The Regulation of Consumer Credit

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Author :
Publisher : Edward Elgar Publishing
ISBN 13 : 1784712493
Total Pages : 256 pages
Book Rating : 4.7/5 (847 download)

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Book Synopsis The Regulation of Consumer Credit by : Sarah Brown

Download or read book The Regulation of Consumer Credit written by Sarah Brown and published by Edward Elgar Publishing. This book was released on 2019 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: This incisive book gives a comprehensive overview of the regulation of consumer credit in both the US and the UK. It covers policy, procedure and the dynamics of the consumer credit relationship to advocate for a balanced approach in achieving more effective consumer protection.

The Future of Consumer Credit Regulation

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Author :
Publisher : Routledge
ISBN 13 : 1351889214
Total Pages : 345 pages
Book Rating : 4.3/5 (518 download)

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Book Synopsis The Future of Consumer Credit Regulation by : Michelle Kelly-Louw

Download or read book The Future of Consumer Credit Regulation written by Michelle Kelly-Louw and published by Routledge. This book was released on 2016-12-05 with total page 345 pages. Available in PDF, EPUB and Kindle. Book excerpt: Effective regulation of consumer credit in modern society is an ever-changing challenge. As new forms of credit emerge in free societies, regulation often lags behind. This volume explores contemporary problems related to the regulation of consumer credit in market economies with a focus on credit extended to the most vulnerable and poorest members of the community. Written by experts in the field of consumer credit regulation from Europe, North America, Australia and South Africa, the book examines some of the most important consumer credit issues facing consumers today and proposes innovative ways to protect the consumer interest in those markets.

Consumer Credit Regulation

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Author :
Publisher :
ISBN 13 :
Total Pages : 58 pages
Book Rating : 4.3/5 (512 download)

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Book Synopsis Consumer Credit Regulation by : Jerome W. Shay

Download or read book Consumer Credit Regulation written by Jerome W. Shay and published by . This book was released on 1966 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Consumer and SME Credit Law

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Author :
Publisher : Bloomsbury Publishing
ISBN 13 : 152651589X
Total Pages : 2506 pages
Book Rating : 4.5/5 (265 download)

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Book Synopsis Consumer and SME Credit Law by : Nora Beausang

Download or read book Consumer and SME Credit Law written by Nora Beausang and published by Bloomsbury Publishing. This book was released on 2021-12-16 with total page 2506 pages. Available in PDF, EPUB and Kindle. Book excerpt: With 2000+ pages of guidance, this important new textbook provides an extensive and in-depth guide to the current labyrinthine regulatory regime relating to consumer and SME credit (by way of cash loans) and protection generally, including the Consumer Protection Code, the Consumer Credit Act (housing loans and non-housing loans), the EU Consumer Credit Regulations, the EU Mortgage Credit Regulations and the Central Bank Housing Loan Regulations. Other lending-related conduct of business requirements are also covered in detail, including the Code of Conduct on Mortgage Arrears, the Lending to SME Regulations, the Code on Related Parties Lending and the Credit Reporting Act, together with applicable EBA/ECB Guidelines dealing with loan origination, product oversight and governance, non-performing exposures/loans and arrears. The regulated activities triggering authorisation as a retail credit firm or credit servicing firm are also addressed in detail. The book additionally extends beyond lending to have application to the wider business of regulated firms in the financial services arena, dealing in detail with issues including the general principles and requirements of the Consumer Protection Code,the fitness and probity regime including the area of minimum competency, distance marketing requirements and other background to the regulatory regime in Ireland including the increased regulatory focus on the culture of regulated firms and product oversight and governance. The available redress/recourse mechanisms are also covered, including the Financial Services and Pensions Ombudsman, the Credit Review Office, the regulatory and other consequences of breach of applicable requirements and the significant risk management area for regulated firms of their customers' statutory right to redress on breach of financial services legislation. In addition, the book has relevance to professionals dealing with consumers in any contractual context including extensive treatment of how the concept of 'consumer' has developed under common law, the unfair commercial practices regime and the increasingly topical area of unfair contract terms legislation. Relevant case law of the Irish courts and other common law jurisdictions, together with an expanding corpus of decisions from the CJEU, are addressed in detail. This book's practical style is designed to assist bankers, other regulated firms, lawyers, compliance professionals and regulators in the application of a complex area. Rather than simply setting out the separate requirements, the book seeks to navigate the at times contradictory legislative and regulatory strands to give (in so far as is possible) a coherent sense of how they integrate. Much of the content is unique and cannot be found in any other publication. An essential addition to the library of every lender, practitioner and compliance and regulatory risk professional, particularly in the areas of consumer and SME credit.

Consumer Finance Law

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Author :
Publisher : Aspen Publishing
ISBN 13 : 1454869062
Total Pages : 882 pages
Book Rating : 4.4/5 (548 download)

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Book Synopsis Consumer Finance Law by : Adam J. Levitin

Download or read book Consumer Finance Law written by Adam J. Levitin and published by Aspen Publishing. This book was released on 2018-09-14 with total page 882 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer Finance: Markets and Regulation is the first law school text to focus on consumer financial services markets and their regulation. Structured around clear expository text and realistic problem sets, the book provides comprehensive coverage of the regulation of consumer credit, payments, and financial data markets by federal, state, and private law, including detailed coverage of the authority of the Consumer Financial Protection Bureau (CFPB), a powerful new federal regulatory agency. The book also acquaints students with the full range of consumer financial products, how they operate, the risks and policy issues they raise, and their regulation. In so doing, the book provides an applied look at how regulatory agencies work, offering students a practical look at how statutes and regulations interact and how regulatory agencies enforce them. Professors and students will benefit from: Detailed coverage of the Consumer Financial Protection Bureau (CFPB), a new federal regulatory agency with broad authority over consumer credit, payment, deposit, and financial data markets Comprehensive treatment of consumer credit regulation, including mortgages, credit cards, auto loans, student loans, and small dollar loans, as well as credit disclosures, usury, and fair lending regulation State-of-the-art coverage of consumer payment systems, with detailed coverage of electronic payment systems (credit cards, debit cards, ACH) and mobile wallets Coverage of topics not found elsewhere in law school curriculum, including anti-money laundering regulations, behavioral economics, fair lending laws, and consumer financial data privacy and data security Free online statutory supplement

Consumer Finance

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Author :
Publisher : Aspen Publishing
ISBN 13 : 1543856187
Total Pages : 1043 pages
Book Rating : 4.5/5 (438 download)

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Book Synopsis Consumer Finance by : Adam J. Levitin

Download or read book Consumer Finance written by Adam J. Levitin and published by Aspen Publishing. This book was released on 2022-09-15 with total page 1043 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer Finance: Markets and Regulation is the first law school text to focus on consumer financial services markets and their regulation. Structured around clear expository text and realistic problem sets, the book provides comprehensive coverage of the regulation of consumer credit, payments, and financial data markets by federal, state, and private law, including detailed coverage of the authority of the Consumer Financial Protection Bureau (CFPB), a powerful new federal regulatory agency. The book also acquaints students with the full range of consumer financial products, how they operate, the risks and policy issues they raise, and their regulation. In so doing, the book provides an applied look at how regulatory agencies work, offering students a practical look at how statutes and regulations interact and how regulatory agencies enforce them. New to the Second Edition: Coverage of new Regulation F, implementing the Fair Debt Collection Practices Act Coverage of buy-now-pay-later Coverage of retail installment sales contracts and time-price doctrine Coverage of rent-to-own contracts Expanded coverage of rent-a-bank arrangements Expanded coverage of anti-money laundering regulations Professors and students will benefit from: Detailed coverage of the Consumer Financial Protection Bureau (CFPB), a new federal regulatory agency with broad authority over consumer credit, payment, deposit, and financial data markets. Comprehensive treatment of consumer credit regulation, including mortgages, credit cards, auto loans, student loans, and small dollar loans, as well as credit disclosures, usury, and fair lending regulation. State-of-the-art coverage of consumer payment systems, with detailed coverage of electronic payment systems (credit cards, debit cards, ACH) and mobile wallets. Coverage of topics not found elsewhere in law school curriculum, including anti-money laundering regulations, behavioral economics, fair lending laws, and consumer financial data privacy and data security. Free companion statutory supplement (available on website).

The Cost of Credit

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Author :
Publisher :
ISBN 13 :
Total Pages : 296 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis The Cost of Credit by : Kathleen E. Keest

Download or read book The Cost of Credit written by Kathleen E. Keest and published by . This book was released on 1995 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Consumer Law

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Author :
Publisher :
ISBN 13 :
Total Pages : 552 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Consumer Law by : Howard J. Alperin

Download or read book Consumer Law written by Howard J. Alperin and published by . This book was released on 1986 with total page 552 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Regulated Credit

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Author :
Publisher : Lawbook Company
ISBN 13 : 9780455208329
Total Pages : 848 pages
Book Rating : 4.2/5 (83 download)

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Book Synopsis Regulated Credit by : A. J. Duggan

Download or read book Regulated Credit written by A. J. Duggan and published by Lawbook Company. This book was released on 1989-01-01 with total page 848 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Law and Consumer Credit Information in the European Community

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Author :
Publisher : Routledge
ISBN 13 : 1134044496
Total Pages : 263 pages
Book Rating : 4.1/5 (34 download)

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Book Synopsis The Law and Consumer Credit Information in the European Community by : Federico Ferretti

Download or read book The Law and Consumer Credit Information in the European Community written by Federico Ferretti and published by Routledge. This book was released on 2008-05-13 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the legal framework and compliance in the EC of consumer credit reporting and credit information sharing arrangements. It also looks at the issue of human rights, and the extent to which the right to privacy of consumers should be balanced against the aims of consumer credit reporting.

Federal Regulation of Consumer Credit

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Author :
Publisher :
ISBN 13 :
Total Pages : 100 pages
Book Rating : 4.3/5 (97 download)

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Book Synopsis Federal Regulation of Consumer Credit by : Frank M. Salinger

Download or read book Federal Regulation of Consumer Credit written by Frank M. Salinger and published by . This book was released on 1989 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Consumer Credit Law and Practice - A Guide

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Author :
Publisher : Bloomsbury Publishing
ISBN 13 : 1784518379
Total Pages : 555 pages
Book Rating : 4.7/5 (845 download)

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Book Synopsis Consumer Credit Law and Practice - A Guide by : Dennis Rosenthal

Download or read book Consumer Credit Law and Practice - A Guide written by Dennis Rosenthal and published by Bloomsbury Publishing. This book was released on 2018-01-26 with total page 555 pages. Available in PDF, EPUB and Kindle. Book excerpt: “A new edition of Dennis Rosenthal's Consumer Credit Law and Practice - A Guide is always an event to be welcomed by the busy practitioner... In all this welter of regulation, there is a great need for a work which reduces the mass of case law and regulation covered in encyclopaedic works into a clear, concise and readable form which steers a way through the labyrinth. This is just such a book... It is to be warmly welcomed.” From the Foreword by Roy GoodeThe most useful and comprehensive single volume work on the subject of consumer credit. Consumer Credit Law and Practice - A Guide, Fifth Edition is an easily accessible guide covering all aspects of consumer credit, consumer hire and ancillary credit businesses. Written in a clear and penetrating style, the new fifth edition has been extensively updated and rewritten to take account of all relevant case law, legislative changes and developments, including: - coverage of EU Directives relating to alternative dispute resolution, supervision of credit institutions and consumer credit agreements for residential immovable property - the transfer of licensing from the OFT under CCA 1974 to authorisation and permission by the FCA under FSMA - the substitution of substantial parts of CCA 1974 and regulations under that Act, by FSMA, regulations under FSMA including RAO, and the FCA Handbook, in particular the Consumer Credit sourcebook (CONC) and the Mortgages and Home Finance Conduct of Business sourcebook (MCOB) - new chapters on FCA requirements and procedures relating to authorisation and permission, treating customers fairly, supervision and reporting, and alternative dispute resolution - developments in related areas such as data protection, fraud prevention and anti-money laundering Consumer Credit Law and Practice - A Guide, Fifth Edition is essential reading for: banking and commercial law practitioners; in-house lawyers; companies operating in consumer credit related industries, including banks and building societies, credit card companies, finance and leasing companies; compliance personnel; and consumer advisers.

The Cost of Credit

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Author :
Publisher :
ISBN 13 :
Total Pages : 612 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis The Cost of Credit by : Kathleen E. Keest

Download or read book The Cost of Credit written by Kathleen E. Keest and published by . This book was released on 2000 with total page 612 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Subprime and Predatory Lending

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Author :
Publisher :
ISBN 13 :
Total Pages : 518 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis Subprime and Predatory Lending by : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit

Download or read book Subprime and Predatory Lending written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2007 with total page 518 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Credit, Consumers and the Law

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Author :
Publisher : Taylor & Francis
ISBN 13 : 1317158083
Total Pages : 287 pages
Book Rating : 4.3/5 (171 download)

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Book Synopsis Credit, Consumers and the Law by : Karen Fairweather

Download or read book Credit, Consumers and the Law written by Karen Fairweather and published by Taylor & Francis. This book was released on 2016-10-14 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer law, particularly consumer credit law, is characterised by increasingly complex regulation in Western economies. Reacting to the Global Financial Crisis, governments in the UK, the EU, Australia, New Zealand and the United States have adopted new laws dealing with consumer credit, responsible lending, consumer guarantees and unfair contracts. Drawing together authors from all of these jurisdictions, this book analyses and evaluates these initiatives, and makes predictions as to their likely success and possible flaws.

Modernizing Consumer Protection in the Financial Regulatory System

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Author :
Publisher :
ISBN 13 :
Total Pages : 240 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis Modernizing Consumer Protection in the Financial Regulatory System by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs

Download or read book Modernizing Consumer Protection in the Financial Regulatory System written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Complying with the telemarketing sales rule

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Author :
Publisher :
ISBN 13 :
Total Pages : 62 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Complying with the telemarketing sales rule by :

Download or read book Complying with the telemarketing sales rule written by and published by . This book was released on 2004 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt: