Your Money Ratios

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Author :
Publisher : Penguin
ISBN 13 : 1583334165
Total Pages : 0 pages
Book Rating : 4.5/5 (833 download)

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Book Synopsis Your Money Ratios by : Charles Farrell J.D., LL.M.

Download or read book Your Money Ratios written by Charles Farrell J.D., LL.M. and published by Penguin. This book was released on 2010-12-28 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A leading financial adviser offers a groundbreaking and simple approach to tackling personal finance by breaking down formulas used by the most successful businesses. A troubled economy calls for answers. People need sound, easy-to-follow financial advice that can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios to get an instant picture of their savings status and overall financial health, as well as a road map for the important choices for the future. Some key ratios include: ? The Capital-to-Income Ratio: how much capital (savings) you should have if you plan to retire at 65 ? The Mortgage-to-Income Ratio: the maximum mortgage debt you should carry and still have sufficient capital left for comfortable savings ? The Education-to-Average-Income Ratio: the amount of education- related debt you can safely incur based on anticipated average earnings after obtaining your degree

The Total Money Makeover: Classic Edition

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Author :
Publisher : Thomas Nelson
ISBN 13 : 1595555285
Total Pages : 266 pages
Book Rating : 4.5/5 (955 download)

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Book Synopsis The Total Money Makeover: Classic Edition by : Dave Ramsey

Download or read book The Total Money Makeover: Classic Edition written by Dave Ramsey and published by Thomas Nelson. This book was released on 2013-09-17 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.

Your Money, Your Goals

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781508906827
Total Pages : 0 pages
Book Rating : 4.9/5 (68 download)

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Book Synopsis Your Money, Your Goals by : Consumer Financial Consumer Financial Protection Bureau

Download or read book Your Money, Your Goals written by Consumer Financial Consumer Financial Protection Bureau and published by Createspace Independent Publishing Platform. This book was released on 2015-03-18 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is "financial empowerment" and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals.

Financial Freedom

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Author :
Publisher : Penguin
ISBN 13 : 052553458X
Total Pages : 370 pages
Book Rating : 4.5/5 (255 download)

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Book Synopsis Financial Freedom by : Grant Sabatier

Download or read book Financial Freedom written by Grant Sabatier and published by Penguin. This book was released on 2020-04-07 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.

Your Money Ratios

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Author :
Publisher : Penguin
ISBN 13 : 1101162902
Total Pages : 227 pages
Book Rating : 4.1/5 (11 download)

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Book Synopsis Your Money Ratios by : Charles Farrell J.D., LL.M.

Download or read book Your Money Ratios written by Charles Farrell J.D., LL.M. and published by Penguin. This book was released on 2009-12-24 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: A troubled economy calls for answers. Forget complicated, abstract philosophy—people need sound financial advice that's easy to follow and can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios in order to get an instant picture of their savings status and overall financial health, as well as a roadmap for the important choices they must make in the future. Here’s what you will find in this book: IF YOU ARE IN YOUR 20s OR 30s: Your Money Ratios will tell you how to get started and what you need to do over the next 35 years to stay on track. If you are lucky enough to read this book when you are young, you will have a clear vision for where you need to go throughout your working career. By setting yourself on the right path, you won’t have to work so hard later in life to meet your goals. IF YOU ARE IN YOUR 40s: You can benchmark your own financial circumstances against the ratios and see how you are doing with respect to your savings, debt, investments and insurance. You have plenty of time to make adjustments if necessary and plot out your path to retirement. IF YOU ARE IN YOUR 50s: The formula will provide you with a realistic assessment of your ability to retire. It will help you make the important decisions about how to allocate your financial resources over the next 10 to 15 years, and how to put on the final push for retirement.

Financial Peace

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Author :
Publisher : Lampo
ISBN 13 : 9780963571236
Total Pages : 268 pages
Book Rating : 4.5/5 (712 download)

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Book Synopsis Financial Peace by : Dave Ramsey

Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.

Money Tools

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Author :
Publisher : Page Publishing, Inc
ISBN 13 : 1643348477
Total Pages : 55 pages
Book Rating : 4.6/5 (433 download)

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Book Synopsis Money Tools by : Brian Powers

Download or read book Money Tools written by Brian Powers and published by Page Publishing, Inc. This book was released on 2020-11-11 with total page 55 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money Tools: A Young Adult’s Guide to Financial Management, Journey to Financial Freedom is for those that want an understanding of how to management money, dispel the myths of money, create good habits, realize their dreams and goals, and create wealth.

Little Kids Big Money: Tools for Kid Friendly Finance

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Author :
Publisher : Aspirify, Inc
ISBN 13 : 0991203046
Total Pages : 59 pages
Book Rating : 4.9/5 (912 download)

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Book Synopsis Little Kids Big Money: Tools for Kid Friendly Finance by : Andrea Belzer

Download or read book Little Kids Big Money: Tools for Kid Friendly Finance written by Andrea Belzer and published by Aspirify, Inc. This book was released on 2013-11-07 with total page 59 pages. Available in PDF, EPUB and Kindle. Book excerpt: Help Your Preschooler Get a Head Start on Understanding Money As a parent you want your child to have all the tools necessary to be successful in life. This includes helping them understand how to earn and manage their money. This book helps you lay the foundation on personal finance for your preschool children. This book focuses on what you can teach your 3 - 6-year-olds to get them started on the right financial path. Topics include: * Learning to count * Earning money * Spending money * Goal setting * How to start working on big concepts such as debt An easy read that will allow you to start taking action today.

MONEY Master the Game

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Author :
Publisher : Simon and Schuster
ISBN 13 : 1476757860
Total Pages : 688 pages
Book Rating : 4.4/5 (767 download)

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Book Synopsis MONEY Master the Game by : Anthony Robbins

Download or read book MONEY Master the Game written by Anthony Robbins and published by Simon and Schuster. This book was released on 2016-03-29 with total page 688 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Bibliography found online at tonyrobbins.com/masterthegame"--Page [643].

The Money Tracker: Find the Cash to Get What You Really Want

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Author :
Publisher : AdvisorPress
ISBN 13 : 0974087610
Total Pages : 376 pages
Book Rating : 4.9/5 (74 download)

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Book Synopsis The Money Tracker: Find the Cash to Get What You Really Want by : Judy Lawrence

Download or read book The Money Tracker: Find the Cash to Get What You Really Want written by Judy Lawrence and published by AdvisorPress. This book was released on 2004-05 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ever wonder how all your cash disappears? Find yourself splurging on a bad day? Tired of not having what you really want? In just a few minutes a day, the Money Tracker can help you: . Identify those spending leaks and start saving extra cash! . Learn how to prevent impulsive spending. . Avoid the pain of running out of money the end of every month. . Discover how to gain more pleasure out of the money you do have. Read inspirational success stories that will encourage you to track your spending and jot down your reflections about your relationship with money. Use the self-diagnostic quizzes for new perspectives on spending. Find out how much that boredom is costing you with those late night online shopping sprees. Discover what spending patterns and behaviors are sabotaging your true financial goals. The Money Tracker is your tool for getting back on track and achieving your dreams.

Earn It!: The Tools You Need to Earn the Money You Want

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Author :
Publisher : Lulu.com
ISBN 13 : 1483461777
Total Pages : 102 pages
Book Rating : 4.4/5 (834 download)

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Book Synopsis Earn It!: The Tools You Need to Earn the Money You Want by : Jill E. Young

Download or read book Earn It!: The Tools You Need to Earn the Money You Want written by Jill E. Young and published by Lulu.com. This book was released on 2016-12-14 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every business owner has been faced with an employee asking, "Can I have a raise?" Whether their performance is good, adequate, or terrible, employees often lack clarity about how to connect their performance to the value they create for the company. Earn It! is a how-to manual to begin that conversation. Directed toward employees of growth-oriented companies, Earn It! is a step-by-step guide that creates awareness in the reader about how to contribute at a higher level and then builds an action plan for getting there. Author Jill Young serves as an approachable coach and cheerleader. The practical advice she offers can help anyone understand how to deliver a star performance. She wrote this book to give you, the manager, a way to answer the "raise" question: with a smile, a copy of Earn It!, and an invitation to "read this and come talk with me in a few weeks." Jill hopes to widen the path to success by helping everyone in the organization thrive as they work toward a shared vision.

Your Money Ratios

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Author :
Publisher : National Geographic Books
ISBN 13 : 1583334165
Total Pages : 0 pages
Book Rating : 4.5/5 (833 download)

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Book Synopsis Your Money Ratios by : Charles Farrell J.D., LL.M.

Download or read book Your Money Ratios written by Charles Farrell J.D., LL.M. and published by National Geographic Books. This book was released on 2010-12-28 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A leading financial adviser offers a groundbreaking and simple approach to tackling personal finance by breaking down formulas used by the most successful businesses. A troubled economy calls for answers. People need sound, easy-to-follow financial advice that can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios to get an instant picture of their savings status and overall financial health, as well as a road map for the important choices for the future. Some key ratios include: ? The Capital-to-Income Ratio: how much capital (savings) you should have if you plan to retire at 65 ? The Mortgage-to-Income Ratio: the maximum mortgage debt you should carry and still have sufficient capital left for comfortable savings ? The Education-to-Average-Income Ratio: the amount of education- related debt you can safely incur based on anticipated average earnings after obtaining your degree

Money, Time, and Tools

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Author :
Publisher : Milliken Publishing Company
ISBN 13 : 0787737240
Total Pages : 8 pages
Book Rating : 4.7/5 (877 download)

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Book Synopsis Money, Time, and Tools by : Deborah Kopka

Download or read book Money, Time, and Tools written by Deborah Kopka and published by Milliken Publishing Company. This book was released on 2010-09-01 with total page 8 pages. Available in PDF, EPUB and Kindle. Book excerpt: These easy-to-use, reproducible worksheets are ideal for enrichment or for use as reinforcement. The instant activities in this packet are perfect for use at school or as homework, and they give your students practice with money, time, and tools.

The Tools

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Author :
Publisher : Random House
ISBN 13 : 0679644458
Total Pages : 195 pages
Book Rating : 4.6/5 (796 download)

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Book Synopsis The Tools by : Phil Stutz

Download or read book The Tools written by Phil Stutz and published by Random House. This book was released on 2012-05-29 with total page 195 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW YORK TIMES BESTSELLER • Change can begin right now. Learn to bring about dynamic personal growth using five uniquely effective tools—from psychotherapist Barry Michels and psychiatrist Phil Stutz, subject of the Netflix documentary Stutz. “These tools are emotional game changers. They do nothing less than deliver you to your best and most powerful self.”—Kathy Freston, author of Quantum Wellness The Tools offers a solution to the biggest complaint patients have about therapy: the interminable wait for change to begin. The traditional therapeutic model sets its sights on the past, but psychiatrist Phil Stutz and psychotherapist Barry Michels employ an arsenal of techniques—“the tools”—that allow patients to use their problems as levers that access the power of the unconscious and propel them into action. Suddenly, through this transformative approach, obstacles become new chances—to find courage, embrace discipline, develop self-expression, deepen creativity. A dynamic, results-oriented practice, The Tools aims to deliver relief from persistent problems and restore control and hope right away. Every day presents challenges—big and small—that the tools transform into opportunities to bring about bold and dramatic change in your life. Stutz and Michels teach you how to: • Get Unstuck: Master the things you are avoiding and live in forward motion. • Control Anger: Free yourself from out-of-control rage and never-ending grudges. • Express Yourself: Learn the secret of true confidence and find your authentic voice. • Combat Anxiety: Stop obsessive worrying and negative thinking. • Find Discipline: Activate willpower and make the most of every minute. With The Tools, Stutz and Michels allow you to realize the full range of your potential. Their goal is nothing less than for your life to become exceptional—exceptional in its resiliency, in its experience of real happiness, and in its understanding of the human spirit.

Morningstar's 30-Minute Money Solutions

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 0470918136
Total Pages : 327 pages
Book Rating : 4.4/5 (79 download)

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Book Synopsis Morningstar's 30-Minute Money Solutions by : Christine Benz

Download or read book Morningstar's 30-Minute Money Solutions written by Christine Benz and published by John Wiley & Sons. This book was released on 2011-03-01 with total page 327 pages. Available in PDF, EPUB and Kindle. Book excerpt: The quick and easy way to manage money and achieve financial goals The recent economic meltdown has left people in terrible financial shape with little idea of how to turn things around. Using Morningstar's time-tested strategies and sensible approach to money management, Morningstar's 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances breaks down important financial tasks into do-able chunks, each of which can be accomplished in 30 minutes or less. The practical, no-nonsense book Lays out the tools to get organized, including how to create a filing and bill paying system Details how to find the best uses for one's money, as well as how to properly invest for savings, college, and retirement Other titles by Benz: Morningstar® Guide to Mutual Funds: Five Star Strategies for Success These are uncertain times. Morningstar's 30-Minute Money Solutions provides expert guidance on all aspects of personal money management, and it does so in quick, easily digestible steps.

My Money Matters

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Author :
Publisher : Plain White Press
ISBN 13 : 0977738337
Total Pages : 172 pages
Book Rating : 4.9/5 (777 download)

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Book Synopsis My Money Matters by : Galia Gichon

Download or read book My Money Matters written by Galia Gichon and published by Plain White Press. This book was released on 2008-03 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt: A step-by-step guide to build and maintain financial security from a top financial advisor.

Terrific Tools ...... for Money

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Author :
Publisher : Farbeyond Publishing LLC
ISBN 13 : 9781936872053
Total Pages : 0 pages
Book Rating : 4.8/5 (72 download)

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Book Synopsis Terrific Tools ...... for Money by : Paul Nourigat

Download or read book Terrific Tools ...... for Money written by Paul Nourigat and published by Farbeyond Publishing LLC. This book was released on 2012-12-20 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Which tools should kids use to manage money? Who should they share personal and financial information with?Terrific Tools tells a story about Chelsea and Jack's adventures learning about the many financial tools that are available and how they are used in different settings. The story also provides strong messaging about privacy and security of information, through an interesting and natural set of encounters. A book in the series Marvels of Money for kids; richly illustrated, engaging and practical fictional stories for young readers about the fundamentals of money. This book supports emerging educational (K-5) learning standards for common core, integrating "life skills" and "reasoning skills" into the fictional but realistic financial literacy stories. Each story in the series includes essential financial words, which are highlighted throughout each story and then defined in a glossary along with summary concepts at the end of each story. 3rd-6th grade level readers will find the 2,500 word story and numerical examples great for reading, mathematics, social sciences and financial literacy! Great real-along and discussion books! Key concepts woven throughout the series include Budgeting, Choices, Collaboration, Community, Compassion, Creativity, Earning, Effort, Family, Media influence, Patience, Peer-pressure, Planning, Price/value, Privacy, Profit, Sales, and Savings.Messages to last a lifetime.