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Download or read book NATIONAL FLOOD INSURANCE PROGRAM FURTHER ENHANCED BORROWING..., REPORT... REPORT 109-274... U.S. CONGRESS, 109TH CONGRESS, 1ST SESSION. written by and published by . This book was released on 2006 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. House. Committee on Financial Services
Publisher :
ISBN 13 :
Total Pages : 6 pages
Book Rating : 4.:/5 (319 download)
Download or read book National Flood Insurance Program Further Enhanced Borrowing Authority Act of 2005 written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2005 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. House
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (775 download)
Download or read book NATIONAL FLOOD INSURANCE PROGRAM COMMITMENT TO POLICYHOLDERS..., REPORT... REPORT 109-370... U.S. CONGRESS, 109TH CONGRESS, 2ND SESSION. written by United States. Congress. House and published by . This book was released on 2006* with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Securities
Publisher :
ISBN 13 :
Total Pages : 32 pages
Book Rating : 4.0/5 (1 download)
Download or read book Progress Report on Federal Flood Insurance written by United States. Congress. Senate. Committee on Banking and Currency. Subcommittee on Securities and published by . This book was released on 1957 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Considers (85) S. 1656.
Author : United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing
Publisher :
ISBN 13 :
Total Pages : 312 pages
Book Rating : 4.0/5 (18 download)
Download or read book Expansion of the National Flood Insurance Program written by United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing and published by . This book was released on 1973 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. Senate. Committee on Banking and Currency
Publisher :
ISBN 13 :
Total Pages : 138 pages
Book Rating : 4.3/5 (91 download)
Download or read book Progress Report on Federal Flood Insurance written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1957 with total page 138 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. Senate. Committee on Banking and Currency
Publisher :
ISBN 13 :
Total Pages : 1110 pages
Book Rating : 4.:/5 (49 download)
Download or read book Progress Report on Federal Flood Insurance written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1957 with total page 1110 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : National Research Council
Publisher : National Academies Press
ISBN 13 : 0309371287
Total Pages : 232 pages
Book Rating : 4.3/5 (93 download)
Download or read book Affordability of National Flood Insurance Program Premiums written by National Research Council and published by National Academies Press. This book was released on 2015-08-06 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: The National Flood Insurance Program (NFIP) is housed within the Federal Emergency Management Agency (FEMA) and offers insurance policies that are marketed and sold through private insurers, but with the risks borne by the U.S. federal government. NFIP's primary goals are to ensure affordable insurance premiums, secure widespread community participation in the program, and earn premium and fee income that covers claims paid and program expenses over time. In July 2012, the U.S. Congress passed the Biggert-Waters Flood Insurance Reform and Modernization Act (Biggert-Waters 2012), designed to move toward an insurance program with NFIP risk-based premiums that better reflected expected losses from floods at insured properties. This eliminated policies priced at what the NFIP called "pre-FIRM subsidized" and "grandfathered." As Biggert-Waters 2012 went into effect, constituents from multiple communities expressed concerns about the elimination of lower rate classes, arguing that it created a financial burden on policy holders. In response to these concerns Congress passed The Homeowner Flood Insurance Affordability Act of 2014 (HFIAA 2014). The 2014 legislation changed the process by which pre-FIRM subsidized premiums for primary residences would be removed and reinstated grandfathering. As part of that legislation, FEMA must report back to Congress with a draft affordability framework. Affordability of National Flood Insurance Program Premiums: Report 1 is the first part of a two-part study to provide input as FEMA prepares their draft affordability framework. This report discusses the underlying definitions and methods for an affordability framework and the affordability concept and applications. Affordability of National Flood Insurance Program Premiums gives an overview of the demand for insurance and the history of the NFIP premium setting. The report then describes alternatives for determining when the premium increases resulting from Biggert-Waters 2012 would make flood insurance unaffordable.
Author : United States. Congress. House. Committee on Financial Services
Publisher :
ISBN 13 :
Total Pages : 6 pages
Book Rating : 4.:/5 (623 download)
Download or read book National Flood Insurance Program Further Enhanced Borrowing Authority Act of 2005 written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2005 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Orice Williams Brown
Publisher : DIANE Publishing
ISBN 13 : 1437932622
Total Pages : 26 pages
Book Rating : 4.4/5 (379 download)
Download or read book National Flood Insurance Program: Continued Actions Needed to Address Financial and Operational Issues written by Orice Williams Brown and published by DIANE Publishing. This book was released on 2010-08 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Nat. Flood Insurance Program (NFIP), established in 1968, provides policyholders with insurance coverage for flood damage. FEMA is responsible for managing NFIP. Unprecedented losses from the 2005 hurricane season and NFIP¿s periodic need to borrow from the U.S. Treasury to pay flood insurance claims have raised concerns about the program¿s long-term financial solvency. Because of these concerns and NFIP¿s operational issues, NFIP has been on a high-risk list since March 2006. As of April 2010, NFIP¿s debt to Treasury stood at $18.8 billion. This testimony discusses: (1) NFIP¿s financial challenges; (2) FEMA¿s operational and management challenges; and (3) actions needed to address these challenges. Includes recommendations.
Author : National Academies of Sciences, Engineering, and Medicine
Publisher : National Academies Press
ISBN 13 : 0309380774
Total Pages : 151 pages
Book Rating : 4.3/5 (93 download)
Download or read book Affordability of National Flood Insurance Program Premiums written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2016-02-21 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt: When Congress authorized the National Flood Insurance Program (NFIP) in 1968, it intended for the program to encourage community initiatives in flood risk management, charge insurance premiums consistent with actuarial pricing principles, and encourage the purchase of flood insurance by owners of flood prone properties, in part, by offering affordable premiums. The NFIP has been reauthorized many times since 1968, most recently with the Biggert-Waters Flood Insurance Reform Act of 2012 (BW 2012). In this most recent reauthorization, Congress placed a particular emphasis on setting flood insurance premiums following actuarial pricing principles, which was motivated by a desire to ensure future revenues were adequate to pay claims and administrative expenses. BW 2012 was designed to move the NFIP towards risk-based premiums for all flood insurance policies. The result was to be increased premiums for some policyholders that had been paying less than NFIP risk-based premiums and to possibly increase premiums for all policyholders. Recognition of this possibility and concern for the affordability of flood insurance is reflected in sections of the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA 2014). These sections called on FEMA to propose a draft affordability framework for the NFIP after completing an analysis of the efforts of possible programs for offering "means-tested assistance" to policyholders for whom higher rates may not be affordable. BW 2012 and HFIAA 2014 mandated that FEMA conduct a study, in cooperation with the National Academies of Sciences, Engineering, and Medicine, which would compare the costs of a program of risk-based rates and means-tested assistance to the current system of subsidized flood insurance rates and federally funded disaster relief for people without coverage. Production of two reports was agreed upon to fulfill this mandate. This second report proposes alternative approaches for a national evaluation of affordability program policy options and includes lessons for the design of a national study from a proof-of-concept pilot study.
Author : United States. Congress. Senate. Committee on Governmental Affairs. Subcommittee on Governmental Efficiency and the District of Columbia
Publisher :
ISBN 13 :
Total Pages : 620 pages
Book Rating : 4.0/5 (17 download)
Download or read book National Flood Insurance Program written by United States. Congress. Senate. Committee on Governmental Affairs. Subcommittee on Governmental Efficiency and the District of Columbia and published by . This book was released on 1978 with total page 620 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. Senate. Committee on Banking and Currency
Publisher :
ISBN 13 :
Total Pages : 32 pages
Book Rating : 4.F/5 ( download)
Download or read book Progress Report on Federal Flood Insurance, Hearing Before a Subcommittee of ..., 85:1- .... written by United States. Congress. Senate. Committee on Banking and Currency and published by . This book was released on 1957 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. House. Committee on Banking, Currency and Housing. Subcommittee on Housing and Community Development
Publisher :
ISBN 13 :
Total Pages : 940 pages
Book Rating : 4.:/5 (31 download)
Download or read book Federal Flood Insurance Program written by United States. Congress. House. Committee on Banking, Currency and Housing. Subcommittee on Housing and Community Development and published by . This book was released on 1975 with total page 940 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. House. Committee on Financial Services
Publisher :
ISBN 13 :
Total Pages : 6 pages
Book Rating : 4.:/5 (319 download)
Download or read book Treatment of certain payments under national flood insurance program written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2005 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. Senate. Committee on Appropriations. Subcommittee on HUD-Independent Agencies
Publisher :
ISBN 13 :
Total Pages : 124 pages
Book Rating : 4.F/5 ( download)
Download or read book Federal Flood Insurance Program written by United States. Congress. Senate. Committee on Appropriations. Subcommittee on HUD-Independent Agencies and published by . This book was released on 1981 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. House. Committee on Financial Services
Publisher :
ISBN 13 :
Total Pages : 212 pages
Book Rating : 4.:/5 (327 download)
Download or read book Report on the Activity of the Committee on Financial Services for the 109th Congress written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2007 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt:
