Maximizing Your Health Insurance Benefits

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Author :
Publisher : Bloomsbury Publishing USA
ISBN 13 : 0313388970
Total Pages : 224 pages
Book Rating : 4.3/5 (133 download)

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Book Synopsis Maximizing Your Health Insurance Benefits by : Richard Epstein

Download or read book Maximizing Your Health Insurance Benefits written by Richard Epstein and published by Bloomsbury Publishing USA. This book was released on 1997-09-30 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: A comprehensive guide designed to help consumers understand the American health insurance system so that they can obtain the benefits to which they are entitled. Epstein explains the ins and outs of both new and traditional health insurance plans, including traditional individual and group policies, HMOs and other types of managed care plans, self-funded plans, Medicare, Medicare HMOs, Medigap, long-term care, COBRA, CHAMPUS, and Medical Savings Accounts. Written by a nationally syndicated columnist, this useful volume also deals with special health insurance issues related to children, adults with special needs, and individuals who may need long-term care. In addition, Epstein provides valuable information for individuals who are in the process of changing jobs or making changes in their marital or family status, choosing a health insurance plan, or arranging long-term care—including placement in a nursing home or an assisted-living facility—for an aging parent. The book has a practical focus with a variety of tables and worksheets to help consumers establish a system for preventing health insurance problems, and for dealing with any health insurance problems that may arise. It also contains answers to common questions about health insurance, and provides a list of organizations that offer detailed information and advice in regard to specific health insurance problems.

Care Without Coverage

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Publisher : National Academies Press
ISBN 13 : 0309083435
Total Pages : 213 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Care Without Coverage by : Institute of Medicine

Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Coverage Matters

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Author :
Publisher : National Academies Press
ISBN 13 : 0309076099
Total Pages : 204 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Coverage Matters by : Institute of Medicine

Download or read book Coverage Matters written by Institute of Medicine and published by National Academies Press. This book was released on 2001-10-27 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.

The End of Employer-Provided Health Insurance

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1119012112
Total Pages : 288 pages
Book Rating : 4.1/5 (19 download)

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Book Synopsis The End of Employer-Provided Health Insurance by : Paul Zane Pilzer

Download or read book The End of Employer-Provided Health Insurance written by Paul Zane Pilzer and published by John Wiley & Sons. This book was released on 2014-11-17 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to save 20 to 60 percent on health insurance! The End of Employer-Provided Health Insurance is a comprehensive guide to utilizing new individual health plans to save 20 to 60 percent on health insurance. This book is written to ensure that you, your family, and your company get your fair share of the trillions of dollars the U.S. government will spend subsidizing individual health insurance plans between now and 2025. You will learn how to navigate the Affordable Care Act to save money without sacrificing coverage, and how to choose the plan that offers exactly what you, your family and your company need. Over the next 10 years, 100 million Americans will move from employer-provided to individually purchased health insurance. The purpose of The End of Employer-Provided Health Insurance is to show you how to profit from this paradigm shift while helping you, your family, and your employees get better and safer health insurance at lower cost. It will help you save thousands of dollars per person each year and protect you from the greatest threat to your financial future—our nation's broken employer-provided health insurance system. We are at the beginning of a paradigm shift in the way businesses offer employee health benefits and the way Americans get health insurance—a shift from an employer-driven defined benefit model to an individual-driven defined contribution model. This parallels a similar shift in employer-provided retirement benefits that took place two to three decades ago from defined benefit to defined contribution retirement plans. Written by a world-renowned economist and New York Times best-selling author, this insightful guide explains how individual health insurance offers more to employees than employer-provided plans. Using the techniques outlined in this book, you and your employer will save money on health insurance by migrating from employer-provided health insurance coverage to employer-funded individual plans at a total cost that is 20 percent to 60 percent lower for the same coverage. That's $4,000 to $12,000 in savings per year for a family of four for the same hospitals, same doctors, and same prescriptions.

The New Health Insurance Solution

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118040635
Total Pages : 314 pages
Book Rating : 4.1/5 (18 download)

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Book Synopsis The New Health Insurance Solution by : Paul Zane Pilzer

Download or read book The New Health Insurance Solution written by Paul Zane Pilzer and published by John Wiley & Sons. This book was released on 2010-12-14 with total page 314 pages. Available in PDF, EPUB and Kindle. Book excerpt: You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage) You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) You're currently putting money into an IRA or a 401(k)—because you don't realize that an HSA is always a better option You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.

Essential Health Benefits

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Author :
Publisher : National Academies Press
ISBN 13 : 0309219140
Total Pages : 256 pages
Book Rating : 4.3/5 (92 download)

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Book Synopsis Essential Health Benefits by : Institute of Medicine

Download or read book Essential Health Benefits written by Institute of Medicine and published by National Academies Press. This book was released on 2012-02-17 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2010, an estimated 50 million people were uninsured in the United States. A portion of the uninsured reflects unemployment rates; however, this rate is primarily a reflection of the fact that when most health plans meet an individual's needs, most times, those health plans are not affordable. Research shows that people without health insurance are more likely to experience financial burdens associated with the utilization of health care services. But even among the insured, underinsurance has emerged as a barrier to care. The Patient Protection and Affordable Care Act (ACA) has made the most comprehensive changes to the provision of health insurance since the development of Medicare and Medicaid by requiring all Americans to have health insurance by 2016. An estimated 30 million individuals who would otherwise be uninsured are expected to obtain insurance through the private health insurance market or state expansion of Medicaid programs. The success of the ACA depends on the design of the essential health benefits (EHB) package and its affordability. Essential Health Benefits recommends a process for defining, monitoring, and updating the EHB package. The book is of value to Assistant Secretary for Planning and Evaluation (ASPE) and other U.S. Department of Health and Human Services agencies, state insurance agencies, Congress, state governors, health care providers, and consumer advocates.

Maximize Your Health Insurance

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Author :
Publisher : Split Rock Road Publishing
ISBN 13 : 9780998823805
Total Pages : pages
Book Rating : 4.8/5 (238 download)

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Book Synopsis Maximize Your Health Insurance by : William Pokluda

Download or read book Maximize Your Health Insurance written by William Pokluda and published by Split Rock Road Publishing. This book was released on 2017-04 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Strategies on how to save money and get the most value from your health insurance from a benefits professional/insider

The Insurance Decoder

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Author :
Publisher :
ISBN 13 : 9780615318004
Total Pages : 0 pages
Book Rating : 4.3/5 (18 download)

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Book Synopsis The Insurance Decoder by : Lynne Lucio

Download or read book The Insurance Decoder written by Lynne Lucio and published by . This book was released on 2010-09 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: While health care reform rages in the halls of Congress, no one is addressing the situation that millions of insured Americans face each day - the problem of getting their health claims paid. Unfortunately many insured individuals simply lack a good understanding of their plan and may not be aware that some services are either not covered or are covered at a lower amount than expected. Let's face it-lack of knowledge and experience is one of the biggest challenges that consumers confront when they attempt to deal with their health insurance issues. Lynne Lucio has made a complex topic simple. Her book gives readers the tools and guidance they need to navigate the insurance maze to help them solve the claims puzzle. The Insurance Decoder is a must read for everyone who has health insurance coverage because no one is exempt from having a claim denied, delayed, or lost in the mail. Quite simply, Lynne has created a reference guide to help walk an individual through the confusion that often accompanies health insurance.

Choose Your Best Health Insurance

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Author :
Publisher : Expert Health Press
ISBN 13 : 1940767121
Total Pages : 68 pages
Book Rating : 4.9/5 (47 download)

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Book Synopsis Choose Your Best Health Insurance by : Lori-Ann Rickard

Download or read book Choose Your Best Health Insurance written by Lori-Ann Rickard and published by Expert Health Press. This book was released on 2017-11-17 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Maximize Your Medicare (2019 Edition)

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Author :
Publisher : GH2 Publishing Group, LLC
ISBN 13 : 099679879X
Total Pages : 228 pages
Book Rating : 4.9/5 (967 download)

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Book Synopsis Maximize Your Medicare (2019 Edition) by : Jae Oh

Download or read book Maximize Your Medicare (2019 Edition) written by Jae Oh and published by GH2 Publishing Group, LLC. This book was released on 2019-01-01 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: Confused by Medicare? Get your answers from a nationally-recognized Medicare and financial expert. Check out the latest quote by the author in the USA Today (January 24, 2019). Medicare is Difficult and Confusing Enrollment PeriodsPart A, Part B, Part DLate Enrollment PenaltiesExtra Help & Medicaid Consumers Can Benefit Enrollment rights in your favorChanging plans is a good ideaPlan benefits are improvingGet the best out of each dollar How to choose and what to choose will depend on a wide variety of factors. Even if people understand the rules of enrollment, there is the still why/how/when to select the proper plan to fit the situation. Location of residenceHealth situationPrivate financial situation In addition, many people face special situations, when the “normal” rules don’t apply. Working beyond 65 years oldRetiree benefits cancelledRequiring financial assistance

Consumers' Knowledge about Their Health Insurance Coverage

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Author :
Publisher :
ISBN 13 :
Total Pages : 16 pages
Book Rating : 4.3/5 (2 download)

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Book Synopsis Consumers' Knowledge about Their Health Insurance Coverage by : M. Susan Marquis

Download or read book Consumers' Knowledge about Their Health Insurance Coverage written by M. Susan Marquis and published by . This book was released on 1983 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:

National Health Insurance

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Publisher : Brookings Institution Press
ISBN 13 : 9780815717607
Total Pages : 200 pages
Book Rating : 4.7/5 (176 download)

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Book Synopsis National Health Insurance by : Karen Davis

Download or read book National Health Insurance written by Karen Davis and published by Brookings Institution Press. This book was released on 1975 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: Monograph on proposals for a system of national level health insurance for the USA - analyses in terms of cost benefit analysis seven major proposals introduced in congress, outlines the features most needed to ensure health services for all and to improve their efficiency, covers the current situation (incl. Medicare and medicaid), and includes recommendations for a plan. Graphs, references and statistical tables.

Navigating Health Insurance

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Author :
Publisher : Independently Published
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.8/5 (634 download)

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Book Synopsis Navigating Health Insurance by : Patricia Kenyon

Download or read book Navigating Health Insurance written by Patricia Kenyon and published by Independently Published. This book was released on 2023-10-05 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you tired of feeling overwhelmed by the complexities of health insurance? Do you wish you had a trusted resource to demystify the jargon, reveal hidden benefits, and empower you to make informed decisions about your healthcare? Look no further! "Navigating Health Insurance" is your essential companion to mastering the world of health insurance.In a world where healthcare costs are soaring, this book is your passport to financial security and peace of mind. Whether you're a young professional just starting out, a family looking to protect your loved ones, or a retiree seeking to maximize your benefits, this book offers valuable insights that can save you thousands of dollars and safeguard your well-being. Inside, you'll discover: - The art of knowing what perfect health insurance plan is tailored to your unique needs. - Having a full knowledge of what health insurance copay and open enrollment are all about -Tips for navigating the ever-changing landscape of healthcare laws and regulations. - Expert advice on handling claims, appeals, and understanding medical bills. -Understanding the meaning of PPO and OPM in health insurance -And many more "Navigating Health Insurance" is more than just a book; it's your roadmap to a healthier, wealthier future. With this invaluable resource in hand, you'll gain the confidence to take charge of your health and financial well-being. Don't leave your future to chance-invest in your health and wealth today with this eye-opening guide! Your future self will thank you.

How to Make Sense of Health Insurance in America

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Author :
Publisher : Trafford Publishing
ISBN 13 : 1412062985
Total Pages : 98 pages
Book Rating : 4.4/5 (12 download)

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Book Synopsis How to Make Sense of Health Insurance in America by : Timothy J. Pitcher

Download or read book How to Make Sense of Health Insurance in America written by Timothy J. Pitcher and published by Trafford Publishing. This book was released on 2005-09 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: Does your employer have to cover maternity? Are cash-based physicians changing the way Americans access health care? How to Make Sense of Health Insurance in America explains the nuances of group and individual health insurance and the emerging trends in health care delivery and financing.

Making Them Pay

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Author :
Publisher : St. Martin's Griffin
ISBN 13 : 9781429979108
Total Pages : 256 pages
Book Rating : 4.9/5 (791 download)

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Book Synopsis Making Them Pay by : Rhonda Orin

Download or read book Making Them Pay written by Rhonda Orin and published by St. Martin's Griffin. This book was released on 2011-04-01 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most people don't understand health insurance, and insurance companies know it. Unfair denials, late payments, and hopeless confusion are the norm. At last there is a solution. In eight easy steps, Making Them Pay gives practical advice about the things that drive people crazy. Like: -Figuring out what health plans really say -Understanding what benefits they provide -Finding, and understanding, the exclusions -Determining what health plans really cost -How to talk to customer service, and other painful details -Easy ways to keep good records -Laws that can change your life-like the mandatory benefits laws in all fifty states -How to prepare successful appeals Along with this useful advice, Making Them Pay offers a much-needed sense of humor. It's filled with cartoons, sidebars, and vignettes that will make you laugh as you learn. Based on Rhonda D. Orin's extensive experience as a litigator, a journalist, and a mother fighting her own family's insurance battles, Making Them Pay is the book your health insurer doesn't want you to read. "A compact reference [that] simplifies a convoluted subject. -

Essential Health Benefits

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Author :
Publisher : National Academies Press
ISBN 13 : 9780309387590
Total Pages : 256 pages
Book Rating : 4.3/5 (875 download)

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Book Synopsis Essential Health Benefits by : Committee on Defining and Revising an Essential Health Benefits Package for Qualified Health Plans

Download or read book Essential Health Benefits written by Committee on Defining and Revising an Essential Health Benefits Package for Qualified Health Plans and published by National Academies Press. This book was released on 2012-01-17 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2010, an estimated 50 million people were uninsured in the United States. A portion of the uninsured reflects unemployment rates; however, this rate is primarily a reflection of the fact that when most health plans meet an individual's needs, most times, those health plans are not affordable. Research shows that people without health insurance are more likely to experience financial burdens associated with the utilization of health care services. But even among the insured, underinsurance has emerged as a barrier to care. The Patient Protection and Affordable Care Act (ACA) has made the most comprehensive changes to the provision of health insurance since the development of Medicare and Medicaid by requiring all Americans to have health insurance by 2016. An estimated 30 million individuals who would otherwise be uninsured are expected to obtain insurance through the private health insurance market or state expansion of Medicaid programs. The success of the ACA depends on the design of the essential health benefits (EHB) package and its affordability. Essential Health Benefits recommends a process for defining, monitoring, and updating the EHB package. The book is of value to Assistant Secretary for Planning and Evaluation (ASPE) and other U.S. Department of Health and Human Services agencies, state insurance agencies, Congress, state governors, health care providers, and consumer advocates.

Maximize Your Medicare: 2022-2023 Edition

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Author :
Publisher : Allworth
ISBN 13 : 9781621538011
Total Pages : 216 pages
Book Rating : 4.5/5 (38 download)

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Book Synopsis Maximize Your Medicare: 2022-2023 Edition by : Jae Oh

Download or read book Maximize Your Medicare: 2022-2023 Edition written by Jae Oh and published by Allworth. This book was released on 2022-02-22 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Jae Oh’s Maximize Your Medicare is the best book I’ve read on understanding all of the Medicare options and how Medicare intersects with other health insurance options." —Wade Pfau, Professor of Retirement Income at The American College Includes the Most Up-to-Date Information for 2022-2023 Confused by Medicare? Get answers from Maximize Your Medicare, an informative guide by nationally recognized expert Jae W. Oh. Maximize Your Medicare helps readers understand how and what to choose when deciding on Medicare options. This book shows readers how to: Enroll in Medicare and avoid never-ending penalties Compare Medigap vs. Medicare Advantage Discern the differences among Parts A, B, and D Increase benefits every year Avoid costly errors Deal with special circumstances Get the most from the plan Additional information for this new edition includes: Putting it Together: the steps you need to take to be a Savvy Medicare Consumer New coverage options for Diabetes and End-Stage Renal Disease patients How the ACA enhancements can change your retirement decision-making path Written in a clear and concise style, Maximize Your Medicare is a vital resource for every American aged sixty-five or older, as well as for their families and care coordinators. ged sixty-five or older, as well as for their families and care coordinators.