Seeing in SIXES 2019

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Publisher :
ISBN 13 : 9780990468189
Total Pages : pages
Book Rating : 4.4/5 (681 download)

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Book Synopsis Seeing in SIXES 2019 by : Brooks Jensen

Download or read book Seeing in SIXES 2019 written by Brooks Jensen and published by . This book was released on 2019-10 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Final Six

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Publisher : HarperCollins
ISBN 13 : 0062658964
Total Pages : 279 pages
Book Rating : 4.0/5 (626 download)

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Book Synopsis The Final Six by : Alexandra Monir

Download or read book The Final Six written by Alexandra Monir and published by HarperCollins. This book was released on 2018-03-06 with total page 279 pages. Available in PDF, EPUB and Kindle. Book excerpt: Set in the near future, this action-packed YA novel—already optioned by Sony Pictures—will take readers out of this world and on a quest to become one of six teens sent on a mission to Jupiter’s moon. This is the next must-read for fans of Illuminae and The Martian. When Leo and Naomi are drafted, along with twenty-two of the world’s brightest teenagers, into the International Space Training Camp, their lives are forever changed. Overnight, they become global celebrities in contention for one of the six slots to travel to Europa—Jupiter’s moon—and establish a new colony, leaving their planet forever. With Earth irreparably damaged, the future of the human race rests on their shoulders. For Leo, an Italian championship swimmer, this kind of purpose is a reason to go on after losing his family. But Naomi, an Iranian-American science genius, is suspicious of the ISTC and the fact that a similar mission failed under mysterious circumstances, killing the astronauts onboard. She fears something equally sinister awaiting the Final Six beneath Europa’s surface. In this cutthroat atmosphere, surrounded by strangers from around the world, Naomi finds an unexpected friend in Leo. As the training tests their limits, Naomi and Leo’s relationship deepens with each life-altering experience they encounter. But it’s only when the finalists become fewer and their destinies grow nearer that the two can fathom the full weight of everything at stake: the world, the stars, and their lives.

Seeing in SIXES 2018

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Publisher :
ISBN 13 : 9780990468165
Total Pages : pages
Book Rating : 4.4/5 (681 download)

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Book Synopsis Seeing in SIXES 2018 by : Brooks Jensen

Download or read book Seeing in SIXES 2018 written by Brooks Jensen and published by . This book was released on 2018-09-15 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Six Faces of Globalization

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Publisher : Harvard University Press
ISBN 13 : 0674245954
Total Pages : 401 pages
Book Rating : 4.6/5 (742 download)

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Book Synopsis Six Faces of Globalization by : Anthea Roberts

Download or read book Six Faces of Globalization written by Anthea Roberts and published by Harvard University Press. This book was released on 2021-09-28 with total page 401 pages. Available in PDF, EPUB and Kindle. Book excerpt: An essential guide to the intractable public debates about the virtues and vices of economic globalization, cutting through the complexity to reveal the fault lines that divide us and the points of agreement that might bring us together. Globalization has lifted millions out of poverty. Globalization is a weapon the rich use to exploit the poor. Globalization builds bridges across national boundaries. Globalization fuels the populism and great-power competition that is tearing the world apart. When it comes to the politics of free trade and open borders, the camps are dug in, producing a kaleidoscope of claims and counterclaims, unlikely alliances, and unexpected foes. But what exactly are we fighting about? And how might we approach these issues more productively? Anthea Roberts and Nicolas Lamp cut through the confusion with an indispensable survey of the interests, logics, and ideologies driving these intractable debates, which lie at the heart of so much political dispute and decision making. The authors expertly guide us through six competing narratives about the virtues and vices of globalization: the old establishment view that globalization benefits everyone (win-win), the pessimistic belief that it threatens us all with pandemics and climate change (lose-lose), along with various rival accounts that focus on specific winners and losers, from China to AmericaÕs rust belt. Instead of picking sides, Six Faces of Globalization gives all these positions their due, showing how each deploys sophisticated arguments and compelling evidence. Both globalizationÕs boosters and detractors will come away with their eyes opened. By isolating the fundamental value conflictsÑgrowth versus sustainability, efficiency versus social stabilityÑdriving disagreement and show where rival narratives converge, Roberts and Lamp provide a holistic framework for understanding current debates. In doing so, they showcase a more integrative way of thinking about complex problems.

Taming the Megabanks

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Publisher : Oxford University Press, USA
ISBN 13 : 019026070X
Total Pages : 601 pages
Book Rating : 4.1/5 (92 download)

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Book Synopsis Taming the Megabanks by : Arthur E. Wilmarth Jr

Download or read book Taming the Megabanks written by Arthur E. Wilmarth Jr and published by Oxford University Press, USA. This book was released on 2020 with total page 601 pages. Available in PDF, EPUB and Kindle. Book excerpt: Banks were allowed to enter securities markets and become universal banks during two periods in the past century - the 1920s and the late 1990s. Both times the ensuing unsustainable booms led to destructive busts - the Great Depression of the early 1930s and the Global Financial Crisis of2007-09. Both times, universal banks made high-risk loans and packaged them into securities that were sold as safe investments to poorly-informed investors. Both times, governments were forced to arrange costly bailouts.Congress passed the Glass-Steagall Act of 1933 in response to the Great Depression. The Act broke up universal banks and established a decentralized financial system composed of three separate and independent sectors: banking, securities, and insurance. That system was stable and successful for overfour decades until the big-bank lobby persuaded regulators to open loopholes in Glass-Steagall during the 1980s and convinced Congress to repeal it in 1999.In Taming the Megabanks, Arthur Wilmarth, Jr. argues that we must separate banks from securities markets again to avoid another devastating financial crisis and ensure that our financial system serves Main Street business firms and consumers instead of Wall Street bankers and speculators. Wilmarth'scomprehensive and detailed analysis of the roles played by universal banks in the two worst financial catastrophes of the past century demonstrates that a new Glass-Steagall Act would make our financial system much more stable and less likely to produce boom-and-bust cycles. And giant universalbanks would no longer dominate our financial system or receive enormous subsidies.Congress did not adopt a new Glass-Steagall Act after the Global Financial Crisis. Instead, Congress passed the Dodd-Frank Act. Dodd-Frank's highly technical reforms tried to make banks safer but left the dangerous universal banking system in place. Universal banks continue to pose unacceptablerisks to financial stability and economic and social welfare. They exert far too much influence over our political and regulatory systems because of their immense size and their undeniable "too-big-to-fail" status.Taming the Megabanks forcefully makes the case for a a new Glass-Steagall Act to break up universal banks. A more decentralized and competitive system of independent banks and securities firms would not only provide better service to Main Street businesses and ordinary consumers but also bringstability to a volatile financial system.

Profit and Prejudice

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Publisher : Routledge
ISBN 13 : 1000292444
Total Pages : 264 pages
Book Rating : 4.0/5 (2 download)

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Book Synopsis Profit and Prejudice by : Paul Donovan

Download or read book Profit and Prejudice written by Paul Donovan and published by Routledge. This book was released on 2020-11-05 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Avoiding prejudice will be critical to economic success in the fourth industrial revolution. It is not the new and innovative technology that will matter in the next decade, but what we do with it. Using technology properly, with diverse decision making, is the difference between success and failure in a changing world. This will require putting the right person in the right job at the right time. Prejudice stops that happening. Profit and Prejudice takes us through the relationship between economic success and prejudice in labour markets. It starts with the major changes that occur in periods of economic upheaval. These changes tend to be unpopular and complex – and complexity encourages people to turn to the simplistic arguments of ‘scapegoat economics’ and prejudice. Some of the changes of the fourth industrial revolution will help fight prejudice, but some will make it far worse. The more prejudice there is, the harder it will be for companies and countries to profit from the changes ahead. Profit is not the main argument against prejudice, but can certainly help fight it. This book tells a story of the damage that prejudice can do. Using economics without jargon, students, investors and the public will be able to follow the narrative and see how prejudice can be opposed. Prejudice is bad for business and the economy. Profit and Prejudice explains why.

Hindu Nationalism in South India

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Publisher : Taylor & Francis
ISBN 13 : 1040094570
Total Pages : 216 pages
Book Rating : 4.0/5 (4 download)

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Book Synopsis Hindu Nationalism in South India by : Nissim Mannathukkaren

Download or read book Hindu Nationalism in South India written by Nissim Mannathukkaren and published by Taylor & Francis. This book was released on 2024-07-31 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hindu Nationalism in South India engages with a range of factors that shapes the trajectory of Hindu nationalism in Kerala, the southern state of India. Until recently, Kerala was considered a socio-political exception which had no room for Hindu nationalism. This book questions such Panglossian prognosis and shows the need to map the ideological and political growth of Hindu nationalism which has been downplayed in the academic discourse as temporary aberrations. The introduction to the book places Kerala in the context of South India. Arguing that Hindutva is a real force which needs to be contended within theoretical and empirical terms, the chapters in this book examine Hindu nationalism in Kerala in relation to themes such as history, caste, culture, post-truth, ideology, gender, politics, and the Indian national space. Considering the rise of Hindu nationalism in the recent years, this pioneering book will be of interest to a students and academics studying Politics, in particular Nationalism, Asian Politics and Religion and Politics and South Asian Studies.

The Meat Paradox

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Publisher : Simon and Schuster
ISBN 13 : 164313874X
Total Pages : 234 pages
Book Rating : 4.6/5 (431 download)

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Book Synopsis The Meat Paradox by : Rob Percival

Download or read book The Meat Paradox written by Rob Percival and published by Simon and Schuster. This book was released on 2022-03-01 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: From a vital new voice in food ethics comes a smart, nuanced investigation into the current meat debate. Our future diet will be shaped by diverse forces. It will be shaped by novel technologies, by geopolitical tensions, and the evolution of cultural preferences, by shocks to the status quo— pandemics and economic strife, the escalation of the climate and ecological crises—and by how we choose to respond. It will also be shaped by our emotions. It will be shaped by the meat paradox. "Should we eat animals?” was, until recently, a question reserved for moral philosophers and an ethically minded minority, but it is now posed on restaurant menus and supermarket shelves, on social media and morning television. The recent surge in popularity for veganism in the UK, Europe and North America has created a rupture in the rites and rituals of meat, challenging the cultural narratives that sustain our omnivory. In The Meat Paradox, Rob Percival, an expert in the politics of meat, searches for the evolutionary origins of the meat paradox, asking when our relationship with meat first became emotionally and ethically complicated. Every society must eat, and meat provides an important source of nutrients. But every society is moved by its empathy. We must all find a way of balancing competing and contradictory imperatives. This new book is essential reading for anyone interested in the origins of our empathy, the psychology of our dietary choices, and anyone who has wondered whether they should or shouldn't eat meat.

Now You See Her

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Publisher : McFarland
ISBN 13 : 1476648166
Total Pages : 259 pages
Book Rating : 4.4/5 (766 download)

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Book Synopsis Now You See Her by : Anne Crémieux

Download or read book Now You See Her written by Anne Crémieux and published by McFarland. This book was released on 2023-03-13 with total page 259 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past thirty years, queer women have been coming out of the media closet to enter the mainstream consciousness. This book explores the rise of lesbian visibility since the 1990s with in-depth historical analyses of representation in sports, music, photography, comics, television and cinema. Each chapter is complemented by an interview: soccer player and coach Saskia Webber, singer-songwriter Gretchen Phillips, photographer Lola Flash, cartoonist Alison Bechdel and filmmakers Jamie Babbit and Anna Margarita Albelo discuss the societal transformations that shaped their careers. From the "riot grrrl" movement of the early 1990s punk scene to screen representations of queer culture (The L Word, Orange Is the New Black), this book discusses how lesbian presence successfully infiltrated several patriarchal strongholds, and was transformed in return.

Dynamics of an Authoritarian System

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Publisher : Central European University Press
ISBN 13 : 9633866057
Total Pages : 197 pages
Book Rating : 4.6/5 (338 download)

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Book Synopsis Dynamics of an Authoritarian System by : Mária Csanádi

Download or read book Dynamics of an Authoritarian System written by Mária Csanádi and published by Central European University Press. This book was released on 2022-07-12 with total page 197 pages. Available in PDF, EPUB and Kindle. Book excerpt: This conceptually synthetic and empirically rich book demonstrates the vulnerability of democratic settings to authoritarianism and populism. Six scholars from various professional fields explore here the metamorphosis of a political party into a centralized authoritarian system. Viktor Orbán and his Fidesz party needed less than ten years to accomplish this transformation in Hungary. In 2010, after winning a majority that could make changes in the constitution – two-thirds of the parliamentary seats, they evolved and stabilized the system, which produced again the two-thirds majority in 2014 and 2018. The authors reveal how a democratic setting can be used as a device for political capture. They show how a political entity managed to penetrate almost all sub-fields of the economy to arrive at institutionalized corruption, and how the centralized power structure reproduces itself. With the help of a powerful empirical apparatus—among others analyses of more than 220,000 public tenders, redistributions of state subsidies, and the interconnectedness of those privileged with the political elite — the authors detail the functioning of a crony system and the network aspects of political connections in the rapid enrichment of politically-linked businesses. Their studies demonstrate the role of political capture in this redistribution and how this capture leads to a new social stratification.

Military Assistance on Request and the Use of Force

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Publisher : Oxford University Press
ISBN 13 : 019108722X
Total Pages : 273 pages
Book Rating : 4.1/5 (91 download)

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Book Synopsis Military Assistance on Request and the Use of Force by : Erika De Wet

Download or read book Military Assistance on Request and the Use of Force written by Erika De Wet and published by Oxford University Press. This book was released on 2020-03-26 with total page 273 pages. Available in PDF, EPUB and Kindle. Book excerpt: In countries such as Syria, Iraq, South Sudan, and Yemen, internationally recognized governments embroiled in protracted armed conflicts, and with very little control over their territory, have requested direct military assistance from other states. These requests are often accepted by the other states, despite the circumvention of the United Nations Security Council and extensive violation of international humanitarian law and human rights. In this book, Erika De Wet examines the authority entitled to extend a request for (or consent to) direct military assistance, as well as the type of situations during which such assistance may be requested, notably whether it may be requested during a civil war. Ultimately, De Wet addresses the question of if and to what extent the proliferation of military assistance on the request of a recognized government is changing the rules in international law applying to the use of force.

The Essential Guide to the Business & Law of Esports & Professional Video Gaming

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Publisher : CRC Press
ISBN 13 : 1000344487
Total Pages : 188 pages
Book Rating : 4.0/5 (3 download)

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Book Synopsis The Essential Guide to the Business & Law of Esports & Professional Video Gaming by : Justin M Jacobson

Download or read book The Essential Guide to the Business & Law of Esports & Professional Video Gaming written by Justin M Jacobson and published by CRC Press. This book was released on 2021-02-19 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: "As esports has grown, the need for professional legal representation has grown with it. Justin's Essential Guide to the Business & Law of Esports & Professional Video Gaming provides a great baseline and will help prevent the legal horror stories of esports in the past." Mitch Reames, AdWeek and Esports Insider "Justin’s exploration of the business and law side of the esports sector fills a gap of knowledge that is an absolute necessity in truly understanding the esports space." Kevin Hitt, The Esports Observer The Essential Guide to the Business & Law of Esports & Professional Video Gaming covers everything you need to know about the past, present, and future of esports and professional video gaming. The book is written by one of the foremost attorneys and business practitioners in today’s esports and professional gaming scene, Justin M. Jacobson, Esq. This guide is meant to provide you with an in-depth look at the business and legal matters associated with the esports world. • Includes coverage of the stakeholders in the esports business "ecosystem," including the talent, the teams, the publishers, and the event organizers. • Explores various legal fields involved with esports, including intellectual property, employment and player unions, business investments and tax "write-offs," immigration and visas, event operation tips, social media and on-stream promotions, and much more. • The most current book on the market, with actual contract provisions modeled on existing major esports player, coach, shoutcaster, and sponsorship agreements. About the Author Justin M. Jacobson, Esq. is an entertainment and esports attorney located in New York City. For the last decade, he has worked with professional athletes, musicians, producers, DJs, record labels, fashion designers, as well as professional gamers, streamers, coaches, on-air talent, and esports organizations. He assists these creative individuals with their contract, copyright, trademark, immigration, tax, and related business, marketing, and legal issues. He is a frequent contributor to many industry publications and has been featured on a variety of entertainment, music, and esports publications and podcasts, including Business Insider, The Esports Observer, Esports Insider, Tunecore, and Sport Techie. Justin has positioned himself as a top esports business professional working with talent in a variety of franchise leagues including the Overwatch League, Overwatch Contenders, and Call of Duty Pro League as well as in many popular competitive titles such as Fortnite, CS:GO, Gears of War, Halo, Super Smash Brothers, Rainbow 6, PUBG, Madden, and FIFA and mobile games such as Brawlhalla, Clash of Clans, and Call of Duty mobile. Previously, he worked with various esports talent agencies as well as in an official capacity on behalf of several esports teams and brands.

The series "When they see us". Racism in the United States of America

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Author :
Publisher : GRIN Verlag
ISBN 13 : 3346822516
Total Pages : 24 pages
Book Rating : 4.3/5 (468 download)

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Book Synopsis The series "When they see us". Racism in the United States of America by : Sandra Kostic

Download or read book The series "When they see us". Racism in the United States of America written by Sandra Kostic and published by GRIN Verlag. This book was released on 2023-03-03 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2021 in the subject American Studies - Miscellaneous, grade: 2,3, , course: Seminar, language: English, abstract: April 19th, 2019 marked 30 years since Patricia Meili, a 28-year old white investment banker, was attacked and raped in Central Park, New York. This criminal case is also known as the “Central Park Five Case” because five boys at the ages of fourteen to sixteen, were falsely accused and subsequently had to serve prison sentences ranging from six to twelve years. They were viewed by the media, the justice system, and the public not as five youths with names, a life, a family, and a future, but as a cumulative dangerous unit. The case of the five boys showed that even in 1989, almost thirty years after the civil rights movement, there was still a clear distinction between Black and white in America. The director Ava DuVernay portrays this in her four-part miniseries "When They See Us," produced in 2019. This paper argues that the series “When They See Us” (Ava DuVernay, 2019) demonstrates how the American system has failed to see five individuals instead of the Central Park Five by false accusation and agitation by justice, media and the public based on racism.

Environmental Management Handbook, Second Edition – Six Volume Set

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Publisher : CRC Press
ISBN 13 : 1000082547
Total Pages : 3829 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis Environmental Management Handbook, Second Edition – Six Volume Set by : Sven Erik Jorgensen

Download or read book Environmental Management Handbook, Second Edition – Six Volume Set written by Sven Erik Jorgensen and published by CRC Press. This book was released on 2022-07-30 with total page 3829 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bringing together a wealth of knowledge, the Handbook of Environmental Management, Second Edition, gives a comprehensive overview of environmental problems, their sources, their assessment, and their solutions. Through in-depth entries, and a topical table of contents, readers will quickly find answers to questions about pollution and management issues. This six-volume set is a reimagining of the award-winning Encyclopedia of Environmental Management, published in 2013, and features insights from more than 500 contributors, all experts in their fields. The experience, evidence, methods, and models used in studying environmental management is presented here in six stand-alone volumes, arranged along the major environmental systems. Features of the new edition: The first handbook that demonstrates the key processes and provisions for enhancing environmental management. Addresses new and cutting -edge topics on ecosystem services, resilience, sustainability, food-energy-water nexus, socio-ecological systems and more. Provides an excellent basic knowledge on environmental systems, explains how these systems function and offers strategies on how to best manage them. Includes the most important problems and solutions facing environmental management today.

A Year in the Art World

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Publisher : Thames & Hudson
ISBN 13 : 0500775583
Total Pages : 299 pages
Book Rating : 4.5/5 (7 download)

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Book Synopsis A Year in the Art World by : Matthew Israel

Download or read book A Year in the Art World written by Matthew Israel and published by Thames & Hudson. This book was released on 2020-09-15 with total page 299 pages. Available in PDF, EPUB and Kindle. Book excerpt: An insider’s detailed chronicle of the inner workings of the contemporary art world. The world of contemporary art has become more globalized and transparent in the last few decades, yet it is still perceived as closed-off and obscure. In A Year in the Art World, Matthew Israel takes the reader on a cross-continental journey through a year in the field of art, lifting the veil on a culture that emerges as diverse, adventurous, nuanced, and meaningful. From Los Angeles and New York to Paris and Hong Kong, Israel encounters artists, curators, critics, gallerists, and institutions, uncovering the working lives of these art-world figures from the renowned to the unseen. Drawing on exclusive interviews and expertly researched content, Israel ventures into the inner workings of the art industry to ask: What is it that people in the art world actually do? What drives interest in working with art? How do artworks acquire value? And how has technology transformed today’s art world? Anchoring the narrative in the history, economics, and cultural dynamics of the field, this fascinating story reveals how “the art world” describes a realm that is both surprisingly vast and deeply interconnected.

The EU and the WTO: Ever the Twain Shall Meet.

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Publisher : Kluwer Law International B.V.
ISBN 13 : 940354886X
Total Pages : 574 pages
Book Rating : 4.4/5 (35 download)

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Book Synopsis The EU and the WTO: Ever the Twain Shall Meet. by : Freya Baetens

Download or read book The EU and the WTO: Ever the Twain Shall Meet. written by Freya Baetens and published by Kluwer Law International B.V.. This book was released on 2023-04-25 with total page 574 pages. Available in PDF, EPUB and Kindle. Book excerpt: The European Union (EU) and the World Trade Organization (WTO) are becoming ever more important players on the international legal scene, as well as points of reference for the development and functioning of similar institutions elsewhere. Both institutions initially had a relatively small trade-focused mandate, which has been significantly expanded over the past decades so that there are few legal issues today that are not, in some way, affected by EU or, perhaps to a lesser extent, WTO law. Today, the EU and the WTO interact on a global scale as rule-makers and – enforcers, with repercussions for the entire world’s population. Nevertheless, they are currently experiencing a backlash. Both institutions are likely to undergo major reform in the next years: the book scrutinizes current proposals and makes an educated attempt at predicting upcoming changes in the EU and the WTO format. For this reason, the book takes a macro-approach looking at the EU and the WTO in a broader context as well as a micro-approach analysing specific high-profile issues, including: the EU, the WTO and Brexit; environmental sustainability in EU competition law and free trade agreements; the EU’s proposed Carbon Border Adjustment Mechanism (CBAM); WTO safeguards and rules of origin in services; reform of WTO dispute settlement procedures and the Appellate Body; the WTO, the EU Green Deal and renewable energy investment; EU external relations with Mercosur, the EEA and Switzerland; EU human rights law and the freedom of artistic expression; and international trade law’s contribution to combatting pandemics. Contributors to the book are experts active in legal academia, international legal practice, or both, who wish to honour Marco Bronckers, upon his retirement from the Chair of WTO and EU Law at the University of Leiden. A variety of audiences stands to benefit from the book’s discussion and proposed solutions: legal practitioners, scholars and students of international and European law; as well as related disciplines, such as political science and economic theory.

Consumer and SME Credit Law

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Publisher : Bloomsbury Publishing
ISBN 13 : 1526515881
Total Pages : 2649 pages
Book Rating : 4.5/5 (265 download)

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Book Synopsis Consumer and SME Credit Law by : Nora Beausang

Download or read book Consumer and SME Credit Law written by Nora Beausang and published by Bloomsbury Publishing. This book was released on 2021-12-16 with total page 2649 pages. Available in PDF, EPUB and Kindle. Book excerpt: With 2000+ pages of guidance, this important new textbook provides an extensive and in-depth guide to the current labyrinthine regulatory regime relating to consumer and SME credit (by way of cash loans) and protection generally, including the Consumer Protection Code, the Consumer Credit Act (housing loans and non-housing loans), the EU Consumer Credit Regulations, the EU Mortgage Credit Regulations and the Central Bank Housing Loan Regulations. Other lending-related conduct of business requirements are also covered in detail, including the Code of Conduct on Mortgage Arrears, the Lending to SME Regulations, the Code on Related Parties Lending and the Credit Reporting Act, together with applicable EBA/ECB Guidelines dealing with loan origination, product oversight and governance, non-performing exposures/loans and arrears. The regulated activities triggering authorisation as a retail credit firm or credit servicing firm are also addressed in detail. The book additionally extends beyond lending to have application to the wider business of regulated firms in the financial services arena, dealing in detail with issues including the general principles and requirements of the Consumer Protection Code,the fitness and probity regime including the area of minimum competency, distance marketing requirements and other background to the regulatory regime in Ireland including the increased regulatory focus on the culture of regulated firms and product oversight and governance. The available redress/recourse mechanisms are also covered, including the Financial Services and Pensions Ombudsman, the Credit Review Office, the regulatory and other consequences of breach of applicable requirements and the significant risk management area for regulated firms of their customers' statutory right to redress on breach of financial services legislation. In addition, the book has relevance to professionals dealing with consumers in any contractual context including extensive treatment of how the concept of 'consumer' has developed under common law, the unfair commercial practices regime and the increasingly topical area of unfair contract terms legislation. Relevant case law of the Irish courts and other common law jurisdictions, together with an expanding corpus of decisions from the CJEU, are addressed in detail. This book's practical style is designed to assist bankers, other regulated firms, lawyers, compliance professionals and regulators in the application of a complex area. Rather than simply setting out the separate requirements, the book seeks to navigate the at times contradictory legislative and regulatory strands to give (in so far as is possible) a coherent sense of how they integrate. Much of the content is unique and cannot be found in any other publication. An essential addition to the library of every lender, practitioner and compliance and regulatory risk professional, particularly in the areas of consumer and SME credit.