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Author : Adetanwa Odebiyi
Publisher :
ISBN 13 :
Total Pages : 66 pages
Book Rating : 4.F/5 ( download)
Download or read book Impact of Computer Technology on Banking Operations in Nigeria written by Adetanwa Odebiyi and published by . This book was released on 2001 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Foluso Modupe Adeyinka
Publisher : Nigerian Institute of Social and Economic Research (NISER), University of Ibadan
ISBN 13 :
Total Pages : 46 pages
Book Rating : 4.3/5 ( download)
Download or read book Impact of Information and Communication Technologies (ICT) on Employment in Nigerian Banks written by Foluso Modupe Adeyinka and published by Nigerian Institute of Social and Economic Research (NISER), University of Ibadan. This book was released on 1999 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Soukeme Ebikeme
Publisher : GRIN Verlag
ISBN 13 : 3346216705
Total Pages : 72 pages
Book Rating : 4.3/5 (462 download)
Download or read book The Impact of Electronic Banking on Bank Performance written by Soukeme Ebikeme and published by GRIN Verlag. This book was released on 2020-08-03 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research Paper (undergraduate) from the year 2017 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 3.52, , course: BANKING FINANCE, language: English, abstract: This study intends to discuss and exchange views on the impact of electronic banking on the performance of banks in Nigeria. Banking has come a long way from the time of ledger cards and other manual filing systems. Most banks today have electronics systems to handle their daily voluminous task of information retrieval storage and processing. Three or four decades ago, banking was a simple business; customers saved their money with banks and received their financial services from banks. When customers open account they received passbook from the banks with which the account would be operated and when it is a current account, they received cheque books for the same purpose.
Author : Evans E. Woherem
Publisher :
ISBN 13 :
Total Pages : 300 pages
Book Rating : 4.F/5 ( download)
Download or read book Information Technology in the Nigerian Banking Industry written by Evans E. Woherem and published by . This book was released on 2000 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Ige S
Publisher :
ISBN 13 :
Total Pages : 70 pages
Book Rating : 4.:/5 (13 download)
Download or read book The Impact of Computerised Accounting Information System on the Performance of the Banking Industry in Nigeria written by Ige S and published by . This book was released on 2015 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: The study examined the impact of computerized Accounting Information System (AIS) on the performance of banks in Nigeria. The objective of this research study is to evaluate the impact of computerized (AIS) on the efficiency of bank operations, employee performance, customer satisfaction, service delivery and barriers to efficient computerized (AIS) within a bank in Nigeria. The research employed survey research design and stratified sampling technique to achieve the overall objective of the study. The target population in this study comprises of staff and customers of United Bank for African Plc. In the course of the study, two sets of questionnaire were administered, one set to evaluate customer satisfaction, service delivery quality and bank operation/performance and the other set to examine the effect of information technology innovations deployment on banks' employee performance. The data obtained were analyzed using Means, Percentile Average, and Chi-Square. In assessing the use of new technology innovations and the performance of bank employees, over 65% of respondents strongly agreed that new technology improved the bank employee performance. Also, 73% of the total respondents strongly agreed that there has been a remarkable improvement in banking operations as a result of the computerized (AIS). The study also identified factors that pose challenges to the effective application of ICT in the banking sector such as Internet connectivity, skilled manpower; cybercrime; installation and maintenance cost; affordability of technology innovations. The study concluded that deployment of technology innovations has greatly improved the efficiency of bank operations and employees productivity; increased service delivery and banks return on equity/ profitability.
Author : Edikan Ukpong
Publisher : GRIN Verlag
ISBN 13 : 3346075796
Total Pages : 17 pages
Book Rating : 4.3/5 (46 download)
Download or read book Information Communication Technologies (ICTs) in the banking sector in in Abak Town (Nigeria) written by Edikan Ukpong and published by GRIN Verlag. This book was released on 2019-12-03 with total page 17 pages. Available in PDF, EPUB and Kindle. Book excerpt: Academic Paper from the year 2013 in the subject Communications - Media Economics, Media Management, grade: B (60), , language: English, abstract: Over the years, the advent of Information Communication Technologies has brought remarkable changes to the way people live their live and do businesses today. Most sectors of our economy both nationally and globally are fast adopting the use of Information and Communication Technologies to advance the course of their duties; to enhance quality customers’ service delivery and internal operations. This has brought about remarkable development in these sectors of our economy. Most specifically to the context of this work, the banking industry in Nigeria has undergone remarkable development strides in the bid to improve on the quality of service rendered to its customers and to enhance the profitability of its internal operation.
Author : El Bachir Boukherouaa
Publisher : International Monetary Fund
ISBN 13 : 1589063953
Total Pages : 35 pages
Book Rating : 4.5/5 (89 download)
Download or read book Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance written by El Bachir Boukherouaa and published by International Monetary Fund. This book was released on 2021-10-22 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.
Author : Asli Demirguc-Kunt
Publisher : World Bank Publications
ISBN 13 : 1464812683
Total Pages : 148 pages
Book Rating : 4.4/5 (648 download)
Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.
Author : Ola David Kajogbola
Publisher :
ISBN 13 :
Total Pages : 64 pages
Book Rating : 4.F/5 ( download)
Download or read book The Impact of Information Technology on the Nigerian Economy written by Ola David Kajogbola and published by . This book was released on 2004 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 300 pages
Book Rating : 4.3/5 (91 download)
Download or read book Effects of Information Technology on Financial Services Systems written by and published by . This book was released on 1984 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Akinyele Samuel Taiwo
Publisher : LAP Lambert Academic Publishing
ISBN 13 : 9783844395402
Total Pages : 112 pages
Book Rating : 4.3/5 (954 download)
Download or read book The Role of E-Business in Optimizing Performance in Nigerian Banks written by Akinyele Samuel Taiwo and published by LAP Lambert Academic Publishing. This book was released on 2011-08 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: The rapid advancement in Information and Communication Technology (ICT) has had a profound impact on the banking industry and the wider financial sector over the last two decades and it has now become a tool that facilitates banks' organizational structures, business strategies, customer services and other related functions that help to determine performance. This research work describes the forms of technology that are applicable in banks. It further states how these technological advancements can be used to enhance performance in a bank. The research uses a case study methodology to report the extent to which the customers of Oceanic bank really accept these changes. The variables under E-business which constitutes the independent variables are the uses of Computer, Telephone, Facsimile, Internet and Wireless Communication devices in a bank. Questionnaires were used in collecting primary data in addition to secondary data which will be drawn from sources such as journals, newspapers, textbooks, and the internet. Data collected was summarized using the Statistical Package for Social Sciences (SPSS) version 15.0, this involves using computer in analyzing the collected data.
Author : Adewale Adegoke Alawiye-Adams
Publisher :
ISBN 13 :
Total Pages : 44 pages
Book Rating : 4.:/5 (13 download)
Download or read book The Effects of ICT on the Growth of Nigerian Banking Industry written by Adewale Adegoke Alawiye-Adams and published by . This book was released on 2014 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: Information communication technology has become the engine block of every banking institution worldwide and Nigerian banking institutions are not exempted. In an attempt to meet up with the global challenges, commercial banks are not left out in the bid to improving banking system efficiency. For the purpose of this research, the historical and survey research methods were adopted. Data were collected from both primary and secondary sources. Hypothesis formulate were tested using chi-square and regression analysis. The study finds that the traditional banking system is not in line with global trends and that the application and usage of information technology in the banking system is necessary for efficient service delivery. It also reveals the use of electronic banking as significantly revolutionizing service delivery to improve customer satisfaction through the various electronic fund transfer and payment services such as the automated teller machine (ATMs), and other cards services, internet banking, mobile banking and all sorts of banks and financial institution services to speed up service delivery for and to stimulate efficiency in the entire financial system. The study recommends that banks and other financial institutions should embark upon training programme for all operational staff of all banks and public awareness should be instituted to improve the knowledge of information communication technology and for performance adequacy to support the much needed efficiency and operational effectiveness and also to control the regular system failure that customers face. The study recommends how banks and government can streamline the problem of infrastructure in the economy. Banks should come together and form partnerships in the sharing and use of technological equipment to increase their efficiency and cost effectiveness.
Author : Toni Ahnert
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (132 download)
Download or read book Does IT Help? written by Toni Ahnert and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This paper provides novel evidence on the importance of information technology (IT) in banking for entrepreneurship. To guide our analysis, we build a parsimonious model of bank screening and lending. The model predicts that IT in banking can spur entrepreneurship by making it easier for startups to borrow against collateral. We empirically show that job creation by young firms is stronger in US counties that are more exposed to IT-intensive banks. Consistent with a strengthened collateral channel, entrepreneurship increases by more in IT-exposed counties when house prices rise. Regressions at the bank level further show that banks' IT adoption makes credit supply more responsive to changes in local house prices, and reduces the importance of geographical distance between borrowers and lenders. These results suggest that IT adoption in the financial sector can increase dynamism by improving startups' access to finance."--Abstract.
Author :
Publisher : Universal-Publishers
ISBN 13 : 1612335411
Total Pages : 66 pages
Book Rating : 4.6/5 (123 download)
Download or read book International Journal of Cross-Cultural Sudies: Vol.1, No.1 written by and published by Universal-Publishers. This book was released on 2011-09-28 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Oyebanji Oyelaran-Oyeyinka
Publisher :
ISBN 13 :
Total Pages : 44 pages
Book Rating : 4.3/5 ( download)
Download or read book Information Technology in the Finance Sector written by Oyebanji Oyelaran-Oyeyinka and published by . This book was released on 1996 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Rod Coombs
Publisher : Rowman & Littlefield
ISBN 13 : 9780847675463
Total Pages : 318 pages
Book Rating : 4.6/5 (754 download)
Download or read book Economics and Technological Change written by Rod Coombs and published by Rowman & Littlefield. This book was released on 1987 with total page 318 pages. Available in PDF, EPUB and Kindle. Book excerpt: An area of neglect in much of current economic theory has been its lack of attention to the impact of technological innovation on the structure and behavior of firms and the market. This book is a comprehensive study of the economic implications of technological change for three primary institutions: the firm, the market, and the civil sector.
Author : K. Gangadharan
Publisher :
ISBN 13 : 9788184050776
Total Pages : 0 pages
Book Rating : 4.0/5 (57 download)
Download or read book Financial Inclusion and Inclusive Growth written by K. Gangadharan and published by . This book was released on 2012 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inclusive growth has been the catch word for most of the developing countries of the world to attain equity, justice. One of the more impressive aspects of India's growth story relates to the expansion of the banking infrastructure. Since 1969, India's banking network has grown tenfold from 8,000 branches to 80,000. However, it is a sad reality that for all the impressive growth, nearly 40% of the households in India - many of them rural - do not have a bank account. The exclusion of vast segment of the population - comprising mostly marginal farmers, agricultural workers, and casual laborers - is perceived as an impediment to inclusive growth. Additionally, financial apartheid is still haunting vast segments of the global community, especially in developing economies. This book highlights how financial inclusion culminates in inclusive growth. It portrays the scope and dimension of different financial inclusion strategies, and it looks at the role and potential of different agencies involved in financial inclusion, tackling the issues of financial exclusion in order to attain a target of inclusive growth.
