How To Save Big Money By Negotiating & Settling With Bill Collectors

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Author :
Publisher :
ISBN 13 : 0985178272
Total Pages : 37 pages
Book Rating : 4.9/5 (851 download)

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Book Synopsis How To Save Big Money By Negotiating & Settling With Bill Collectors by :

Download or read book How To Save Big Money By Negotiating & Settling With Bill Collectors written by and published by . This book was released on with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Bad Paper

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Publisher : Macmillan + ORM
ISBN 13 : 0374711240
Total Pages : 193 pages
Book Rating : 4.3/5 (747 download)

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Book Synopsis Bad Paper by : Jake Halpern

Download or read book Bad Paper written by Jake Halpern and published by Macmillan + ORM. This book was released on 2014-10-14 with total page 193 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Federal Trade Commission receives more complaints about rogue debt collecting than about any activity besides identity theft. Dramatically and entertainingly, Bad Paper reveals why. It tells the story of Aaron Siegel, a former banking executive, and Brandon Wilson, a former armed robber, who become partners and go in quest of "paper"—the uncollected debts that are sold off by banks for pennies on the dollar. As Aaron and Brandon learn, the world of consumer debt collection is an unregulated shadowland where operators often make unwarranted threats and even collect debts that are not theirs. Introducing an unforgettable cast of strivers and rogues, Jake Halpern chronicles their lives as they manage high-pressure call centers, hunt for paper in Las Vegas casinos, and meet in parked cars to sell the social security numbers and account information of unsuspecting consumers. He also tracks a "package" of debt that is stolen by unscrupulous collectors, leading to a dramatic showdown with guns in a Buffalo corner store. Along the way, he reveals the human cost of a system that compounds the troubles of hardworking Americans and permits banks to ignore their former customers. The result is a vital exposé that is also a bravura feat of storytelling.

Surviving Debt

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Publisher :
ISBN 13 : 9781602482104
Total Pages : 0 pages
Book Rating : 4.4/5 (821 download)

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Book Synopsis Surviving Debt by :

Download or read book Surviving Debt written by and published by . This book was released on 2024 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Dealing with Debt: Beating the Bill Collectors at Their Own Game

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Author :
Publisher : Lulu.com
ISBN 13 : 0557018269
Total Pages : 101 pages
Book Rating : 4.5/5 (57 download)

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Book Synopsis Dealing with Debt: Beating the Bill Collectors at Their Own Game by : Sierra Rogers

Download or read book Dealing with Debt: Beating the Bill Collectors at Their Own Game written by Sierra Rogers and published by Lulu.com. This book was released on 2009-02-07 with total page 101 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dealing With Debt- How to Beat the Bill Collectors at Their Own Game is an easy to read reference guide to understanding how a collection agency works, what laws the debt collectors are required to follow, and what to do when they break the laws. This book is written in easy to understand language and includes chapters on the Fair Debt Collection Practices Act (FDCPA), how the laws vary by state, why your telephone rings and there's no one there, and most importantly, how to negotiate the best possible settlement on your own.

Model Rules of Professional Conduct

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Publisher : American Bar Association
ISBN 13 : 9781590318737
Total Pages : 216 pages
Book Rating : 4.3/5 (187 download)

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Book Synopsis Model Rules of Professional Conduct by : American Bar Association. House of Delegates

Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

The Total Money Makeover: Classic Edition

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Publisher : Thomas Nelson
ISBN 13 : 1595555285
Total Pages : 266 pages
Book Rating : 4.5/5 (955 download)

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Book Synopsis The Total Money Makeover: Classic Edition by : Dave Ramsey

Download or read book The Total Money Makeover: Classic Edition written by Dave Ramsey and published by Thomas Nelson. This book was released on 2013-09-17 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded "Dave Rants" that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality.

Negotiate and Settle Your Debts - A Debt Settlement Strategy

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Author :
Publisher :
ISBN 13 : 9781448630356
Total Pages : 158 pages
Book Rating : 4.6/5 (33 download)

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Book Synopsis Negotiate and Settle Your Debts - A Debt Settlement Strategy by : Mandy Akridge

Download or read book Negotiate and Settle Your Debts - A Debt Settlement Strategy written by Mandy Akridge and published by . This book was released on 2009-06-26 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: Considering debt settlement? Use this extremely inexpensive way to do your own negotiating and settling of your credit card debt. Free yourself from debt slavery. Save yourself hundreds, even thousands of dollars with this very informative book. This book contains sample Debt Settlement Letters to the Credit Card Companies, Instructions on the timelines necessary, How and when to start negotiating with your creditors, What happens for each month you go late, Sample Credit Repair Letters, Information about the Statute of Limitations and FDCPA, Information about the IRS Debt Forgiveness laws including Insolvency and Recent debt settlement letters of the authors from Bank of America for 20 cents on the dollar. These are easy simple to follow steps, showing the secrets of what all the huge debt settlement companies do.

Complying with the telemarketing sales rule

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Author :
Publisher :
ISBN 13 :
Total Pages : 62 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Complying with the telemarketing sales rule by :

Download or read book Complying with the telemarketing sales rule written by and published by . This book was released on 2004 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Getting to Yes

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Author :
Publisher : Houghton Mifflin Harcourt
ISBN 13 : 9780395631249
Total Pages : 242 pages
Book Rating : 4.6/5 (312 download)

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Book Synopsis Getting to Yes by : Roger Fisher

Download or read book Getting to Yes written by Roger Fisher and published by Houghton Mifflin Harcourt. This book was released on 1991 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Describes a method of negotiation that isolates problems, focuses on interests, creates new options, and uses objective criteria to help two parties reach an agreement.

Crush Debt Now!

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Publisher :
ISBN 13 :
Total Pages : 164 pages
Book Rating : 4.5/5 (77 download)

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Book Synopsis Crush Debt Now! by : Tom Cromwell

Download or read book Crush Debt Now! written by Tom Cromwell and published by . This book was released on 2020-12-05 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Find out how thousands have become debt free using these steps. Want to discover how to crush your debt problems then keep reading...... Do you have excessive debts with no idea how you will pay them off? Are you being pursued by your creditors, receiving aggressive phone calls from debt collectors, and letters demanding payment? Are your lenders threatening you with court action and garnishing your wages? 15% of Americans said that they had been pursued by a debt collector, according to a report by the Consumer Financial Protection bureau in 2017[1]. Only one in four of these attended the court hearing. In all the other cases, it is almost certain the collectors will have benefited from default decisions in their favor. A judgment that would allow the debt collector to garnish wages or sequester other assets. If any of these situations apply to you, this book provides the solutions. Using the 3 step negotiating strategy in this book is a proven approach for drastic debt reductions for people of all different backgrounds and income levels. One extreme case involved restructuring and renegotiating over $190,000 of unsecured debt and loans, for a fraction of that value. By reading this book, you will discover How to negotiate with your creditors - and win! What to do if your creditors attempt to sequester your assets or wages. Learn about the legal processes and how to fight or stop the process. How to fight debt collections calls. When not to use loan consolidation and why these are frequently scam attacks Understand your debts, how and why they are draining your health and wealth. Discover if your debt is unsustainable. Save money on all different types of debt including utilities, taxes, mortgages, rent, vehicle loans, student debt, credit cards, and other loans How and when to use nuclear options of bankruptcy and insolvency. This book was created to help you with serious and chronic debt problems. It is not aimed at those who are a few thousand dollars in debt who want to pay down their debts, and need to manage their budget better, and create savings. This is the topic of our first book in the Personal Finance Wizard series "Perpetually broke: living beyond your income". "Crush Debt Now" is intended for debtors with unsustainable and severe financial issues, where some or all of the debt is already delinquent. Tom Cromwell has drawn on a wealth of practical and commercial financial experience in writing this series of books on personal finance. He shared an upbringing that showed the value of every penny earned or spent but also learned that many other people, even those earning good salaries, have an uncomfortable relationship with money. He can show you how it possible to rise, phoenix-like, from almost any situation, however desperate it may seem. In this book, we will cover practical examples and give advice to dramatically reduce the burden of your unsustainable debts, and bring back sanity to your finances. When you follow the step-by-step guide for all types of personal debts, then you can expect to save thousands or even tens of thousands (of dollars) in repayments. You can crush your outstanding debt and be completely free and become financially solvent within a year. Your debts are growing every day, start reading before your situation spirals beyond redemption, and decisions are out of your hands. This book contains all the information that you will need to resolve your situation and sets out clearly and concisely how to tackle each problem. Accept the need to act, scroll up, and hit the "BUY NOW" button.

Stick It to Sue Happy Debt Collectors

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Publisher :
ISBN 13 : 9780978999728
Total Pages : 206 pages
Book Rating : 4.9/5 (997 download)

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Book Synopsis Stick It to Sue Happy Debt Collectors by : Allen Harkleroad

Download or read book Stick It to Sue Happy Debt Collectors written by Allen Harkleroad and published by . This book was released on 2009-12 with total page 206 pages. Available in PDF, EPUB and Kindle. Book excerpt: I look at being sued by a debt collector like this: If you are going to sue me, you better have the proof and documentation to validate it. I will fight and tooth and nail if the attorney or law firm can't or won't show proper proof. It doesn't matter if I owe the debt or not. I am not an “easy money target†and after you read my book neither will you.

How to be More Credit Card and Debt Smart

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Publisher : Press One Publishing
ISBN 13 : 0964840138
Total Pages : 66 pages
Book Rating : 4.9/5 (648 download)

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Book Synopsis How to be More Credit Card and Debt Smart by : Scott Bilker

Download or read book How to be More Credit Card and Debt Smart written by Scott Bilker and published by Press One Publishing. This book was released on 2002 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most demanded information from DebtSmart?! How to stop the banks from taking advantage of you, get the best lending deals, get financially organized, pick the right mortgage, make more money, finance your next car, personal stories, Q&A, and much more! Scott Bilker, author of ?How to be more Credit Card and Debt Smart,? is also the creator of DebtSmart.com and the author of the best-selling book, ?Credit Card and Debt Management.?

Repairing a Broken System

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Publisher : DIANE Publishing
ISBN 13 : 1437936350
Total Pages : 106 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Repairing a Broken System by : Jon Leibowitz

Download or read book Repairing a Broken System written by Jon Leibowitz and published by DIANE Publishing. This book was released on 2010-11 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: Creditors and collectors seek to recover consumer debts through the use of litigation and arbitration. But, neither litigation nor arbitration currently provides adequate protection for consumers. The system for resolving disputes about consumer debts is broken. To fix the system, federal and state governments, the debt collection industry, and other stakeholders should make a variety of significant reforms in litigation and arbitration so that the system is both efficient and fair. Contents of this report: Introduction; Litigation and Arbitration Proceedings; Conclusion. Appendices: Debt Collection Roundtable (DCR) Panelists; Contributors to DCR; Agendas for DCR; DCR Public Comments; Sample State Debt Collection Checklists. Illustrations.

The Ultimate Credit Handbook

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Publisher : Plume Books
ISBN 13 : 9780452277120
Total Pages : 372 pages
Book Rating : 4.2/5 (771 download)

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Book Synopsis The Ultimate Credit Handbook by : Gerri Detweiler

Download or read book The Ultimate Credit Handbook written by Gerri Detweiler and published by Plume Books. This book was released on 1993 with total page 372 pages. Available in PDF, EPUB and Kindle. Book excerpt: Detweiler, a former director of Bankcard Holders of America, draws on her years of expertise in counseling consumers with credit problems to write the definitive handbook on how to have more credit, get out of debt, and live a lifetime of financial stability and prosperity.

Guide On How To Settle Debt With Creditors

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Author :
Publisher : Independently Published
ISBN 13 :
Total Pages : 374 pages
Book Rating : 4.4/5 (56 download)

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Book Synopsis Guide On How To Settle Debt With Creditors by : Jewell Tornatore

Download or read book Guide On How To Settle Debt With Creditors written by Jewell Tornatore and published by Independently Published. This book was released on 2021-08-13 with total page 374 pages. Available in PDF, EPUB and Kindle. Book excerpt: Did you know that you could talk yourself out of debt? Yes, really you could talk your way out of debt. Does this sound just too good to be true - that you could just talk your creditors into helping you? The solution is called debt negotiation, debt settlement, or debt arbitration. But whichever you call it, it's basically the same thing. It's where you contact your creditors and talk them into helping you get out of debt. The author shares his personal phone calls to banks that saved more than $43,000 for himself, his family, and friends! These 52 phone calls, out of the hundreds he has made, demonstrate exactly what worked, what didn't, and why. In each call transcript, for anonymity, banks have been renamed as dog breeds and their reps as bugs.: ) In this book, you will discover proven negotiation strategies, and build your confidence while learning how to: (1) get annual fees waived; (2) lower your current interest rates; (3) shop for the best credit card deals; (4) get late-payment, over-limit, and cash-advance fees waived; (5) compare loan options and calculate savings; (6) dispute charges and get all your refunds; (7) negotiate account settlements; and much more!

The Collection Process (income Tax Accounts)

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Publisher :
ISBN 13 :
Total Pages : 4 pages
Book Rating : 4.3/5 (126 download)

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Book Synopsis The Collection Process (income Tax Accounts) by : United States. Internal Revenue Service

Download or read book The Collection Process (income Tax Accounts) written by United States. Internal Revenue Service and published by . This book was released on 1978 with total page 4 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Financial Peace

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Author :
Publisher : Lampo
ISBN 13 : 9780963571236
Total Pages : 268 pages
Book Rating : 4.5/5 (712 download)

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Book Synopsis Financial Peace by : Dave Ramsey

Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.