Investigation of Usury Charges Against Banks

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ISBN 13 :
Total Pages : 50 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Investigation of Usury Charges Against Banks by : United States. Congress. House. Committee on Rules

Download or read book Investigation of Usury Charges Against Banks written by United States. Congress. House. Committee on Rules and published by . This book was released on 1916 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Department of Justice's "Operation Choke Point"

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ISBN 13 :
Total Pages : 96 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis The Department of Justice's "Operation Choke Point" by : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations

Download or read book The Department of Justice's "Operation Choke Point" written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2015 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Global Findex Database 2017

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Publisher : World Bank Publications
ISBN 13 : 1464812683
Total Pages : 228 pages
Book Rating : 4.4/5 (648 download)

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Book Synopsis The Global Findex Database 2017 by : Asli Demirguc-Kunt

Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Loan Sharks

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Publisher : Brookings Institution Press
ISBN 13 : 0815729014
Total Pages : 275 pages
Book Rating : 4.8/5 (157 download)

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Book Synopsis Loan Sharks by : Charles R. Geisst

Download or read book Loan Sharks written by Charles R. Geisst and published by Brookings Institution Press. This book was released on 2017-04-04 with total page 275 pages. Available in PDF, EPUB and Kindle. Book excerpt: Predatory lending: A problem rooted in the past that continues today. Looking for an investment return that could exceed 500 percent annually; maybe even twice that much? Private, unregulated lending to high-risk borrowers is the answer, or at least it was in the United States for much of the period from the Civil War to the onset of the early decades of the twentieth century. Newspapers called the practice “loan sharking” because lenders employed the same ruthlessness as the great predators in the ocean. Slowly state and federal governments adopted laws and regulations curtailing the practice, but organized crime continued to operate much of the business. In the end, lending to high-margin investors contributed directly to the Wall Street crash of 1929. Loan Sharks is the first history of predatory lending in the United States. It traces the origins of modern consumer lending to such older practices as salary buying and hidden interest charges. Yet, as Geisst shows, no-holds barred loan sharking is not a thing of the past. Many current lending practices employed today by credit card companies, payday lenders, and providers of consumer loans would have been easily recognizable at the end of the nineteenth century. Geisst demonstrates the still prevalent custom of lenders charging high interest rates, especially to risky borrowers, despite attempts to control the practice by individual states. Usury and loan sharking have not disappeared a century and a half after the predatory practices first raised public concern.

California Real Estate Finance

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Publisher : Dearborn Real Estate
ISBN 13 : 9780793136995
Total Pages : 484 pages
Book Rating : 4.1/5 (369 download)

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Book Synopsis California Real Estate Finance by : Minnie Lush

Download or read book California Real Estate Finance written by Minnie Lush and published by Dearborn Real Estate. This book was released on 2003 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt: Combining state specific information with finance principals, this easy to read text explores the impact of financial markets on real estate transactions and discusses the growing role of technology in financing. It contains answer keys (PIN Access Only), and a chapter quiz at the end of each chapter.

Investigation and Study of the Federal Home Loan Bank Board

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ISBN 13 :
Total Pages : 1784 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Investigation and Study of the Federal Home Loan Bank Board by : United States. Congress. House. Committee on Government Operations

Download or read book Investigation and Study of the Federal Home Loan Bank Board written by United States. Congress. House. Committee on Government Operations and published by . This book was released on 1962 with total page 1784 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Chicago Plan Revisited

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Publisher : International Monetary Fund
ISBN 13 : 1475505523
Total Pages : 71 pages
Book Rating : 4.4/5 (755 download)

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Book Synopsis The Chicago Plan Revisited by : Mr.Jaromir Benes

Download or read book The Chicago Plan Revisited written by Mr.Jaromir Benes and published by International Monetary Fund. This book was released on 2012-08-01 with total page 71 pages. Available in PDF, EPUB and Kindle. Book excerpt: At the height of the Great Depression a number of leading U.S. economists advanced a proposal for monetary reform that became known as the Chicago Plan. It envisaged the separation of the monetary and credit functions of the banking system, by requiring 100% reserve backing for deposits. Irving Fisher (1936) claimed the following advantages for this plan: (1) Much better control of a major source of business cycle fluctuations, sudden increases and contractions of bank credit and of the supply of bank-created money. (2) Complete elimination of bank runs. (3) Dramatic reduction of the (net) public debt. (4) Dramatic reduction of private debt, as money creation no longer requires simultaneous debt creation. We study these claims by embedding a comprehensive and carefully calibrated model of the banking system in a DSGE model of the U.S. economy. We find support for all four of Fisher's claims. Furthermore, output gains approach 10 percent, and steady state inflation can drop to zero without posing problems for the conduct of monetary policy.

Understanding Predatory Lending

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ISBN 13 :
Total Pages : 90 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Understanding Predatory Lending by : Deborah Goldstein

Download or read book Understanding Predatory Lending written by Deborah Goldstein and published by . This book was released on 1999 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Beggar Thy Neighbor

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Publisher : University of Pennsylvania Press
ISBN 13 : 0812207505
Total Pages : 396 pages
Book Rating : 4.8/5 (122 download)

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Book Synopsis Beggar Thy Neighbor by : Charles R. Geisst

Download or read book Beggar Thy Neighbor written by Charles R. Geisst and published by University of Pennsylvania Press. This book was released on 2013-04-15 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: The practice of charging interest on loans has been controversial since it was first mentioned in early recorded history. Lending is a powerful economic tool, vital to the development of society but it can also lead to disaster if left unregulated. Prohibitions against excessive interest, or usury, have been found in almost all societies since antiquity. Whether loans were made in kind or in cash, creditors often were accused of beggar-thy-neighbor exploitation when their lending terms put borrowers at risk of ruin. While the concept of usury reflects transcendent notions of fairness, its definition has varied over time and place: Roman law distinguished between simple and compound interest, the medieval church banned interest altogether, and even Adam Smith favored a ceiling on interest. But in spite of these limits, the advantages and temptations of lending prompted financial innovations from margin investing and adjustable-rate mortgages to credit cards and microlending. In Beggar Thy Neighbor, financial historian Charles R. Geisst tracks the changing perceptions of usury and debt from the time of Cicero to the most recent financial crises. This comprehensive economic history looks at humanity's attempts to curb the abuse of debt while reaping the benefits of credit. Beggar Thy Neighbor examines the major debt revolutions of the past, demonstrating that extensive leverage and debt were behind most financial market crashes from the Renaissance to the present day. Geisst argues that usury prohibitions, as part of the natural law tradition in Western and Islamic societies, continue to play a key role in banking regulation despite modern advances in finance. From the Roman Empire to the recent Dodd-Frank financial reforms, usury ceilings still occupy a central place in notions of free markets and economic justice.

Usury and Usury Laws

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ISBN 13 :
Total Pages : 298 pages
Book Rating : 4.:/5 (38 download)

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Book Synopsis Usury and Usury Laws by : Franklin Winton Ryan

Download or read book Usury and Usury Laws written by Franklin Winton Ryan and published by . This book was released on 1924 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Defence of Usury

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ISBN 13 :
Total Pages : 54 pages
Book Rating : 4.A/5 ( download)

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Book Synopsis Defence of Usury by : Jeremy Bentham

Download or read book Defence of Usury written by Jeremy Bentham and published by . This book was released on 1837 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Microfinance Handbook

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Publisher : World Bank Publications
ISBN 13 : 0821384317
Total Pages : 304 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Microfinance Handbook by : Joanna Ledgerwood

Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

How the Other Half Banks

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Publisher : Harvard University Press
ISBN 13 : 0674495446
Total Pages : 337 pages
Book Rating : 4.6/5 (744 download)

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Book Synopsis How the Other Half Banks by : Mehrsa Baradaran

Download or read book How the Other Half Banks written by Mehrsa Baradaran and published by Harvard University Press. This book was released on 2015-10-06 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: The United States has two separate banking systems today—one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities—all thanks to deregulation that began in the 1970s and continues decades later. “Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us.” —Nancy Folbre, New York Times Book Review “How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest.” —Lisa J. Servon, American Prospect

Catalogue of the Public Documents of the ... Congress and of All Departments of the Government of the United States

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Publisher :
ISBN 13 :
Total Pages : 2444 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis Catalogue of the Public Documents of the ... Congress and of All Departments of the Government of the United States by : United States. Superintendent of Documents

Download or read book Catalogue of the Public Documents of the ... Congress and of All Departments of the Government of the United States written by United States. Superintendent of Documents and published by . This book was released on 1922 with total page 2444 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Catalogue of the Public Documents of the ... Congress and of All Departments of the Government of the United States for the Period from ... to ...

Download Catalogue of the Public Documents of the ... Congress and of All Departments of the Government of the United States for the Period from ... to ... PDF Online Free

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ISBN 13 :
Total Pages : 1216 pages
Book Rating : 4.3/5 ( download)

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Book Synopsis Catalogue of the Public Documents of the ... Congress and of All Departments of the Government of the United States for the Period from ... to ... by :

Download or read book Catalogue of the Public Documents of the ... Congress and of All Departments of the Government of the United States for the Period from ... to ... written by and published by . This book was released on with total page 1216 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Catalogue of the Public Documents of the [the Fifty-third] Congress [to the 76th Congress] and of All Departments of the Government of the United States

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ISBN 13 :
Total Pages : 2442 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis Catalogue of the Public Documents of the [the Fifty-third] Congress [to the 76th Congress] and of All Departments of the Government of the United States by : United States. Superintendent of Documents

Download or read book Catalogue of the Public Documents of the [the Fifty-third] Congress [to the 76th Congress] and of All Departments of the Government of the United States written by United States. Superintendent of Documents and published by . This book was released on 1896 with total page 2442 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Access to Financial Services in Brazil

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Publisher : World Bank Publications
ISBN 13 : 9780821357163
Total Pages : 698 pages
Book Rating : 4.3/5 (571 download)

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Book Synopsis Access to Financial Services in Brazil by : Anjali Kumar

Download or read book Access to Financial Services in Brazil written by Anjali Kumar and published by World Bank Publications. This book was released on 2005 with total page 698 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is an increasing awareness that access to financial services can contribute to economic growth and poverty reduction. This study focuses on the delivery of financial services in Brazil, one of the world's most important emerging financial markets. It examines different aspects of financial service provision, and explores approaches to address problems of financial exclusion. Topics discussed include: microfinance schemes; private banking; rural finance systems; institutional infrastructure; and the role of government policy.