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Life Assurance
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Book Synopsis Genetics and Life Insurance by : Mark A. Rothstein
Download or read book Genetics and Life Insurance written by Mark A. Rothstein and published by MIT Press. This book was released on 2004 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Experts discuss the economic, legal, and social issues surrounding the use of genetic testing in determining eligibility for life insurance. Insurance companies routinely use an individual's medical history and family medical history in determining eligibility for life insurance; this is part of the process of medical underwriting. Insurers have also long used genetic information, often derived from family history, in underwriting. But rapid advances in gene identification and genetic testing are changing the way we look at genetic information. Should the results of genetic testing (which might identify a predisposition toward disease not related to medical history) be available to life insurance medical underwriters? Few if any life insurers currently require genetic testing, but there are no laws or regulations prohibiting its use. Genetics and Life Insurance examines the complex economic, legal, and social issues surrounding the use of genetic information in life insurance underwriting. The contributors are legal scholars, representatives of the life insurance industry (including an actuary and an insurance physician), a geneticist, a genetic counselor, a philosopher, and a consumer advocate. They explore all aspects of an issue that has only recently drawn the attention of policymakers and the public. The book opens with a report on the results of a public opinion poll on genetics and life insurance. Succeeding chapters present the insurer perspective, a discussion of the economics of risk selection in life insurance, background information on the process of underwriting, a scientific analysis of genetic risks and mortality rates, a philosophical discussion of fairness and genetic underwriting, the viewpoints of consumers and genetics counselors, a comparison of different international policy approaches to the issue, and a legal analysis of antitrust implications when insurers collaborate in setting standards for medical underwriting. In the final chapter the editor addresses various policy options, examining the pros and cons of each one and assessing their political feasibility.
Download or read book Life Insurance Fact Book written by and published by . This book was released on 1988 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Life Assurance written by Alfred Burt and published by . This book was released on 1849 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Life Assurance Primer by : Henry Moir
Download or read book Life Assurance Primer written by Henry Moir and published by . This book was released on 1904 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Life Assurance by : Equitable Life Assurance Society of the United States
Download or read book Life Assurance written by Equitable Life Assurance Society of the United States and published by . This book was released on 1860 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis A Treatise Upon the Law of Life Assurance by : Charles John Bunyon
Download or read book A Treatise Upon the Law of Life Assurance written by Charles John Bunyon and published by . This book was released on 1854 with total page 554 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Life Assurance Primer by : Henry Moir
Download or read book Life Assurance Primer written by Henry Moir and published by . This book was released on 1921 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Questions and Answers on Life Insurance by : Tony Steuer
Download or read book Questions and Answers on Life Insurance written by Tony Steuer and published by Greenleaf Book Group. This book was released on 2022-06-07 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: *Amazon Bestseller in Life Insurance* A user-friendly guide to making expert decisions on life insurance policies Need help facing the constant barrage of information from competing life insurance companies? With thirty-five years of experience in the life insurance business, Tony Steuer delivers a practical, one-of-a-kind resource for anyone involved in choosing or monitoring a life insurance policy. This guide helps make a complex financial product understandable for consumers and is an essential reference, textbook, and training manual for financial advisors. Using a simple question-and-answer format, Steuer covers the essential basics and the finer points of life insurance, including how to: Differentiate between types of policies Find and evaluate a policy and company Hire a trusted agent Understand the practice of underwriting Monitor a policy’s performance With all the advice to help you avoid unnecessary pitfalls and unpleasant surprises, Steuer’s guide will help you make informed, confident decisions and gain the maximum benefit from your life insurance policy.
Download or read book Life Assurance written by Alfred Burt and published by . This book was released on 1849 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book ACLI Life Insurance Fact Book written by and published by . This book was released on 1999 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis What is Life Assurance? explained by practical illustrations of its principles, etc by : Jenkin JONES (Actuary.)
Download or read book What is Life Assurance? explained by practical illustrations of its principles, etc written by Jenkin JONES (Actuary.) and published by . This book was released on 1847 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Equitable Assurances by : Maurice Ogborn
Download or read book Equitable Assurances written by Maurice Ogborn and published by Routledge. This book was released on 2013-11-05 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: The original establishment of life assurance upon a sound basis was largely the achievement of The Society for Equitable Assurances on Lives and Survivorships (now known as The Equitable Life Assurance Society and still affectionately called the 'Old Equitable'), and of the men who served her. Old Equitable was the first life assurance society to grant long-term contracts for either a stated period or the whole of life, with premiums calculated according to age and type of assurance. Published in 1962 to mark this Society's bicentenary, this book charts its long history in a way that will interest not only those actually engaged in the assurance business, but any intelligent policy holder to whom perhaps the mechanics of life assurance is still a mystery. This book traces the development of life assurance from untried theory into established practice, through the interplay of ideas of many individuals. Their activities, ranging far beyond the quiet walls of a life office, are part of the stuff of history. It tells the story of how James Dodson's vision of mutual life assurance became realized in the pioneer 'experiment' of the Equitable.
Book Synopsis Houseman's Law of Life Assurance by : Robert Surridge
Download or read book Houseman's Law of Life Assurance written by Robert Surridge and published by Bloomsbury Publishing. This book was released on 2016-11-11 with total page 821 pages. Available in PDF, EPUB and Kindle. Book excerpt: Unique in its depth of coverage and currency, Houseman's Law of Life Assurance has established a well-deserved reputation as an authoritative practitioner work on life assurance and is renowned for its practical insight into the workings of the industry. In addition to being fully updated to take account of new legislation and case law the new 15th edition also covers developments including: Significant structural changes to the UK regulatory framework since the 14th edition and in particular the creation of the Prudential Regulation Authority (PRA) and the Financial Conduct Authority each with their own different statutory objectives; Creation of the PRA and the introduction of a new rulebook with a different structure for conveying regulatory guidance; Implementation of the Solvency II Directive which has made fundamental changes to the way insurers calculate their capital, invest their assets and govern their businesses; Changes to insurance law on misrepresentation and warranties and the new duty on consumers to take reasonable care not to make a misrepresentation and on non-consumers to make a fair presentation of the risk; New e-commerce chapter to reflect the growing importance of this distribution channel for life insurance products; Anticipated changes to the regime applicable to insurance distribution because of the Insurance Distribution Directive and rules relating to packaged insurance investment contracts, including the impact on remuneration of intermediaries; Changes to the UK compensation scheme for insurance policyholders.
Book Synopsis The Law of Life Assurance by : Bunyon
Download or read book The Law of Life Assurance written by Bunyon and published by . This book was released on 1868 with total page 660 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Morals and Markets by : Viviana A. Rotman Zelizer
Download or read book Morals and Markets written by Viviana A. Rotman Zelizer and published by . This book was released on 1979 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Practice of Life Assurance by : Norman Edward Coe
Download or read book The Practice of Life Assurance written by Norman Edward Coe and published by . This book was released on 1952 with total page 460 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Regulated Lives by : Timothy L. Alborn
Download or read book Regulated Lives written by Timothy L. Alborn and published by . This book was released on 2009 with total page 439 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulated Lives explores the British life insurance industry's changing assessments of the values and risks of human life between 1800 and 1914.
