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Author : Dimitri Vittas
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 36 pages
Book Rating : 4./5 ( download)
Download or read book Sequencing Social Security, Pension, and Insurance Reform written by Dimitri Vittas and published by World Bank Publications. This book was released on 1995 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Dimitri Vittas
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (913 download)
Download or read book Sequencing Social Security, Pension, and Insurance Reform written by Dimitri Vittas and published by . This book was released on 1999 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: December 1995 The full benefits of social security reform will not be realized until social pension systems are restructured and downsized, contribution rates lowered, and the scope for private pension funds (voluntary or mandatory) increased. Reform of the insurance sector is also essential because of the close links between pensions and life, disability, and annuity insurance. For both economic and regulatory reasons, most developing countries have underdeveloped pension funds and insurance sectors, and their social security systems face many financial and organizational problems. Wide-ranging reform would produce considerable economic and social benefits. A restructured social security system would avoid financial insolvency and be better able to meet its objectives of redistribution. The development of pension funds and insurance business would generate long-term financial resources that could stimulate the growth of capital markets and might help provide adequate, affordable long-term benefits to members and policyholders. The main objectives of an ambitious reform program should be to: * Prevent the insolvency of the social security system (a longer run problem for developing countries with young populations) and thus ensure adequate but affordable, sustainable pension benefits. * Remove incentives that encourage the strategic manipulation, and hamper the efficient functioning, of labor markets. * Control the occurrence of perverse, capricious redistribution by removing the many design faults that afflict security systems in most developing countries. * Generate long-term financial savings that can help stimulate the modernization and growth of capital markets, finance long-term investments, and facilitate privatization. Although there is no single optimal way to sequence and pace a reform program, the full benefits of reform will not be realized until social pension systems are restructured and downsized, contribution rates lowered, and the scope for private pension funds (whether voluntary or mandatory) increased. One often-ignored imperative is to defer indexing the pension system until its many design flaws are corrected. Finally, reform of the insurance sector is essential for the whole program to succeed, because of the close links between pension reform and the provision of life, disability, and annuity insurance services. This paper -- a product of the Financial Sector Development Department -- is part of a larger effort in the department to study pension systems and contractual savings.
Author : United States. Government Accountability Office
Publisher :
ISBN 13 :
Total Pages : 86 pages
Book Rating : 4.E/5 ( download)
Download or read book Social Security Reform written by United States. Government Accountability Office and published by . This book was released on 2005 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Peter A. Diamond
Publisher : Rowman & Littlefield
ISBN 13 : 0815797834
Total Pages : 322 pages
Book Rating : 4.8/5 (157 download)
Download or read book Saving Social Security written by Peter A. Diamond and published by Rowman & Littlefield. This book was released on 2006-05-25 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: New in Paperback. While everyone agrees that Social Security is a vital and necessary government program, there have been widely divergent plans for reforming it. Peter A. Diamond and Peter R. Orszag, two of the nation's foremost economists, propose a reform plan that would rescue the program both from its projected financial problems and from those who would destroy the program in order to save it. Since the publication of the first edition of this book in 2004, the Social Security debate has moved to the center of the domestic policy agenda. In this updated edition of Saving Social Security, the authors analyze the Bush Administration's proposal for individual accounts and discuss the so-called "price indexing" proposal to restore long-term solvency through changing how initial benefits would be calculated. Soc ial Security is essis essential reading for policymakers involved in reform, analysts, students, and all those interested in the fate of this safeguard of American lives. "An honest, transparent and comprehensive approach to making the much needed reforms to the Social Security program."—Journal of Pensions, Economics, and Finance "Very accessible presentation of facts, analysis of underlying problems, comparison of opinions, and argument for proposed reforms."—Future Survey Exhaustively researched and deeply entrenched in practical issues and mathematical calculations... a highly recommended ray of hope against a looming national crisis." —Wisconsin Bookwatch "Diamond and Orszag bring some welcome realism and decency to the debate."—Robert M. Solow, Institute Professor Emeritus, Massachusetts Institute of Technology, Nobel Laureate in Economics
Author : Olivia S. Mitchell
Publisher : University of Pennsylvania Press
ISBN 13 : 9780812234794
Total Pages : 446 pages
Book Rating : 4.2/5 (347 download)
Download or read book Prospects for Social Security Reform written by Olivia S. Mitchell and published by University of Pennsylvania Press. This book was released on 1999-01-29 with total page 446 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States social security system is the nation's largest social insurance program. As such, it has a far-reaching impact throughout the economy, influencing not only old-age economic security but also many behaviors, including corporate employment policy, retirement patterns, and personal saving. In the past, the system's universal coverage and generous benefits ensured popular support to a degree enjoyed by no other form of "big government" social spending. Yet over two-thirds of all Americans today believe that the social security system will face bankruptcy by the time they retire. The question of social security reform—how to reform the system or whether the system needs reform at all—is the subject of heated debate at all levels of government, in the media, and among workers, pensioners, and employers. Prospects for Social Security Reform informs the debate by exploring why the system is at a crossroads today and what to do about it. Contributors detail the size and nature of the problem, explain views of key "stakeholders" regarding reform options, and report new evidence on how reform might affect the economy. Research findings and public opinion polls are analyzed, as are lessons from other countries experimenting with new ways to deliver old-age benefit promises. No other volume includes as diverse and expert a set of perspectives on reform and privatization as those gathered here from economists, actuaries, employers, investment managers, and representatives of organized labor. Among its chapters is the path-breaking study "Social Security Money's Worth," the 1999 winner of the TIAA-CREF's Paul A. Samuelson Award for Outstanding Scholarly Writing on Lifelong Financial Security.
Author : Barbara D. Bovbjerg (ed)
Publisher : DIANE Publishing
ISBN 13 : 9781422300510
Total Pages : 110 pages
Book Rating : 4.3/5 (5 download)
Download or read book Social Security Reform written by Barbara D. Bovbjerg (ed) and published by DIANE Publishing. This book was released on 2005-09 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: The sooner our nation acts to address Social Security's long-term financial challenges, the easier it will be to successfully meet them. The choices are not difficult to understand, but they are difficult to make. They affect both how much Americans pay for Social Security & how much they receive from the program. They require changes that not only will affect us but have implications for future generations. This guide provides answers to questions about the most basic aspects of Social Security & reform issues in a concise & easy-to-understand format. It provides straightforward answers to how Social Security works, why it needs reform, what the basic options are, & how to assess their implications.
Author : Martin Feldstein
Publisher : University of Chicago Press
ISBN 13 : 0226241890
Total Pages : 481 pages
Book Rating : 4.2/5 (262 download)
Download or read book The Distributional Aspects of Social Security and Social Security Reform written by Martin Feldstein and published by University of Chicago Press. This book was released on 2007-11-01 with total page 481 pages. Available in PDF, EPUB and Kindle. Book excerpt: Social security is the largest and perhaps the most popular program run by the federal government. Given the projected increase in both individual life expectancy and sheer number of retirees, however, the current system faces an eventual overload. Alternative proposals have emerged, ranging from reductions in future benefits to a rise in taxrevenue to various forms of investment-based personal retirement accounts. As this volume suggests, the distributional consequences of these proposals are substantially different and may disproportionately affect those groups who depend on social security to avoid poverty in old age. Together, these studies persuasively show that appropriately designed investment-based social security reforms can effectively reduce the long-term burden of an aging society on future taxpayers, increase the expected future income of retirees, and mitigate poverty rates among the elderly.
Author : C. Eugene Steuerle
Publisher : The Urban Insitute
ISBN 13 : 9780877666028
Total Pages : 358 pages
Book Rating : 4.6/5 (66 download)
Download or read book Retooling Social Security for the 21st Century written by C. Eugene Steuerle and published by The Urban Insitute. This book was released on 1994 with total page 358 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study of the Social Security debate arguing that Social Security needs reform and offering a blueprint for implementing them to meet today's and tomorrow's needs.
Author : C. Gillion
Publisher : International Labor Office
ISBN 13 :
Total Pages : 808 pages
Book Rating : 4.3/5 (91 download)
Download or read book Social Security Pensions written by C. Gillion and published by International Labor Office. This book was released on 2000 with total page 808 pages. Available in PDF, EPUB and Kindle. Book excerpt: By providing a balanced assessment and factual review of the praticalities and structure behind various pension schemes around the world, this book assists decision-makers in forming effective, viable pension policy.
Author : Jonathan Gruber
Publisher : University of Chicago Press
ISBN 13 : 0226310000
Total Pages : 552 pages
Book Rating : 4.2/5 (263 download)
Download or read book Social Security Programs and Retirement around the World written by Jonathan Gruber and published by University of Chicago Press. This book was released on 2009-02-15 with total page 552 pages. Available in PDF, EPUB and Kindle. Book excerpt: The future of Social Security is troubled, both in the United States and in most other developed countries with aging populations. As improvements in health care and changes in life styles enable retirees to live longer than ever before, the stress on national budgets will increase substantially. In Social Security Programs and Retirement around the World, Jonathan Gruber, David A. Wise, and experts in many countries examine the consequences of reforming retirement benefits in a dozen nations. Drawing on the work of an international group of noted economists, the editors argue that social security programs provide strong incentives for workers to leave the labor force by retiring and taking the benefits to which they are entitled. By penalizing work, social security systems magnify the increased financial burden caused by aging populations, thus contributing to the insolvency of the system. This book is a model of comparative analysis that evaluates the effects of illustrative policies for countries facing the impending rapid growth of social security benefits. Its insights will help inform one of the most pressing debates.
Author : Axel Börsch-Supan
Publisher : University of Chicago Press
ISBN 13 : 022667424X
Total Pages : 481 pages
Book Rating : 4.2/5 (266 download)
Download or read book Social Security Programs and Retirement around the World written by Axel Börsch-Supan and published by University of Chicago Press. This book was released on 2021-03-05 with total page 481 pages. Available in PDF, EPUB and Kindle. Book excerpt: This ninth phase of the International Social Security project, which studies the experiences of twelve developed countries, examines the effects of public pension reform on employment at older ages. In the past two decades, men’s labor force participation at older ages has increased, reversing a long-term pattern of decline; participation rates for older women have increased dramatically as well. While better health, more education, and changes in labor-supply behavior of married couples may have affected this trend, these factors alone cannot explain the magnitude of the employment increase or its large variation across countries. The studies in this volume explore how financial incentives to work at older ages have evolved as a result of public pension reforms since 1980 and how these changes have affected retirement behavior. Utilizing a common template to analyze the developments across countries, the findings suggest that social security reforms have strengthened the financial returns to working at older ages and that these enhanced financial incentives have contributed to the rise in late-life employment.
Author : Martin Feldstein
Publisher : University of Chicago Press
ISBN 13 : 0226241912
Total Pages : 515 pages
Book Rating : 4.2/5 (262 download)
Download or read book Social Security Pension Reform in Europe written by Martin Feldstein and published by University of Chicago Press. This book was released on 2009-02-15 with total page 515 pages. Available in PDF, EPUB and Kindle. Book excerpt: Social Security in the United States and in Europe is at a critical juncture. Through the essays assembled in Social Security Pension Reform in Europe, Martin Feldstein and Horst Siebert, along with a number of distinguished contributors, discuss the challenges facing Social Security reform in the aging societies of Europe. A remarkable range of European nations—Germany, France, Finland, the Netherlands, Poland, Romania, Italy, Sweden, the United Kingdom, and Hungary—have implemented or are about to implement mixed Social Security systems that combine a traditional defined benefit of the pay-as-you-go system with an individual retirement account defined contribution of a capital-funded system. The essays here highlight the problems that the European pension reform process faces and how it differs from that of the United States. This timely volume will significantly enrich the debate on pension reform worldwide.
Author : Henry J. Aaron
Publisher :
ISBN 13 :
Total Pages : 228 pages
Book Rating : 4.F/5 ( download)
Download or read book Countdown to Reform written by Henry J. Aaron and published by . This book was released on 2001 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this revised and updated edition of their influential book, two of the nation's most widely respected economists argue that calls for scrapping Social Security in favor of a privatized plan are misguided and that the claims that the system faces bankruptcy are not only exaggerated, they are just plain wrong. The authors analyze the economic assumptions underlying current reform efforts, closely scrutinizing proposals to reform Social Security. They also provide the historical background of the economic circumstances that different generations have faced and show how changes in Social Security have affected life in America.
Author : Peter A. Diamond
Publisher : OUP Oxford
ISBN 13 : 9780199247899
Total Pages : 120 pages
Book Rating : 4.2/5 (478 download)
Download or read book Social Security Reform written by Peter A. Diamond and published by OUP Oxford. This book was released on 2002 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: Also considered are the risks in the political process."--BOOK JACKET.
Author : R. Douglas Arnold
Publisher : Brookings Institution Press
ISBN 13 : 0815791267
Total Pages : 463 pages
Book Rating : 4.8/5 (157 download)
Download or read book Framing the Social Security Debate written by R. Douglas Arnold and published by Brookings Institution Press. This book was released on 2010-12-01 with total page 463 pages. Available in PDF, EPUB and Kindle. Book excerpt: In his 1998 State of the Union address, President Clinton challenged Americans to a public debate about how to fix the long-term financial problems of Social Security. This annual volume of the National Academy of Social Insurance provides a framework for that debate. Competing reform proposals reflect contrasting views about the nature of the Social Security problem and how to solve it. This book examines issues about privatization, national savings and economic growth, the political risks and realities in reforms, lessons from private pensions developments in the United States, and the efforts of other advanced industrial countries to adapt their old-age pensions to an aging population. It also poses philosophical arguments about collective versus individual responsibility and the implications of market risks and political risks for stable and secure retirement income policy. The contributors are Theo Angelis, Michael J. Boskin, Peter A. Diamond, John Geanakoplos, Hugh Heclo, Karen C. Holden, Howell Jackson, Olivia Mitchell, Dallas L. Salisbury, Lawrence H. Thompson, Kent Weaver, and Stephen P. Zeldes. Copublished with the National Academy of Social Insurance
Author : Marshall N. Carter
Publisher :
ISBN 13 :
Total Pages : 282 pages
Book Rating : 4.3/5 (91 download)
Download or read book Promises to Keep written by Marshall N. Carter and published by . This book was released on 1996 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: Carter and Shipman - who have spent their careers building retirement investments for individuals, institutions, and nations - show how we can gradually replace the Social Security system while fully guaranteeing full benefits to all Americans. Their solution would allow people the freedom to invest their FICA taxes in financial assets that more than meet retirement needs at a fraction of Social Security's cost. Under their plan, financial security for all retirees would be more certain, worker's taxes would be cut, and the nation's staggering unfunded Social Security liability would drop by 60 percent. Disability and hospital insurance would continue as they are - neither would be altered even slightly. Promises to Keep is not a doomsday book. Nor is it a jargon-filled economics text. Rather, it is a book that points to a secure future for all Americans.
Author : Paul Charles Light
Publisher : Random House (NY)
ISBN 13 :
Total Pages : 284 pages
Book Rating : 4.F/5 ( download)
Download or read book Artful Work written by Paul Charles Light and published by Random House (NY). This book was released on 1985 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt:
