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Milestones In European Housing Finance
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Book Synopsis Milestones in European Housing Finance by : Jens Lunde
Download or read book Milestones in European Housing Finance written by Jens Lunde and published by John Wiley & Sons. This book was released on 2016-01-08 with total page 488 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides evidence on how housing finance markets developed across Europe. The objective of the text is to bring together up to date material from across Europe which will help to clarify (i) how national housing finance markets have dealt with the challenges of deregulation and privatisation since the 1980s,(ii) how the financial crisis has impacted on the structure of the industry and the range of financial instruments available, (iii) how governments and the EU have responded to increasing risks and higher indebtedness in most West European countries and the need to grow new finance markets in Eastern Europe, and (iv) how changing housing finance markets impact on the capacity to provide adequate affordable housing into the future.
Book Synopsis The Great American Housing Bubble by : Adam J. Levitin
Download or read book The Great American Housing Bubble written by Adam J. Levitin and published by Harvard University Press. This book was released on 2020-06-09 with total page 401 pages. Available in PDF, EPUB and Kindle. Book excerpt: The definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.
Book Synopsis Ways out of the European Housing Crisis by : Schmid, Christoph U.
Download or read book Ways out of the European Housing Crisis written by Schmid, Christoph U. and published by Edward Elgar Publishing. This book was released on 2022-07-15 with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt: This timely book provides readers with a detailed comparative survey of tenure innovation and diversification in Europe. Alternative and intermediate tenures, i.e., housing options beyond tenancy and homeownership, are examined as remedies to address the growing European housing crisis.
Book Synopsis Housing Market Challenges in Europe and the United States by : P. Arestis
Download or read book Housing Market Challenges in Europe and the United States written by P. Arestis and published by Springer. This book was released on 2009-11-18 with total page 269 pages. Available in PDF, EPUB and Kindle. Book excerpt: Housing finance structures and Institutional and regulatory/fiscal aspects in housing have changed significantly in recent years. This book examines the development in housing markets in Europe and the US, and looks at ways to make housing more affordable and housing market developments more stable.
Book Synopsis Why Can't You Afford a Home? by : Josh Ryan-Collins
Download or read book Why Can't You Afford a Home? written by Josh Ryan-Collins and published by John Wiley & Sons. This book was released on 2018-11-26 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Throughout the Western world, a whole generation is being priced out of the housing market. For millions of people, particularly millennials, the basic goal of acquiring decent, affordable accommodation is a distant dream. Leading economist Josh Ryan-Collins argues that to understand this crisis, we must examine a crucial paradox at the heart of modern capitalism. The interaction of private home ownership and a lightly regulated commercial banking system leads to a feedback cycle. Unlimited credit and money flows into an inherently finite supply of property, which causes rising house prices, declining home ownership, rising inequality and debt, stagnant growth and financial instability. Radical reforms are needed to break the cycle. This engaging and topical book will be essential reading for anyone who wants to understand why they can’t find an affordable home, and what we can do about it.
Book Synopsis Nordic Experiences of Sustainable Planning by : Sigríður Kristjánsdóttir
Download or read book Nordic Experiences of Sustainable Planning written by Sigríður Kristjánsdóttir and published by Routledge. This book was released on 2017-08-23 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: For well over a decade, there has been a drive towards sustainability in planning throughout the Nordic countries. But are these countries experiencing a paradigm shift in planning research and practice with regards to sustainability? Or is the sustainability discourse leading them into an impasse in planning? This book includes overviews of the planning systems in the five Nordic countries, drawing attention to their increasing focus on sustainability. A leading team of scholars from the fields of planning, urban design, architecture, landscape, economics, real estate and tourism explore how the notion of sustainability has shaped planning research in the Nordic countries. Case studies from Iceland, Sweden, Finland, Norway and Denmark shed light on what lessons can be learned and some possible future developments. By focusing on the actual settings and practices of local and regional planning activities, it enables a discussion on the current state of planning for a more sustainable future. This book will be valuable reading for students and academics interested in planning policy, environmental policy, architecture and urban design work.
Book Synopsis Invested Narratives by : Jill E. Twark
Download or read book Invested Narratives written by Jill E. Twark and published by Berghahn Books. This book was released on 2022-11-11 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: German economic crises from the past two hundred years have provoked diverse responses from journalists, politicians, scholars, and fiction writers. Among their responses, storylines have developed as proposals for reducing unemployment, improving workplace conditions, and increasing profitability when stock markets tumble, accompanied by inflation, deflation, and overwhelming debt. The contributors to Invested Narratives assess German-language economic crisis narratives from the interdisciplinary perspectives of finance, economics, political science, sociology, history, literature, and cultural studies. They interpret the ways German society has tried to comprehend, recover from, and avoid economic crises and in doing so widen our understanding of German economic debates and their influence on German society and the European Union.
Book Synopsis OECD Economic Surveys: Denmark 2016 by : OECD
Download or read book OECD Economic Surveys: Denmark 2016 written by OECD and published by OECD Publishing. This book was released on 2016-05-10 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: This 2016 OECD Economic Survey of the Denmark examines recent economic developments, policies and prospects. The special chapters cover: Macroeconomic and financial risk; Ageing and wellbeing.
Book Synopsis Inequality and Uneven Development in the Post-Crisis World by : Sebastiano Fadda
Download or read book Inequality and Uneven Development in the Post-Crisis World written by Sebastiano Fadda and published by Taylor & Francis. This book was released on 2017-07-14 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the years following the financial crash, two issues have become central to the debate in economics: inequality and the uneven nature of sustainable development. These two issues are at the core of this book which aims to explain three key questions: why inequality has increased so much in the last three decades; why most advanced economies are stagnating or are experiencing moderate economic growth; and why, even where economic growth is occurring, the quality of that growth is questioned. Inequality and Uneven Development in the Post-Crisis World is divided into three parts. The first part concerns the theoretical aspects of inequality, and ethical issues regarding economics and equality. The second part explores empirical evidence and policy suggestions drawing on the uneven levels of development and unprecedented levels of inequality experienced among advanced economies in the context of global financial capitalism. The third part focuses on sustainable development issues such as full employment, social costs of global trade liberalization, environmental sustainability and ecological issues. Along with inequality these issues are central for capitalism and for economic development. This volume is of interest to those who study political economy, sustainable development and social inequality.
Book Synopsis Financing Affordable Social Housing in Europe by : Michael Oxley
Download or read book Financing Affordable Social Housing in Europe written by Michael Oxley and published by UN-HABITAT. This book was released on 2009 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis European Integration and Housing Policy by : Mark Kleinman
Download or read book European Integration and Housing Policy written by Mark Kleinman and published by Routledge. This book was released on 2005-07-28 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Good mix of analytical chapters and descriptive case studies Authors are very well known in the field
Book Synopsis Housing Finance Markets in Transition Economies Trends and Challenges by : OECD
Download or read book Housing Finance Markets in Transition Economies Trends and Challenges written by OECD and published by OECD Publishing. This book was released on 2005-08-10 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: A comprehensive issue-by-issue and country-by-country study of housing markets and housing finance markets in Central and Eastern Europe.
Book Synopsis Housing Finance in Transition Economies by : Bertrand Renaud
Download or read book Housing Finance in Transition Economies written by Bertrand Renaud and published by . This book was released on 1996 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Housing Finance in Transition Economies by : OECD
Download or read book Housing Finance in Transition Economies written by OECD and published by OECD Publishing. This book was released on 2002-03-15 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: This conference proceedings present papers providing the the first in-depth survey of current situation and challenges in the development of housing finance in major transition economies in particular, the Czech Republic, Estonia, Hungary, Latvia, Lithuania, Poland, the Slovak Republic and Slovenia.
Book Synopsis European Housing Finance by : Will Bartlett
Download or read book European Housing Finance written by Will Bartlett and published by . This book was released on 1994 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: Focuses on the extent to which the globalization of international finance markets in the 1990s is being reflected in the changing conditions of the housing finance systems of Europe. The text also assesses the likely impact of European integration on UK housing finance institutions.
Book Synopsis Housing and Social Change in Europe and the USA by : Ball Michael
Download or read book Housing and Social Change in Europe and the USA written by Ball Michael and published by Routledge. This book was released on 2013-10-28 with total page 195 pages. Available in PDF, EPUB and Kindle. Book excerpt: First published in 1988. This book argues that there is a growing structural crisis in the provision of housing in advanced capitalist countries and that the steady improvement in housing conditions since 1945 is unlikely to continue. The dilemmas facing housing policy makers can no longer be seen as concerned just with distributional questions but with problems generated by the restructuring of key elements of housing provision, including private housing finance and the housebuilding industry. It looks at housing markets, housing policies and specific institutions connected with housing provision in many advanced capitalist countries, including Britain, the USA, France, West Germany, the Netherlands and Denmark. It considers the different sectors and the changes taking place there, using case study material where appropriate to support its varied and convincing arguments.
Download or read book Home Ownership written by J. F. Doling and published by IOS Press. This book was released on 2006 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: Home ownership sectors in most European countries have grown in size. Whatever assets European households have acquired in recent decades, real estate appears to form a significant element in wealth portfolios. Frequently, national governments have been active in promoting the shift in tenure balance. The general question pursued in this book is about the gains and losses accruing to individual households by virtue of their position as home owners. The focus, here, is on financial gains and losses. It also concerns the losses, in the form of repayment risk, related to difficulties that some households may experience in meeting housing loan repayment schedules. The immediate background to this volume is the conference 'Housing in Europe: New Challenges and Innovations in Tomorrow's Cities', held in Reykjavik, Iceland. Hosted by the Urban Studies Institute of the University of Iceland and Centre for Housing and Property Research, Bifrost School of Business, it was held under the auspices of the European Network of Housing Researchers.
