new motor vehicles. Microenterprises, SMEs, and the poor have little of this property but they do have an array of productive assets that could easily be harnessed to serve as collateral. It is only the legal framework which prevents firms from using these assets to secure loans. In countries with reformed laws governing collateral, property such as equipment, inventory, accounts receivable, livestock are considered excellent collateral. This book aims to better equip project managers to implement reforms to the legal and institutional framework for collateral (secured transactions). It discusses the importance of movable property as a source of collateral for firms, the relationship between the legal framework governing movable assets and the financial sector consequences for firms (better loan terms, increased access, more competitive financial sector), and how reforms can be put in place to change the lending environment.
Book Synopsis Social Capital and Incentive Compatibility by : Tewodaj Mogues
Download or read book Social Capital and Incentive Compatibility written by Tewodaj Mogues and published by . This book was released on 2003 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
