Mobile Banking In The Ethiopian Bank Sector

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Mobile banking in the Ethiopian bank sector

Author : Dereje Tesfa
Publisher : GRIN Verlag
ISBN 13 : 3346006786
Total Pages : 5 pages
Book Rating : 4.3/5 (46 download)

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Book Synopsis Mobile banking in the Ethiopian bank sector by : Dereje Tesfa

Download or read book Mobile banking in the Ethiopian bank sector written by Dereje Tesfa and published by GRIN Verlag. This book was released on 2019-08-30 with total page 5 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2019 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: A, Wolkite University (College of Business and Economics), language: English, abstract: This article looks at how and why banking customers have begun to take advantage of mobile services for their banking requirements and why some of them are still hesitant to adopt mobile banking in Ethiopian banking sector. Also, this article throws light on some of the eminent challenges faced by the mobile banking service providers, which can be seen as opportunities for the financial institutions and the bankers. The internet and the mobile phone, the two technological advancements that have profoundly affected human behavior in the last decade have started to converge. Using a variety of platforms, services are being created to enable mobile devices to perform many activities of the traditional internet in a reduced format for mobile devices. One such area of activity is mobile banking. A cluster of dedicated and demanding mobile phone users (consumers) have multiplied tremendously over the years, who expect real-time information and access and high levels of service.

The Impact of IT Investment on Banking Profit, Case of Ethiopian Banks

Author : Wubshet Ayanew
Publisher : LAP Lambert Academic Publishing
ISBN 13 : 9783659370120
Total Pages : 64 pages
Book Rating : 4.3/5 (71 download)

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Book Synopsis The Impact of IT Investment on Banking Profit, Case of Ethiopian Banks by : Wubshet Ayanew

Download or read book The Impact of IT Investment on Banking Profit, Case of Ethiopian Banks written by Wubshet Ayanew and published by LAP Lambert Academic Publishing. This book was released on 2013 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Information Technology and banking performance is one of the most exciting areas of research that has been the focus of intense interest throughout the globe over the decades, but little has been devoted to examine the impact of IT on the profitability of African banks, specially in sub Sahara countries. This empirical study examines the impact of IT investment on the profitability of Ethiopia banking sector along with other bank specific profit determinants. It should be known that In Ethiopian banking sector the context for making IT investment decisions has been altered in the recent years. Currently modern banking services such as ATM services, Mobile banking, Internet and SMS banking are increasingly becoming available. With respect to profitability, Ethiopian banking is booming. Financial results for the 2010 fiscal year show an industry enjoying high growth, high profits, and high dividends. Their profits were up 45 percent and shareholders (at banks open for more than a year) received an average return of 27 percent on their investments.

The Impact of New Technology and Mobile Banking in Africa. A Case Study of the Standard Bank South Africa

Author : Difrine Madara
Publisher : GRIN Verlag
ISBN 13 : 3346073076
Total Pages : 9 pages
Book Rating : 4.3/5 (46 download)

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Book Synopsis The Impact of New Technology and Mobile Banking in Africa. A Case Study of the Standard Bank South Africa by : Difrine Madara

Download or read book The Impact of New Technology and Mobile Banking in Africa. A Case Study of the Standard Bank South Africa written by Difrine Madara and published by GRIN Verlag. This book was released on 2019-11-28 with total page 9 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2019 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: A, Kenyatta University, language: English, abstract: This paper explores the impact of new technology and mobile banking in the entire financial sector in Africa. The paper focuses on the case of Standard Bank South Africa to assist in understanding the challenges faced by the major commercial banks in adopting new banking technologies in less developed worlds, such as Africa. To realize the primary goal of this paper, the researcher discusses how technology can help Standard Bank to move forward in the aftermath of the 2008/9 financial crisis and the new opportunities for the bank to grow its financial service businesses. Furthermore, the research suggests how new technological applications in the financial services sector can help Africans to escape poverty and if diversification is appropriate for a diverse bank, such as Standard Bank. Technology has immensely transformed business-to-business and within business transactions and interactions. Technological applications are enabling reconfiguration of design, production, marketing, and service delivery in most businesses. For instance, the design reconfigurations have allowed for the implementation of online marketplaces, mobile business activities, such as mobile banking, and better risk assessment. In the emerging financial markets of Africa, disruptive market innovations and reconstituted value chains have become key drivers of the growingfinancial services industry. Despite the huge benefits of financial innovations, conventional financial services providers, such as banks, finance companies, microfinance institutions, and insurance must be wary of the new risks and challenges posed by these financial technologies. For a major bank like the Standard Bank, financial innovations, such as e-banking and mobile banking present both new opportunities and threats to its core businesses.

Challenges and Opportunities of Agent Banking in Ethiopia. A Case Study of Awash Bank

Author : Tesfaye Asalfew
Publisher : GRIN Verlag
ISBN 13 : 3346966860
Total Pages : 72 pages
Book Rating : 4.3/5 (469 download)

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Book Synopsis Challenges and Opportunities of Agent Banking in Ethiopia. A Case Study of Awash Bank by : Tesfaye Asalfew

Download or read book Challenges and Opportunities of Agent Banking in Ethiopia. A Case Study of Awash Bank written by Tesfaye Asalfew and published by GRIN Verlag. This book was released on 2023-11-10 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2023 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, Addis Ababa University (School of Commerce), course: Business Leadership, language: English, abstract: This research project was aimed to describe the challenge and opportunities of agent banking adoption in Ethiopian banking industry. In order to achieve the objective of this study and answer the research questions the researcher adopted descriptive research design and mixed research approach. A total of sixty-five (65) questionnaires were distributed of which 53 questionnaires were distributed to Awash Bank East Addis Ababa Region Staffs, Awash Bank Digital Banking Directorate at Head Office and 12 questionnaires were administered to Awash Bank Agents found in East Addis Ababa Region or District. Purposely sampled method was applied to select the respondents and the researcher received sixty-three (63) responses from (65) questionnaires.

The effect of financial innovations on profitability of commercial banks of Ethiopia

Author : Abdihakeem Omer
Publisher : GRIN Verlag
ISBN 13 : 3346810380
Total Pages : 107 pages
Book Rating : 4.3/5 (468 download)

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Book Synopsis The effect of financial innovations on profitability of commercial banks of Ethiopia by : Abdihakeem Omer

Download or read book The effect of financial innovations on profitability of commercial banks of Ethiopia written by Abdihakeem Omer and published by GRIN Verlag. This book was released on 2023-02-10 with total page 107 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2020 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: Very Good, , course: MBA - FINANCE, language: English, abstract: The Ethiopian banking system is very much behind in the adoption of financial innovations compared to the rest of the world, however, the Ethiopian financial sector cannot remain an exception in expanding the use of the modern banking. The main objective of this study was to examine the effect of financial innovations on the profitability growth of commercial banks in Ethiopia. The specific objectives were to examine the effect of product innovation, bank specific factors and macro-economic factors on profitability growth in commercial banks. The study were used quantitative research, secondary data, and data was analyzed using both descriptive and inferential statistics and employed purposive sampling technique to select 12 banks for the study in the periods from 2016 to 2019. Multiple regression with the aid of STATA 14 software was used to examine in this study.

Influence of Attitude on Mobile Banking Acceptance and Factors Determining Attitude of End-users in Ethiopia

Author : A. B. Kejela
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (125 download)

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Book Synopsis Influence of Attitude on Mobile Banking Acceptance and Factors Determining Attitude of End-users in Ethiopia by : A. B. Kejela

Download or read book Influence of Attitude on Mobile Banking Acceptance and Factors Determining Attitude of End-users in Ethiopia written by A. B. Kejela and published by . This book was released on 2021 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: As observed in many countries, mobile banking can revolutionize the practice of payment transactions. This is especially true for developing countries, where mobile banking has the potential to open non-cash banking services to the unbanked. However, unlike in countries like Kenya and Ghana, in Ethiopia, people still seem to be reluctant to use mobile banking, despite existing platforms availed by Ethiopian commercial banks like Dashen Bank and United Bank. In this paper, we explore the reasons for such reluctance with the help of the technology acceptance model (TAM) and modifications proposed by the literature that are particularly adequate for developing countries and mobile banking: the theory of trying (TT) and the concept of attitude strengths. In our sample of 394 mobile banking subscribers of Dashen Bank and United Bank, we find that a person's attitude is key for the acceptance of mobile banking and that attitude can be best explained by combining the elements of TT with the TAM. As a consequence, to foster mobile banking in Ethiopia, banks are advised to improve potential users' attitude, especially, taking into account the users' learning process and the systems' ease of use.

Impact of Electronic Banking Services on Customer Satisfaction and Loyalty a Study of Ethiopian Banks

Author : Philipos Lamore Bambore
Publisher : Independent Author
ISBN 13 : 9781805450580
Total Pages : 0 pages
Book Rating : 4.4/5 (55 download)

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Book Synopsis Impact of Electronic Banking Services on Customer Satisfaction and Loyalty a Study of Ethiopian Banks by : Philipos Lamore Bambore

Download or read book Impact of Electronic Banking Services on Customer Satisfaction and Loyalty a Study of Ethiopian Banks written by Philipos Lamore Bambore and published by Independent Author. This book was released on 2022-11-09 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: According to Komal (2009), Electronic banking is an umbrella term, the process by which a customer may perform banking transactions Electronically without visiting a brick-and-mortar institution/traditional branches. Electronic banking includes; personal computer(pc) banking, internet banking, online banking, home banking, remote electronic banking, phone banking, and internet or online banking and they are also the most frequently used designations. Personal computer banking is a form of electronic banking that enables customers to execute bank transactions from a PC via a modem. In most personal banking ventures/transaction, the bank offers/give the customer's proprietary financial software program that allows the customer to perform financial transactions from his or her home computer/customer can get financial services at home. The customer then dials into their bank with his or her modem, downloads, and runs the programs that are resident on the customer's computer. Researches on how customers perceive and evaluate the quality of these electronic portals/types (ATM, POS, Mobile Banking internet banking, .etc) are still ongoing (Parasuraman et al., 2005; Loonam & O'Loughlin, 2008; Chong et al., 2010). In today's winning banks, those that will be around in the coming decades are realizing that only satisfied customers will be loyal.

Ethiopia's New Financial Sector and Its Regulation

Author : Tony Addison
Publisher :
ISBN 13 :
Total Pages : 26 pages
Book Rating : 4.3/5 ( download)

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Book Synopsis Ethiopia's New Financial Sector and Its Regulation by : Tony Addison

Download or read book Ethiopia's New Financial Sector and Its Regulation written by Tony Addison and published by . This book was released on 2001 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Effects of Mobile Banking Service Quality on Customer Satisfaction. The Case of Commercial Bank, Ethiopia

Author : Tarekegn Balango
Publisher :
ISBN 13 : 9783346860767
Total Pages : 0 pages
Book Rating : 4.8/5 (67 download)

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Book Synopsis Effects of Mobile Banking Service Quality on Customer Satisfaction. The Case of Commercial Bank, Ethiopia by : Tarekegn Balango

Download or read book Effects of Mobile Banking Service Quality on Customer Satisfaction. The Case of Commercial Bank, Ethiopia written by Tarekegn Balango and published by . This book was released on 2023-04-14 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2023 in the subject Business economics - Business Management, Corporate Governance, grade: 3.85, course: Master of business adminstration, language: English, abstract: It was proven that perceived service quality had a positive relationship with customer satisfaction and the researcher think this supports the argument of linking mobile banking service and customer satisfaction. They use the SERVQUAL model but rather the dimenstiononly scale to assess service quality other than website desig nand responsivness. The researcher therefore think using the SERVQUAL model (MiykelSisaye)model would be a contribution to existing research mobile banking context. This is the current research gap and in order to fill the gap, the researcher was try to measure service quality and customer satisfaction, The study aimed at examining the effect of five online banking service quality dimensions on the customers satisfaction in the case of CBE. The study followed an explanatory research design identifying the dimensions of service quality for online services namely reliability, responsiveness, personalization, web design and security as independent variable and customer satisfaction as dependent variable. Primary data was collected for the analysis based on five points Likert scale from 396 sample respondents who are customers of CBE online banking services. The data was coded and analyzed using SPSS version 25 software. The reliability of the instrument was checked using Cronbach's alpha test. The data analysis employed both descriptive and inferential statistical methods. The descriptive statistics was used for summarizing the background of respondents and computing average score of CBE on each dimensions of service quality and customers satisfaction. Correlation and multiple regression analysis were conducted to examine the relationship between the dependent and independent variables.

Banking Reform in Ethiopia

Author : Charles Harvey
Publisher :
ISBN 13 :
Total Pages : 40 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Banking Reform in Ethiopia by : Charles Harvey

Download or read book Banking Reform in Ethiopia written by Charles Harvey and published by . This book was released on 1996 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Information System Adoption

Author : Truongsinh Tran
Publisher : TruongSinh Tran
ISBN 13 : 3843372969
Total Pages : 94 pages
Book Rating : 4.8/5 (433 download)

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Book Synopsis Information System Adoption by : Truongsinh Tran

Download or read book Information System Adoption written by Truongsinh Tran and published by TruongSinh Tran. This book was released on 2011-04 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt: SMEs play an important role in economies, including Vietnam's. The need for ISs is now necessary in every enterprise. Most of published studies on information systems have been conducted in developed countries, with little in developing or less developed countries. From those few, there was no one focusing in Vietnam. This book examines the experiences of 7 Vietnamese SMEs when they adopted ISs. The authors investigated the reasons for, the process of, and the factors influencing information system adoption. The qualitative research method was used to answer research questions. Semi-structured interviews, content analysis and open coding were used as the data collection and analysis tool to explore participants' experiences. The analysis resulted in important findings. It confirmed some reasons and factors found in the literature concerning information system adoption in Vietnamese small and medium enterprises. Despite some similarities, the authors found some differences, such as government role, concerning the information system adoption. The results confirmed some factors and reasons, but also brought up some new ones. We suggest, therefore, some further studies on those.

Marketing and Mobile Financial Services

Author : Aijaz A. Shaikh
Publisher : Routledge
ISBN 13 : 9781351174466
Total Pages : 296 pages
Book Rating : 4.1/5 (744 download)

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Book Synopsis Marketing and Mobile Financial Services by : Aijaz A. Shaikh

Download or read book Marketing and Mobile Financial Services written by Aijaz A. Shaikh and published by Routledge. This book was released on 2019 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mobile financial services (MFS) are of major interest and importance to both researchers and practitioners. The role played by nonbanking actors including telecoms and FinTech firms as well as other participants, such as PayPal and Amazon, in developing and deploying innovative financial and payment services is undeniable. Peer2peer (P2P) payments from nonbank services are becoming increasingly commonplace and will shortly be codified by EC (EU?) regulations requiring banks to provide access to consumer data for third-party app developers and service providers. Three major mobile financial systems--mobile banking, mobile payments, and branchless banking--currently dominate the electronic retail banking sector. Although interconnected and interrelated, their business models, regulatory frameworks, and target markets are distinct. This book provides a unified perspective on MFS and discusses its evolution, growth, and future, as well as identifying the frameworks, stakeholders, and technologies used in financial information systems in general and MFS in particular. Academics and researchers in digital and financial marketing will find this book an invaluable resource, as will bank executives, regulators, policy makers, FinTech professionals, and anyone interested in how mobile technology, social media and financial services will increasingly intersect.

Banking in Africa: Delivering on Financial Inclusion, Supporting Financial Stability

Author : European Investment Bank
Publisher : European Investment Bank
ISBN 13 : 9286138482
Total Pages : 297 pages
Book Rating : 4.2/5 (861 download)

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Book Synopsis Banking in Africa: Delivering on Financial Inclusion, Supporting Financial Stability by : European Investment Bank

Download or read book Banking in Africa: Delivering on Financial Inclusion, Supporting Financial Stability written by European Investment Bank and published by European Investment Bank. This book was released on 2018-11-21 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: In its fourth edition, this report focuses on recent developments in Africa's banking sectors and the policy options for all stakeholders. The study of banking sectors across all African sub-regions includes the results of the EIB survey of banking groups operating in Africa. Three thematic chapters address challenges and opportunities for financing investment in Africa: Crowding out of private sector lending by public debt issuance The state of bank recovery and resolution laws in Africa Policy options on how to finance infrastructure development. The report finds that in many African banking markets, the last two years saw a pause in financial deepening. However, a rising share of banking groups report improving market conditions and plan a structural expansion of their operations in Africa and a continued push for new technologies.

The Mobile Commerce Prospects

Author : Rajnish Tiwari
Publisher :
ISBN 13 : 9783937816319
Total Pages : 203 pages
Book Rating : 4.8/5 (163 download)

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Book Synopsis The Mobile Commerce Prospects by : Rajnish Tiwari

Download or read book The Mobile Commerce Prospects written by Rajnish Tiwari and published by . This book was released on 2007 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt:

E-Banking in India

Author : Rimpi Jatana
Publisher :
ISBN 13 :
Total Pages : 284 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis E-Banking in India by : Rimpi Jatana

Download or read book E-Banking in India written by Rimpi Jatana and published by . This book was released on 2007 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: ABOUT THE BOOK Finland was the first country in the world to have taken a lead in E-banking. In India, it was ICICI Bank which initiated E-banking as early as 1997 under the brand name Infinity. Electronic banking (E-banking) is a generic term encompassing internet banking, telephone banking, mobile banking etc. In other words, it is a process of delivery of banking services and products through electronic channels such as telephone, internet, cell phone etc. The concept and scope of E-banking is still evolving. E-banking facilitates an effective payment and accounting system thereby enhancing the speed of delivery of banking services considerably. While E-banking has improved efficiency and convenience, it has also posed several challenges to the regulators and supervisors. Several initiatives taken by the Government of India as well as the Reserve Bank of India (RBI) have facilitated the development of E-banking in India. The Government of India enacted the IT Act, 2000 with effect from October 17, 2000, which provides legal recognition to electronic transactions and other means of electronic commerce. The RBI has been gearing up to upgrading itself as a regulator and supervisor of the technologically dominated financial system. It issued guidelines on risks and control in computer and telecommunication system in February 1998 to all the banks advising them to evaluate the risks inherent in the systems and put in place adequate control mechanisms to address these risks, which can be broadly put under three heads, viz. IT environment risks, IT operations risks and product risks. The existing regulatory framework over banks has also been extended to E-banking. It covers various issues that fall within the framework of technology, security standards and legal and regulatory issues. This book contains 12 articles by scholars specialising in the area of banking. It will be useful for all those who want to understand recent technological developments in Indian banking.

AgrInvest-Food Systems Project – Political economy analysis of the Ethiopian food system

Author : Woolfrey, S.; Bizzotto Molina, P.; Ronceray, M.
Publisher : Food & Agriculture Org.
ISBN 13 : 9251339430
Total Pages : 65 pages
Book Rating : 4.2/5 (513 download)

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Book Synopsis AgrInvest-Food Systems Project – Political economy analysis of the Ethiopian food system by : Woolfrey, S.; Bizzotto Molina, P.; Ronceray, M.

Download or read book AgrInvest-Food Systems Project – Political economy analysis of the Ethiopian food system written by Woolfrey, S.; Bizzotto Molina, P.; Ronceray, M. and published by Food & Agriculture Org.. This book was released on 2021-02-17 with total page 65 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study aims to inform the implementation in Ethiopia of the AgrInvest-Food Systems Project, a collaboration between the Food and Agricultural Organization of the United Nations (FAO) and the European Centre for Development Policy Management (ECDPM) to promote private investment in African food systems that contributes to sustainable development objectives. The study analyses the Ethiopian food system, identifying and explaining notable trends, important socio-economic, food security and nutrition and environmental outcomes generated by the food system, as well as the structural factors, institutions, and actors that shape food system outcomes in Ethiopia.

Federal Democratic Republic of Ethiopia

Author : International Monetary Fund. African Dept.
Publisher : International Monetary Fund
ISBN 13 : 1513547720
Total Pages : 25 pages
Book Rating : 4.5/5 (135 download)

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Book Synopsis Federal Democratic Republic of Ethiopia by : International Monetary Fund. African Dept.

Download or read book Federal Democratic Republic of Ethiopia written by International Monetary Fund. African Dept. and published by International Monetary Fund. This book was released on 2015-12-01 with total page 25 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Selected Issues paper reviews the evolution of inequality in Ethiopia and discusses the role of various macroeconomic policies as well as structural factors. With a Gini coefficient of 30, Ethiopia remains among the most egalitarian countries in the world. The most vulnerable households seem to experience less benefit from growth than those in the higher income deciles. In terms of tax revenue collection, Ethiopia faces the typical challenges of a developing country. It is required that Ethiopia builds on its successful experience with the Productive Safety Net Program to address the growing needs of the urban poor.