Microfinance through Women Self-Help Groups (SHGs) for Grass-root level Empowerment: An Empirical study of Varanasi, Uttar Pradesh, India

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Author :
Publisher : kassel university press GmbH
ISBN 13 : 3737602565
Total Pages : 32 pages
Book Rating : 4.7/5 (376 download)

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Book Synopsis Microfinance through Women Self-Help Groups (SHGs) for Grass-root level Empowerment: An Empirical study of Varanasi, Uttar Pradesh, India by : Tripti Kumari

Download or read book Microfinance through Women Self-Help Groups (SHGs) for Grass-root level Empowerment: An Empirical study of Varanasi, Uttar Pradesh, India written by Tripti Kumari and published by kassel university press GmbH. This book was released on 2016 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance, as a concept, involves providing financial services, particularly small credit, fund transfer, and insurance to the unemployed, low-income group, and those who do not have easy access to the banking system. It has emerged as an active agent of financial inclusion, ensuring economic, and social upliftment of the unprivileged. Microfinance is being operated through two channels Self-help Group-Bank Linkage Programme (SBLP) and Micro-finance Institutions (MFIs). The special characteristic of SBLP is its direct connection with the clients at the grass-root level and working towards poverty reduction by providing financial support. The paper is based on a field study on SBLP undertaken for women in the Varanasi District of Uttar Pradesh, India. The increase in women’s participation in economic activities and decision-making reveals that SHGs have made an impact. SHGs have also helped them to create a common platform to participate, discuss, and find a solution of their problems. Women’s income and occupation structure under SHGs have also influenced the standard of living and empowerment level significantly.

Microfinance Through Women Self-Help Groups (SHGs) for Grass-root Level Empowerment: An Empirical Study of Varanasi, Uttar Pradesh, India

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Publisher :
ISBN 13 : 9783737602570
Total Pages : pages
Book Rating : 4.6/5 (25 download)

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Book Synopsis Microfinance Through Women Self-Help Groups (SHGs) for Grass-root Level Empowerment: An Empirical Study of Varanasi, Uttar Pradesh, India by : Tripti Kumari

Download or read book Microfinance Through Women Self-Help Groups (SHGs) for Grass-root Level Empowerment: An Empirical Study of Varanasi, Uttar Pradesh, India written by Tripti Kumari and published by . This book was released on 2016 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Self-help groups for India’s financial inclusion

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Publisher : kassel university press GmbH
ISBN 13 : 3737603855
Total Pages : 32 pages
Book Rating : 4.7/5 (376 download)

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Book Synopsis Self-help groups for India’s financial inclusion by : Rajeev, Meenakshi

Download or read book Self-help groups for India’s financial inclusion written by Rajeev, Meenakshi and published by kassel university press GmbH. This book was released on 2017-12-13 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ensuring accessibility to credit to the poor self-employed households is a critical concern for many developing nations. Self-help groups (SHG) formed by women in the developing countries help them to access financial intermediaries and access credit for various income-generating activities. In case of India, SHGs are formed either through state-assisted SHG-Bank Linkage Programme (SBLP) or through private initiatives of micro finance institutions (MFIs) or NGOs. Under the former, the groups access formal banking directly while in case of MFIs, loan is disbursed through MFIs themselves. Rate of interest in case of loans obtained by SHGs through SBLP, therefore, depends on the rate of interest charged by the various types of formal lending agencies and is often found to be lower than the interest charges of the MFIs. It is, however, argued that transaction costs involved in a bank loan are substantial, therefore, borrowers prefer loans from the informal sector, delivered at the borrower’s doorstep. In order to examine this issue rigorously, we have tried to estimate the effective costs towards borrowing by including the transaction costs, estimated using quantitative data collected through our survey. Our results show that the transaction costs contribute only marginally to the cost of borrowing, hence, we argue (using field data) that the programme, which has many additional benefits including ensuring financial inclusion of women and empowering them, should be strengthened and expanded further.

Women’s empowerment for sustainable rural livelihoods:

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Author :
Publisher : kassel university press GmbH
ISBN 13 : 3737606307
Total Pages : 40 pages
Book Rating : 4.7/5 (376 download)

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Book Synopsis Women’s empowerment for sustainable rural livelihoods: by : Akua Opokua Britwum

Download or read book Women’s empowerment for sustainable rural livelihoods: written by Akua Opokua Britwum and published by kassel university press GmbH. This book was released on 2019-01-15 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Agricultural interventions are designed on certain assumptions of empowerment that do not necessarily address the livelihood constraints of the rural women they set out to support. This is a failing that might be due to the omission of women’s voices expressing their understanding of empowerment and its relation to existing gender orders. Using primary data from the Upper East and Northern Regions in Ghana, we explored women and men’s notions of the processes and outcomes of empowerment. We began by understanding the basis of women’s disempowerment and confirmed its location within agricultural production relations that granted women limited access to resources. Respondents recognised all the main dimensions of power: within, with, to and over. The restrictions of women’s empowerment to the provisioning role on condition that it did not usurp male power over women limited intervention’s ability to provide true empowerment for women. But signs of increasing transfer of women’s power within into group action and male acceptance of women’s expanding spheres of influence indicate that some grounds for true transformation in the future exists.

Care Extractivism and the Reconfi guration of Social Reproduction in Post-Fordist Economies

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Publisher : kassel university press GmbH
ISBN 13 : 3737606323
Total Pages : 32 pages
Book Rating : 4.7/5 (376 download)

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Book Synopsis Care Extractivism and the Reconfi guration of Social Reproduction in Post-Fordist Economies by : Christa Wichterich

Download or read book Care Extractivism and the Reconfi guration of Social Reproduction in Post-Fordist Economies written by Christa Wichterich and published by kassel university press GmbH. This book was released on 2019-04-29 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper suggests the concept of care extractivism as a space- and time-diagnostic tool to international political economics in post-fordist societies. Analogous to resource extractivism, care extractivism depicts the intensified commodification of social reproduction and care work along social hierarchies of gender, class, race and North-South as a strategy to cope with a crisis of social reproduction. Extractivist policies result in the creation of a cheap reproductive labour force. The paper analyses the current national and transnational reconfiguration of social and biological reproduction in Germany / Western Europe interacting with Eastern Europe and Asia. Currently, the most striking features of care extractivism are a) professionalisation for efficiency increase, b) transnationalisation based on import of care workers, and c) transnationalisation of biological reproduction based on reproductive technologies. The contradiction between the rationale of care and the neoliberal capitalist market logic results in frequent care struggles such as the protests of hospital nurses against the depletion of care resources. The politisation of care by the protesting care workers asks for giving preference to the care economy as a common good over care as a commodity.

Solar Thermal Energy Storage System using phase change material for uninterrupted on-farm agricultural processing and value addition

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Publisher : kassel university press GmbH
ISBN 13 : 373760634X
Total Pages : 50 pages
Book Rating : 4.7/5 (376 download)

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Book Synopsis Solar Thermal Energy Storage System using phase change material for uninterrupted on-farm agricultural processing and value addition by : Anjum Munir

Download or read book Solar Thermal Energy Storage System using phase change material for uninterrupted on-farm agricultural processing and value addition written by Anjum Munir and published by kassel university press GmbH. This book was released on 2019-10-09 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: Thermal energy storage technologies are gaining attention nowadays for uninterrupted supply of solar power in off-sunshine hours. An indigenized solar phase change material (PCM) system was developed and performance evaluated in the current study to efficiently store solar thermal power using a latent heat storage approach, which can be utilized in any subsequent decentralized food processing application. A 2.5 m2 laying Scheffler reflector is used to precisely focus the incoming direct normal irradiance (DNI) on a casted aluminum heat receiver (220 mm diameter) from where this concentrated heat energy is absorbed and conducted to the PCM unit by the flow of thermal oil (Fragoltherm-32 thermo-oil). During the circulation around PCM pipes inside the PCM unit, thermal oil discharges heat energy to the PCM, which undergoes change of phase from solid to liquid. Computational fluid dynamics (CFD) analysis of the PCM unit were also performed according to the actual boundary conditions, which gave satisfactory results in terms of temperature and velocity distribution. With an average DNI of 781 W/m2, the highest temperature of the receiver surface during the trials was observed at about 155 C that produces thermal oil at 110°C inside the receiver and around 48°C of PCM in the PCM unit. The heat energy losses per unit time (W) due to the lack of reflectivity from the Scheffler reflector, out-of-focus radiations at the targeted area, absorptivity of heat receiver, piping system losses, and cylinder losses (in the form of conduction, convection, and radiations using 50 mm insulation thickness) were found to be 110 W (10 %), 99 W (9 %), 89 W (8 %), 128 W (12 %), 161 W (15 %), and 89 W (8 %), respectively. These findings of CFD analysis and mathematical modeling were also consistent with real-time data, which was logged through an online Control and Monitoring Interface portal. The final energy available to the PCM was 414W with an overall system efficiency of 38 %, which can be improved by decreasing thermal losses of the system and using other PCM materials.

Decency of primary occupations in the Indian fishing industry

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Publisher : kassel university press GmbH
ISBN 13 : 3737604525
Total Pages : 40 pages
Book Rating : 4.7/5 (376 download)

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Book Synopsis Decency of primary occupations in the Indian fishing industry by : Meenakshi Rajeev

Download or read book Decency of primary occupations in the Indian fishing industry written by Meenakshi Rajeev and published by kassel university press GmbH. This book was released on 2018-06-11 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Indian fisheries are moving from artisanal to capitalistic methods of production. As this transformation takes place, many traditional fishers are forced to seek employment on trawlers and other fishing vessels owing to their lack of a capital base to purchase modern vessels themselves. Competition among trawlers can lead to cost reducing strategies that lower the quality of working conditions for those employed in these vessels. This paper is an attempt to assess the working conditions of these workers through the use of indicators developed by the International Labour Office in the context of decent work. By utilizing data collected in the National Sample Survey Organization’s (NSSO) 68th round survey of employment and unemployment, we find that there are some areas in which decency of work is lacking. The level of job security is highly inadequate among most workers in fisheries. There is a marked absence of women in the labour pool, especially in unskilled tasks. Child labour, while not a cause for alarming concern, exists to a minor degree in the industry. Furthermore, freshwater fishing was found to afford lower standards of work than marine fishing. Regulation and policy action are called into requirement by these observations.

Documentation Report: Syrian Refugees in the Turkish Labour Market

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Publisher : kassel university press GmbH
ISBN 13 : 3737604509
Total Pages : 72 pages
Book Rating : 4.7/5 (376 download)

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Book Synopsis Documentation Report: Syrian Refugees in the Turkish Labour Market by : Tolga Tören

Download or read book Documentation Report: Syrian Refugees in the Turkish Labour Market written by Tolga Tören and published by kassel university press GmbH. This book was released on 2018-08-27 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report aims to document and evaluate the outcomes of the regional workshop on “Syrian Refugees and Integration of Syrians” held in İstanbul in February 2017. The workshop was organized by the Global Labour University (GLU) Alumni Network in Turkey in collaboration with International Centre for Development and Decent Work (ICDD), the University of Kassel, German Academic Exchange Service (DAAD), International Labour Organization (ILO), Global Labour University (GLU), Boğaziçi University Centre for Educational Policy Studies (BEPAM) and Friedrich-Ebert-Stiftung (FES) Turkey Office, with particular focus on the composition and narratives of the Syrian refugees through the “fishbowl session”. The report finds that Syrian refugees have a very difficult life in Turkey in terms of working conditions, living conditions, discrimination, bureaucracy, lack of enough regulation, child education, language barriers etc. One of the most important concerns for Syrian refugees is child labour. Owing to unemployment of Syrian adults, most parents are forced to send their kids to work. With ineffective state control on employment and labour market, employers prefer to recruit children who are paid low wages, thereby enabling them to make higher profits. The other problems Syrian refugees face in the labour markets are low wages, long working hours, employment without social insurance, late payment or non-payment of the wages, discrimination at the workplace, etc. Regarding accommodation, majority of the Syrian refugees live in a populous household, paying higher rents for lower quality houses in comparison with domestic people. In addition, the situation of Syrian refugees in Turkey has a strong gender dimension. The Syrian females work as precarious workers at the workplace. They are the most affected and vulnerable workers. In addition, Syrian female refugees also take the responsibility of the education of the children who face different types of discrimination at school, with which again Syrian female refugees have to struggle. These problems have created barriers for Syrian refugees in exercising their rights at the workplace and in taking services from public institutions including healthcare and education. Besides, as findings show, the Syrian refugees are placed in the lowest strata of the labour markets of Turkey.

India’s Macroeconomic Policy Regime and Challenges of Employment

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Publisher : kassel university press GmbH
ISBN 13 : 3737604401
Total Pages : 62 pages
Book Rating : 4.7/5 (376 download)

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Book Synopsis India’s Macroeconomic Policy Regime and Challenges of Employment by : Praveen K. Jha

Download or read book India’s Macroeconomic Policy Regime and Challenges of Employment written by Praveen K. Jha and published by kassel university press GmbH. This book was released on 2018-03-28 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Micro Credit Management by Women's Self-help Groups

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Author :
Publisher : Discovery Publishing House
ISBN 13 : 9788183561112
Total Pages : 214 pages
Book Rating : 4.5/5 (611 download)

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Book Synopsis Micro Credit Management by Women's Self-help Groups by : U. Jerinabi

Download or read book Micro Credit Management by Women's Self-help Groups written by U. Jerinabi and published by Discovery Publishing House. This book was released on 2006 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contents: Introduction, Growth of Self Help Groups in India, Review of Literature, Methodology, Performance of the Self Help Groups, Impact of Micro Credit on SHG Members, Summary and Conclusion.

Sustainability of Microfinance Self Help Groups in India

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Author :
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 46 pages
Book Rating : 4./5 ( download)

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Book Synopsis Sustainability of Microfinance Self Help Groups in India by : Ajai Nair

Download or read book Sustainability of Microfinance Self Help Groups in India written by Ajai Nair and published by World Bank Publications. This book was released on 2005 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: The major form of microfinance in India is that based on women's Self Help Groups (SHGs), which are small groups of 10--20 members. These groups collect savings from their members and provide loans to them. However, unlike most accumulating savings and credit associations (ASCAs) found in several countries, these groups also obtain loans from banks and on-lend them to their members. By 2003, over 700,000 groups had obtained over Rs.20 billion (US$425 million) in loans from banks benefiting more than 10 million people. Delinquencies on these loans are reported to be less than 5 percent. Savings in these groups is estimated to be at least Rs.8 billion (US$170 million). Despite these considerable achievements, sustainability of the SHGs has been suspect because several essential services required by the SHGs are provided free or at a significantly subsidized cost by organizations that have developed these groups. A few promoter organizations have, however, developed federations of SHGs that provide these services and others that SHG members need, but which SHGs cannot feasibly provide. Using a case study approach, Nair explores the merits and constraints of federating. Three SHG federations that provide a wide range of services are studied. The findings suggest that federations could help SHGs become institutionally and financially sustainable because they provide the economies of scale that reduce transaction costs and make the provision of these services viable. But their sustainability is constrained by several factors--both internal, related to the federations themselves, and external, related to the other stakeholders. The author concludes by recommending some actions to address these constraints. This paper--a product of the Finance and Private Sector Development Unit, South Asia Region--is part of a larger effort in the region to study access to finance in India.

Women's Entrepreneurship and Microfinance

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Author :
Publisher : Springer
ISBN 13 : 9811042683
Total Pages : 210 pages
Book Rating : 4.8/5 (11 download)

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Book Synopsis Women's Entrepreneurship and Microfinance by : Chiranjib Neogi

Download or read book Women's Entrepreneurship and Microfinance written by Chiranjib Neogi and published by Springer. This book was released on 2018-03-06 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.

Women, Microfinance and the State in Neo-liberal India

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Author :
Publisher : Routledge
ISBN 13 : 113485997X
Total Pages : 244 pages
Book Rating : 4.1/5 (348 download)

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Book Synopsis Women, Microfinance and the State in Neo-liberal India by : K. Kalpana

Download or read book Women, Microfinance and the State in Neo-liberal India written by K. Kalpana and published by Routledge. This book was released on 2016-07-07 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses women-oriented microfinance initiatives in India and their articulation vis-à-vis state developmentalism and contemporary neo-liberal capitalism. It examines how these initiatives encourage economically disadvantaged rural women to make claims upon state-provided microcredit and connect with multiple state institutions and agencies, thereby reshaping their gendered identities. The author shows how Self-Help Group (SHG)-based microfinance institutions mobilise agency and create channels of empowerment for women as well as make them responsible for alleviating poverty for themselves and their families. The book also brings out the importance of factoring in women’s dissenting voices when they negotiate developmental projects at the grassroots level. Rich in empirical data, this volume will be useful to scholars and researchers of development studies, gender studies, economics, especially microeconomics, politics, public policy and governance.

An Evaluation Study on Women Self-Help Groups of Punjab

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Publisher : GRIN Verlag
ISBN 13 : 366889535X
Total Pages : 98 pages
Book Rating : 4.6/5 (688 download)

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Book Synopsis An Evaluation Study on Women Self-Help Groups of Punjab by : Shikha Singh

Download or read book An Evaluation Study on Women Self-Help Groups of Punjab written by Shikha Singh and published by GRIN Verlag. This book was released on 2019-03-11 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2012 in the subject Sociology - Gender Studies, , language: English, abstract: This study entitled “An evaluative Study on Women Self Help Groups of Punjab” was undertaken to study the profile and functioning of SHGs, know the opinion of officials/SHG members towards functioning of SHGs, asses the impact of SHGs on empowerment of women and identify the problems experienced by SHG members. A sample of 150 members i.e. 75 from Ludhiana and 75 from Hoshiarpur were selected through random sampling technique. The data were collected with the help of interview schedule. The study revealed that majority of the SHGs were formed during the year 2008-09, had 16-20 members in their SHGs and were involved in 4-6 entrepreneurial activities. Majority of the SHGs adopted monthly pattern of meeting and found regular in their contribution towards saving. The findings of the study also indicated that majority of the SHGs were charging interest on inter-loaning among members. Maximum numbers of SHGs were involved in food processing and beauty parlour, their major source of funding for running the enterprise was contributions made by the members. Findings further revealed that all the respondents indicated that SHGs had helped them to undertake income generating activities, set up micro-enterprise, improve availability of financial services and develop habit of saving. All officials agreed that SHGs helped them to undertake income generating activities to set up micro-enterprise with improved availability of financial services and have developed habit of savings. Majority of the respondents reported that there was improvement in economic resources of the family, women‟s own development, decision making regarding education, marriage of children and participation in social activities. Majority of the respondents achieved high level of empowerment through Self-Help Groups. The major problems experienced by members were lack of training opportunity and lack of guidance/ support from promoting agencies.

The Microfinance Impact

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Author :
Publisher : Routledge
ISBN 13 : 1136308091
Total Pages : 160 pages
Book Rating : 4.1/5 (363 download)

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Book Synopsis The Microfinance Impact by : Ranjula Bali Swain

Download or read book The Microfinance Impact written by Ranjula Bali Swain and published by Routledge. This book was released on 2013-08-15 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial inclusion through microfinance has become a powerful force in improving the living conditions of poor farmers, rural non-farm enterprises and other vulnerable groups. In its unique ability to link the existing extensive network of India’s rural bank branches with the Self Help Groups (SHG), the National Bank of Agriculture and Rural Development (NABARD) has covered up to 97 million poor households by March 2010 under its Self Help Group Bank Linkage Programme. Policy-makers have proclaimed SHGs as ‘‘the most potent initiative ... for delivering financial services to the poor in a sustainable manner." This book presents a comprehensive scientific assessment of the impact of the Self Help Group Bank Linkage Programme (SBLP) on the member households. The book discusses wide-ranging topics, including the rural financial sector in India, the history and structure of the SBLP, the impact methodologies, the economic and social impact of microfinance, its role in building assets while reducing poverty and vulnerability, the role of women and their empowerment, training and accumulation of human capital and policy implications of lessons learned. The empirical results show that vulnerability of the more mature SHG members declines significantly. Vulnerability also falls for villages with better infrastructure and for SHGs that are formed by NGOs and linked by banks. The results strongly demonstrate that on average, there is a significant increase in the empowerment of the female participants. The economic impact of SBLP is found to be the most empowering. Greater autonomy and changes in social attitudes also lead to female empowerment. The investigation further reveals that training (especially business training) has a definite positive impact on assets but not on income. The impact of training can be improved through better infrastructure (as in paved roads), linkage model type, and the training organiser. Bridging the gap in the existing literature and between academics and practitioners, this book moves beyond the usual theoretical issues in the impact assessment literature and draws on new developments in methodology. It will be of interest to academics, development practitioners and students of economics, political science, sociology, public policy and development studies.

Women's Empowerment and Microcredit Programs in India

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Author :
Publisher :
ISBN 13 : 9781003356400
Total Pages : 0 pages
Book Rating : 4.3/5 (564 download)

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Book Synopsis Women's Empowerment and Microcredit Programs in India by : Annabel Dulhunty

Download or read book Women's Empowerment and Microcredit Programs in India written by Annabel Dulhunty and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Women's Empowerment and Microcredit Programs in India examines the value of microcredit-based self-help groups (SHGs) for women in India and provides an alternative model for women's empowerment programming. The microcredit sector continues to boom globally - with private investors, governments and multilateral financial institutions all investing substantial amounts in self-help group programming. Nowhere is this more evident than in India, where the industry has further been deregulated in recent years. Much of the rationale for increased investment in microcredit is based on the idea that it improves 'women's empowerment'. But is this true? Researchers have fiercely debated the value of microcredit programs for women, with some arguing that it is exploitative, and others contending that it is empowering. This book provides new insights into women's empowerment and microcredit programming, elaborating on the themes of power, dignity, mobility and solidarity. It takes a nuanced view of the complexities surrounding self-help group programming and women's empowerment and argues that the model of microcredit self-help group programming is key to whether it helps or harms women. By focusing on the experiences and voices of microcredit self-help group members in West Bengal, India, this book elaborates on the idea of microcredit models existing on a continuum, from 'smart economics' to more holistic feminist versions of programming. It will be of interest to scholars in development studies, anthropology, sociology, gender studies and public policy and Asian Studies"--

Microfinance and Self Help Groups

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Author :
Publisher : Educreation Publishing
ISBN 13 :
Total Pages : 197 pages
Book Rating : 4./5 ( download)

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Book Synopsis Microfinance and Self Help Groups by : A Alimelu Annapurna

Download or read book Microfinance and Self Help Groups written by A Alimelu Annapurna and published by Educreation Publishing. This book was released on with total page 197 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a vivid picture of Micro Finance for women empowerment through bank linkage of women groups in Andhra Pradesh with special focus on East Godavari District. The book presents the observations made by the author on the outcomes of specific endeavors of District rural development agency (DRDA), East Godavari District for the economic, political and social empowerment of women and also the involvement of banking sector in the district to achieve the holistic objective of inclusive growth and alleviation of poverty.