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Small Short And Unsecured Informal Rural Finance In India
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Book Synopsis Small, Short, and Unsecured Informal Rural Finance in India by : Frits J. A. Bouman
Download or read book Small, Short, and Unsecured Informal Rural Finance in India written by Frits J. A. Bouman and published by Oxford University Press, USA. This book was released on 1989 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: Traditionally, rural communities in India have taken care of their own financial needs. This study examines the experiences of a district in Maharashtra and argues that deficiencies in the services of the formal sector have stimulated the appeal and activities of informal finance agents.
Book Synopsis Informal Finance In Low-income Countries by : Dale W Adams
Download or read book Informal Finance In Low-income Countries written by Dale W Adams and published by Routledge. This book was released on 2019-03-04 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: Invisible to official statistics and operating outside the reach of governmental regulation, informal finance markets often prove more efficient and more fair than their formal counterparts. The authors of these studies emphasize the diversity and richness of informal credit markets.
Book Synopsis Back-Alley Banking by : Kellee S. Tsai
Download or read book Back-Alley Banking written by Kellee S. Tsai and published by Cornell University Press. This book was released on 2018-05-31 with total page 335 pages. Available in PDF, EPUB and Kindle. Book excerpt: Chinese entrepreneurs have founded more than thirty million private businesses since Beijing instituted economic reforms in the late 1970s. Most of these private ventures, however, have been denied access to official sources of credit. State banks continue to serve state-owned enterprises, yet most private financing remains illegal. How have Chinese entrepreneurs managed to fund their operations? In defiance of the national banking laws, small business owners have created a dizzying variety of informal financing mechanisms, including rotating credit associations and private banks disguised as other types of organizations. Back-Alley Banking includes lively biographical sketches of individual entrepreneurs; telling quotations from official documents, policy statements, and newspaper accounts; and interviews with a wide variety of women and men who give vivid narratives of their daily struggles, accomplishments, and hopes for future prosperity. Kellee S. Tsai's book draws upon her unparalleled fieldwork in China's world of shadow finance to challenge conventional ideas about the political economy of development. Business owners in China, she shows, have mobilized local social and political resources in innovative ways despite the absence of state-directed credit or a well-defined system of private property rights. Entrepreneurs and local officials have been able to draw on the uncertainty of formal political and economic institutions to enhance local prosperity.
Book Synopsis Microfinance in India by : Prabhu Ghate
Download or read book Microfinance in India written by Prabhu Ghate and published by SAGE Publications. This book was released on 2008-11-11 with total page 201 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance in India: A State of the Sector Report, 2007 is one in a series of annual reports on the microfinance sector in India. It is a comprehensive one-stop document that provides a holistic view of the sector, providing a detailed analysis of its status and future. It highlights recent developments under each of the two main models of microfinance in India -the SHG and MFI models. Most significantly, it engages with issues of topical interest such as the microfinance bill pending in parliament in a balanced and objective manner, and focuses on policy issues that need the attention of decision makers. The book carries a statistical appendix which provides essential data on the sector, and strengthens its utility as a reference document. It will be of interest to various players in the sector including practitioners, bankers, insurance companies, venture capitalists, regulators, donors and academics.
Book Synopsis Changing Financial Landscapes in India and Indonesia by : Heiko Schrader
Download or read book Changing Financial Landscapes in India and Indonesia written by Heiko Schrader and published by LIT Verlag Münster. This book was released on 1997 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Heiko Schrader is an economist and sociologist. He wrote his Ph. D. thesis and a book on traditional and contemporary trading patterns in the Nepal Himalayas and beyond. Furthermore, he edited a book, together with Hans-Dieter Evers, on "The Moral Economy of Trade - Ethnicity and Developing Markets". This book is the outcome of a five-year research project on the history of finance in India and Indonesia that he completed with his Habilitation at the Faculty of Sociology, University of Bielefeld.
Book Synopsis Grass-Roots Democracy in India and China by : Manoranjan Mohanty
Download or read book Grass-Roots Democracy in India and China written by Manoranjan Mohanty and published by SAGE. This book was released on 2007-01-12 with total page 506 pages. Available in PDF, EPUB and Kindle. Book excerpt: In both India and China, economic reforms have generated challenges for local institutions. This book studies the political experiences in India and China from an interdisciplinary perspective. It examines the process of democratisation, highlighting the demands for participation and the power structures interjecting them.
Book Synopsis The Evolution of Poverty and Inequality in Indian Villages by : Raji Jayaraman
Download or read book The Evolution of Poverty and Inequality in Indian Villages written by Raji Jayaraman and published by World Bank Publications. This book was released on 1998 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: January 1998 Continued agricultural growth and diversification into nonagricultural activities are essential if India is to continue reducing rural poverty. But policymakers hoping to alleviate rural poverty must also be aware of the causes and implications of persisting, if not increasing, inequality within villages. Jayaraman and Lanjouw review longitudinal village studies from a variety of disciplinary perspectives to identify changes in living standards in rural India in recent decades. They scrutinize the main forces of economic change-agricultural intensification, changes in land relations, and occupational diversification-to explain changes in level and distribution of living standards in rural communities. These forces of economic change appear to have offset or at least mitigated the pressure that growing populations can place on existing resources. But the decline in rural poverty has been slow and irregular at best. Nor is poverty reduction only a matter of economic development. For instance, the rural poor often attribute much of the improvement in their living conditions to reduced dependence on patrons. There are few reports in village studies of particularly effective government policies aimed at reducing poverty. The long-term poor still tend to be from the disadvantaged castes and to live in households that rely on income from agricultural labor. There is little evidence that inequalities within village communities have declined. In some cases improved material well-being of rural households has led to greater social stratification rather than less, with women and members of the lower castes suffering the consequences. Such inequalities could limit how policy interventions or continued growth can reduce poverty further. Policymakers must ensure accountability to keep abuses-for example, the privileged classes directing all benefits to themselves-to a minimum. This paper-a product of Poverty and Human Resources, Development Research Group-is part of a larger effort in the group to study the dynamics of poverty in the South Asia region.
Book Synopsis Microfinance and Poverty Alleviation by : Ben Quinones
Download or read book Microfinance and Poverty Alleviation written by Ben Quinones and published by Routledge. This book was released on 2014-02-04 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite the considerable economic growth of the Asia-Pacific, poverty continues to be a major problem. One key way to create sustainable livelihoods and to provide poor households an escape route from poverty is microfinance. Since the early 1980s, microfinance practitioners have proven that the poor are creditworthy, capable of utilizing scarce capital efficiently in viable incom-generating projects and able to pay back their loans. This book collects the experience of microfinance practitioners in 11 countries in the Asia-Pacific region to describe the present state of the art. It is designed to provide an overview of the subject: why it is so essential to poverty reduction; what is the best practice; what kind of policy framework and regulatory environment is required. It offers both an extensive survey of the academic literature and a selection of case studies, all from authors who have been active practitioners in microfinance for many years. The case studies cover four key countries in South Asia and three countries in East Asia in which microfinance had become particularly important. There is also a regional chapter covering the Pacific islands.
Book Synopsis Small Enterprises and Entrepreneurship Development by : Enyinna Chuta
Download or read book Small Enterprises and Entrepreneurship Development written by Enyinna Chuta and published by Amalion Publishing. This book was released on 2012-04-01 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: The increasing numbers of college and university graduates from Africa’s tertiary institutions and the declining prospects for jobs in the public and private sector have reinforced the importance of creating avenues for self-employment. But job creation exposes a serious gap in education policies, for basic skills in entrepreneurship are not taught in most tertiary curricula across the continent. This nineteen-chapter volume provides essential course text material for developing the field of entrepreneurship in tertiary institutions, thus addressing the issue of appropriate pedagogy critical for the emerging field of entrepreneurship development in higher education institutions in Africa. Drawing from Nigeria, West Africa and other parts of the developing world, the volume furnishes much needed empirical information to fashion out appropriate policies and projects within macroeconomic framework to nurture small and medium enterprises as a development tool.
Book Synopsis The Financial Landscape of Emerging Economies by : Aswini Kumar Mishra
Download or read book The Financial Landscape of Emerging Economies written by Aswini Kumar Mishra and published by Springer Nature. This book was released on 2020-11-25 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume presents current developments in the field of finance from an emerging markets perspective. Featuring most of the contributions presented at the second International Conference on Economics and Finance (ICEF-2020), Goa, India, this volume serves as a valuable forum for discussing financial performance and well-being, economic policy uncertainty, efficiency of commodity markets and various recent trends in the banking and financial sector. It provides an analysis of the current state of the financial sector and proposes solutions to challenging topics including bankruptcy, audit quality and liquidity crises. Popular topics such as cryptocurrency, stock market volatility and board governance are also covered.
Download or read book Microfinance written by Bernd Balkenhol and published by Routledge. This book was released on 2018-05-03 with total page 207 pages. Available in PDF, EPUB and Kindle. Book excerpt: As microfinance is increasingly being absorbed into broader debates on financial inclusion and sustainable development, there is a growing number of professionals operating in international relations and development who are often confronted with sweeping statements about the alleged benefits and risks of microfinance. This book provides a concise introduction to microfinance – the key issues, debates, research agenda and public policy relevance. Illustrated by real-life examples, the book’s sections also highlight key publications and data sources and identify gaps for future research. The book will be an invaluable resource both for development economists and for scholars in neighbouring disciplines who need to get up to speed quickly on the current debates and research in microfinance.
Book Synopsis The Handbook of Microfinance by : Beatriz Armendariz
Download or read book The Handbook of Microfinance written by Beatriz Armendariz and published by World Scientific. This book was released on 2011 with total page 700 pages. Available in PDF, EPUB and Kindle. Book excerpt: Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.
Download or read book Microfinance written by Jude L. Fernando and published by Routledge. This book was released on 2004-08-02 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance is a burgeoning area in economics. This volume provides a much-needed historical, political and economic dimension to current microfinance knowledge, and fills a huge gap in published literature.
Book Synopsis Financial Landscapes Reconstructed by : F. J. A. Bouman
Download or read book Financial Landscapes Reconstructed written by F. J. A. Bouman and published by Routledge. This book was released on 2019-03-11 with total page 430 pages. Available in PDF, EPUB and Kindle. Book excerpt: The past few decades have seen special and changing emphasis in policy frameworks of rural financial intermediation in developing countries, varying from the distribution of cheap credit via specialized farm credit institutions, to the building of linkages between banks and savings groups, to attempts to use traders or NGOs as new conduits of lending. The destructive impact of cheap credit programs on rural financial markets has been the subject of two conferences organized by the Ohio State University in the USA in 1976 and 1981, in conjunction with the Agency for International Development and the World Bank. They resulted in a collection of readings edited by J.D. Von Pischke, Dale W Adams and Gordon Donald, Rural Financial Markets in Developing Countries (Baltimore: Johns Hopkins Press 1983), followed by Undermining Rural Development With Cheap Credit, edited by Dale W Adams, Douglas H. Graham and J.D. Von Pischke (Boulder: Westview Press 1984). Acknowledging the increasing interest of researchers and policymakers in the roles and uses of informal financial intermediaries, the Ohio State University subsequently organized a Seminar in Washington, D.C., in 1989 that produced Informal Finance in LowIncome Countries, edited by Dale W Adams and Delbert A. Fitchett (Boulder: Westview Press 1992).
Book Synopsis Resource Mobilisation Through SHGs in Urban Villages by : Chittaranjan Dash
Download or read book Resource Mobilisation Through SHGs in Urban Villages written by Chittaranjan Dash and published by Concept Publishing Company. This book was released on 2012 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study conducted in Delhi, India.
Book Synopsis The Influence of Financial Relations on Sustaining Rural Livelihood in Sudan by : Gihan Adam Abdalla
Download or read book The Influence of Financial Relations on Sustaining Rural Livelihood in Sudan written by Gihan Adam Abdalla and published by LIT Verlag Münster. This book was released on 2013 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book started with a vision to portray Sudanese rural livelihood and question whether microfinance is able to sustain rural living. The village of Al Dagag, in the North Kordofan state of Sudan, was chosen to be the research case study. However, further questions arose due to using the inductive methodology of Grounded Theory. Throughout the entire research process, different categories emerged from the data, which conceptualize the perspective of the rural people on livelihood, microfinance, and financial institutions. The path to remodel the livelihood approach led to including new determinants. (Series: Spectrum. Berlin Series on Society, Economy and Policy in Developing Countries / Spektrum. Berliner Reihe zu Gesellschaft, Wirtschaft und Politik in Entwicklungslandern - Vol. 108)
Book Synopsis Livelihood and Microfinance by : Hotze B. Lont
Download or read book Livelihood and Microfinance written by Hotze B. Lont and published by Eburon Uitgeverij B.V.. This book was released on 2004 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: Publisher Description
