Reflections On Us Disaster Insurance Policy For The 21st Century

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Reflections on U.S. Disaster Insurance Policy for the 21st Century

Author : Howard Kunreuther
Publisher :
ISBN 13 :
Total Pages : 38 pages
Book Rating : 4.:/5 (255 download)

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Book Synopsis Reflections on U.S. Disaster Insurance Policy for the 21st Century by : Howard Kunreuther

Download or read book Reflections on U.S. Disaster Insurance Policy for the 21st Century written by Howard Kunreuther and published by . This book was released on 2006 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: The devastation caused by hurricanes during the 2004 and 2005 seasons has been unprecedented and is forcing the insurance industry to reevaluate the role that it can play in dealing with future natural disasters in the United States. As shown in Table 1 the four hurricanes that hit Florida in the fall of 2004 -- Charley, Frances, Ivan and Jeanne---and Hurricanes Katrina and Rita in 2005 comprised half of the to 12 disasters with respect to insured losses between 1970 and 2005. On a related note, 18 of the 20 most costly disasters occurred between 1990 and 2005 and 10 occurred in the 21st Century. This context is totally different than the scale of economic loss the country has suffered from natural disasters and other extreme events in the 20th century. The first section of the paper addresses the first question by outlining two principles on which a disaster insurance program should be based. Section 3 then focuses on the second question by analyzing the insurability of a risk and examining the challenges facing the private sector in providing coverage against natural disasters. Section 4 turns to the third question and delineates the opportunities and challenges of a comprehensive disaster insurance program. Section 5 poses a set undertaken by the Wharton Risk Center in conjunction with the Insurance Information Institute and Georgia State University. The concluding section summarizes the key issues associated with providing disaster insurance in the 21st century.

U.S. Emergency Management in the 21st Century

Author : Claire B. Rubin
Publisher : Routledge
ISBN 13 : 0429755708
Total Pages : 169 pages
Book Rating : 4.4/5 (297 download)

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Book Synopsis U.S. Emergency Management in the 21st Century by : Claire B. Rubin

Download or read book U.S. Emergency Management in the 21st Century written by Claire B. Rubin and published by Routledge. This book was released on 2019-12-06 with total page 169 pages. Available in PDF, EPUB and Kindle. Book excerpt: U.S. Emergency Management in the 21st Century: From Disaster to Catastrophe explores a critical issue in American public policy: Are the current public sector emergency management systems sufficient to handle future disasters given the environmental and social changes underway? In this timely book, Claire B. Rubin and Susan L. Cutter focus on disaster recovery efforts, community resilience, and public policy issues of related to recent disasters and what they portend for the future. Beginning with the external societal forces influencing shifts in policy and practice, the next six chapters provide in-depth accounts of recent disasters— the Joplin, Tuscaloosa-Birmingham, and Moore tornadoes, Hurricanes Sandy, Harvey, Irma, Maria, and the California wildfires. The book concludes with a chapter on loss accounting and a summary chapter on what has gone right, what has gone wrong, and why the federal government may no longer be a reliable partner in emergency management. Accessible and clearly written by authorities in a wide-range of related fields with local experiences, this book offers a rich array of case studies and describes their significance in shifting emergency management policy and practice, in the United States during the past decade. Through a careful blending of contextual analysis and practical information, this book is essential reading for students, an interested public, and professionals alike.

Compensating Catastrophe Victims

Author : Véronique Bruggeman
Publisher : Kluwer Law International B.V.
ISBN 13 : 9041132635
Total Pages : 650 pages
Book Rating : 4.0/5 (411 download)

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Book Synopsis Compensating Catastrophe Victims by : Véronique Bruggeman

Download or read book Compensating Catastrophe Victims written by Véronique Bruggeman and published by Kluwer Law International B.V.. This book was released on 2010-01-01 with total page 650 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book shows that amelioration of the current compensation solutions for disaster victims is indeed a possibility. In a heated yet often poorly informed debate, it offers clarity and insights regarding the financial compensation for victims of catastrophes which, in addition to raising academic interest, are certain to help build a framework for future policymakers and lawmakers faced with shaping compensation programmes for catastrophe victims.

Disaster Resilience and Sustainability

Author : Sangam Shrestha
Publisher : Elsevier
ISBN 13 : 0323851967
Total Pages : 836 pages
Book Rating : 4.3/5 (238 download)

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Book Synopsis Disaster Resilience and Sustainability by : Sangam Shrestha

Download or read book Disaster Resilience and Sustainability written by Sangam Shrestha and published by Elsevier. This book was released on 2021-06-24 with total page 836 pages. Available in PDF, EPUB and Kindle. Book excerpt: Disasters undermine societal well-being, causing loss of lives and damage to social and economic infrastructures. Disaster resilience is central to achieving the 2030 Sustainable Development Goals, especially in regions where extreme inequality combines with the increasing frequency and intensity of natural disasters. Disaster risk reduction and resilience requires participation of wide array of stakeholders ranging from academicians to policy makers to disaster managers. Disaster Resilient Cities: Adaptation for Sustainable Development offers evidence-based, problem-solving techniques from social, natural, engineering and other disciplinary perspectives. It connects data, research, conceptual work with practical cases on disaster risk management, capturing the multi-sectoral aspects of disaster resilience, adaptation strategy and sustainability. The book links disaster risk management with sustainable development under a common umbrella, showing that effective disaster resilience strategies and practices lead to achieving broader sustainable development goals. Provides foundational knowledge on integrated disaster risk reduction and management to show how resilience and its associated concept such as adaptive and transformative strategies can foster sustainable development Brings together disaster risk reduction and resilience scientists, policy-makers and practitioners from different disciplines Case studies on disaster risk management from natural science, social science, engineering and other relevant disciplinary perspectives

A Safer Future

Author : National Research Council
Publisher : National Academies Press
ISBN 13 : 0309045460
Total Pages : 85 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis A Safer Future by : National Research Council

Download or read book A Safer Future written by National Research Council and published by National Academies Press. This book was released on 1991-02-01 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt: Initial priorities for U.S. participation in the International Decade for Natural Disaster Reduction, declared by the United Nations, are contained in this volume. It focuses on seven issues: hazard and risk assessment; awareness and education; mitigation; preparedness for emergency response; recovery and reconstruction; prediction and warning; learning from disasters; and U.S. participation internationally. The committee presents its philosophy of calls for broad public and private participation to reduce the toll of disasters.

The Cure for Catastrophe

Author : Robert Muir-Wood
Publisher : Basic Books
ISBN 13 : 0465096476
Total Pages : 370 pages
Book Rating : 4.4/5 (65 download)

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Book Synopsis The Cure for Catastrophe by : Robert Muir-Wood

Download or read book The Cure for Catastrophe written by Robert Muir-Wood and published by Basic Books. This book was released on 2016-09-06 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: We can't stop natural disasters but we can stop them being disastrous. One of the world's foremost risk experts tells us how. Year after year, floods wreck people's homes and livelihoods, earthquakes tear communities apart, and tornadoes uproot whole towns. Natural disasters cause destruction and despair. But does it have to be this way? In The Cure for Catastrophe, global risk expert Robert Muir-Wood argues that our natural disasters are in fact human ones: We build in the wrong places and in the wrong way, putting brick buildings in earthquake country, timber ones in fire zones, and coastal cities in the paths of hurricanes. We then blindly trust our flood walls and disaster preparations, and when they fail, catastrophes become even more deadly. No society is immune to the twin dangers of complacency and heedless development. Recognizing how disasters are manufactured gives us the power to act. From the Great Lisbon Earthquake of 1755 to Hurricane Katrina, The Cure for Catastrophe recounts the ingenious ways in which people have fought back against disaster. Muir-Wood shows the power and promise of new predictive technologies, and envisions a future where information and action come together to end the pain and destruction wrought by natural catastrophes. The decisions we make now can save millions of lives in the future. Buzzing with political plots, newfound technologies, and stories of surprising resilience, The Cure for Catastrophe will revolutionize the way we conceive of catastrophes: though natural disasters are inevitable, the death and destruction are optional. As we brace ourselves for deadlier cataclysms, the cure for catastrophe is in our hands.

Introduction to Emergency Management

Author : George Haddow
Publisher : Butterworth-Heinemann
ISBN 13 : 0124104053
Total Pages : 443 pages
Book Rating : 4.1/5 (241 download)

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Book Synopsis Introduction to Emergency Management by : George Haddow

Download or read book Introduction to Emergency Management written by George Haddow and published by Butterworth-Heinemann. This book was released on 2013-09-23 with total page 443 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introduction to Emergency Management, Fifth Edition, offers a fully up-to-date analysis of US emergency management principles. In addition to expanding coverage of risk management in a time of climate change and terrorism, Haddow, Bullock, and Coppola discuss the impact of new emergency management technologies, social media, and an increasing focus on recovery. They examine the effects of the 2012 election results and discuss FEMA’s controversial National Flood Insurance Program (NFIP). Introduction to Emergency Management, Fifth Edition, gives instructors and students the best textbook content, instructor-support materials, and online resources to prepare future EM professionals for this demanding career. Introduction to FEMA's Whole Community disaster preparedness initiative Material on recent disaster events, including the Boston Marathon Bombing (2013), Hurricane Sandy (2012), the Joplin Tornado (2011), the Haiti Earthquake (2011), and the Great East Japan Earthquake (2010) New and updated material on the Department of Homeland Security and the ongoing efforts of the emergency management community to manage terrorism hazards Top-of-the-line ancillaries that can be uploaded to Blackboard and other course management systems.

Handbook of the Economics of Risk and Uncertainty

Author : Mark Machina
Publisher : Newnes
ISBN 13 : 0444536868
Total Pages : 897 pages
Book Rating : 4.4/5 (445 download)

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Book Synopsis Handbook of the Economics of Risk and Uncertainty by : Mark Machina

Download or read book Handbook of the Economics of Risk and Uncertainty written by Mark Machina and published by Newnes. This book was released on 2013-11-14 with total page 897 pages. Available in PDF, EPUB and Kindle. Book excerpt: The need to understand the theories and applications of economic and finance risk has been clear to everyone since the financial crisis, and this collection of original essays proffers broad, high-level explanations of risk and uncertainty. The economics of risk and uncertainty is unlike most branches of economics in spanning from the individual decision-maker to the market (and indeed, social decisions), and ranging from purely theoretical analysis through individual experimentation, empirical analysis, and applied and policy decisions. It also has close and sometimes conflicting relationships with theoretical and applied statistics, and psychology. The aim of this volume is to provide an overview of diverse aspects of this field, ranging from classical and foundational work through current developments. Presents coherent summaries of risk and uncertainty that inform major areas in economics and finance Divides coverage between theoretical, empirical, and experimental findings Makes the economics of risk and uncertainty accessible to scholars in fields outside economics

Interdisciplinary Research on Climate and Energy Decision Making

Author : M. Granger Morgan
Publisher : Taylor & Francis
ISBN 13 : 1000810909
Total Pages : 349 pages
Book Rating : 4.0/5 (8 download)

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Book Synopsis Interdisciplinary Research on Climate and Energy Decision Making by : M. Granger Morgan

Download or read book Interdisciplinary Research on Climate and Energy Decision Making written by M. Granger Morgan and published by Taylor & Francis. This book was released on 2022-12-16 with total page 349 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explores the role and importance of interdisciplinary research in addressing key issues in climate and energy decision making. For over 30 years, an interdisciplinary team of faculty and students anchored at Carnegie Mellon University, joined by investigators and students from a number of other collaborating institutions across North America, Europe, and Australia, have worked together to better understand the global changes that are being caused by both human activities and natural causes. This book tells the story of their successful interdisciplinary work. With each chapter written in the first person, the authors have three key objectives: (1) to document and provide an accessible account of how they have framed and addressed a range of the key problems that are posed by the human dimensions of global change; (2) to illustrate how investigators and graduate students have worked together productively across different disciplines and locations on common problems; and (3) to encourage funders and scholars across the world to undertake similar large- scale interdisciplinary research activities to meet the world’s largest challenges. Exploring topics such as energy efficiency, public health, and climate adaptation, and with a final chapter dedicated to lessons learned, this innovative volume will be of great interest to students and scholars of climate change, energy transitions and environmental studies more broadly.

Risking House and Home

Author : John M. Quigley
Publisher : Berkeley Public Policy Press
ISBN 13 :
Total Pages : 268 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Risking House and Home by : John M. Quigley

Download or read book Risking House and Home written by John M. Quigley and published by Berkeley Public Policy Press. This book was released on 2008 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Natural disasters are too often viewed as unpredictable and horrendous 'one-off' events. Edited by John Quigley and Larry Rosenthal, this useful collection of essays and research studies takes a systematic look at how private insurers, governments, and the larger economy respond to floods, earthquakes, wildfires, and terrorist events. Chapters by Howard Kunreuther (on insurance), Alan Berger, Carolyn Kousky, and Richard Zeckhauser (on damage distributions and losses), and Adam Rose (on resilience) are especially welcome for their coverage of the full range of impacts, losses, and recovery approaches across different disaster types and severities." -- John D. Landis, University of Pennsylvania.

The Geography of Risk

Author : Gilbert M. Gaul
Publisher : Sarah Crichton Books
ISBN 13 : 0374718520
Total Pages : 304 pages
Book Rating : 4.3/5 (747 download)

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Book Synopsis The Geography of Risk by : Gilbert M. Gaul

Download or read book The Geography of Risk written by Gilbert M. Gaul and published by Sarah Crichton Books. This book was released on 2019-09-03 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: This century has seen the costliest hurricanes in U.S. history—but who bears the brunt of these monster storms? Consider this: Five of the most expensive hurricanes in history have made landfall since 2005: Katrina ($160 billion), Ike ($40 billion), Sandy ($72 billion), Harvey ($125 billion), and Maria ($90 billion). With more property than ever in harm’s way, and the planet and oceans warming dangerously, it won’t be long before we see a $250 billion hurricane. Why? Because Americans have built $3 trillion worth of property in some of the riskiest places on earth: barrier islands and coastal floodplains. And they have been encouraged to do so by what Gilbert M. Gaul reveals in The Geography of Risk to be a confounding array of federal subsidies, tax breaks, low-interest loans, grants, and government flood insurance that shift the risk of life at the beach from private investors to public taxpayers, radically distorting common notions of risk. These federal incentives, Gaul argues, have resulted in one of the worst planning failures in American history, and the costs to taxpayers are reaching unsustainable levels. We have become responsible for a shocking array of coastal amenities: new roads, bridges, buildings, streetlights, tennis courts, marinas, gazebos, and even spoiled food after hurricanes. The Geography of Risk will forever change the way you think about the coasts, from the clash between economic interests and nature, to the heated politics of regulators and developers.

Research Handbook on the Economics of Insurance Law

Author : Daniel Schwarcz
Publisher : Edward Elgar Publishing
ISBN 13 : 1782547142
Total Pages : 549 pages
Book Rating : 4.7/5 (825 download)

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Book Synopsis Research Handbook on the Economics of Insurance Law by : Daniel Schwarcz

Download or read book Research Handbook on the Economics of Insurance Law written by Daniel Schwarcz and published by Edward Elgar Publishing. This book was released on 2015-08-28 with total page 549 pages. Available in PDF, EPUB and Kindle. Book excerpt: The fields of insurance law and insurance economics have long and distinguished scholarly histories, but participants in the two disciplines have not always communicated well across academic silos. This Handbook encourages more policy-relevant insurance e

Coverage Matters

Author : Institute of Medicine
Publisher : National Academies Press
ISBN 13 : 0309076099
Total Pages : 204 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Coverage Matters by : Institute of Medicine

Download or read book Coverage Matters written by Institute of Medicine and published by National Academies Press. This book was released on 2001-10-27 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.

Disaster Resilience

Author : National Academies
Publisher : National Academies Press
ISBN 13 : 0309261503
Total Pages : 216 pages
Book Rating : 4.3/5 (92 download)

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Book Synopsis Disaster Resilience by : National Academies

Download or read book Disaster Resilience written by National Academies and published by National Academies Press. This book was released on 2012-12-29 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: No person or place is immune from disasters or disaster-related losses. Infectious disease outbreaks, acts of terrorism, social unrest, or financial disasters in addition to natural hazards can all lead to large-scale consequences for the nation and its communities. Communities and the nation thus face difficult fiscal, social, cultural, and environmental choices about the best ways to ensure basic security and quality of life against hazards, deliberate attacks, and disasters. Beyond the unquantifiable costs of injury and loss of life from disasters, statistics for 2011 alone indicate economic damages from natural disasters in the United States exceeded $55 billion, with 14 events costing more than a billion dollars in damages each. One way to reduce the impacts of disasters on the nation and its communities is to invest in enhancing resilience-the ability to prepare and plan for, absorb, recover from and more successfully adapt to adverse events. Disaster Resilience: A National Imperative addresses the broad issue of increasing the nation's resilience to disasters. This book defines "national resilience", describes the state of knowledge about resilience to hazards and disasters, and frames the main issues related to increasing resilience in the United States. It also provide goals, baseline conditions, or performance metrics for national resilience and outlines additional information, data, gaps, and/or obstacles that need to be addressed to increase the nation's resilience to disasters. Additionally, the book's authoring committee makes recommendations about the necessary approaches to elevate national resilience to disasters in the United States. Enhanced resilience allows better anticipation of disasters and better planning to reduce disaster losses-rather than waiting for an event to occur and paying for it afterward. Disaster Resilience confronts the topic of how to increase the nation's resilience to disasters through a vision of the characteristics of a resilient nation in the year 2030. Increasing disaster resilience is an imperative that requires the collective will of the nation and its communities. Although disasters will continue to occur, actions that move the nation from reactive approaches to disasters to a proactive stance where communities actively engage in enhancing resilience will reduce many of the broad societal and economic burdens that disasters can cause.

The 2030 Spike

Author : Colin Mason
Publisher : Routledge
ISBN 13 : 1136555102
Total Pages : 257 pages
Book Rating : 4.1/5 (365 download)

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Book Synopsis The 2030 Spike by : Colin Mason

Download or read book The 2030 Spike written by Colin Mason and published by Routledge. This book was released on 2013-06-17 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: The clock is relentlessly ticking! Our world teeters on a knife-edge between a peaceful and prosperous future for all, and a dark winter of death and destruction that threatens to smother the light of civilization. Within 30 years, in the 2030 decade, six powerful 'drivers' will converge with unprecedented force in a statistical spike that could tear humanity apart and plunge the world into a new Dark Age. Depleted fuel supplies, massive population growth, poverty, global climate change, famine, growing water shortages and international lawlessness are on a crash course with potentially catastrophic consequences. In the face of both doomsaying and denial over the state of our world, Colin Mason cuts through the rhetoric and reams of conflicting data to muster the evidence to illustrate a broad picture of the world as it is, and our possible futures. Ultimately his message is clear; we must act decisively, collectively and immediately to alter the trajectory of humanity away from catastrophe. Offering over 100 priorities for immediate action, The 2030 Spike serves as a guidebook for humanity through the treacherous minefields and wastelands ahead to a bright, peaceful and prosperous future in which all humans have the opportunity to thrive and build a better civilization. This book is powerful and essential reading for all people concerned with the future of humanity and planet earth.

Insurance regulation and competition for the 21st century

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises
Publisher :
ISBN 13 :
Total Pages : 484 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis Insurance regulation and competition for the 21st century by : United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises

Download or read book Insurance regulation and competition for the 21st century written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2002 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Future of the Public's Health in the 21st Century

Author : Institute of Medicine
Publisher : National Academies Press
ISBN 13 : 0309133181
Total Pages : 536 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis The Future of the Public's Health in the 21st Century by : Institute of Medicine

Download or read book The Future of the Public's Health in the 21st Century written by Institute of Medicine and published by National Academies Press. This book was released on 2003-02-01 with total page 536 pages. Available in PDF, EPUB and Kindle. Book excerpt: The anthrax incidents following the 9/11 terrorist attacks put the spotlight on the nation's public health agencies, placing it under an unprecedented scrutiny that added new dimensions to the complex issues considered in this report. The Future of the Public's Health in the 21st Century reaffirms the vision of Healthy People 2010, and outlines a systems approach to assuring the nation's health in practice, research, and policy. This approach focuses on joining the unique resources and perspectives of diverse sectors and entities and challenges these groups to work in a concerted, strategic way to promote and protect the public's health. Focusing on diverse partnerships as the framework for public health, the book discusses: The need for a shift from an individual to a population-based approach in practice, research, policy, and community engagement. The status of the governmental public health infrastructure and what needs to be improved, including its interface with the health care delivery system. The roles nongovernment actors, such as academia, business, local communities and the media can play in creating a healthy nation. Providing an accessible analysis, this book will be important to public health policy-makers and practitioners, business and community leaders, health advocates, educators and journalists.