Self Employment And Health Care Reform

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Self-Employment and Health Care Reform

Author : Thealexa Becker
Publisher :
ISBN 13 : 9781457865503
Total Pages : 51 pages
Book Rating : 4.8/5 (655 download)

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Book Synopsis Self-Employment and Health Care Reform by : Thealexa Becker

Download or read book Self-Employment and Health Care Reform written by Thealexa Becker and published by . This book was released on 2015-01-15 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report examined the effect of the Massachusetts health care reform on the uninsured rate and the self-employment rate in the state. The reform required all individuals to obtain health insurance, required most employers to offer health insurance to their employees, formed a private marketplace that offered subsidized health insurance options and expanded public insurance. The authors show that the reform led to a dramatic reduction in the state's uninsured rate due to increased enrollment in both public and private health insurance. Easier access to health insurance encouraged self-employment in Massachusetts. There are many similarities between the Massachusetts health care reform and the national health care reform, the Patient Protection and Affordable Care Act (PPACA), so the PPACA will lower the national uninsured rate and may lead to a higher self-employment rate in the nation. Figures and tables. This is a print on demand report.

Obamacare and the Self-employed

Author : United States. Congress. House. Committee on Small Business. Subcommittee on Contracting and Workforce
Publisher :
ISBN 13 :
Total Pages : 52 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Obamacare and the Self-employed by : United States. Congress. House. Committee on Small Business. Subcommittee on Contracting and Workforce

Download or read book Obamacare and the Self-employed written by United States. Congress. House. Committee on Small Business. Subcommittee on Contracting and Workforce and published by . This book was released on 2014 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Self-employed are Less Likely to Have Health Insurance Than Wage-earners

Author : Craig William Perry
Publisher :
ISBN 13 :
Total Pages : 68 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis The Self-employed are Less Likely to Have Health Insurance Than Wage-earners by : Craig William Perry

Download or read book The Self-employed are Less Likely to Have Health Insurance Than Wage-earners written by Craig William Perry and published by . This book was released on 2001 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: There is considerable public policy concern over the relatively low rates of health insurance coverage among the self-employed in the United States. Presumably, the reason for the concern is that their low rates of insurance lead to worse health outcomes. We use data from the Medical Expenditure Panel Survey conducted in 1996 to analyze how the self-employed and wage-earners differ with respect to insurance coverage and health status. Using a variety of ways to measure health status, we find that the relative lack of health insurance among the self-employed does not affect their health. For virtually every subjective and objective measure of health status, the self-employed and wage earners are statistically indistinguishable from each other. Further, we present some evidence that this phenomenon is not due to the fact that individuals who select into self-employment are healthier than wage-earners, ceteris paribus. Thus, the public policy concern with the relative lack of health insurance among the self-employed may be somewhat misplaced.

Health-Care Utilization as a Proxy in Disability Determination

Author : National Academies of Sciences, Engineering, and Medicine
Publisher : National Academies Press
ISBN 13 : 030946921X
Total Pages : 161 pages
Book Rating : 4.3/5 (94 download)

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Book Synopsis Health-Care Utilization as a Proxy in Disability Determination by : National Academies of Sciences, Engineering, and Medicine

Download or read book Health-Care Utilization as a Proxy in Disability Determination written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2018-04-02 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Social Security Administration (SSA) administers two programs that provide benefits based on disability: the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program. This report analyzes health care utilizations as they relate to impairment severity and SSA's definition of disability. Health Care Utilization as a Proxy in Disability Determination identifies types of utilizations that might be good proxies for "listing-level" severity; that is, what represents an impairment, or combination of impairments, that are severe enough to prevent a person from doing any gainful activity, regardless of age, education, or work experience.

Will Tax-Based Health Insurance Reforms Help the Self-Employed Stay in Business?

Author : Tami Gurley-Calvez
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (137 download)

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Book Synopsis Will Tax-Based Health Insurance Reforms Help the Self-Employed Stay in Business? by : Tami Gurley-Calvez

Download or read book Will Tax-Based Health Insurance Reforms Help the Self-Employed Stay in Business? written by Tami Gurley-Calvez and published by . This book was released on 2011 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The self-employed face a tax-induced disadvantage relative to wage and salary workers when it comes to the payment of health insurance premiums. This paper uses a panel of individual tax return data to test whether lower health insurance premium costs because of an expanded tax incentive result in longer periods of self-employment. The results suggest that households claiming the deduction are indeed less likely to exit self-employment. Equalizing the treatment of health insurance premiums for the self-employed and wage workers by allowing full deductibility from Self-Employment Contributions Act (SECA) taxes would result in a 7% decrease in the probability of exit.

Insurance and the Utilization of Medical Services Among the Self-employed

Author : Craig William Perry
Publisher :
ISBN 13 :
Total Pages : 56 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Insurance and the Utilization of Medical Services Among the Self-employed by : Craig William Perry

Download or read book Insurance and the Utilization of Medical Services Among the Self-employed written by Craig William Perry and published by . This book was released on 2001 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: There has been substantial public policy concern over the relatively low rates of health insurance coverage among the self-employed in the United States. We use data from the Medical Expenditure Panel Survey conducted in 1996 to analyze how the self-employed and wage-earners differ both with respect to insurance coverage and utilization of a variety of health care services. Our results suggest that for the self-employed, the link between insurance and utilization of health care services is not as strong as assumed in the policy debate. For a number of medical care services, the self-employed have the same rates of utilization as wage-earners, despite the fact that they are substantially less likely to be insured. And when the self-employed are less likely than wage-earners to utilize a particular medical service, the differences generally do not seem very large. The self-employed thus appear to be able to finance access to health care from sources other than insurance. Further, analysis of out-of-pocket expenditures on health care suggests that doing so does not lead to substantial reductions in their ability to consume other goods and services. Finally, there is no evidence that children of the self-employed have less access to health care than the children of wage-earners. Hence, the public policy concerns that the relative lack of health insurance among the self-employed substantially reduces utilization of health care services or creates economic hardship appear to be misplaced.

Public Health Insurance and Entry Into Self-employment

Author : Frank M. Fossen
Publisher :
ISBN 13 :
Total Pages : 49 pages
Book Rating : 4.:/5 (11 download)

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Book Synopsis Public Health Insurance and Entry Into Self-employment by : Frank M. Fossen

Download or read book Public Health Insurance and Entry Into Self-employment written by Frank M. Fossen and published by . This book was released on 2015 with total page 49 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Medical and Dental Expenses

Author :
Publisher :
ISBN 13 :
Total Pages : 20 pages
Book Rating : 4.:/5 (3 download)

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Book Synopsis Medical and Dental Expenses by :

Download or read book Medical and Dental Expenses written by and published by . This book was released on 1990 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Self-Employment and the Role of Health Insurance

Author : Gulcin Gumus
Publisher :
ISBN 13 :
Total Pages : 23 pages
Book Rating : 4.:/5 (34 download)

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Book Synopsis Self-Employment and the Role of Health Insurance by : Gulcin Gumus

Download or read book Self-Employment and the Role of Health Insurance written by Gulcin Gumus and published by . This book was released on 2009 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Health Insurance Deductibility for Self-employed Individuals

Author : United States. Congress. House. Committee on Small Business
Publisher :
ISBN 13 :
Total Pages : 64 pages
Book Rating : 4.0/5 (18 download)

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Book Synopsis Health Insurance Deductibility for Self-employed Individuals by : United States. Congress. House. Committee on Small Business

Download or read book Health Insurance Deductibility for Self-employed Individuals written by United States. Congress. House. Committee on Small Business and published by . This book was released on 1995 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Mandating Health Coverage for Working Americans

Author :
Publisher :
ISBN 13 :
Total Pages : 20 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Mandating Health Coverage for Working Americans by :

Download or read book Mandating Health Coverage for Working Americans written by and published by . This book was released on 1989 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Taxes, Health Insurance, and Women's Self-Employment

Author : Malathi Velamuri
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (137 download)

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Book Synopsis Taxes, Health Insurance, and Women's Self-Employment by : Malathi Velamuri

Download or read book Taxes, Health Insurance, and Women's Self-Employment written by Malathi Velamuri and published by . This book was released on 2012 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: I examine whether the availability of health coverage through the spouse's health plan influences a married woman's decision to become self-employed. The Tax Reform Act of 1986 (TRA86) introduced a tax subsidy for the self-employed to purchase their own health insurance. I test whether this “natural” experiment induced more women without spousal health insurance coverage to select into self-employment. The most conservative difference-in-difference estimates based on an analysis of employed women indicate that the incidence of self-employment among single women rose by 10% in the post-TRA86 period, while a multinomial specification based on a sample of both employed and nonemployed women suggests that the increase was about 13%.

Health Insurance Premium Tax Deductions for the Self-employed

Author : United States. Congress. House. Committee on Ways and Means. Subcommittee on Health
Publisher :
ISBN 13 :
Total Pages : 108 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis Health Insurance Premium Tax Deductions for the Self-employed by : United States. Congress. House. Committee on Ways and Means. Subcommittee on Health

Download or read book Health Insurance Premium Tax Deductions for the Self-employed written by United States. Congress. House. Committee on Ways and Means. Subcommittee on Health and published by . This book was released on 1996 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Employment and Health Benefits

Author : Institute of Medicine
Publisher : National Academies Press
ISBN 13 : 0309048273
Total Pages : 381 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Employment and Health Benefits by : Institute of Medicine

Download or read book Employment and Health Benefits written by Institute of Medicine and published by National Academies Press. This book was released on 1993-02-01 with total page 381 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States is unique among economically advanced nations in its reliance on employers to provide health benefits voluntarily for workers and their families. Although it is well known that this system fails to reach millions of these individuals as well as others who have no connection to the work place, the system has other weaknesses. It also has many advantages. Because most proposals for health care reform assume some continued role for employers, this book makes an important contribution by describing the strength and limitations of the current system of employment-based health benefits. It provides the data and analysis needed to understand the historical, social, and economic dynamics that have shaped present-day arrangements and outlines what might be done to overcome some of the access, value, and equity problems associated with current employer, insurer, and government policies and practices. Health insurance terminology is often perplexing, and this volume defines essential concepts clearly and carefully. Using an array of primary sources, it provides a store of information on who is covered for what services at what costs, on how programs vary by employer size and industry, and on what governments doâ€"and do not doâ€"to oversee employment-based health programs. A case study adapted from real organizations' experiences illustrates some of the practical challenges in designing, managing, and revising benefit programs. The sometimes unintended and unwanted consequences of employer practices for workers and health care providers are explored. Understanding the concepts of risk, biased risk selection, and risk segmentation is fundamental to sound health care reform. This volume thoroughly examines these key concepts and how they complicate efforts to achieve efficiency and equity in health coverage and health care. With health care reform at the forefront of public attention, this volume will be important to policymakers and regulators, employee benefit managers and other executives, trade associations, and decisionmakers in the health insurance industry, as well as analysts, researchers, and students of health policy.

Classifying Workers as Employees Or Independent Contractors Under Health Care Reform

Author : United States. Congress. Senate. Committee on Finance
Publisher :
ISBN 13 :
Total Pages : 176 pages
Book Rating : 4.0/5 (1 download)

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Book Synopsis Classifying Workers as Employees Or Independent Contractors Under Health Care Reform by : United States. Congress. Senate. Committee on Finance

Download or read book Classifying Workers as Employees Or Independent Contractors Under Health Care Reform written by United States. Congress. Senate. Committee on Finance and published by . This book was released on 1995 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Health Policy and the Uninsured

Author : Catherine G. McLaughlin
Publisher : The Urban Insitute
ISBN 13 : 9780877667193
Total Pages : 344 pages
Book Rating : 4.6/5 (671 download)

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Book Synopsis Health Policy and the Uninsured by : Catherine G. McLaughlin

Download or read book Health Policy and the Uninsured written by Catherine G. McLaughlin and published by The Urban Insitute. This book was released on 2004 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States is unique in the industrialized world in the number of people without health insurance. In 2002, nearly 44 million Americans did not have health insurance coverage. Despite long-running study of this problem, the political debate on health insurance is often based on conventional wisdom and studies that haven't been integrated into a careful theoretical framework. In Health Policy and the Uninsured, leading experts in health policy survey the literature on this subject, synthesizing a wide range of health insurance studies into a comprehensive overview of the uninsured. They consider the methodological hurdles involved in the research, explore the complex interaction between health insurance and labor supply, and highlight the special issues facing children, racial or ethnic minorities and immigrants, the near-elderly, and people with psychiatric or substance abuse disorders. This coordinated critique serves several purposes: First, it summarizes for policy makers what we do not know about the uninsured. Second, it provides a framework for the health policy research needed to fill the remaining gaps in our knowledge. And finally, it serves as a useful primer for economists and other policy analysts.

Care Without Coverage

Author : Institute of Medicine
Publisher : National Academies Press
ISBN 13 : 0309083435
Total Pages : 213 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Care Without Coverage by : Institute of Medicine

Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.