Read Books Online and Download eBooks, EPub, PDF, Mobi, Kindle, Text Full Free.
Insurance Smart
Download Insurance Smart full books in PDF, epub, and Kindle. Read online Insurance Smart ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!
Download or read book Insurance Smart written by Jeff O'Donnell and published by Wiley. This book was released on 1991-02-14 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: Intended for prospective insurance buyers. Written by an experienced insurance agent, it will help the average consumer gain control over what insurance can and cannot do for him/her. Shows you how to deal with all those complex, frustrating and usually overwhelming coverage plans, premiums and claims for auto, home, business, farm, health and life insurance. The easy-to-follow format and the many anecdotes and examples from real-life situations further enhance its usefulness it will serve not only as a text/reference for insurance customers, but also as a unique training tool for new agents. Above all, it will help people who are interested in making sound decisions about buying insurance or want to know more about the insurance they own. After all, insurance is a product that makes up a major part of most people's annual budget.
Author :United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises Publisher : ISBN 13 : Total Pages :160 pages Book Rating :4.0/5 ( download)
Book Synopsis Smart Insurance Reform by : United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises
Download or read book Smart Insurance Reform written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2006 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Smart Questions to Ask Your Insurance Agent by : Dorothy Leeds
Download or read book Smart Questions to Ask Your Insurance Agent written by Dorothy Leeds and published by HarperCollins Publishers. This book was released on 1992 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now more than ever before, insurance plays a vital role in every family's financial future. The insurance decisions you make now will affect you and your family for the rest of your lives. This up-to-date, easy-to-understand guide will help you cut through the sales pitches and confidently ask the right questions to get the specific answers you need. Leeds is co-author of Smart Questions to Ask Your Doctor and Smart Questions to Ask Your Lawyer.
Book Synopsis Be Smart About Your Future by : Amy Graham
Download or read book Be Smart About Your Future written by Amy Graham and published by Enslow Publishing, LLC. This book was released on 2014-01-01 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have your readers ever been in a car accident? Did they ever go to the hospital because they were really sick? Accidents happen. People get sick. Life is unpredictable, and, unfortunately, bad things can happen. You cannot protect yourself from everything, but you can protect your future with smart choices and another helpful, life-saving tool, insurance. From auto insurance to health insurance to life insurance, this book helps readers to learn about the importance of insurance and risk management.
Book Synopsis How to Pay Less for Life and Auto Insurance by : Gregory Karp
Download or read book How to Pay Less for Life and Auto Insurance written by Gregory Karp and published by Pearson Education. This book was released on 2009-12-15 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Living Rich by Spending Smart: How to Get More of What You Really Want (ISBN: 9780132350099) by Gregory Karp. Available in print and digital formats. How just a few hours of work can save you hundreds of dollars every year on life and car insurance! Shopping around for life insurance has always been a good idea, but plummeting prices over the past decade have made it imperative for spending smart. If you haven’t looked at term life insurance rates recently, you’re probably wasting big money. It’s like continuing to pay 1998 prices for a DVD player that today costs just $50....
Book Synopsis Money Smart for Older Adults Resource Guide by : Federal Deposit Federal Deposit Insurance Corporation
Download or read book Money Smart for Older Adults Resource Guide written by Federal Deposit Federal Deposit Insurance Corporation and published by . This book was released on 2019-03 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: This recently updated guide produced by the Bureau of Consumer Financial Protection (BCFP) and the Federal Deposit Insurance Corporation (FDIC) provides information on common frauds, scams and other forms of elder financial exploitation and suggests steps that older persons and their caregivers can take to avoid being targeted or victimized.The mission of the BCFP, a government agency, is to make markets for consumer financial products and services work for consumers by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. The FDIC is an independent agency created by the Congress to maintain stability and public confidence in the nation's financial system.
Book Synopsis Insider Trading in the Life Insurance Market by : Chuck Hinners
Download or read book Insider Trading in the Life Insurance Market written by Chuck Hinners and published by Createspace Independent Publishing Platform. This book was released on 2015-12-27 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insider Trading in the Life Insurance MarketA Smart Buyer's GuideHow to reduce or eliminate agent commissions and keep the money in your policyWho Should Read this book-Becoming a Smart Buyer Anyone buying life insurance from an agent Independent life insurance trustees Family office advisors Estate and business planning advisors Corporate insurance buyers Value Proposition For buyers Immediate savings of two annual premiums For Advisors Attract smart buyers Increased compensation to reflect new skillsWhat others have to say about this book:Chuck Hinners takes the mystery out of life insurance pricing and takes great pains to show each customer where their money goes.Life insurance companies have allowed agents to reduce commissions for thirty years, but fewbuyers know that, and fewer agents offer discounted commissions which can be up to 95% less that retail.If you advise clients on life insurance issues you need to read this book which is incisive and to thepoint. Hinners pulls no punches and most importantly delivers what he promisesMichael Dubis, CFPFee-only financial plannerWisconsinYour policy design save me the upfront equivalent of two annual premiums.Where were you twenty years ago ?I hope the book helps someone else down the line as they attempt to figure out what works bestfor them and as they muddle through all the insurance jargon!Dr Frank LoReNew YorkWe have worked with Chuck Hinners for three decades to find the best solutions for our mutual clients. He puts the best interest of our clients first by offering the best products to fit our clients' needs. Readers of this book should beat a path to his door.David W. ReineckePartnerFoley & Lardner LLP
Download or read book Street Smart written by Gabriel Roth and published by Transaction Publishers. This book was released on 2011-12-31 with total page 581 pages. Available in PDF, EPUB and Kindle. Book excerpt: The poor health of today's roads--a subject close to the hearts of motorists, taxpayers, and government treasurers around the world--has resulted from faulty incentives that misdirect government decision-makers, according to the contributors to Street Smart. During the 1990s, bad government decision-making resulted in the U.S. Interstate Highway System growing by only one seventh the rate of traffic growth. The poor maintenance of existing roads is another concern. In cities around the world, highly political and wasteful government decision-making has led to excessive traffic congestion that has created long commutes, reduced safety, and caused loss of leisure time. Street Smart examines the privatization of roads in theory and in practice. The authors see at least four possible roles for private companies, beyond the well-known one of working under contract to design, build, or maintain governmentally provided roads. These include testing and licensing vehicles and drivers; management of government-owned facilities; franchising; and outright private ownership. Two chapters describe the history of private roads in the United Kingdom and the United States. Contemporary examples are provided of road pricing, privatizing, and contracting out are evident in environs as diverse as Singapore, Southern California, and Scandinavia, and cities as different as Bergen, Norway, and London, England. Finally, several chapters examine strategies for implementing privatization. The principles governing providing scarce resources in free societies are well known. We apply them to such necessities as energy, food, and water so why not to "road space"? The main obstacle to private, or semi-private, ownership of roads is likely to remain the reluctance of the political class to give up a lucrative source of power and influence. Those who want decisions about road services to be controlled by the interplay of consumers and suppliers in free markets, rather than by politicians, will have to explain the need for change. Street Smart makes a powerful case for the need for change and sheds light on the complex issues involved. Gabriel Roth is a transport and privatization consultant and a research fellow at the Independent Institute in Oakland, California.
Author :Food and Agriculture Organization of the United Nations Publisher :Food & Agriculture Org. ISBN 13 :925131067X Total Pages :66 pages Book Rating :4.2/5 (513 download)
Book Synopsis Assessment of insurance needs and opportunities in the Caribbean fisheries sector by : Food and Agriculture Organization of the United Nations
Download or read book Assessment of insurance needs and opportunities in the Caribbean fisheries sector written by Food and Agriculture Organization of the United Nations and published by Food & Agriculture Org.. This book was released on 2018-11-15 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: Climate change related natural disasters pose serious threats and risks to livelihoods of fishermen and women as well as to food security in the Caribbean. To respond to these threats and risks, the FAO, the Department of State of the United States of America and the World Bank introduced an initiative on climate risk insurance for the Caribbean Fisheries sector as part of a global initiative on Blue Growth. In support of this initiative a survey was conducted to identify fisheries assets that could be insured, value these assets, identify climate smart fisheries investments and practices and carry out an insurance needs and demand survey. This Circular presents survey findings from Antigua and Barbuda, Barbados, Grenada, St Lucia, St Kitts and Nevis and St Vincent and the Grenadines. Some of the key findings are that: 97 percent of the fishing vessels and fishing assets were not insured, while in each of the CARICOM countries there is at least one local insurer offering marine insurance; 83 percent of the fishers would purchase insurance coverage for their vessels if it would be more affordable; only 17 percent of the fishers had a health insurance and 20 percent had an life insurance policy. Moreover, more than one-third of the fishers would be interested to invest in safe harbor, anchorage, haul out and vessel storage facilities, including installation of bumper rails on piers and the use of fenders on boats and piers, if this would reduce insurance premiums. Based on the findings of the insurance demand survey, an organizational arrangement for a Caribbean Fisheries Risk Insurance Facility (CFRIF) was developed, presented at various regional fora and shared with interested stakeholders.
Download or read book Smart Patient written by HanhLinh Ht and published by . This book was released on 2020-12-07 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: Did you know that 95 percent of people surveyed by the Kaiser Family Foundation don't have basic health insurance knowledge? This important information isn't taught in school, and the trivial amount of training from employers is not enough. It's no wonder that 57 percent of Americans cited medical debt as a contributing factor to bankruptcy, says the American Journal of Public Health. Smart Patient - What You Need to Know about the U.S. Healthcare System combines real stories of patients, professionals, and entrepreneurs, revealing the problems encountered in the American healthcare system and speaks to those looking to get the best value for their medical visits. Did you know that much of healthcare is set up to stifle questions concerning bills and insurance coverage? Would you be shocked to realize that one in three medical bills have errors? You will learn: Ways to save the most money on medications or medical visits How to negotiate medical bills What you must know about health insurance and its benefits Smart Patient offers practical guidance on how to avoid the "potholes" to get the most for your buck in an entertaining, easy-to-read, and to-the-point style.
Book Synopsis Equity-Indexed Annuities by : Jay Adkisson JD
Download or read book Equity-Indexed Annuities written by Jay Adkisson JD and published by iUniverse. This book was released on 2006-08 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt: Few individuals have done more to educate the American public about financial scams than Jay Adkisson. As the creator of Quatloos.com, Jay has helped many thousands of people worldwide avoid being scammed out of many millions of dollars to various investment schemes. The U.S. Senate Finance Committee has twice called Jay as an expert witness on abusive tax schemes. As one of the authors of Asset Protection: Concepts and Strategies (McGraw-Hill 2004), Jay has similarly helped thousands of people avoid dubious asset protection schemes. In his latest book, Equity-Indexed Annuities: The Smart Consumer's Guide, Jay gives a balanced and objective overview of this advanced form of fixed annuity to better educate consumers of the advantages, disadvantages, and the numerous product options that are available when considering the purchase of this popular retirement vehicle. This short guide covers all the most important issues that consumers should address before purchasing an equity-indexed annuity, including: How the minimum interest rate is paid, how the maximum return is linked to the stock index, and how participation rates and caps may limit returns. How surrender charges may limit withdrawal rights for a period of years after the annuity is purchased, and why the annuity should not be purchased if the consumer will need the cash during this period. How the annuity payments may be made, and what can happen upon the death of the annuitant. How annuities benefit from tax-deferral, how taxes are paid upon withdrawal or when annuity payments are made, and tax considerations upon the death of the annuitant. How the annuity and annuity payments may be protected from creditors in some states, and how in other states they may be protected by proper planning done in advance of claims. This guide should also give consumers the ability to intelligently answer the most fundamental question: Is an equity-indexed annuity right for me
Book Synopsis Over-Regulation of Automobile Insurance by : Sue W. Kelly
Download or read book Over-Regulation of Automobile Insurance written by Sue W. Kelly and published by . This book was released on 2001-01 with total page 134 pages. Available in PDF, EPUB and Kindle. Book excerpt: Witnesses: Thomas Ahart, CPCU, AAI, Pres., Ahart, Frinzi & Smith Insurance, on behalf of the Independent Insurance Agents of America; J. Robert Hunter, Dir. of Insurance, Consumer Federation of America; Robert E. Litan, V.P. & Dir., Economic Studies, Brookings Institution; David F. Snyder, Assistant General Counsel, American Insurance Assoc.; & Robert L. Zeman, V.P. & Assistant General Counsel, Nat. Assoc. of Independent Insurers.
Book Synopsis Applications, Challenges, and Opportunities of Blockchain Technology in Banking and Insurance by : Gupta, S. L.
Download or read book Applications, Challenges, and Opportunities of Blockchain Technology in Banking and Insurance written by Gupta, S. L. and published by IGI Global. This book was released on 2022-06-03 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: The surge in technological transformation affects all business model phases over many industries. Emerging technologies provide new avenues for industries to increase their competitive advantage and enhance economic progression. Blockchain technology’s ability to build an open and trustworthy network model seems to promote shared IT-based networks in banking, insurance, and other similar industries. The adoption of blockchain in the banking and insurance industry is developing rapidly. Applications, Challenges, and Opportunities of Blockchain Technology in Banking and Insurance explores how blockchain technologies optimize and integrate the transactions and operations in association with access to information and reduction in communication costs and negligible data transfer errors. It includes studies on various banking and insurance industries intending to use blockchain technology to make transactions convenient, simple, and safe. Covering topics such as cryptocurrency, digital transformation, and small and medium-sized enterprises, this premier reference source is an essential resource for policymakers, government officials, students and educators of higher education, libraries, banking managers, insurance professionals, researchers, and academicians.
Book Synopsis InsurTech: A Legal and Regulatory View by : Pierpaolo Marano
Download or read book InsurTech: A Legal and Regulatory View written by Pierpaolo Marano and published by Springer Nature. This book was released on 2019-12-05 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Volume of the AIDA Europe Research Series on Insurance Law and Regulation explores the key trends in InsurTech and the potential legal and regulatory issues that accompany them. There is a proliferation of ideas and concepts within InsurTech that will fundamentally change the market in the next few years. These innovations have the potential to change the way the insurance industry works and alter the relationships between customers and insurers, resulting in insurance products that are more closely aligned to individual preferences and priced more appropriately to the risk. Increasing use of technology in the insurance sector is having both a disruptive and transformative impact on areas including product development, distribution, modelling, underwriting and claims and administration practice. The result is a new industry, known as InsurTech. But while the insurance market looks to technology for greater efficiency, regulators are beginning to raise concerns about managing potential risks. The first part of the book examines technological innovations relevant for insurance, such as FinTech, InsurTech, Sharing Economy, and the Internet of Things. The second part then gathers contributions on insurance contract law in a digitalized world, while the third part focuses on cyber insurance and robots. Last but not least, the fourth part of the book discusses legal and ethical questions regarding autonomous vehicles and transportation, including the shipping industry, as well as their impact on the insurance sector and civil liability. Written by legal scholars and practitioners, the book offers international, comparative and European perspectives. The Chapters "FinTech, InsurTech and the Regulators" by Viktoria Chatzara, "Smart Contracts in Insurance. A Law and Futurology Perspective" by Angelo Borselli and "Room for Compulsory Product Liability Insurance in the European Union for Smart Robots?” by Aysegul Bugra are available open access under a CC BY 4.0 license at link.springer.com. All three open access chapters were funded by BIPAR.
Book Synopsis Enabling Blockchain Technology for Secure Networking and Communications by : Ben Mnaouer, Adel
Download or read book Enabling Blockchain Technology for Secure Networking and Communications written by Ben Mnaouer, Adel and published by IGI Global. This book was released on 2021-06-11 with total page 339 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, the surge of blockchain technology has been rising due to is proven reliability in ensuring secure and effective transactions, even between untrusted parties. Its application is broad and covers public and private domains varying from traditional communication networks to more modern networks like the internet of things and the internet of energy crossing fog and edge computing, among others. As technology matures and its standard use cases are established, there is a need to gather recent research that can shed light on several aspects and facts on the use of blockchain technology in different fields of interest. Enabling Blockchain Technology for Secure Networking and Communications consolidates the recent research initiatives directed towards exploiting the advantages of blockchain technology for benefiting several areas of applications that vary from security and robustness to scalability and privacy-preserving and more. The chapters explore the current applications of blockchain for networking and communications, the future potentials of blockchain technology, and some not-yet-prospected areas of research and its application. This book is ideal for practitioners, stakeholders, researchers, academicians, and students interested in the concepts of blockchain technology and the potential and pitfalls of its application in different utilization domains.
Book Synopsis Street Smart Selling by : Edwin L. Lamont
Download or read book Street Smart Selling written by Edwin L. Lamont and published by . This book was released on 2009 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Medicare For You by : Diane J. Omdahl
Download or read book Medicare For You written by Diane J. Omdahl and published by Humanix Books. This book was released on 2023-02-21 with total page 198 pages. Available in PDF, EPUB and Kindle. Book excerpt: “The decisions you make when you sign up for Medicare can impact your costs — and your quality of care — for the rest of your life. No one gives better advice about Medicare than Diane Omdahl. “ — Terry Savage, Author of The Savage Truth on Money and Nationally Syndicated Financial Columnist Get the most out of Medicare. Get your maximum earned benefits for yourself and your family. Every day, over 10,000 Americans will become eligible for Medicare, but most of us don’t even know the basics. When do I enroll? What does it cover? Do I need Part B? You could watch the commercials or reply to direct mail. You could ask your best friend. Or you can take charge of these very important decisions and READ THIS BOOK! Medicare expert Diane J. Omdahl will take you through all the steps to making the right decisions at the right time. Avoid costly mistakes and scams and ensure that Medicare works for you.
