Mobile Money Cashless Society And Financial Inclusion

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Mobile Money, Cashless Society and Financial Inclusion

Author : Sayid Gas
Publisher :
ISBN 13 :
Total Pages : 13 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis Mobile Money, Cashless Society and Financial Inclusion by : Sayid Gas

Download or read book Mobile Money, Cashless Society and Financial Inclusion written by Sayid Gas and published by . This book was released on 2019 with total page 13 pages. Available in PDF, EPUB and Kindle. Book excerpt: Almost two billion, 40% of world adult population, lack a basic service without which life is difficult in our modern world, and that is financial account (Anders Borg, 2016). Exclusion from formal financial system has been recognized as one of the barriers to reach of “a world without poverty” (WorldBank, 2012). At the same time, mobile subscribers outnumbered financial account holders in many countries and almost half of un-banked people have mobile phones. This opens a window of opportunity for financial inclusion stakeholders including governments, financial institutions and practitioners. In the last decade, mobile money has accelerated financial inclusion for many people in the developing world as evidenced by progress made in Somalia, Kenya and other countries in Africa, Asia, and Latin America. For this reason, it is seen as both “potential” financial inclusive and financial integration tool (Africa Development Bank, 2012). This paper investigates effect of mobile money on financial inclusion. By using Kenya and Somalia as a case study the research found that Mobile Money Services are an effective tool that can be used to tackle financial exclusion in developing countries.

The World Bank Research Observer

Author :
Publisher :
ISBN 13 :
Total Pages : 300 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis The World Bank Research Observer by :

Download or read book The World Bank Research Observer written by and published by . This book was released on 2003 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Book of Payments

Author : Bernardo Batiz-Lazo
Publisher : Springer
ISBN 13 : 1137602317
Total Pages : 432 pages
Book Rating : 4.1/5 (376 download)

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Book Synopsis The Book of Payments by : Bernardo Batiz-Lazo

Download or read book The Book of Payments written by Bernardo Batiz-Lazo and published by Springer. This book was released on 2016-12-04 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the nature of retail financial transaction infrastructures. Contributions assume a long-term outlook in their exploration of the key financial processes and systems that support a global transition to a cashless economy. The volume offers both modern and historic accounts that demonstrate the constantly changing role of payment instruments. It brings together different theoretical approaches to the study, re-examining and forecasting changes in retail payment systems. Chapters explore a global transition to a cashless society and contemplate future alternatives to cash, cheques and plastic, featuring the perspectives of academics from different disciplines in conversation and industry participants from six continents. Readers are invited to discover the innovation in payment systems and how it co-evolves with changes in society and organisations through personal, corporate and governmental processes.

Impact of Mobile Payment Applications and Transfers on Business

Author : Opati, Thaisaiyi Zephania
Publisher : IGI Global
ISBN 13 : 1799824004
Total Pages : 311 pages
Book Rating : 4.7/5 (998 download)

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Book Synopsis Impact of Mobile Payment Applications and Transfers on Business by : Opati, Thaisaiyi Zephania

Download or read book Impact of Mobile Payment Applications and Transfers on Business written by Opati, Thaisaiyi Zephania and published by IGI Global. This book was released on 2019-12-20 with total page 311 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumers continue to rely heavily on their phones to complete such tasks as transferring funds between banks or accounts, depositing or withdrawing funds, paying bills, and purchasing items. Mobile money users are oftentimes more financially resilient and can protect themselves better against economic and other shocks. Moreover, mobile money can increase the velocity of money in circulation because it reduces the transactions and time costs of making retail payments. As such, understanding the impact of mobile payments is imperative for businesses and the economy. Impact of Mobile Payment Applications and Transfers on Business is a pivotal reference source that provides vital research on mobile money transfer and its impact in social, corporate, and micro- and macro-policies concerning the aggregate economy and individual households as a whole within an economy. It covers the impact, innovations, business-to-business transformations, regulatory framework, challenges, and ethical issues surrounding mobile money transfers around the world. This book is ideally designed for economists, financial analysts, business managers, leaders, scholars, practitioners, researchers, and students in fields that include management, finance, economics, commerce, and leadership.

TRUST THE CASHLESS SOCIETY || MR. BIG WEALTH || 2023

Author : MR. BIG WEALTH
Publisher : MR. BIG WEALTH
ISBN 13 :
Total Pages : 35 pages
Book Rating : 4./5 ( download)

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Book Synopsis TRUST THE CASHLESS SOCIETY || MR. BIG WEALTH || 2023 by : MR. BIG WEALTH

Download or read book TRUST THE CASHLESS SOCIETY || MR. BIG WEALTH || 2023 written by MR. BIG WEALTH and published by MR. BIG WEALTH. This book was released on 2023-12-07 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: Step into the future of finance with Mr. Big Wealth. Join the cashless revolution today! 💸🌍 #cashless #mrbigwealth #futureofmoney ____ Transactions, the concept of a cashless society is becoming more and more relevant. Introducing MR. BIG WEALTH: CASHLESS SOCIETY NEWS REPORT, a comprehensive report that delves into the compelling case for embracing a cashless society. This report is your ultimate guide to understanding the benefits and challenges associated with transitioning from traditional cash-based transactions to digital alternatives. Unleashing the Future: The Compelling Case for a Cashless Society explores the positive impact that a cashless society can have on individuals, businesses, and economies. From increased convenience and security to enhanced financial inclusivity, this report showcases how embracing digital transactions can revolutionize the way we interact with money. With insightful analysis, expert opinions, and real-life examples, MR. BIG WEALTH: CASHLESS SOCIETY NEWS REPORT equips you with the knowledge and understanding needed to navigate the ever-changing financial landscape. Stay ahead of the curve and make informed decisions about your financial future. Join the movement towards a cashless society and unlock the potential of digital transactions. Order your copy of MR. BIG WEALTH: CASHLESS SOCIETY NEWS REPORT today and embrace the future of finance.

Money at the Margins

Author : Bill Maurer
Publisher : Berghahn Books
ISBN 13 : 1785336541
Total Pages : 334 pages
Book Rating : 4.7/5 (853 download)

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Book Synopsis Money at the Margins by : Bill Maurer

Download or read book Money at the Margins written by Bill Maurer and published by Berghahn Books. This book was released on 2018-03-28 with total page 334 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mobile money, e-commerce, cash cards, retail credit cards, and more—as new monetary technologies become increasingly available, the global South has cautiously embraced these mediums as a potential solution to the issue of financial inclusion. How, if at all, do new forms of dematerialized money impact people’s everyday financial lives? In what way do technologies interact with financial repertoires and other socio-cultural institutions? How do these technologies of financial inclusion shape the global politics and geographies of difference and inequality? These questions are at the heart of Money at the Margins, a groundbreaking exploration of the uses and socio-cultural impact of new forms of money and financial services.

Connecting Financial Inclusion and ICTs to Women's Empowerment

Author : Supriya Singh
Publisher :
ISBN 13 :
Total Pages : 4 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis Connecting Financial Inclusion and ICTs to Women's Empowerment by : Supriya Singh

Download or read book Connecting Financial Inclusion and ICTs to Women's Empowerment written by Supriya Singh and published by . This book was released on 2018 with total page 4 pages. Available in PDF, EPUB and Kindle. Book excerpt: Global financial inclusion has increased but the gender gap has remained intractable at around seven per cent between 2011 and 2017. This gender gap is also evident in the use of digital channels despite the transformational effect of mobile money and banking on financial inclusion.A policy emphasis on financial inclusion has meant that the unbanked are seen as a market. Much of the debate and literature focuses on how banking access can be assured in a sustainable way for providers and users. This needs to be complemented by a focus on the empowerment of women and men, giving them the freedom to choose the life they want. The design of financial products and services needs to take account of the 'gender of money'. that is, the way women and men use, manage and control, inherit and own money in different ways across cultures. The one universal trait is that women use more of their money, compared to men, for the welfare of their children and household. So financial inclusion has to work with the social and cultural nature of money and the communication and social worlds of men and women.A focus on empowerment will help dilute the danger of financial inclusion becoming a synonym for a cashless society. The use of information and communication technologies (ICTs) has co-existed with traditional channels of communication and forms of money. Mobile money initially enabled more efficient access to and transmission of cash. ICTs have also over time increased digital financial transactions.

The Promise of Fintech

Author : Ms.Ratna Sahay
Publisher : International Monetary Fund
ISBN 13 : 1513512242
Total Pages : 83 pages
Book Rating : 4.5/5 (135 download)

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Book Synopsis The Promise of Fintech by : Ms.Ratna Sahay

Download or read book The Promise of Fintech written by Ms.Ratna Sahay and published by International Monetary Fund. This book was released on 2020-07-01 with total page 83 pages. Available in PDF, EPUB and Kindle. Book excerpt: Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for several years, affecting nearly all countries in the world. During the COVID-19 pandemic, technology has created new opportunities for digital financial services to accelerate and enhance financial inclusion, amid social distancing and containment measures. At the same time, the risks emerging prior to COVID-19, as digital financial services developed, are becoming even more relevant.

The Future of Money

Author : Eswar S. Prasad
Publisher : Harvard University Press
ISBN 13 : 0674258444
Total Pages : 497 pages
Book Rating : 4.6/5 (742 download)

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Book Synopsis The Future of Money by : Eswar S. Prasad

Download or read book The Future of Money written by Eswar S. Prasad and published by Harvard University Press. This book was released on 2021-09-28 with total page 497 pages. Available in PDF, EPUB and Kindle. Book excerpt: A cutting-edge look at how accelerating financial change, from the end of cash to the rise of cryptocurrencies, will transform economies for better and worse. We think weÕve seen financial innovation. We bank from laptops and buy coffee with the wave of a phone. But these are minor miracles compared with the dizzying experiments now underway around the globe, as businesses and governments alike embrace the possibilities of new financial technologies. As Eswar Prasad explains, the world of finance is at the threshold of major disruption that will affect corporations, bankers, states, and indeed all of us. The transformation of money will fundamentally rewrite how ordinary people live. Above all, Prasad foresees the end of physical cash. The driving force wonÕt be phones or credit cards but rather central banks, spurred by the emergence of cryptocurrencies to develop their own, more stable digital currencies. Meanwhile, cryptocurrencies themselves will evolve unpredictably as global corporations like Facebook and Amazon join the game. The changes will be accompanied by snowballing innovations that are reshaping finance and have already begun to revolutionize how we invest, trade, insure, and manage risk. Prasad shows how these and other changes will redefine the very concept of money, unbundling its traditional functions as a unit of account, medium of exchange, and store of value. The promise lies in greater efficiency and flexibility, increased sensitivity to the needs of diverse consumers, and improved market access for the unbanked. The risk is instability, lack of accountability, and erosion of privacy. A lucid, visionary work, The Future of Money shows how to maximize the best and guard against the worst of what is to come.

Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2

Author : David Lee Kuo Chuen
Publisher : Academic Press
ISBN 13 : 0128122994
Total Pages : 556 pages
Book Rating : 4.1/5 (281 download)

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Book Synopsis Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2 by : David Lee Kuo Chuen

Download or read book Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2 written by David Lee Kuo Chuen and published by Academic Press. This book was released on 2017-08-16 with total page 556 pages. Available in PDF, EPUB and Kindle. Book excerpt: Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2: ChinaTech, Mobile Security, and Distributed Ledger emphasizes technological developments that introduce the future of finance. Descriptions of recent innovations lay the foundations for explorations of feasible solutions for banks and startups to grow. The combination of studies on blockchain technologies and applications, regional financial inclusion movements, advances in Chinese finance, and security issues delivers a grand perspective on both changing industries and lifestyles. Written for students and practitioners, it helps lead the way to future possibilities. Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger and applied cryptography Provides the only advanced methodical summary of these subjects available today

Fintech

Author : International Monetary Fund
Publisher : International Monetary Fund
ISBN 13 : 1498321860
Total Pages : 73 pages
Book Rating : 4.4/5 (983 download)

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Book Synopsis Fintech by : International Monetary Fund

Download or read book Fintech written by International Monetary Fund and published by International Monetary Fund. This book was released on 2019-06-27 with total page 73 pages. Available in PDF, EPUB and Kindle. Book excerpt: The paper finds that while there are important regional and national differences, countries are broadly embracing the opportunities of fintech to boost economic growth and inclusion, while balancing risks to stability and integrity.

The Fourth Industrial Revolution in Africa

Author : David Mhlanga
Publisher : Springer Nature
ISBN 13 : 3031286863
Total Pages : 387 pages
Book Rating : 4.0/5 (312 download)

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Book Synopsis The Fourth Industrial Revolution in Africa by : David Mhlanga

Download or read book The Fourth Industrial Revolution in Africa written by David Mhlanga and published by Springer Nature. This book was released on 2023-07-11 with total page 387 pages. Available in PDF, EPUB and Kindle. Book excerpt: This edited volume, the third in a three-volume set, discusses implications of The Fourth Industrial Revolution (4IR) in Africa. By rebuilding natural ecosystems, linking billions to digital networks, and better managing assets, the world may be able to undo the damage done by the industrial revolutions. There are, however, significant concerns that institutions will not be able to adapt, that governments will not adopt and regulate new technologies to reap their benefits, that power shifts will result in serious new security threats, that inequality will increase, and that societies will break apart. Written by an international panel of experts, analyzes the potential of smart technology across sectors and industries in Africa to bring about long-term, sustainable growth.

Fintech and Financial Inclusion in Latin America and the Caribbean

Author : Mr. Dmitry Gershenson
Publisher : International Monetary Fund
ISBN 13 : 1513592238
Total Pages : 77 pages
Book Rating : 4.5/5 (135 download)

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Book Synopsis Fintech and Financial Inclusion in Latin America and the Caribbean by : Mr. Dmitry Gershenson

Download or read book Fintech and Financial Inclusion in Latin America and the Caribbean written by Mr. Dmitry Gershenson and published by International Monetary Fund. This book was released on 2021-08-20 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite some improvement since 2011, Latin America and the Caribbean continue to lag behind other regions in terms of financial inclusion. There is no clear evidence that fintech developments have supported greater financial inclusion in LAC, contrary to what has been observed elsewhere in the world. Case studies by national policy experts suggest that barriers to entry in the financial sector, along with a constraining regulatory environment, may have hindered a faster adoption of fintech. However, fintech development seems to have accelerated in the wake of the COVID-19 pandemic and with the support of recent policy initiatives.

Building a Cashless Society

Author : Niklas Arvidsson
Publisher : Springer
ISBN 13 : 3030106896
Total Pages : 96 pages
Book Rating : 4.0/5 (31 download)

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Book Synopsis Building a Cashless Society by : Niklas Arvidsson

Download or read book Building a Cashless Society written by Niklas Arvidsson and published by Springer. This book was released on 2019-02-22 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book tells the story of how Sweden is becoming a virtually cashless society. Its goal is to improve readers’ understanding of what is driving this transition, and of the factors that are fostering and hampering it. In doing so, the book covers the role of central banks, political factors, needs for innovation, and the stakeholders involved in developing a cashless ecosystem. Adopting a historical standpoint, and drawing on a unique dataset, it presents an academic perspective on Sweden’s leading role in this global trend. The global interest in the future of cash payments makes the Swedish case particularly interesting. As a country that is close to becoming a cashless economy, it offers a role model for many other countries to learn from - whether they want to stimulate or reduce the use of cash. This highly topical book will be of interest to politicians, researchers, businesses, financial service providers and payment service providers, as well as fintech start-ups, regulators and other authorities.

Financial Technology and Disruptive Innovation in ASEAN

Author : Anshari, Muhammad
Publisher : IGI Global
ISBN 13 : 1522591850
Total Pages : 331 pages
Book Rating : 4.5/5 (225 download)

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Book Synopsis Financial Technology and Disruptive Innovation in ASEAN by : Anshari, Muhammad

Download or read book Financial Technology and Disruptive Innovation in ASEAN written by Anshari, Muhammad and published by IGI Global. This book was released on 2019-07-05 with total page 331 pages. Available in PDF, EPUB and Kindle. Book excerpt: The emergence of financial technology (FinTech)-related products is causing major disruptions in financial services that enable financial solutions and innovative business models resulting in the fusion of finance and smart mobile technology. As ASEAN is undergoing a paradigm shift from government-to-government (G2G) to community-to-community (C2C) relationships with the emphasis on integration and collaboration, the adoption of FinTech and its possible future directions needs to be studied further. Financial Technology and Disruptive Innovation in ASEAN provides an assortment of innovative research that explores the recent FinTech initiative in ASEAN with respect to its process, strategies, challenges, and outcomes and highlights new business models, products, and services that affect financial markets and institutions and the provision of financial services. While highlighting topics including blockchain technology, cloud computing, and mobile banking, this book is ideally designed for business executives, managers, entrepreneurs, financial and banking practitioners, policymakers, academicians, students, professionals, and researchers.

The Rise of Public and Private Digital Money

Author : International Monetary Fund
Publisher : International Monetary Fund
ISBN 13 : 1513592033
Total Pages : 33 pages
Book Rating : 4.5/5 (135 download)

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Book Synopsis The Rise of Public and Private Digital Money by : International Monetary Fund

Download or read book The Rise of Public and Private Digital Money written by International Monetary Fund and published by International Monetary Fund. This book was released on 2021-07-29 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: Following the companion paper on the new policy challenges related to the adoption of digital forms of money, this paper presents an operational strategy for the IMF to continue delivering on its mandate of ensuring domestic and international financial and economic stability. The paper begins by summarizing the forces driving the adoption of digital forms of money, and the new policy questions that emerge. It then focusses on how the IMF’s core activities and output will need to evolve, including surveillance, capacity development, and analytical foundations. It ends by discusses how the IMF intends to partner with other organization, and to grow and structure internal resources to fulfill this vision.

The End of Money

Author : David Wolman
Publisher : Da Capo Press
ISBN 13 : 0306822695
Total Pages : 240 pages
Book Rating : 4.3/5 (68 download)

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Book Synopsis The End of Money by : David Wolman

Download or read book The End of Money written by David Wolman and published by Da Capo Press. This book was released on 2013-08-13 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: For ages, money has meant little metal disks and rectangular slips of paper. Yet the usefulness of physical money -- to say nothing of its value -- is coming under fire as never before. Intrigued by the distinct possibility that cash will soon disappear, author and Wired contributing editor David Wolman sets out to investigate the future of money...and how it will affect your wallet. Wolman begins his journey by deciding to shun cash for an entire year -- a surprisingly successful experiment (with a couple of notable exceptions). He then ventures forth to find people and technologies that illuminate the road ahead. In Honolulu, he drinks Mai Tais with Bernard von NotHaus, a convicted counterfeiter and alternative-currency evangelist whom government prosecutors have labeled a domestic terrorist. In Tokyo, he sneaks a peek at the latest anti-counterfeiting wizardry, while puzzling over the fact that banknote forgers depend on society's addiction to cash. In a downtrodden Oregon town, he mingles with obsessive coin collectors -- the people who are supposed to love cash the most, yet don't. And in rural Georgia, he examines why some people feel the end of cash is Armageddon's warm-up act. After stops at the Digital Money Forum in London and Iceland's central bank, Wolman flies to Delhi, where he sees first-hand how cash penalizes the poor more than anyone--and how mobile technologies promise to change that. Told with verve and wit, The End of Money explores an aspect of our daily lives so fundamental that we rarely stop to think about it. You'll never look at a dollar bill the same again.