Financial Literacy

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Author :
Publisher : Oxford University Press
ISBN 13 : 0199696810
Total Pages : 328 pages
Book Rating : 4.1/5 (996 download)

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Book Synopsis Financial Literacy by : Olivia S. Mitchell

Download or read book Financial Literacy written by Olivia S. Mitchell and published by Oxford University Press. This book was released on 2011-10-27 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: As defined contribution pensions become prevalent, retirees are increasingly responsible for managing their own pension assets and thus their own financial literacy becomes crucial. Based on empirical evidence and new research, the book examines how financial literacy enhances retirement decision-making in ever more complex financial markets.

Rescuing Retirement

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Publisher : Columbia Business School Publi
ISBN 13 : 9780231185646
Total Pages : 166 pages
Book Rating : 4.1/5 (856 download)

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Book Synopsis Rescuing Retirement by : Teresa Ghilarducci

Download or read book Rescuing Retirement written by Teresa Ghilarducci and published by Columbia Business School Publi. This book was released on 2018 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. It offers a practical guide to the future of secure retirement.

The Pension Challenge

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Author :
Publisher : OUP Oxford
ISBN 13 : 0191532959
Total Pages : 360 pages
Book Rating : 4.1/5 (915 download)

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Book Synopsis The Pension Challenge by : Olivia S. Mitchell

Download or read book The Pension Challenge written by Olivia S. Mitchell and published by OUP Oxford. This book was released on 2003-11-13 with total page 360 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, the first in a new series produced by the Pension Research Council of the Wharton School in collaboration with Oxford University Press, explores ways to enhance retirement security in a volatile financial environment. Mitchell and Smetters begin by assessing the myriad retirement risks confronting employees, retirees, employers, and governments, and it shows how stakeholders can work to reinvent pensions that perform well in a competitive global setting. Contributors then indicate how pension systems can be better designed to help protect against these risks. Of special interest is a discussion of new financial products and structures to meet and manage challenges to old-age security. Examples considered include pension investment guarantees and hedges, adapting catastrophe bonds to the pension context, and key regulatory structures and portfolio requirements designed to protect unwary or unwitting pension participants. The contributors draw important lessons for a wide range of countries, drawing from both developed and developing market experiences. Contributors include world-famous finance experts and risk management faculty, development economists, pension regulators, and pension consultants.

Safeguarding America's Retirement Security

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Author :
Publisher :
ISBN 13 :
Total Pages : 164 pages
Book Rating : 4.:/5 (51 download)

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Book Synopsis Safeguarding America's Retirement Security by : United States. Congress. Senate. Committee on Governmental Affairs. Subcommittee on Financial Management, the Budget, and International Security

Download or read book Safeguarding America's Retirement Security written by United States. Congress. Senate. Committee on Governmental Affairs. Subcommittee on Financial Management, the Budget, and International Security and published by . This book was released on 2004 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Aging and the Macroeconomy

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Author :
Publisher : National Academies Press
ISBN 13 : 0309261961
Total Pages : 230 pages
Book Rating : 4.3/5 (92 download)

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Book Synopsis Aging and the Macroeconomy by : National Research Council

Download or read book Aging and the Macroeconomy written by National Research Council and published by National Academies Press. This book was released on 2013-01-10 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.

The Pension Challenge

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Author :
Publisher : Oxford University Press
ISBN 13 : 0199266913
Total Pages : 361 pages
Book Rating : 4.1/5 (992 download)

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Book Synopsis The Pension Challenge by : Olivia S. Mitchell

Download or read book The Pension Challenge written by Olivia S. Mitchell and published by Oxford University Press. This book was released on 2003-11-13 with total page 361 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, the first in a new series produced by the Pension Research Council of the Wharton School in collaboration with Oxford University Press, explores ways to enhance retirement security in a volatile financial environment.Mitchell and Smetters begin by assessing the myriad retirement risks confronting employees, retirees, employers, and governments, and it shows how stakeholders can work to reinvent pensions that perform well in a competitive global setting. Contributors then indicate how pension systems can be better designed to help protect against these risks.Of special interest is a discussion of new financial products and structures to meet and manage challenges to old-age security. Examples considered include pension investment guarantees and hedges, adapting catastrophe bonds to the pension context, and key regulatory structures and portfolio requirements designed to protect unwary or unwitting pension participants. The contributors draw important lessons for a wide range of countries, drawing from both developed and developing marketexperiences.Contributors include world-famous finance experts and risk management faculty, development economists, pension regulators, and pension consultants.

Underfunded Pensions, Pension Dumping, and Retirement Security

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Author :
Publisher : TheCapitol.Net Inc
ISBN 13 : 1587332264
Total Pages : 316 pages
Book Rating : 4.5/5 (873 download)

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Book Synopsis Underfunded Pensions, Pension Dumping, and Retirement Security by : Peter Orszag

Download or read book Underfunded Pensions, Pension Dumping, and Retirement Security written by Peter Orszag and published by TheCapitol.Net Inc. This book was released on 2010-12-01 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Employee Retirement Income Security Act of 1974 (ERISA) provides a comprehensive federal scheme for the regulation of employee pension and welfare benefit plans offered by employers. ERISA contains various provisions intended to protect the rights of plan participants and beneficiaries in employee benefit plans. The Pension Benefit Guarantee Corporation (PBGC) is a federal corporation created by ERISA. It currently protects the pensions of nearly 44 million American workers and retirees in more than 29,000 private single-employer and multiemployer defined benefit pension plans. PBGC receives no funds from general tax revenues. Operations are financed by insurance premiums set by Congress and paid by sponsors of defined benefit plans, investment income, assets from pension plans trusteed by PBGC, and recoveries from the companies formerly responsible for the plans. Although the PBGC's liabilities are not explicitly backed by the full faith and credit of the federal government, Congress could face political pressure to bail out the PBGC at taxpayer expense should the agency become financially insolvent. Bradley Belt, former executive director of the Pension Benefit Guaranty Corporation (PBGC), testified before Congress in October, 2004: "I am particularly concerned with the temptation, and indeed, growing tendency, to use the pension insurance fund as a means to obtain an interest-free and risk-free loan to enable companies to restructure. Unfortunately, the current calculation appears to be that shifting pension liabilities onto other premium payers or potentially taxpayers is the path of least resistance rather than a last resort."

The Pension Security Act

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Author :
Publisher :
ISBN 13 :
Total Pages : 152 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis The Pension Security Act by : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations

Download or read book The Pension Security Act written by United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations and published by . This book was released on 2003 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Strengthening pension security

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Author :
Publisher :
ISBN 13 :
Total Pages : 184 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Strengthening pension security by : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations

Download or read book Strengthening pension security written by United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations and published by . This book was released on 2003 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Reshaping Retirement Security

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Author :
Publisher : Oxford University Press on Demand
ISBN 13 : 0199660697
Total Pages : 312 pages
Book Rating : 4.1/5 (996 download)

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Book Synopsis Reshaping Retirement Security by : Raimond Maurer

Download or read book Reshaping Retirement Security written by Raimond Maurer and published by Oxford University Press on Demand. This book was released on 2012-09-27 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book explores the lessons to be learnt for retirement planning and long-term financial security in view of the massive shocks to stock markets, labour markets, and pension plans caused by the financial crisis. It aims to rethink the resilience of defined contribution plans and how defined benefit plans reacted to the financial crisis.

Retirement Security for Working Americans

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Author :
Publisher :
ISBN 13 :
Total Pages : 120 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis Retirement Security for Working Americans by : United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions. Subcommittee on Employment, Safety, and Training

Download or read book Retirement Security for Working Americans written by United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions. Subcommittee on Employment, Safety, and Training and published by . This book was released on 2002 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Pension Security in the 21st Century

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Author :
Publisher : Oxford University Press on Demand
ISBN 13 : 0199261768
Total Pages : 308 pages
Book Rating : 4.1/5 (992 download)

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Book Synopsis Pension Security in the 21st Century by : Gordon L. Clark

Download or read book Pension Security in the 21st Century written by Gordon L. Clark and published by Oxford University Press on Demand. This book was released on 2003-11-20 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt: Focusing on how Europe and the USA are dealing with the demographic, financial and political pressures on pension security, this book seeks to explore the links between two spheres often considered separately; i.e. old age security and global finance.

Pension Prosave Act and Retirement Security

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Author :
Publisher :
ISBN 13 :
Total Pages : 76 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis Pension Prosave Act and Retirement Security by : United States. Congress. Senate. Committee on Labor and Human Resources

Download or read book Pension Prosave Act and Retirement Security written by United States. Congress. Senate. Committee on Labor and Human Resources and published by . This book was released on 1998 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Retirement security for American workers

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Author :
Publisher :
ISBN 13 :
Total Pages : 164 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Retirement security for American workers by : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations

Download or read book Retirement security for American workers written by United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations and published by . This book was released on 2002 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Restructuring Retirement Risks

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Author :
Publisher : Oxford University Press on Demand
ISBN 13 : 0199204659
Total Pages : 270 pages
Book Rating : 4.1/5 (992 download)

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Book Synopsis Restructuring Retirement Risks by : David Blitzstein

Download or read book Restructuring Retirement Risks written by David Blitzstein and published by Oxford University Press on Demand. This book was released on 2006-08-03 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: Highlighting retirement security as a major policy concern, this book addresses the question 'What are the risks & rewards in pensions, & what paths can stakeholders chose to solve these problems?'. It deals with employees' needs & expectations, employers' intentions & realizations, & policymakers' efforts to resolve the many challenges.

Strengthening Pension Security for All Americans

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Author :
Publisher :
ISBN 13 :
Total Pages : 88 pages
Book Rating : 4.0/5 (12 download)

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Book Synopsis Strengthening Pension Security for All Americans by : United States. Congress. House. Committee on Education and the Workforce

Download or read book Strengthening Pension Security for All Americans written by United States. Congress. House. Committee on Education and the Workforce and published by . This book was released on 2004 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Pension Book

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Author :
Publisher : Arcade Publishing
ISBN 13 : 9781559703314
Total Pages : 588 pages
Book Rating : 4.7/5 (33 download)

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Book Synopsis The Pension Book by : Karen Ferguson

Download or read book The Pension Book written by Karen Ferguson and published by Arcade Publishing. This book was released on 1996-05 with total page 588 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every pension plan has its fine print. Using case studies from the Pension Rights Center, Ferguson and Blackwell show what everyone in a private plan needs to know: how and when their pension will vest; how much their benefit will be; and whether it is adjusted for inflation. Is the plan overfunded or underfunded? Will it survive should the company change hands or go bankrupt? And what happens in the event of death or divorce? Each chapter tackling these subjects is followed by a "What to Do" section in which the authors demonstrate, point by point, how we can take charge of our retirement future. No retirement plan? You're not alone. Half of all Americans have no plan other than social security, and this venerable system - never intended to cover all retirement needs - typically pays people 40 percent of what they were earning when they worked. Or maybe you're in a do-it-yourself savings plan. Increasingly, employers are substituting these plans for traditional pensions. Again, Ferguson and Blackwell provide practical suggestions and reliable advice about the pros and cons of IRAs, 401(k)s, and the other tax-sheltered savings arrangements.