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Mortgaging The Earth
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Book Synopsis Mortgaging the Earth by : Bruce Rich
Download or read book Mortgaging the Earth written by Bruce Rich and published by Routledge. This book was released on 2014-06-03 with total page 393 pages. Available in PDF, EPUB and Kindle. Book excerpt: This critique of World Bank operations examines the effects of this organization on the societies in which it operates. Highly critical of the Bank's practices in its 50 years of operation, the author demonstrates how the Bank has become virtually unaccountable and a law unto itself. He describes how the Bank has supported oppressive regimes and loaned money to support large projects which have displaced local populations. He argues further that the Bank's current policies of structural adjustment are arresting the development of Third World countries.
Book Synopsis Mortgaging the Ancestors by : Parker Shipton
Download or read book Mortgaging the Ancestors written by Parker Shipton and published by Yale University Press. This book was released on 2009-01-06 with total page 348 pages. Available in PDF, EPUB and Kindle. Book excerpt: This title looks briefly at European and North American theories on private property and the mortgage, then shows how these theories have played out as attempted economic reforms in Africa.
Download or read book Shaky Ground written by Bethany McLean and published by . This book was released on 2015 with total page 159 pages. Available in PDF, EPUB and Kindle. Book excerpt: In a way, the situation is ironic: housing was at the root of the financial crisis, and six years after the meltdown, housing finance is still the greatest unsolved issue. The U.S. housing market is roughly $10 trillion, making it one of the largest segments of the bond market. Roughly 70 percent of the American population has a mortgage, and for most people, the mortgage is the most important financial instrument in their lives. But until the financial crisis, few people knew the essential role that Fannie Mae and Freddie Mac play in their mortgages. Given the $188 billion government bailout of the two firms the most expensive bailout in history the politics surrounding housing are worse than they've ever been, and the two gigantic firms sit in limbo. Best-selling investigative journalist Bethany McLean, the coauthor of The Smartest Guys in the Room andAll the Devils Are Here, explains why the situation is dangerous and unsustainable, and proposes a few solutions from the perfect, but politically unfeasible to the doable, but ugly.
Book Synopsis Foreclosing the Future by : Bruce Rich
Download or read book Foreclosing the Future written by Bruce Rich and published by Island Press. This book was released on 2013-11-26 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Bank President Jim Yong Kim has vowed that his institution will fight poverty and climate change, a claim that World Bank presidents have made for two decades. But if worldwide protests and reams of damning internal reports are any indication, too often it does just the opposite. By funding development projects and programs that warm the planet and destroy critical natural resources on which the poor depend, the Bank has been hurting the very people it claims to serve. What explains this blatant contradiction? If anyone has the answer, it is arguably Bruce Rich—a lawyer and expert in public international finance who has for the last three decades studied the Bank’s institutional contortions, the real-world consequences of its lending, and the politics of the global environmental crisis. What emerges from the bureaucratic dust is a disturbing and gripping story of corruption, larger-than-life personalities, perverse incentives, and institutional amnesia. The World Bank is the Vatican of development finance, and its dysfunction plays out as a reflection of the political hypocrisies and failures of governance of its 188 member countries. Foreclosing the Future shows how the Bank’s failure to address the challenges of the 21st Century has implications for everyone in an increasingly interdependent world. Rich depicts how the World Bank is a microcosm of global political and economic trends—powerful forces that threaten both environmental and social ruin. Rich shows how the Bank has reinforced these forces, undercutting the most idealistic attempts at alleviating poverty and sustaining the environment, and damaging the lives of millions. Readers will see global politics on an increasingly crowded planet as they never have before—and come to understand the changes necessary if the World Bank is ever to achieve its mission.
Book Synopsis The Rise and Fall of the US Mortgage and Credit Markets by : James Barth
Download or read book The Rise and Fall of the US Mortgage and Credit Markets written by James Barth and published by John Wiley & Sons. This book was released on 2009-06-22 with total page 560 pages. Available in PDF, EPUB and Kindle. Book excerpt: The mortgage meltdown: what went wrong and how do we fix it? Owning a home can bestow a sense of security and independence. But today, in a cruel twist, many Americans now regard their homes as a source of worry and dashed expectations. How did everything go haywire? And what can we do about it now? In The Rise and Fall of the U.S. Mortgage and Credit Markets, renowned finance expert James Barth offers a comprehensive examination of the mortgage meltdown. Together with a team of economists at the Milken Institute, he explores the shock waves that have rippled through the entire financial sector and the real economy. Deploying an incredibly detailed and extensive set of data, the book offers in-depth analysis of the mortgage meltdown and the resulting worldwide financial crisis. This authoritative volume explores what went wrong in every critical area, including securitization, loan origination practices, regulation and supervision, Fannie Mae and Freddie Mac, leverage and accounting practices, and of course, the rating agencies. The authors explain the steps the government has taken to address the crisis thus far, arguing that we have yet to address the larger issues. Offers a comprehensive examination of the mortgage market meltdown and its reverberations throughout the financial sector and the real economy Explores several important issues that policymakers must address in any future reshaping of financial market regulations Addresses how we can begin to move forward and prevent similar crises from shaking the foundations of our financial system The Rise and Fall of the U.S. Mortgage and Credit Markets analyzes the factors that should drive reform and explores the issues that policymakers must confront in any future reshaping of financial market regulations.
Book Synopsis Guaranteed to Fail by : Viral V. Acharya
Download or read book Guaranteed to Fail written by Viral V. Acharya and published by Princeton University Press. This book was released on 2011-03-14 with total page 233 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why America's public-private mortgage giants threaten the world economy—and what to do about it The financial collapse of Fannie Mae and Freddie Mac in 2008 led to one of the most sweeping government interventions in private financial markets in history. The bailout has already cost American taxpayers close to $150 billion, and substantially more will be needed. The U.S. economy--and by extension, the global financial system--has a lot riding on Fannie and Freddie. They cannot fail, yet that is precisely what these mortgage giants are guaranteed to do. How can we limit the damage to our economy, and avoid making the same mistakes in the future? Guaranteed to Fail explains how poorly designed government guarantees for Fannie Mae and Freddie Mac led to the debacle of mortgage finance in the United States, weighs different reform proposals, and provides sensible, practical recommendations. Despite repeated calls for tougher action, Washington has expanded the scope of its guarantees to Fannie and Freddie, fueling more and more housing and mortgages all across the economy--and putting all of us at risk. This book unravels the dizzyingly immense, highly interconnected businesses of Fannie and Freddie. It proposes a unique model of reform that emphasizes public-private partnership, one that can serve as a blueprint for better organizing and managing government-sponsored enterprises like Fannie Mae and Freddie Mac. In doing so, Guaranteed to Fail strikes a cautionary note about excessive government intervention in markets.
Book Synopsis Why Can't You Afford a Home? by : Josh Ryan-Collins
Download or read book Why Can't You Afford a Home? written by Josh Ryan-Collins and published by John Wiley & Sons. This book was released on 2018-11-26 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Throughout the Western world, a whole generation is being priced out of the housing market. For millions of people, particularly millennials, the basic goal of acquiring decent, affordable accommodation is a distant dream. Leading economist Josh Ryan-Collins argues that to understand this crisis, we must examine a crucial paradox at the heart of modern capitalism. The interaction of private home ownership and a lightly regulated commercial banking system leads to a feedback cycle. Unlimited credit and money flows into an inherently finite supply of property, which causes rising house prices, declining home ownership, rising inequality and debt, stagnant growth and financial instability. Radical reforms are needed to break the cycle. This engaging and topical book will be essential reading for anyone who wants to understand why they can’t find an affordable home, and what we can do about it.
Download or read book Mortgage Free! written by Robert L. Roy and published by Chelsea Green Publishing. This book was released on 2008-11-15 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: mort•gage (mor´-gij) n. from Old French morgage, mort gage, literally “death pledge” As a wave of foreclosures sweeps the country, many people are giving up hope for owning a home of their own. They have good reason to turn their backs on the banks, but not on their dreams. In this revised edition of Mortgage Free!, Rob Roy offers a series of escape routes from enslavement to financial institutions, underscored by true stories of intrepid homeowners who have put their principles into action. From back-to-the-land homesteads to country homes, here is a complete guide to strategies that allow you to own your land and home, free and clear, without the bank. Included is detailed advice about: Clarifying and simplifying your notions of what’s necessary Finding land that you love and can afford Taking control of the house-building process, for the sake of sanity and pleasure Learning to take a long-term perspective on your family’s crucial economic decisions, avoiding debt and modern-day serfdom
Download or read book Hard to Love written by Briallen Hopper and published by Bloomsbury Publishing USA. This book was released on 2019-02-05 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: A sharp and entertaining essay collection about the importance of multiple forms of love and friendship in a world designed for couples, from a laser-precise new voice. Sometimes it seems like there are two American creeds, self-reliance and marriage, and neither of them is mine. I experience myself as someone formed and sustained by others' love and patience, by student loans and stipends, by the kindness of strangers. Briallen Hopper's Hard to Love honors the categories of loves and relationships beyond marriage, the ones that are often treated as invisible or seen as secondary--friendships, kinship with adult siblings, care teams that form in times of illness, or various alternative family formations. She also values difficult and amorphous loves like loving a challenging job or inanimate objects that can't love you back. She draws from personal experience, sharing stories about her loving but combative family, the fiercely independent Emerson scholar who pushed her away, and the friends who have become her invented or found family; pop culture touchstones like the Women's March, John Green's The Fault in Our Stars, and the timeless series Cheers; and the work of writers like Joan Didion, Gwendolyn Brooks, Flannery O'Connor, and Herman Melville (Moby-Dick like you've never seen it!). Hard to Love pays homage and attention to unlikely friends and lovers both real and fictional. It is a series of love letters to the meaningful, if underappreciated, forms of intimacy and community that are tricky, tangled, and tough, but ultimately sustaining.
Book Synopsis The Uninhabitable Earth by : David Wallace-Wells
Download or read book The Uninhabitable Earth written by David Wallace-Wells and published by Crown. This book was released on 2019-02-19 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt: #1 NEW YORK TIMES BESTSELLER • “The Uninhabitable Earth hits you like a comet, with an overflow of insanely lyrical prose about our pending Armageddon.”—Andrew Solomon, author of The Noonday Demon NAMED ONE OF THE BEST BOOKS OF THE YEAR BY The New Yorker • The New York Times Book Review • Time • NPR • The Economist • The Paris Review • Toronto Star • GQ • The Times Literary Supplement • The New York Public Library • Kirkus Reviews It is worse, much worse, than you think. If your anxiety about global warming is dominated by fears of sea-level rise, you are barely scratching the surface of what terrors are possible—food shortages, refugee emergencies, climate wars and economic devastation. An “epoch-defining book” (The Guardian) and “this generation’s Silent Spring” (The Washington Post), The Uninhabitable Earth is both a travelogue of the near future and a meditation on how that future will look to those living through it—the ways that warming promises to transform global politics, the meaning of technology and nature in the modern world, the sustainability of capitalism and the trajectory of human progress. The Uninhabitable Earth is also an impassioned call to action. For just as the world was brought to the brink of catastrophe within the span of a lifetime, the responsibility to avoid it now belongs to a single generation—today’s. LONGLISTED FOR THE PEN/E.O. WILSON LITERARY SCIENCE WRITING AWARD “The Uninhabitable Earth is the most terrifying book I have ever read. Its subject is climate change, and its method is scientific, but its mode is Old Testament. The book is a meticulously documented, white-knuckled tour through the cascading catastrophes that will soon engulf our warming planet.”—Farhad Manjoo, The New York Times “Riveting. . . . Some readers will find Mr. Wallace-Wells’s outline of possible futures alarmist. He is indeed alarmed. You should be, too.”—The Economist “Potent and evocative. . . . Wallace-Wells has resolved to offer something other than the standard narrative of climate change. . . . He avoids the ‘eerily banal language of climatology’ in favor of lush, rolling prose.”—Jennifer Szalai, The New York Times “The book has potential to be this generation’s Silent Spring.”—The Washington Post “The Uninhabitable Earth, which has become a best seller, taps into the underlying emotion of the day: fear. . . . I encourage people to read this book.”—Alan Weisman, The New York Review of Books
Download or read book Flat Earth Clues written by Mark Sargent and published by Booglez Limited. This book was released on 2023-12-04 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Flat Earth Clues book gives you 14 compelling reasons why you should rethink the globe model that you have been taught. Before you were born, before your parents, your grandparents, before you even had a family line… there was the illusion, the trick, the lie... That you lived on a small spinning rock, flying through space. What if, after centuries of preaching the globe as a religious icon, "the powers that be" found out that it was actually not a sphere, but instead something much different? Would they risk unravelling 500 years of science doctrine by informing the public? Could a government still retain it's authority if there were actually proof of a higher power? It's about proving the Flat Earth, but more importantly, it's about disproving the globe, and that shouldn't be possible, but there are several big questions which science has a difficult time with. Why was there only one blue marble image used for 43 years? Where are the videos of the earth rotating from space? Astronauts can't turn around in space with the camera running? Not even by accident? Are the Van Allen radiation belts dangerous? Why does the Orion Trial by Fire video exist? Why was the space shuttle program cancelled? Why does the Mars mission keep getting postponed? Why are they closing down the ISS? Why is Psalm 19:1 on Werner Von Braun's headstone? Why is the moon generating a light that is sometimes 12 degrees colder than the moon shade? How is that possible if it's reflecting the suns rays? And if the moon is generating it's own light source, then what was that dark grey thing we landed on? We can beam back crystal clear photos of Pluto, but the Global Positioning System doesn't track planes in the Southern oceans? And why does this topic, compared to ANY other, conspiracy or not, make people excited, angry, or scared? Some of you are getting anxious just listening! Why? Because it's the greatest trick of all, and we all fell for it. You should be excited, because it's going to change the world. You should be angry, because you were fooled your entire life, and you should be a little scared, because this is uncharted territory. This is the Flat Earth theory, that the world is easy to understand, more intimate, and very deliberate. It didn't just happen, it was built, and more importantly built for you. Open your eyes and smile. You have never been alone. Published by Booglez Limited, UK - Flat Earth Clues is digestible nuggets of information broken down in a very reader-friendly way. Author Mark Sargent is located in the USA. He features in the Netflix documentary Behind The Curve (2018). Mark runs a regular radio show on Truth Frequency Radio where you can phone in and discuss the topic.
Download or read book To Uphold the World written by Bruce Rich and published by Beacon Press. This book was released on 2010-03-01 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 1991, Bruce Rich traveled to Orissa and gazed upon the rock edicts erected by the Indian emperor Ashoka over 2,200 years ago. Intrigued by the stone inscriptions that declared religious tolerance, conservation, nonviolence, species protection, and human rights, Rich was drawn into Ashoka's world. Ashoka was a powerful conqueror who converted to Buddhism on the heels of a bloody war, yet his empire rested on a political system that prioritized material wealth and amoral realpolitik. This system had been perfected by Kautilya, a statesman who wrote the world's first treatise on economics. In this powerful critique of the current wave of globalization, Rich urgently calls for a new global ethic, distilling the messages of Ashoka and Kautilya while reflecting on thinkers from across the ages—from Aristotle and Adam Smith to George Soros.
Book Synopsis Ethics for a Small Planet by : Daniel C. Maguire
Download or read book Ethics for a Small Planet written by Daniel C. Maguire and published by State University of New York Press. This book was released on 1998-01-22 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers an original assessment of the crisis caused by the combined impact of overpopulation, overconsumption, and economic and political injustice. It summons religious scholarship into urgent dialogue with the other disciplines and with the world's policymakers. The authors seek a new understanding of religion and its power since, for good or for ill, the world's religions will be players in the crises relating to population and the threat of ecocide. Two-thirds of the world's people affiliate with these religions and the other third cannot escape the influence of these symbol-filled cultural powerhouses. Ethics for a Small Planet offers complementary studies by two major social ethicists on these issues. Daniel C. Maguire indicts our male-dominated religions for the problems they have caused for our ecology and reproductive ethics. He raises the controversial questions of whether the very concept of God is a problem and whether Christianity's notions of afterlife and a divinized male have done more harm than good. Larry L. Rasmussen also recognizes that the problems of our planet are largely male-made and rich-dominated. He writes that Europeans packaged a form of earth-unfriendly capitalism and shipped it all over the world with missionary zeal. He ably scans the long history that led to the current manic rush to push the earth beyond its limits, and goes on to suggest moral norms and policy guidelines for sustainable communities and genuinely shared power. Both authors argue that there are positive and renewable moral energies in the world's religions and that unless religion, understood as a response to the sanctity of life, animates our ethical debates, the prospects for the world are grim. The sense of the sacred is presented here as the nucleus of the good and the only force that can bring about the lifestyle changes and power reallocations that are necessary to prevent terracide.
Book Synopsis But Will the Planet Notice? by : Gernot Wagner
Download or read book But Will the Planet Notice? written by Gernot Wagner and published by Hill and Wang. This book was released on 2011-09-27 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: You are one of seven billion people on Earth. Whatever you or I do personally—eat tofu in a Hummer or hamburgers in a Prius—the planet doesn't notice. In our confrontation with climate change, species preservation, and a planet going off the cliff, it is what several billion people do that makes a difference. The solution? It isn't science, politics, or activism. It's smarter economics. The hope of mankind, and indeed of every living thing on the planet, is now in the hands of the dismal science. Fortunately, we've been there before. Economists helped crack the acid rain problem in the 1990's (admittedly with a strong assist from a phalanx of lawyers and activists). Economists have helped get lead out of our gas, and they can explain why lobsters haven't disappeared off the coast of New England but tuna is on the verge of extinction. More disquietingly, they can take the lessons of the financial crisis and model with greater accuracy than anyone else the likelihood of environmental catastrophe, and they can help save us from global warming, if only we let them.
Book Synopsis The Race for What's Left by : Michael T. Klare
Download or read book The Race for What's Left written by Michael T. Klare and published by Macmillan + ORM. This book was released on 2012-03-13 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: From Michael Klare, the renowned expert on natural resource issues, an invaluable account of a new and dangerous global competition The world is facing an unprecedented crisis of resource depletion—a crisis that goes beyond "peak oil" to encompass shortages of coal and uranium, copper and lithium, water and arable land. With all of the planet's easily accessible resource deposits rapidly approaching exhaustion, the desperate hunt for supplies has become a frenzy of extreme exploration, as governments and corporations rush to stake their claim in areas previously considered too dangerous and remote. The Race for What's Left takes us from the Arctic to war zones to deep ocean floors, from a Russian submarine planting the country's flag on the North Pole seabed to the large-scale buying up of African farmland by Saudi Arabia, China, and other food-importing nations. As Klare explains, this invasion of the final frontiers carries grave consequences. With resource extraction growing more complex, the environmental risks are becoming increasingly severe; the Deepwater Horizon disaster is only a preview of the dangers to come. At the same time, the intense search for dwindling supplies is igniting new border disputes, raising the likelihood of military confrontation. Inevitably, if the scouring of the globe continues on its present path, many key resources that modern industry relies upon will disappear completely. The only way out, Klare argues, is to alter our consumption patterns altogether—a crucial task that will be the greatest challenge of the coming century.
Download or read book Tears of the Earth written by Kum Ngong and published by African Books Collective. This book was released on 2018-11-09 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Tears of the Earth, without pretence, practically holds court for environmental or eco-concerns with global ripples, staking a legitimate claim as a landmark tributary to the mainstream discourse and current debates on global warming and climate change, especially by portraying Africa, still trapped and anaesthetized in the web of post-colonial vassalage, compelled to mortgage her natural resources for savage exploitation with little or no regard to either environmental impact or sustainability. The poems are an expression of the authors noble indignation at societys governing elite for allowing collective natural resources Mother Earth to be callously butchered, so ingloriously ransacked, liberally poisoned and gagged Beyond Recognition for mere lucre or Midas touch which procures and sustains the infernal binary of Power and Pride deified by our societies.
Download or read book Summer on Earth written by Peter Thompson and published by Persnickety Press. This book was released on 2017-08-28 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: An alien lands in a boy's backyard and becomes a member of the family. Unfortunately, what the alien thought would help the family, actually poses a threat to them all.
