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Author : Augustine Cheruiyot
Publisher :
ISBN 13 :
Total Pages : 48 pages
Book Rating : 4.F/5 ( download)
Download or read book Improving the Living Standards of Women Through Microfinance written by Augustine Cheruiyot and published by . This book was released on 2002 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Laly Antoney
Publisher : Amazon Publishers, USA
ISBN 13 :
Total Pages : pages
Book Rating : 4.6/5 (766 download)
Download or read book Microfinance and Women Empowerment: A Study with Special Reference to Ramapuram Grama Panchayat written by Laly Antoney and published by Amazon Publishers, USA. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinancing expanded rapidly in India over the past two decades. India has witnessed innovations in financial options for Micro Finance Institutions (MFI), the addition of new products and services, such as insurance and pension schemes, and the entry of Internet kiosks to rural villages. It has been a recognised fact that microcredit is the most effective instrument of dealing with two crucial social issues, ie, poverty alleviation and women empowerment. The experience of microfinance concept is underlined the fact that it is an apt tool to empower the rural women economically, psychologically and socially. It is hoped to enhance the scope of empowerment of women, which has already found its way in the academic discourse on social welfare schemes and effective rural credit delivery mechanism. This will definitely pave the way for distinctively evolving a solution for Indian way of financing and women capability improvement in terms of the vision of Indian born Nobel laureate for Economics, Dr. Amartya Sen. This will also help us in evolving a societal friendly way of financing in developing the economy by improving the quality of life, living standards, to alleviate poverty, inequality, other developmental and gender issues. It will stimulate the women's imagination about a better world with less injustice and inequalities. Every social experiment or endeavor has inherent in it the potential for both success and failure. But if the experiment is in the right direction, the, failure becomes a stepping-stone to success. The pioneer in this experiment with the micro finance and women empowerment can take the first step or one step at a time, and this becomes the foundation of the ultimate success.
Author : Murlidhar A. Lokhande
Publisher :
ISBN 13 : 9788177083682
Total Pages : 0 pages
Book Rating : 4.0/5 (836 download)
Download or read book Micro Finance and Women Empowerment written by Murlidhar A. Lokhande and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In India, micro finance is a movement with the underlying objective of helping poor households to have access to financial services, including credit at affordable cost. Many of those who promote micro finance believe that such access will help poor people get out of poverty. For others, micro finance is a way to promote economic development, employment, and growth through the support of micro entrepreneurs and small businesses. Women in India are typically poorer than men and have fewer options for earning a livelihood that provides adequate food, housing, and education for their children. However, they are also viewed as the change agents of the family. Women are more likely to invest their earnings into improving the lives of the families. By encouraging women to take charge of their futures, micro finance institutions can impact families and whole communities. However, the pace of women empowerment in India, through micro finance, is slow, due to a variety of constraints which urgently need to be rooted out. This book examines some of the issues that need to be addressed in order to empower the lives of India's women through micro finance.
Author : Nigusu Zenebe
Publisher : LAP Lambert Academic Publishing
ISBN 13 : 9783848402779
Total Pages : 104 pages
Book Rating : 4.4/5 (27 download)
Download or read book Microfinance and Economic Empowerment of Rural Women written by Nigusu Zenebe and published by LAP Lambert Academic Publishing. This book was released on 2012-03-01 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Developing countries like Ethiopia, Microfinance institutions play a vital role in reduction of poverty and improvement the living condition of poor people particularly women who did not have access to formal financial services. One of the objectives of Millennium Development Goals(MDG) is women's empowerment and gender equality. Economic empowerment is improving women's access to income-earning opportunities and productive assets. Women are the main participants and beneficiaries of microfinance programs in many countries. Microfinance serves as a means to empower the poor women, to create their own assets and involve them in decision making. This book is concentrated on the impact of microfinance programs on economic empowerment of rural women. Thus, compared with the result of non-clients, clients of Wisdom MFI improved their household incomes, access to and control over household resources and saving practices at adama district in Ethiopia. Strengthening microfinance programs, capacitating clients on use and management of financial activities and integration of external shocks in development intervention will enhance more economic empowerment of rural women.
Author : Namizata Binaté Fofana
Publisher : BRILL
ISBN 13 : 9086867022
Total Pages : 203 pages
Book Rating : 4.0/5 (868 download)
Download or read book Efficacy of micro-financing women's activities in Côte d'Ivoire written by Namizata Binaté Fofana and published by BRILL. This book was released on 2023-09-04 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book deals with the effectiveness and the capability of microfinance institutions (MFIs) to enhance women’s livelihoods and empowerment and to mitigate the effects of HIV and AIDS in Côte d’Ivoire. The results show that MFI credit causes positive and negative effects. MFI credit has improved incomes, the level of farm production and human and social capital. MFI credit has also enhanced women’s decision-making power within households due to their new ability to contribute to the improvement of the household standard of living. Furthermore, women’s empowerment regarding the demand for and the use of credit give them more opportunity to obtain MFI credit. Despite the positive effects of MFIs on women’s income, this publication shows that loan repayment was not successful among some female borrowers due to the fact that the loan has not been used for investment purposes. For MFIs, the diversion of loans can endanger their functioning and sustainability and therefore their effectiveness in rural areas. Regarding HIV, this book highlights the diversity and the specificity of the way HIV-affected individuals are financially supported by credit institutions. Both the direct and indirect effects of HIV and AIDS on women’s livelihood and MFIs are analysed.
Author :
Publisher : United Nations Publications
ISBN 13 : 9789211302752
Total Pages : 114 pages
Book Rating : 4.3/5 (27 download)
Download or read book Women's Control Over Economic Resources and Access to Financial Resources, Including Microfinance written by and published by United Nations Publications. This book was released on 2009 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ensuring women's economic empowerment and access to and control over resources requires an integrated approach to growth and development, focused on gender-responsive employment promotion and informed by the interdependency between economic and social development. Social objectives need to be incorporated into economic policies. Economic growth strategies should give attention to the real economy and focus on creating a gender-sensitive macroeconomic environment, full employment and decent work, access to land, property and other productive resources as well as financial services, and full coverage of social protection measures. The Survey outlines a number of concrete recommendations in these critical areas, which if adopted, will facilitate women's equitable access to and control over economic and financial resources.
Author : Muhammad Moinul Hasnat
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (122 download)
Download or read book Empowering Women Through Microfinance written by Muhammad Moinul Hasnat and published by . This book was released on 2019 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance institutions (MFI) provide collateral free loans which the subsisting populations of developing countries use as a mean to improve the living conditions of their family. Group lending processes of MFIs also provide peer support for borrowers. This study uses feminist theory and Sen's capability approach to entrepreneurship to investigate how these loans may change the social and economic status of women, thus empowering them. Participating in lending groups helps women to develop business skills and make decisions, while enhancing their confidence and providing a mutual guarantee for loan repayment. When women are engaged in income generation, they develop liberty and awareness about their rights, learn how to manage small businesses, and enhance their responsibilities towards household finances. This social and economic change, in turn enhances their leadership abilities. The effect of microcredit loans through group lending in empowering women, progress in the community and reducing poverty are observed.
Author : Mohd Asif
Publisher :
ISBN 13 :
Total Pages : 10 pages
Book Rating : 4.:/5 (13 download)
Download or read book Microfinance written by Mohd Asif and published by . This book was released on 2015 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Alleviation of poverty, the core of all development efforts has remained a very complex and critical concern among developing countries. Poverty is deep rooted covering several interlocked aspect such as assetlessness, under-employment, uncertain and relatively unproductive employment and low remuneration, lack of bargaining power, economic vulnerability, literacy and proneness to disease, social disadvantage and political powerlessness. To fully exploit India's potential and improve living standard for all parts of society, mass mobilization of downtrodden population into productive and sustainable jobs, mostly through self employment and entrepreneurship, is required. Microfinance is fast emerging the world over as an effective tool for poverty alleviation, equitable and inclusive growth, and women empowerment in the developing world. There has been impressive growth in microfinance activities over the three decades or more in India.Today, when the majority of world's population is living below subsistence level, more than 3,000 organizations are providing microfinance services to the millions of the world's poor. Providing employment opportunities to rural women and developing the living status of the rural folk by providing credit with less interest is the major concern of the microfinance. Microfinance use innovative contractual practices and organizational forms to reduce the risk and cost of making loans, such as lending to groups rather than just to one person. Some microcredit organization give their clients more than loan, offering education, training, health care and other social services. In spite of the impressive figures, microfinance in India is still presently too small to create a massive impact on poverty alleviation, but if perused with skill, it holds the promise to alter the socio economic face of India's poor.
Author : Shahamak Rezaei
Publisher : Emerald Group Publishing
ISBN 13 : 1800713266
Total Pages : 448 pages
Book Rating : 4.8/5 (7 download)
Download or read book The Emerald Handbook of Women and Entrepreneurship in Developing Economies written by Shahamak Rezaei and published by Emerald Group Publishing. This book was released on 2021-06-16 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Emerald Handbook of Women and Entrepreneurship in Developing Economies examines women's role in entrepreneurial practices in a range of developing countries and applies unique strategic contextual frameworks to analyse, interpret and understand individual processes, themes and issues.
Author : Linda Mayoux
Publisher : Sanskriti
ISBN 13 : 9788187374183
Total Pages : 0 pages
Book Rating : 4.3/5 (741 download)
Download or read book Sustainable Learning for Women's Empowerment written by Linda Mayoux and published by Sanskriti. This book was released on 2003 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro Finance Programmers Targeting Women Became A Major Plank Of Donor Poverty Alleviation Strategies In The 1990S And Funding Is Set To Further Increase In This Century Under Initiative By Cgap And Member Donor Agencies. Literature Prepared For The Micro-Credit Summit In Washington In February 1997 And Many Donor Statements On Credits And Ngo Funding Proposals Present An Extremely Attractive Vision Of Increasing Numbers Of Expanding, Financially Self-Sustainable Microfinance Programmes Reaching Large Numbers Of Women Borrowers. Through Their Contribution To Women S Ability To Earn, These Programmes Are Assumed To Initiate A Series Of Virtuous Spirals Of Economic Empowerment, Increased Well-Being For Women And Their Families And Wider Social And Political Empowerment.
Author : Daniel Lazar
Publisher : New Century Publications
ISBN 13 : 9788177081671
Total Pages : 0 pages
Book Rating : 4.0/5 (816 download)
Download or read book Micro Finance and Poverty Eradication written by Daniel Lazar and published by New Century Publications. This book was released on 2008 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since independence in 1947, the government of India and the Reserve Bank of India (RBI) have made concerted efforts to provide the poor with access to credit. Despite the phenomenal increase in the physical outreach of formal credit institutions in the past several decades, India's rural poor continue to depend on informal sources of credit. Institutions have also faced difficulties in dealing effectively with a large number of small borrowers whose credit needs are small and frequent and their ability to offer collaterals is limited. Cumbersome procedures and risk perceptions of the banks have left a gap in serving the credit needs of the rural poor. This has led to a search for alternative policies, systems and procedures, saving and loan products, other complementary services, and new delivery mechanisms that would fulfill the requirements of the poor. It is in this context that micro credit has emerged as the most suitable and practical alternative to conventional banking in reaching the hitherto unreached poor population. Micro finance is the provision of a broad range of financial services - such as deposits, loans, payments, money transfers, and insurance - to the low-income households and their micro enterprises. The basic purpose of micro finance is to provide access to financial assistance, including credit to the poor, enabling them to start/expand micro enterprises and break out of poverty. Micro credit helps the poor in making available the credit and other financial services for improving their income and living standards. The micro credit program - which was formally heralded in 1992 with a modest pilot project of linking around 500 Self-help Groups - has made rapid strides in India, exhibiting considerable democratic functioning and group dynamism. The micro credit program in India is now the largest in the world. This book contains 45 scholarly papers in the field of micro finance in India, categorized in five parts: Micro Finance: General Observations . Micro Finance, Self-help Groups, and Financial Inclusion . Micro Finance, Poverty Alleviation, and Empowerment of Women . Technical Aspects of Micro Finance . Micro Finance: Case Studies in India and Abroad.
Author : Mitesh Patel
Publisher :
ISBN 13 :
Total Pages : 1 pages
Book Rating : 4.:/5 (13 download)
Download or read book Micro Finance - A Tool to Improve Living Standard written by Mitesh Patel and published by . This book was released on 2016 with total page 1 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro finance is defined as to provide small scale financial services - both credit and savings to the economically disadvantaged people in rural, semi-urban and urban areas. Study was done to find the impact of microfinance on living standard of urban poor women & its societal consequences with specific focus on women self help group members in Ahmedabad City. Various analytical tools such as Descriptive statistics, factor Analysis, Reliability Analysis, ANOVAs, chi-Square & Pair T-Test were applied. Through microfinance or SHG women's social status, self confidence, decision making in household and savings are increased. They feel themselves fearless and can move out of the house and also taking care of their family. Through Microfinance Living Standard of People is improved.
Author : Chiranjib Neogi
Publisher : Springer
ISBN 13 : 9811042683
Total Pages : 214 pages
Book Rating : 4.8/5 (11 download)
Download or read book Women's Entrepreneurship and Microfinance written by Chiranjib Neogi and published by Springer. This book was released on 2018-03-06 with total page 214 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.
Author : Peter A. Fanconi
Publisher : John Wiley & Sons
ISBN 13 : 1119338204
Total Pages : 272 pages
Book Rating : 4.1/5 (193 download)
Download or read book Small Money Big Impact written by Peter A. Fanconi and published by John Wiley & Sons. This book was released on 2017-05-01 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Make your money make a difference—and enjoy attractive returns Small Money, Big Impact explores and explains the globally growing importance of impact investing. Today, the investor's perspective has become as important as the actual social impact. Based on their experience with over 25 million micro borrowers, the authors delve into the mechanics, considerations, data and strategies that make microloans and impact investing an attractive asset class. From the World Bank to the individual investor, impact investing is attracting more and more attention. Impact investing is a global megatrend and is reshaping the way people invest as pension funds, insurance companies, foundations, family offices and private investors jump on board. This book explains for the first time how it works, why it works and what you should know if you're ready to help change the world. Impact investing has proven over the last 20 years as the first-line offense against crushing poverty. Over two billion people still lack access to basic financial services, which are essential for improving their livelihood. Investors have experienced not only social and environmental impact, but have received attractive, stable and uncorrelated returns for over 15 years. This guide provides the latest insights and methodologies that help you reap the rewards of investing in humanity. Explore the global impact investing phenomenon Learn how microloans work, and how they make a difference Discover why investors are increasingly leaning into impact investing Consider the factors that inform impact investing decisions Part social movement and part financial strategy, impact investing offers the unique opportunity for investors to power tremendous change with a small amount of money— expanding their portfolios as they expand their own global impact. Microfinance allows investors at any level to step in where banks refuse to tread, offering opportunity to those who need it most. Small Money, Big Impact provides the expert guidance you need to optimize the impact on your portfolio and the world.
Author : Alhassan, Yahaya
Publisher : IGI Global
ISBN 13 : 1668489813
Total Pages : 304 pages
Book Rating : 4.6/5 (684 download)
Download or read book Empowering Women Through Microfinance in Developing Countries written by Alhassan, Yahaya and published by IGI Global. This book was released on 2023-10-25 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Empowering Women Through Microfinance in Developing Countries is a book that explores how microfinance can be used to empower women in developing countries. It provides theoretical and empirical insights from industry experts, experienced researchers, and policymakers on the problems, processes, and prospects of using microfinance as a catalyst for women's empowerment in the developing world. The book covers a range of topics, including the impact of microfinance interventions on women's empowerment, financial inclusion, and women's entrepreneurship, poverty reduction among women, and small and medium-sized enterprise growth. This book addresses the lack of understanding about how microfinance can be used to empower women in developing countries. The insights provided in this book will be valuable for researchers, students, microfinance institutions, policymakers, state institutions, managers, non-governmental organizations, and financial institutions looking to expand their product portfolio and outreach. The book also provides policy directions and rethinking of practice in using microfinance as a strategy for eliminating barriers to women's empowerment in developing countries.
Author : Ranjula Bali Swain
Publisher : Routledge
ISBN 13 : 1136308105
Total Pages : 161 pages
Book Rating : 4.1/5 (363 download)
Download or read book The Microfinance Impact written by Ranjula Bali Swain and published by Routledge. This book was released on 2013-08-15 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial inclusion through microfinance has become a powerful force in improving the living conditions of poor farmers, rural non-farm enterprises and other vulnerable groups. In its unique ability to link the existing extensive network of India’s rural bank branches with the Self Help Groups (SHG), the National Bank of Agriculture and Rural Development (NABARD) has covered up to 97 million poor households by March 2010 under its Self Help Group Bank Linkage Programme. Policy-makers have proclaimed SHGs as ‘‘the most potent initiative ... for delivering financial services to the poor in a sustainable manner." This book presents a comprehensive scientific assessment of the impact of the Self Help Group Bank Linkage Programme (SBLP) on the member households. The book discusses wide-ranging topics, including the rural financial sector in India, the history and structure of the SBLP, the impact methodologies, the economic and social impact of microfinance, its role in building assets while reducing poverty and vulnerability, the role of women and their empowerment, training and accumulation of human capital and policy implications of lessons learned. The empirical results show that vulnerability of the more mature SHG members declines significantly. Vulnerability also falls for villages with better infrastructure and for SHGs that are formed by NGOs and linked by banks. The results strongly demonstrate that on average, there is a significant increase in the empowerment of the female participants. The economic impact of SBLP is found to be the most empowering. Greater autonomy and changes in social attitudes also lead to female empowerment. The investigation further reveals that training (especially business training) has a definite positive impact on assets but not on income. The impact of training can be improved through better infrastructure (as in paved roads), linkage model type, and the training organiser. Bridging the gap in the existing literature and between academics and practitioners, this book moves beyond the usual theoretical issues in the impact assessment literature and draws on new developments in methodology. It will be of interest to academics, development practitioners and students of economics, political science, sociology, public policy and development studies.
Author : Franck Daphnis
Publisher : Kumarian Press
ISBN 13 :
Total Pages : 324 pages
Book Rating : 4.E/5 ( download)
Download or read book Housing Microfinance written by Franck Daphnis and published by Kumarian Press. This book was released on 2004 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: * First book to link housing and microfinance * Presents international and US experience As the premier book to provide a comprehensive overview of housing microfinance worldwide, Housing Microfinance sets the standard for future work in the field. The expert contributors combine wisdom from the separate fields of housing policy and microfinance, demonstrating what each can learn from the other. With solid guidance for practitioners and policymakers, the book reviews important issues for international and domestic microfinance institutions that are considering expanding into housing and for providers of conventional housing loans who seek to offer their services to poor clients who lack collateral or regular income.
