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Author : Craig Hill
Publisher :
ISBN 13 : 9781881189077
Total Pages : 284 pages
Book Rating : 4.1/5 (89 download)
Download or read book Wealth, Riches and Money written by Craig Hill and published by . This book was released on 2001 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Sunday Adelaja
Publisher :
ISBN 13 : 9781099914324
Total Pages : 208 pages
Book Rating : 4.9/5 (143 download)
Download or read book Money, Riches, Wealth written by Sunday Adelaja and published by . This book was released on 2019-05-27 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this book you'll learn: 1. Are you going to be rich or poor the choice is yours2. You can predict if you are going to be rich or poor3. Factors that determine if you are going to be rich or poor4. Money is not the determining factor for riches and wealth5. Money and the source of money6. Riches and the source of riches7. Wealth and the source of wealth8. You are already rich9. You are the money you are looking for10. Money is only a manifested form of wealth
Author : Kris Vallotton
Publisher : Chosen Books
ISBN 13 : 1493414917
Total Pages : 187 pages
Book Rating : 4.4/5 (934 download)
Download or read book Poverty, Riches and Wealth written by Kris Vallotton and published by Chosen Books. This book was released on 2018-04-03 with total page 187 pages. Available in PDF, EPUB and Kindle. Book excerpt: Overcome the Never-Enough Mentality to Walk in True Abundance Prosperity. It's one of the most dividing words in the Church. Some pastors use it to tell their congregations that God will make them all rich, rich, rich! Others spurn the word and insist that true Christlikeness is found in forsaking all worldly riches and possessions. The truth is, neither of these extremes is fully right or fully wrong. In his latest book, Kris Vallotton mines the Scriptures in an eye-opening study of what the Bible really says about money, poverty, riches and wealth. In it you'll find keys to · overcome the never-enough mentality to experience true abundance · break free from a poverty mindset that reaps lack in your life · demystify biblical teaching on money so you can discover peace in your finances · learn the difference between riches and wealth Kingdom prosperity begins from the inside out. When you learn to cultivate a mindset of abundance, no matter your circumstances, you will begin to experience the wealth of heaven in every area of your life.
Author : Ricardo C. Taylor
Publisher : CreateSpace
ISBN 13 : 9781481292238
Total Pages : 186 pages
Book Rating : 4.2/5 (922 download)
Download or read book Money, Riches and Wealth written by Ricardo C. Taylor and published by CreateSpace. This book was released on 2013-08-21 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is about money because it is important that people understand money, its purpose, its value and its use. If you can understand money and how it works then it is more likely that you will be able to “make” some more. They are many myths associated with money and because of this many people have been held captive by the lure and desire to accumulate money without coming to a proper understanding of how money is to be used in the development of society. Money, Riches & Wealth explores many of these myths.The development of society involves not only the development of people, but the development and use of its resources. One of the key resources is money simply because the use of money affects so many other areas. The doctor, the lawyer, the policeman, the pastor, all have to learn how to handle money. This book deals with money and money management. In Money, Wealth & Riches you will learn what money really is, where the concept of money came from and how money derives its value. You will understand the difference between riches and wealth so that you can obtain true riches and true wealth. Are you ready? As you read Money, Riches & Wealth you will come to the realization that God is wealthy and wants us to drink from the vast river of his store of resources.Mahatma Gandhi said “Poverty is the worst form of violence.” When the people of God prosper, they should be a blessing to their neighbors, city, nation and the world.Now is the time for us to wake up to the fact that it is God's will for us to prosper and make a difference in the world. In Money, Riches & Wealth you will find out that there are many traps to be avoided in relation to money, wealth and riches but that you can overcome the spirit of fear, so that you can possess the land of you rightful inheritance. In Money, Riches & Wealth you will find out that true wealth is more than money and things and that A get-rich-quick mentality, indiscipline, dishonesty and laziness bring poverty whilst diligence, wisdom and hard or smart work bring plenty Now is the time to learn about financial prudence, to learn how to be like the ant and to learn how to survive and thrive in this global recession by pursuing the God of wealth and true riches with a wealthy mind-set.
Author : Floyd M. Chitalu
Publisher : AuthorHouse
ISBN 13 : 146789639X
Total Pages : 95 pages
Book Rating : 4.4/5 (678 download)
Download or read book How to Acquire Money Riches and Wealth written by Floyd M. Chitalu and published by AuthorHouse. This book was released on 2012-04-05 with total page 95 pages. Available in PDF, EPUB and Kindle. Book excerpt: Knowledge of how to acquire money riches and wealth has unlimited domain of validity, but this obvious truth which is a common sense is not always common to many people and this observation is non-trivial. This is the very reason why I have written this book to help make it clearer for anyone to decipher how few people who are rich ever got it right. Anyone, utterly anyone with the zeal for self enrichment can acquire lots of money, riches and wealth because it is not the size of the dog in the fight but the size of the fight in the dog that matters. It is you, yourself, who can acquire lots of money, riches and wealth and never let it to someone else, because they will let you down! So, learn from this book the facts of life and living that I have presented and with your instinctive belief in yourself you will invoke in you the zeal to acquire money, riches and wealth. There is a right way to follow if you want to acquire the money, riches and wealth that you desire. The right way will empower you to become a millionaire, billionaire or trillionaire and live your life to higher level of self actualisation and you will join the list of rich people in your village, town, city, country or in the world. You can turn things round from despair to prosperity and you can climb up to your desired highest level of your financial, economic and social status in your society only with your unshakeable belief in yourself.
Author : Dolf de Roos
Publisher : John Wiley & Sons
ISBN 13 : 1118429176
Total Pages : 230 pages
Book Rating : 4.1/5 (184 download)
Download or read book Real Estate Riches written by Dolf de Roos and published by John Wiley & Sons. This book was released on 2012-06-29 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt: An all-time bestseller, Dolf de Roos?s classic Real Estate Riches shows you how to find great deals and make great profits in the real estate market. You?ll learn why real estate is such a reliable moneymaker and how to achieve the biggest return possible on your investment. Full of time-honored wisdom, proven tactics, and quick-and-easy tips, this book shows you how to find the best properties with the most potential, analyze deals, negotiate and submit offers, effectively manage properties, and dramatically increase the value of your real estate without spending much money. If you want to be your own boss and quit the nine-to-five life, Real Estate Riches shows you how.
Author : John Osburg
Publisher : Stanford University Press
ISBN 13 : 080478535X
Total Pages : 247 pages
Book Rating : 4.8/5 (47 download)
Download or read book Anxious Wealth written by John Osburg and published by Stanford University Press. This book was released on 2013-04-03 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: An ethnographic study of China’s new elites and their rarified world of debauchery and corruption: “A must have book for China studies” (Choice). This pioneering investigation reveals the private lives—and the nightlives—of the powerful entrepreneurs and managers redefining success and status in the Chinese city of Chengdu. For more than three years, anthropologist John Osburg accompanied wealthy Chinese businessmen as they courted clients, partners, and government officials. Now he invites readers along on his journey through the highly gendered world of luxury karaoke clubs, saunas, and massage parlors—places designed to cater to the desires of elite men. Within these spaces, a masculinization of business is taking place. Osburg details the complex code of behavior that governs businessmen as they go about banqueting, drinking, gambling, bribing, exchanging gifts, and obtaining sexual services. These intricate social networks play a key role in generating business, performing social status, and reconfiguring gender roles. Yet underneath the façade, many entrepreneurs feel trapped by their obligations and moral compromises in this evolving environment. Osburg examines their deep ambivalence about China’s future and their own complicity in the major issues of post-Mao Chinese society—corruption, inequality, materialism, and loss of trust.
Author : Gregory Baumer
Publisher : Rose Publishing
ISBN 13 : 1628624078
Total Pages : 263 pages
Book Rating : 4.6/5 (286 download)
Download or read book God and Money written by Gregory Baumer and published by Rose Publishing. This book was released on 2016 with total page 263 pages. Available in PDF, EPUB and Kindle. Book excerpt: Two young Harvard MBAs on the fast track to wealth and success tell their story of God's transforming power and how Scripture brought them to the startling conclusion that they should give the majority of their money away to those in need. Packed with compelling case studies, research, and practical strategies, God and Money offers an honest look at what the Bible says about generous giving. No matter what your salary may be, God and Money shows you how you can reap the rewards of radical generosity in your own life.--from publisher description.
Author : Gregory Baumer
Publisher : Rose Publishing Inc
ISBN 13 : 1628624086
Total Pages : 148 pages
Book Rating : 4.6/5 (286 download)
Download or read book God and Money written by Gregory Baumer and published by Rose Publishing Inc. This book was released on 2016-02-25 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: Two young Harvard MBAs on the fast track to wealth and success tell their story of God's transforming power and how Scripture brought them to the startling conclusion that they should give the majority of their money away to those in need. Packed with compelling case studies, research, and practical strategies, God and Money offers an honest look at what the Bible says about generous giving. No matter what your salary may be, God and Money shows you how you can reap the rewards of radical generosity in your own life. *100% of the author royalties goes toward Christian ministries focused on spreading the Gospel and providing for those in need* “John and Greg realize what everyone should know—that middle-class Americans are among the richest people in world history. It's time for Christ-followers to understand that God has bigger purposes than increasing our standard of living—He wants us to increase our standard of giving." —Randy Alcorn, from the Foreword of God and Money John Cortines and Gregory Baumer met as Harvard MBA candidates in a men's Bible study and stopped asking "How much should I give?" and started asking "How much do I need to keep?" With their top-notch education and rising careers, Cortines and Baumer were guaranteed comfort and security for the rest of their lives. However, when their plans for saving and spending collided with God's purposes for extravagant generosity, they were each compelled to make a life-changing decision that challenges the values held by mainstream America and many Christian commentators. Cortines and Baumer show not only how to radically give, but explain how to do so responsibly. Dive into the story and get equipped with the practical tools to— • Easily set budgets for spending • Wisely steward your money • Prepare and save for your future—home ownership, retirement, higher education, etc... • Know what the Bible says about money, tithing, and faith • Discern when to give and when not to give Featuring lessons from the Bible, modern day case studies, and practical ways to apply biblical principles no matter what situation you're in, God and Money provides an incredible look into what the Bible says about— • Tithing and Christian giving • Wealth and stewardship • Faith and generosity • Love of money • And so much more! From the parables of the Rich Young Ruler to the Widow's Mite, the Bible shows us that how we manage our money is critical to our relationship with God. God and Money uses these parables and more to teach you to save, spend, and steward your money in a biblical way by planting God's purposes at the heart of your practices. Discover the 7 Core Principles of Wealth and Giving Authors Cortines and Baumer pack 2,350 verses on money into 7 practical principles that can be applied to your life and finances on a daily basis. From shopping for groceries to your first down payment on a home, apply these reliable guidelines with ease and clarity— • Everything we "own" actually belongs to God • Giving should be voluntary, generous, cheerful, and needs-based • Giving generously breaks down the power of money over us • And more! Gain Tools to Manage Your Money Wisely Packed with tables, charts, graphs, and a quiz, the applications in God and Money are backed with scripture, data, research, and clear illustrations to help you discover what it means to honor God with your wealth. God and Money will teach you— • How to set budgets for spending • How to wisely steward your money • How to save for your future—home ownership, retirement, higher education, etc... • What the Bible says about tithing • When to give and when not to give • If you are a Spender, Saver, or a Servant with The 3 S's Quiz Download FREE Tools and Resources to Create Your Personalized Giving Plan! No matter what your budget or salary looks like, you have the opportunity to serve and honor God with your finances! Easily set up your own annual spending cap when you download the free spreadsheet included! Save hours of time doing dizzying calculations for your spending, saving, and giving budgets with downloadable and reproducible Finish Line spreadsheets and other additional resources available! God and Money also includes Baumer and Cortines' "Generosity Covenants" to empower you to write your own, for you, your small group, or your family! Don't wait another day to live a life of generosity that honors God with your life and money! What Others are Saying About God and Money "This is one of the most thoughtful and well researched books on giving that I have had the pleasure of reading. The frameworks presented in the book can be used by people at all stages of experiencing the joy of generosity." —Waters Davis, President of National Christian Foundation Houston. "With uncommon transparency, John and Greg provide a Gospel-centered and practical perspective on wealth. Through a leveling critique of comfortable Christianity, they challenge us to wholeheartedly pursue the joy of generosity. Read this book and you will be inspired, convicted and thinking differently about using what God has given you for Kingdom impact." —Peter Greer, President & CEO of HOPE International and coauthor of Mission Drift "In God and Money, Baumer and Cortines challenge Christian readers to consider afresh what generosity looks like in light of the Scripture's radical teaching and the day of affluence in which we live. Whether or not you agree with all their conclusions or personal practices, you will be challenged and inspired." —Robert L. Plummer, Ph.D., Professor of New Testament Interpretation, The Southern Baptist Theological Seminary "I greatly enjoyed reading God and Money! God used the framework Greg and John described to challenge my perspective and practice of generosity. I realized in reading their book that my personal bias is more saver and spender than servant. What I truly desire to be is a fully surrendered servant of Jesus. This book gave me practical frameworks to move in that direction." —Todd Harper, President, Generous Giving "The mission of Harvard Business School is "to educate leaders who make a difference in the world," and in John and Greg that mission has been fulfilled abundantly. It has been my privilege to be their teacher, their colleague and now their friend; and I wish them Godspeed as they take the transformative message found in God and Money out to their community and to the world beyond. I have learned to expect great things from them, and they have yet to disappoint." —Derek van Bever, Senior Lecturer in Business Administration; Director, Forum for Growth and Innovation, Harvard Business School Preview God and Money Table of Contents Part I: Foundations Chapter 1: Wealth and Giving in the Bible Chapter 2: Seven Core Principles for Biblical Wealth and Giving Chapter 3: Motivations for Giving Chapter 4: Trends and Movements in Generosity Part II: Frameworks Chapter 5: The "Three S's Framework:" Spender, Saver, or Servant? Chapter 6: Spending: Investing in the Present Chapter 7: Saving: Investing in the Future Chapter 8: Serving: Investing in Eternity Through Giving Part III: Forward Chapter 9: Stewardship in Community Chapter 10: Our Conclusions
Author : Beau Henderson
Publisher : Sound Wisdom
ISBN 13 : 0768408962
Total Pages : 299 pages
Book Rating : 4.7/5 (684 download)
Download or read book The RichLife written by Beau Henderson and published by Sound Wisdom. This book was released on 2015-07-21 with total page 299 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have enough money? Are you taking care of your family? Do you know what to do with the money you have? Are you rich? The truth about money might surprise you. The answers to these questions will challenge you. Financial Advisor and Certified Success Coach, Beau Henderson has a fresh new approach to wealth creation and investing. He will tell you things about money that no one else will – what it is, who it serves, and the effect it has on all areas of your life, including health, relationships, and business. It doesn't matter where you are with regards to your finances. You can make the 10 Investments and apply the one Master Principle outlined in this book to raise your financial IQ and get on track towards building a blueprint for true wealth that will leave a legacy for future generations. And … BEST of all … it is NOT as hard or as complicated as everyone else out there would like you to believe! Here is what you will learn within the covers of this life-changing book: Wise Stewardship and creating favorable conditions for success. How to master Your Money Map to be in the top 5%. How to live your unique definition of a RichLife. The connection between money and relationships. How to quit repeating the same mistakes once and for all. How to build a portfolio to ensure True Wealth. Thieves that can take you out of the game and steal your RichLife. The #1 Investment for you right now. How to easily uncover your purpose. The connection between money and health. The one discipline that guarantees success. How to increase your energy. The importance of clarity. Giving back and getting more. How to invest in unique experiences. Attaining the priceless asset – Peace of Mind.
Author : John Cortines
Publisher : HarperChristian + ORM
ISBN 13 : 1400208548
Total Pages : 174 pages
Book Rating : 4.4/5 (2 download)
Download or read book True Riches written by John Cortines and published by HarperChristian + ORM. This book was released on 2019-06-04 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: How Are Your Finances Shaping Your Heart? Jesus knew that how we think about money shapes our character. Our approach can make us more like him—full of contentment, purpose, and freedom—or it can cause a tragic separation from God and the joy he offers. We need a firm foundation for faith and finances. In True Riches, John Cortines and Gregory Baumer invite us to experience four transformations in our financial lives, moving from pride to gratitude so that we see everything as a gift; coveting to contentment so that we spend wisely; anxiety to trust so that we save appropriately; and indifference to love so that we give extravagantly. Full of scripture, personal stories, and practical application, True Riches offers a clear path away from the empty pursuit of wealth and into more intimate relationship with God. All author proceeds donated to charity.
Author : Wallace D. Wattles
Publisher : Read Books Ltd
ISBN 13 : 1528769244
Total Pages : 165 pages
Book Rating : 4.5/5 (287 download)
Download or read book The Science of Getting Rich written by Wallace D. Wattles and published by Read Books Ltd. This book was released on 2021-06-28 with total page 165 pages. Available in PDF, EPUB and Kindle. Book excerpt: “The Science of Getting Rich” is a 1910 self-help book by American writer Wallace D. Wattles that concentrates on money and material wealth, exploring what it means, how it can be achieved, and it's effect on one's life and happiness. Contents include: “The Right to be Rich”, “There is a Science of Getting Rich”, “Is Opportunity Monopolised?”, “The First Principle in the Science of Getting Rich”, “Increasing Life”, “How Riches Come to You”, “Gratitude”, “Thinking in a Certain Way”, etc. Wallace Delois Wattles (1860–1911) was an American writer famous for his work based on New Thought and contributions to the self-help movement. His most famous book is “The Science of Getting Rich”, which offers guidance on how to become wealthy. Other notable works by this author include “Hellfire Harrison” (1910) and “A New Christ” (1903). Many vintage books such as this are becoming increasingly scarce and expensive. It is with this in mind that we are republishing this volume now in an affordable, modern, high-quality edition complete with an essay from “The Art of Money Getting” by P. T. Barnum.
Author : Amanda Frances
Publisher :
ISBN 13 : 9781735375106
Total Pages : 276 pages
Book Rating : 4.3/5 (751 download)
Download or read book Rich As F*ck written by Amanda Frances and published by . This book was released on 2021-01-11 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: READY FOR MORE MONEY THAN YOU KNOW WHAT TO DO WITH? For too long, the subject of money has been shrouded in fear, secrecy, and anxiety. It's time to look behind the curtain at money, while stepping into the empowered financial reality that is available to you. Reading Rich As F*ck is sure to ignite an avalanche of change in the most important areas of your life. Once you finally see money for what it is and realize your power over your finances, life will never be the same. It's time you know the truth about money. It's time for you to have more money than you know what to do with. This is your blueprint.Whether you experience debilitating anxiety when thinking about your bills, are buried by debt, feel guilty for wanting more than you have, are stuck in a feast-or-famine cycle, if money has always been the problem for you and never a solution, or if you are simply seeking the next steps on your path of financial growth, this revolutionary book holds your answers. In Rich As F*ck, Amanda Frances demystifies the topic of money, cracking the code of financial liberation and abundance. Her magnetic words will open your heart and mind and help you see the truth about how money actually works.
Author : Nelson Aldrich
Publisher : Allworth
ISBN 13 : 9781880559642
Total Pages : 340 pages
Book Rating : 4.5/5 (596 download)
Download or read book Old Money written by Nelson Aldrich and published by Allworth. This book was released on 1997-06-01 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: This insider's look at inherited wealth in the United States explores the complex meanings of money and success in American sociey with a new introduction that examinies whether America's privileged class will be willing or able to play a leadership role in the twenty-first century. Allworth Press, an imprint of Skyhorse Publishing, publishes a broad range of books on the visual and performing arts, with emphasis on the business of art. Our titles cover subjects such as graphic design, theater, branding, fine art, photography, interior design, writing, acting, film, how to start careers, business and legal forms, business practices, and more. While we don't aspire to publish a New York Times bestseller or a national bestseller, we are deeply committed to quality books that help creative professionals succeed and thrive. We often publish in areas overlooked by other publishers and welcome the author whose expertise can help our audience of readers.
Author : David J. Perel
Publisher :
ISBN 13 : 9781630061616
Total Pages : 0 pages
Book Rating : 4.0/5 (616 download)
Download or read book The Secrets of Getting Rich written by David J. Perel and published by . This book was released on 2020 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: You may not be rich now or in six months, but you can become wealthy if you change your mindset and adopt proven financial strategies that have helped countless others become true millionaires. The book provides the strategies to build your wealth quickly and permanently. There's no need to live frugally to achieve financial freedom in the future. Instead, you should focus on making smart choices based on your personal needs and wants. Of course, you can't avoid spending some money but you'll want to figure out how to put aside funds and accumulate wealth for later years.
Author : Jl Collins
Publisher : Jl Collins LLC
ISBN 13 : 9781737724100
Total Pages : 286 pages
Book Rating : 4.7/5 (241 download)
Download or read book The Simple Path to Wealth written by Jl Collins and published by Jl Collins LLC. This book was released on 2021-08-16 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
Author : Andy Stanley
Publisher : Zondervan
ISBN 13 : 0310494885
Total Pages : 117 pages
Book Rating : 4.3/5 (14 download)
Download or read book How to Be Rich written by Andy Stanley and published by Zondervan. This book was released on 2013-12-31 with total page 117 pages. Available in PDF, EPUB and Kindle. Book excerpt: You probably don't feel rich. Rich is the other guy. Rich is having more than you currently have. But you can be rich and not feel it. And that's the problem. Andy Stanley is convinced that most of us are richer than we think. We just aren't very good at it. It's one thing to BE rich. Andy wants us to be GOOD at it! "How to Be Rich lays out clear principles for carrying that load, making sure your wealth remains a blessing not just for you, but for your family and community for generations to come." —DAVE RAMSEY, New York Times bestselling author and radio show host
