Paying Too Much

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Overcharged

Author : Charles Silver
Publisher : Cato Institute
ISBN 13 : 1944424776
Total Pages : 587 pages
Book Rating : 4.9/5 (444 download)

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Book Synopsis Overcharged by : Charles Silver

Download or read book Overcharged written by Charles Silver and published by Cato Institute. This book was released on 2018-07-03 with total page 587 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why is America's health care system so expensive? Why do hospitalized patients receive bills laden with inflated charges that com out of the blue from out-of-network providers or demands for services that weren't delivered? Why do we pay $600 for EpiPens that contain a dollar's worth of medicine? Why is more than $1 trillion - one out of every three dollars that passes through the system - lost to fraud, wasted on services that don't help patients, or otherwise misspent? Overcharged answers these questions. It shows that America's health care system, which replaces consumer choice with government control and third-party payment, is effectively designed to make health care as expensive as possible. Prices will fall, quality will improve, and medicine will become more patient-friendly only when consumers take charge and exert pressure from below. For this to happen, consumers must control the money. As Overcharged explains, when health care providers are subjected to the same competitive forces that shape other industries, they will either deliver better services more cheaply or risk being replaced by someone who will.

Paying the Price

Author : Sara Goldrick-Rab
Publisher : University of Chicago Press
ISBN 13 : 022640448X
Total Pages : 382 pages
Book Rating : 4.2/5 (264 download)

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Book Synopsis Paying the Price by : Sara Goldrick-Rab

Download or read book Paying the Price written by Sara Goldrick-Rab and published by University of Chicago Press. This book was released on 2016-09-01 with total page 382 pages. Available in PDF, EPUB and Kindle. Book excerpt: A “bracing and well-argued” study of America’s college debt crisis—“necessary reading for anyone concerned about the fate of American higher education” (Kirkus). College is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. In Paying the Price, education scholar Sara Goldrick-Rab reveals the devastating effect of these shortfalls. Goldrick-Rab examines a study of 3,000 students who used the support of federal aid and Pell Grants to enroll in public colleges and universities in Wisconsin in 2008. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school—not with a degree, but with crippling debt. Goldrick-Rab combines that data with devastating stories of six individual students, whose struggles make clear the human and financial costs of our convoluted financial aid policies. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector–focused “first degree free” program. "Honestly one of the most exciting books I've read, because [Goldrick-Rab has] solutions. It's a manual that I'd recommend to anyone out there, if you're a parent, if you're a teacher, if you're a student."—Trevor Noah, The Daily Show

Paying Too Much in Taxes ...

Author : Corporation Trust Company
Publisher :
ISBN 13 :
Total Pages : 30 pages
Book Rating : 4.:/5 (797 download)

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Book Synopsis Paying Too Much in Taxes ... by : Corporation Trust Company

Download or read book Paying Too Much in Taxes ... written by Corporation Trust Company and published by . This book was released on 1925 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Whistle

Author : Benjamin Franklin
Publisher : Lerner Publishing Group
ISBN 13 : 9780822502821
Total Pages : 32 pages
Book Rating : 4.5/5 (28 download)

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Book Synopsis The Whistle by : Benjamin Franklin

Download or read book The Whistle written by Benjamin Franklin and published by Lerner Publishing Group. This book was released on 1974-01-01 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Benjamin Franklin describes a childhood incident of buying a whistle that taught him a lesson he never forgot.

Care Without Coverage

Author : Institute of Medicine
Publisher : National Academies Press
ISBN 13 : 0309083435
Total Pages : 213 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Care Without Coverage by : Institute of Medicine

Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Let Go to Grow

Author : Doug White
Publisher : Doug White
ISBN 13 : 1928662609
Total Pages : 152 pages
Book Rating : 4.9/5 (286 download)

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Book Synopsis Let Go to Grow by : Doug White

Download or read book Let Go to Grow written by Doug White and published by Doug White. This book was released on 2011 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Paying Too Much?

Author : Neil Bhutta
Publisher :
ISBN 13 :
Total Pages : 69 pages
Book Rating : 4.:/5 (123 download)

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Book Synopsis Paying Too Much? by : Neil Bhutta

Download or read book Paying Too Much? written by Neil Bhutta and published by . This book was released on 2021 with total page 69 pages. Available in PDF, EPUB and Kindle. Book excerpt: Using administrative data on mortgage rates that borrowers obtain and on rates that lenders could provide for the same loan, we find that many homebuyers significantly overpay for their mortgage, particularly those least likely to be financially savvy. For example, one quarter of government-insured borrowers, who tend to be lower-income first-time homebuyers, pay at least 45 basis points more than their median available rate-equivalent to an upfront payment (in points) of $5,400 for a typical loan. We further document considerable dispersion in the interest rates that identical borrowers get, even from the same lender and loan officer, suggesting important roles for shopping and negotiation. Across time, we find that overpayment tends to decrease as market rates rise and, using new survey data, provide direct evidence that borrowers shop more when market rates are higher, suggesting that behavioral forces affect search effort. More generally, we use the survey data to demonstrate that a significant amount of the mortgage rate variation across consumers can indeed be traced to heterogeneity in financial knowledge and shopping behavior.

Resetting the Table

Author : Robert Paarlberg
Publisher : Vintage
ISBN 13 : 0525566813
Total Pages : 369 pages
Book Rating : 4.5/5 (255 download)

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Book Synopsis Resetting the Table by : Robert Paarlberg

Download or read book Resetting the Table written by Robert Paarlberg and published by Vintage. This book was released on 2022-03-08 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: A bold, science-based corrective to the groundswell of misinformation about food and how it's produced, examining in detail local and organic food, food companies, nutrition labeling, ethical treatment of animals, environmental impact, and every other aspect from farm to table. Consumers want to know more about their food—including the farm from which it came, the chemicals used to grow it, its nutritional value, how the animals were treated, and the costs to the environment. They are being told that buying organic foods, unprocessed and sourced from small local farms, is the most healthful and sustainable option. But what if we’re wrong? In Resetting the Table, Robert Paarlberg reviews the evidence and finds abundant reason to disagree. He delineates the ways in which global food markets have in fact improved our diet, and how "industrial" farming has recently turned green, thanks to GPS-guided precision methods that cut energy use and chemical pollution. He makes clear that America's serious obesity crisis does not come from farms, or from food deserts, but instead from "food swamps" created by food companies, retailers, and restaurant chains. And he explains how, though animal welfare is lagging behind, progress can be made through continued advocacy, more progressive regulations, and perhaps plant-based imitation meat. He finds solutions that can make sense for farmers and consumers alike and provides a road map through the rapidly changing worlds of food and farming, laying out a practical path to bring the two together.

Model Rules of Professional Conduct

Author : American Bar Association. House of Delegates
Publisher : American Bar Association
ISBN 13 : 9781590318737
Total Pages : 216 pages
Book Rating : 4.3/5 (187 download)

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Book Synopsis Model Rules of Professional Conduct by : American Bar Association. House of Delegates

Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

Are You Paying Too Much Tax?

Author : Wayne Beach
Publisher :
ISBN 13 : 9780075513193
Total Pages : 280 pages
Book Rating : 4.5/5 (131 download)

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Book Synopsis Are You Paying Too Much Tax? by : Wayne Beach

Download or read book Are You Paying Too Much Tax? written by Wayne Beach and published by . This book was released on 1992-01-01 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Many Forest Landowners Pay Too Much Income Tax

Author : Keith A. Utz
Publisher :
ISBN 13 :
Total Pages : 8 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Many Forest Landowners Pay Too Much Income Tax by : Keith A. Utz

Download or read book Many Forest Landowners Pay Too Much Income Tax written by Keith A. Utz and published by . This book was released on 1981 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt:

How Are You Going to Pay for That?

Author : Ryan Cooper
Publisher : St. Martin's Press
ISBN 13 : 1250272351
Total Pages : 288 pages
Book Rating : 4.2/5 (52 download)

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Book Synopsis How Are You Going to Pay for That? by : Ryan Cooper

Download or read book How Are You Going to Pay for That? written by Ryan Cooper and published by St. Martin's Press. This book was released on 2022-01-25 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: A compelling alternative view of the relationship between our politics and our economy. Throughout America, structural problems are getting worse. Economic inequality is near Gilded Age heights, the healthcare system is a mess, and the climate crisis continues to grow. Yet most ambitious policy proposals that might fix these calamities are dismissed as wastefully expensive by default. From the kitchen table to Congress, debates are punctuated with a familiar refrain: “How are you going to pay for that?” This question is designed to shut down policy pushes up front, minimizing any interference with the free market. It comes from neoliberalism, an economic ideology that has overtaken both parties. Proponents insist that markets are naturally-occurring and apolitical—and that too much manipulation of the economy will make our society fall apart. Ryan Cooper argues that our society already is falling apart, and the logically preposterous views of neoliberalism are to blame. Most progressives understand this instinctively, but many lack the background knowledge to make effective economic counterarguments. How Are You Going To Pay For That? is filled with engaging discussions and detailed strategies that policymakers and citizens alike can use to assail even the most entrenched lines of neoliberal logic, and start to undo these long-held misconceptions. Equal parts economic theory, history, and political polemic, this is an essential roadmap for winning the key battles to come.

Axtara - Banking and Finance

Author : Max Florschutz
Publisher : Independently Published
ISBN 13 :
Total Pages : 316 pages
Book Rating : 4.5/5 (942 download)

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Book Synopsis Axtara - Banking and Finance by : Max Florschutz

Download or read book Axtara - Banking and Finance written by Max Florschutz and published by Independently Published. This book was released on 2020-12-22 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the mind behind Shadow of an Empire and Colony comes a new YA Fantasy adventure full of friendship, discovery, and finance! Meet Axtara, a young dragon just leaving the nest in pursuit of her lifelong dream: To own and operate her own bank. Her destination? The edge of known civilization: Elnacier. The coastal kingdom is small, but brimming with natural resources and poised for an economic boom if the right conditions can be met. If. Change is never easy, and Axtara is going to have her claws full founding Elnacier's first bank as she runs up against skeptical townsfolk, stubborn ministers, suspicious business owners, and tradition itself. Especially as she's also about to be Elnacier's first dragon ...

Too Much and Never Enough

Author : Mary L. Trump
Publisher : Simon & Schuster
ISBN 13 : 1982141468
Total Pages : 240 pages
Book Rating : 4.9/5 (821 download)

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Book Synopsis Too Much and Never Enough by : Mary L. Trump

Download or read book Too Much and Never Enough written by Mary L. Trump and published by Simon & Schuster. This book was released on 2020-07-14 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this revelatory, authoritative portrait of Donald J. Trump and the toxic family that made him, Mary L. Trump, a trained clinical psychologist and Donald’s only niece, shines a bright light on the dark history of their family in order to explain how her uncle became the man who now threatens the world’s health, economic security, and social fabric. Mary Trump spent much of her childhood in her grandparents’ large, imposing house in the heart of Queens, New York, where Donald and his four siblings grew up. She describes a nightmare of traumas, destructive relationships, and a tragic combination of neglect and abuse. She explains how specific events and general family patterns created the damaged man who currently occupies the Oval Office, including the strange and harmful relationship between Fred Trump and his two oldest sons, Fred Jr. and Donald. A firsthand witness to countless holiday meals and interactions, Mary brings an incisive wit and unexpected humor to sometimes grim, often confounding family events. She recounts in unsparing detail everything from her uncle Donald’s place in the family spotlight and Ivana’s penchant for regifting to her grandmother’s frequent injuries and illnesses and the appalling way Donald, Fred Trump’s favorite son, dismissed and derided him when he began to succumb to Alzheimer’s. Numerous pundits, armchair psychologists, and journalists have sought to parse Donald J. Trump’s lethal flaws. Mary L. Trump has the education, insight, and intimate familiarity needed to reveal what makes Donald, and the rest of her clan, tick. She alone can recount this fascinating, unnerving saga, not just because of her insider’s perspective but also because she is the only Trump willing to tell the truth about one of the world’s most powerful and dysfunctional families.

Nickel and Dimed

Author : Barbara Ehrenreich
Publisher : Metropolitan Books
ISBN 13 : 1429926643
Total Pages : 256 pages
Book Rating : 4.4/5 (299 download)

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Book Synopsis Nickel and Dimed by : Barbara Ehrenreich

Download or read book Nickel and Dimed written by Barbara Ehrenreich and published by Metropolitan Books. This book was released on 2010-04-01 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: The New York Times bestselling work of undercover reportage from our sharpest and most original social critic, with a new foreword by Matthew Desmond, author of Evicted Millions of Americans work full time, year round, for poverty-level wages. In 1998, Barbara Ehrenreich decided to join them. She was inspired in part by the rhetoric surrounding welfare reform, which promised that a job—any job—can be the ticket to a better life. But how does anyone survive, let alone prosper, on $6 an hour? To find out, Ehrenreich left her home, took the cheapest lodgings she could find, and accepted whatever jobs she was offered. Moving from Florida to Maine to Minnesota, she worked as a waitress, a hotel maid, a cleaning woman, a nursing-home aide, and a Wal-Mart sales clerk. She lived in trailer parks and crumbling residential motels. Very quickly, she discovered that no job is truly "unskilled," that even the lowliest occupations require exhausting mental and muscular effort. She also learned that one job is not enough; you need at least two if you int to live indoors. Nickel and Dimed reveals low-rent America in all its tenacity, anxiety, and surprising generosity—a land of Big Boxes, fast food, and a thousand desperate stratagems for survival. Read it for the smoldering clarity of Ehrenreich's perspective and for a rare view of how "prosperity" looks from the bottom. And now, in a new foreword, Matthew Desmond, author of Evicted: Poverty and Profit in the American City, explains why, twenty years on in America, Nickel and Dimed is more relevant than ever.

Scarcity

Author : Sendhil Mullainathan
Publisher : Macmillan
ISBN 13 : 0805092641
Total Pages : 303 pages
Book Rating : 4.8/5 (5 download)

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Book Synopsis Scarcity by : Sendhil Mullainathan

Download or read book Scarcity written by Sendhil Mullainathan and published by Macmillan. This book was released on 2013-09-03 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: A surprising and intriguing examination of how scarcity—and our flawed responses to it—shapes our lives, our society, and our culture

United States Code

Author : United States
Publisher :
ISBN 13 :
Total Pages : 1506 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis United States Code by : United States

Download or read book United States Code written by United States and published by . This book was released on 2013 with total page 1506 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The United States Code is the official codification of the general and permanent laws of the United States of America. The Code was first published in 1926, and a new edition of the code has been published every six years since 1934. The 2012 edition of the Code incorporates laws enacted through the One Hundred Twelfth Congress, Second Session, the last of which was signed by the President on January 15, 2013. It does not include laws of the One Hundred Thirteenth Congress, First Session, enacted between January 2, 2013, the date it convened, and January 15, 2013. By statutory authority this edition may be cited "U.S.C. 2012 ed." As adopted in 1926, the Code established prima facie the general and permanent laws of the United States. The underlying statutes reprinted in the Code remained in effect and controlled over the Code in case of any discrepancy. In 1947, Congress began enacting individual titles of the Code into positive law. When a title is enacted into positive law, the underlying statutes are repealed and the title then becomes legal evidence of the law. Currently, 26 of the 51 titles in the Code have been so enacted. These are identified in the table of titles near the beginning of each volume. The Law Revision Counsel of the House of Representatives continues to prepare legislation pursuant to 2 U.S.C. 285b to enact the remainder of the Code, on a title-by-title basis, into positive law. The 2012 edition of the Code was prepared and published under the supervision of Ralph V. Seep, Law Revision Counsel. Grateful acknowledgment is made of the contributions by all who helped in this work, particularly the staffs of the Office of the Law Revision Counsel and the Government Printing Office"--Preface.