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Role Of Saving And Credit Cooperatives In Empowering The Rural Poor
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Book Synopsis Role of Saving and Credit Cooperatives in Empowering the Rural Poor by : Desawi Kiros Gebrekidan
Download or read book Role of Saving and Credit Cooperatives in Empowering the Rural Poor written by Desawi Kiros Gebrekidan and published by LAP Lambert Academic Publishing. This book was released on 2012 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: Saving and Credit Cooperatives(SACCOs)are established to provide saving and credit services by targeting the poor people with the decisive objective of household food security, increasing household income and improving the overall economic and social conditions of their community in general and members in particular. The poor participate in SACCOs program in the expectation of that taking credit increases their income, saving, employment, access to education and health facilities and ultimately achieves the objectives of socioeconomic empowerment and poverty reduction.
Book Synopsis The Contribution of Saving and Credit Cooperatives (SACCOS) on the Improvement of Members’ Socio Economic Development in Rwanda. Opportunities and Challenges by : Sylvain R. Ntuite
Download or read book The Contribution of Saving and Credit Cooperatives (SACCOS) on the Improvement of Members’ Socio Economic Development in Rwanda. Opportunities and Challenges written by Sylvain R. Ntuite and published by GRIN Verlag. This book was released on 2021-07-30 with total page 181 pages. Available in PDF, EPUB and Kindle. Book excerpt: Doctoral Thesis / Dissertation from the year 2020 in the subject Economics - Finance, grade: Rite, University of Koblenz-Landau (KOBLENZ-LANDAU UNIVERSITY , School of social sciences, department of Economics), course: PhD Dissertation, language: English, abstract: This study examines the contribution of saving and credit cooperatives (SACCOS) on the improvement of members’ socio economic development in Rwanda. The appearance of saving and credit cooperatives or credit unions has been known as remedy for social ills rooted in poverty because of its efficiency in loans or credits dispensation, social equality for enhancement and reduction of poverty among low income earners. Therefore, millions and millions of poor people and non-bankable in developing countries (or third world countries) have been provided access to formal financial services through saving and credit cooperatives’ programs. The targeted population concerned by the study was 1,940 members of USACCO from which a sample of 92 respondents was purposely selected. The study has adopted a combination of correlation and descriptive research design. It has employed both quantitative and qualitative approaches. The study used both primary and secondary data. The primary data was collected using questionnaire and interview and, while secondary data was collected using documentations techniques whereby, Manual of procedures and Credit policies of USACCO and financial reports have been consulted. The analysis of data was done using SPSS version 21.
Book Synopsis Outreach,Sustainability And Growth Of Saving And Credit Cooperatives by : Wondimkun Daniel
Download or read book Outreach,Sustainability And Growth Of Saving And Credit Cooperatives written by Wondimkun Daniel and published by LAP Lambert Academic Publishing. This book was released on 2015-07-06 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: The rural saving and credit cooperatives in Ethiopia are believed important tools to implement various development programs and considered as an alternative financial service provider for the rural poor since the regular commercial banks are not attracted and not interested to address high financial demand yet.Conventional Banks can not lend to poor and very small business due to the risk factor that arises from the informal nature of the business of the poor, lack of fixed asset acceptability for collateral, susceptibility to business failure and high transaction cost. Due to this global fact conventional banks in Ethiopia also failed to address the rural poor. Hence, the unmatched high demand for finance and very limited supply necessitates intervention by member owned financial institution dedicated for the interest and Hence, the unmatched high demand for finance and very limited supply necessitates intervention by member owned financial institution dedicated for the interest and well-being of the poor where by the relevance of RUSACCOs is unquestionable. of the poor where by the relevance of RUSACCOs is unquestionable.
Book Synopsis Women's Empowerment in Savings and Credit Cooperatives in Rural Nepal, a Study of Gender and Organisational Change by :
Download or read book Women's Empowerment in Savings and Credit Cooperatives in Rural Nepal, a Study of Gender and Organisational Change written by and published by . This book was released on 2001 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Rural Saving and Credit Cooperatives by : Biruk Ayalew Wondem
Download or read book Rural Saving and Credit Cooperatives written by Biruk Ayalew Wondem and published by LAP Lambert Academic Publishing. This book was released on 2015-09-11 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper aims to examine rural saving and credit cooperatives financial performance challenges and prospects in facilitating rural financing in East and West Gojjam Zones using a WOCCU model based on data collected and analyzed from five years audited financial reports and 242 subjects. The researcher conclude the Financial health checkup in most rural saving and credit cooperatives in the study areas for the study periods did not indicate healthy performance as compared to WOCCUs standards of excellence and able to perform in line with the standard only on limited indicators even with problem of sustainability. In addition, in saving mobilization and loan services RUSACCOs are efficient on certain salient features of savers most value. Though RUSACCOs are facing many challenges such as difficulty on meeting members loan demand, poor infrastructural facilities, problem of loan able funds, lack of technical assistance from promotion officers, low attention from government bureau, lack of professionals in the sector and limitation on education and training for employed workers at union level and elected committees at primary level.
Book Synopsis The Role of Women's Traditional Savings and Credit Cooperatives in Small-farm Development by : Noble J. Nweze
Download or read book The Role of Women's Traditional Savings and Credit Cooperatives in Small-farm Development written by Noble J. Nweze and published by Winrock Publications Sales. This book was released on 1990 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Credit for Alleviation of Rural Poverty by : Mahabub Hossain
Download or read book Credit for Alleviation of Rural Poverty written by Mahabub Hossain and published by Intl Food Policy Res Inst. This book was released on 1988-01-01 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Empowerment and Poverty Reduction by : Deepa Narayan-Parker
Download or read book Empowerment and Poverty Reduction written by Deepa Narayan-Parker and published by World Bank Publications. This book was released on 2002-01-01 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt: This publication offers a framework for the empowerment of people living in poverty throughout the world that concentrates on increasing people's freedom of choice and action to shape their own lives. Based on analysis of practical experiences, the book identifies four key elements to support empowerment: information, inclusion and participation, improved accountability and local organisational capacity. This framework is then applied to five areas of action to improve development effectiveness: provision of basic services, improved local governance, improved national governance, pro-poor market development, and access to justice and legal aid. It also offers twenty 'tools and practices' which concentrate on a wide-range of topics to support the empowerment of the poor.
Book Synopsis Rediscovering the Cooperative Advantage by : Johnston Birchall
Download or read book Rediscovering the Cooperative Advantage written by Johnston Birchall and published by . This book was released on 2003 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Cooperative Enterprises Build a Better World by : International Labour Organization
Download or read book Cooperative Enterprises Build a Better World written by International Labour Organization and published by . This book was released on 2012 with total page 145 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explores the underlying rationale for the approach adopted by the COOPAfrica, a regional technical programme established by the ILO in October 2007, and highlights innovative features in the process of setting up and implementing phase 1 of the programme (2007-2010).
Book Synopsis Challenges and prospects of saving and credit cooperatives in South Wolo Zone, Amhara Region, Ethiopia by : Ergetew Temeche
Download or read book Challenges and prospects of saving and credit cooperatives in South Wolo Zone, Amhara Region, Ethiopia written by Ergetew Temeche and published by GRIN Verlag. This book was released on 2014-11-21 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2014 in the subject Business economics - Miscellaneous, grade: B+, , course: Management, language: English, abstract: Saving and Credit Cooperatives (SACCOs) are the main financial solution of the people who have low income level. But they have their own challenges that retard their financial solution to their members and the economical contribution to a country. In Kalu Woreda, the development of SACCOs is low due to the existence of different challenges. The research design is cross sectional descriptive research. Primary and secondary sources of data were used. Stratified systematic random probability sampling methods were employed to select the sample respondents. The collected data were analyzed by descriptive statistical methods & simple index model analysis methods. Lack of knowledge and capacity of management committees and poor members’ participation, lack of transparency and accountability, lack of appropriate support from cooperative promoters and NGOs, and non awareness of the existing opportunities by the members are the main findings. Providing member driven services, providing appropriate training, education, and information to all stakeholders, and recommending Micro Financial Institutions to give up their unfair competition with cooperatives are the possible recommendations. Key words: challenges, prospects, saving, credit, and cooperatives.
Book Synopsis Microfinance Handbook by : Joanna Ledgerwood
Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
Book Synopsis Rural Wealth Creation by : John L. Pender
Download or read book Rural Wealth Creation written by John L. Pender and published by Routledge. This book was released on 2014-06-05 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book investigates the role of wealth in achieving sustainable rural economic development. The authors define wealth as all assets net of liabilities that can contribute to well-being, and they provide examples of many forms of capital – physical, financial, human, natural, social, and others. They propose a conceptual framework for rural wealth creation that considers how multiple forms of wealth provide opportunities for rural development, and how development strategies affect the dynamics of wealth. They also provide a new accounting framework for measuring wealth stocks and flows. These conceptual frameworks are employed in case study chapters on measuring rural wealth and on rural wealth creation strategies. Rural Wealth Creation makes numerous contributions to research on sustainable rural development. Important distinctions are drawn to help guide wealth measurement, such as the difference between the wealth located within a region and the wealth owned by residents of a region, and privately owned versus publicly owned wealth. Case study chapters illustrate these distinctions and demonstrate how different forms of wealth can be measured. Several key hypotheses are proposed about the process of rural wealth creation, and these are investigated by case study chapters assessing common rural development strategies, such as promoting rural energy industries and amenity-based development. Based on these case studies, a typology of rural wealth creation strategies is proposed and an approach to mapping the potential of such strategies in different contexts is demonstrated. This book will be relevant to students, researchers, and policy makers looking at rural community development, sustainable economic development, and wealth measurement.
Book Synopsis Beyond Micro-credit by : Thomas Fisher
Download or read book Beyond Micro-credit written by Thomas Fisher and published by Oxfam. This book was released on 2002 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: Beyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.
Book Synopsis Poverty and Shared Prosperity 2018 by : World Bank
Download or read book Poverty and Shared Prosperity 2018 written by World Bank and published by World Bank Publications. This book was released on 2018-12-10 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: The World Bank Group has two overarching goals: End extreme poverty by 2030 and promote shared prosperity by boosting the incomes of the bottom 40 percent of the population in each economy. As this year’s Poverty and Shared Prosperity report documents, the world continues to make progress toward these goals. In 2015, approximately one-tenth of the world’s population lived in extreme poverty, and the incomes of the bottom 40 percent rose in 77 percent of economies studied. But success cannot be taken for granted. Poverty remains high in Sub- Saharan Africa, as well as in fragile and conflict-affected states. At the same time, most of the world’s poor now live in middle-income countries, which tend to have higher national poverty lines. This year’s report tracks poverty comparisons at two higher poverty thresholds—$3.20 and $5.50 per day—which are typical of standards in lower- and upper-middle-income countries. In addition, the report introduces a societal poverty line based on each economy’s median income or consumption. Poverty and Shared Prosperity 2018: Piecing Together the Poverty Puzzle also recognizes that poverty is not only about income and consumption—and it introduces a multidimensional poverty measure that adds other factors, such as access to education, electricity, drinking water, and sanitation. It also explores how inequality within households could affect the global profile of the poor. All these additional pieces enrich our understanding of the poverty puzzle, bringing us closer to solving it. For more information, please visit worldbank.org/PSP
Book Synopsis Takaful and Islamic Cooperative Finance by : S. Nazim Ali
Download or read book Takaful and Islamic Cooperative Finance written by S. Nazim Ali and published by Edward Elgar Publishing. This book was released on 2016-07-27 with total page 374 pages. Available in PDF, EPUB and Kindle. Book excerpt: Islamic finance distinguishes itself from conventional finance with its strong emphasis on the moral consequences of financial transactions; prohibiting interest, excessive uncertainty, and finance of harmful business. When it comes to risk mitigation, it is unique in its risk sharing approach.
Book Synopsis Microfinance and Poverty Reduction by : Susan Johnson
Download or read book Microfinance and Poverty Reduction written by Susan Johnson and published by Oxfam. This book was released on 1997 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book emphasizes the importance of studying the local context, and then considering the macroeconomic factors which may be operating upon the economy of a particular country. Five extended case studies, in the Gambia, Ecuador, Mexico, Pakistan, and the UK are examined with reference to further aspects of sustainability and impact assessment.
