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Gotcha Capitalism
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Download or read book Gotcha Capitalism written by Bob Sullivan and published by Ballantine Books. This book was released on 2008-01-22 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: What is Gotcha Capitalism? Coughing up $4 fees for ATM transactions. Iron-clad cell phone contracts you can’t get out of with a crowbar. Paying big bucks for insurance you don’t need on a rental car or forking over $20 a day for supposedly “free” wireless internet. Every day we use banks, cell phones, and credit cards. Every day we book hotels and airline tickets. And every day we get ripped off. How? Here are just a few examples of how big business can get you: • You didn’t fill up the rental car with gas? Gotcha! Gas costs $7 a gallon here. • Your bank balance fell to $999.99 for one day? Gotcha! That’ll be $12. • You miss one payment on that 18-month same-as-cash loan? Gotcha! That’ll be $512 extra. • You’re one day late on that electric bill? Gotcha! All your credit cards now have a 29.99% interest rate. But not for much longer. In Gotcha Capitalism, MSNBC.com’s “Red Tape Chronicles” columnist Bob Sullivan exposes the ways we’re all cheated by big business, and teaches us how to get our money back–proven strategies that can help you save more than $1,000 a year. From the Trade Paperback edition.
Book Synopsis Stop Getting Ripped Off by : Bob Sullivan
Download or read book Stop Getting Ripped Off written by Bob Sullivan and published by Ballantine Books. This book was released on 2009-12-29 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times bestselling author of Gotcha Capitalism and MSNBC.com "Red Tape Chronicles" columnist Bob Sullivan strikes again to help you evade the financial traps big businesses set for unwary consumers—and shows you how to get the best possible deals every single time. Today's marketplace is full of hidden fees, fine print, and other booby traps designed to trip you up and take your money. You may be losing big even when you think you're getting a steal! But with Sullivan's keen guidance and sensible advice, you can save money and regain control of your financial life. Clearly and concisely, Sullivan reveals • why American consumers make such easy targets for corporate America (you'll be stunned, for example, at how poor our math skills are) • how Wall Street will skim off one third of your retirement money (avoid this trap with Sullivan's new "Pitfall-Proof Pyramid") • the myths behind credit-card reward programs and "the 21st-Century Bank Account" • the real numbers to focus on when buying a new car • why you should spend more time shopping for your mortgage than your home • the key questions you must ask before buying life insurance • the secrets to saving for college and paying off student loans the right way • the best deals on cell phones and pay-TV service With Sullivan's empowering message, financial savvy, and knowledge of consumers' wants and needs, you can outsmart the system, keep your hard-earned cash, and finally stop getting ripped off. And you'll become part of a growing grass-roots movement to rein in the abuses of corporate America before consumers get hurt by another boom-and-bust cycle. From the Trade Paperback edition.
Book Synopsis Identities for Life and Death by : Robert J. Pellegrini
Download or read book Identities for Life and Death written by Robert J. Pellegrini and published by AuthorHouse. This book was released on 2010-09 with total page 742 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is all about stories. The stories that shape our identities and how those identities shape our destinies for better or worse, for good or evil, in humanizing or dehumanizing ways. Working from the Shakespearian metaphor, All the world s a stage and all the men and women merely players, Pellegrini argues that only by understanding how our storied selves develop can we acquire the tools to modify the roles they dictate for us to play on the stage in the theater of real life. The author deconstructs a wide variety of what he calls toxic, dehumanizing, death-oriented self-scripts as well as creative, humanizing, life-oriented narratives of groups as well as individuals. Following the Native American parable of two wolves engaged in mortal combat within us, one good the other evil, the fundamental premise here is that our identity determines which of our inner wolves we feed and thus, which of them will prevail. Pellegrini maintains that what s at stake in this battle between humanity s collective inner wolves, is not just the quality but the very survival of life on earth. From this perspective, as individual and group selves are humanizingly or dehumanizingly narratizedby the way we exercise our God-given free will in the choices we make, so shall life be impacted throughout the world. To advance the cause of detoxifying identities in our global society, the author presents a rationale and program for an international grass roots social movement aimed at achieving a universal sense of belongingness to a global life system. You can watch and listen to a video in which Dr. Bob Pellegrini talks about this book, and why he wrote it, by entering Identities for Life and Death in the search bar at youtube.com.]
Download or read book Save Big written by Elisabeth Leamy and published by John Wiley and Sons. This book was released on 2010-01-26 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: Good Morning America correspondent and ABC News columnist reveals tips for achieving unbelievable savings In this battered economy, saving money matters more to consumers than ever before. But most people are tired of hearing about all the small stuff, like skipping their morning latte. They tried that, and it didn't work. Americans want fresh, bold ideas and Save Big: Cut Your Top 5 Costs and Save Thousands has them. In fresh, engaging prose, Elisabeth Leamy shows consumers how to save big on life's most important and costly items. Filled with actionable advice and the insider secrets readers are hungering for, Save Big Details how to save a lot of money on a few things rather than merely saving a little on a bunch of small items Reveals the keys to saving money and the challenges consumers face Educates consumers on how to save thousands on the five things most people spend the most money on: houses, cars, credit, groceries, and healthcare After the turbulent economic events of the recent past, more and more consumers are focusing on budgeting and creative ways to save money. Save Big can help.
Download or read book Habit written by Neale Martin and published by Pearson Education. This book was released on 2009-11-25 with total page 237 pages. Available in PDF, EPUB and Kindle. Book excerpt: Habit begins with a revolutionary premise–95% of human behavior is controlled by the unconscious mind. This fact exposes the central flaw in marketing theory, market research, and a preponderance of business strategy–that customers are consciously aware of what they’re doing. Habit explains why 80% of new products fail, why billions of advertising dollars are wasted every year, and why even satisfied customers aren’t loyal. In Habit, Dr. Neale Martin persuasively contends that recent research from the brain sciences reveals that our brain evolved two minds–and marketing is focused on the wrong one. By explaining how the mind actually works, Martin shows how 50 years of marketing theory is deeply flawed, and how your customers’ habits thwart even your costliest marketing campaigns. Habit explains in practical terms how to work with both your customers’ executive and habitual minds to not only make sales but more importantly, create loyalty. You’ll discover how behavior actually rewires your customers' mind–and how to leverage this by refocusing on behavior, not on attitudes and beliefs. Martin offers a complete process for working with customers’ unconscious and conscious minds together, to become your customer’s habit, not just their choice. Using these techniques, you can finally achieve the twin holy grails of marketing: higher customer retention, and greater long-term profitability. Why focusing on customer satisfaction is a waste of time Prioritizing customer satisfaction ignores a crucial reality: 85% of customers who defect report being satisfied! How to establish a beachhead in your potential customer’s unconscious Teach new buying habits through cause and effect, reward and repetition Why you should keep your regular customers from thinking about you Learn how to keep repurchase behavior on permanent autopilot
Download or read book Euphemania written by Ralph Keyes and published by Little, Brown Spark. This book was released on 2010-12-14 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: How did die become kick the bucket, underwear become unmentionables, and having an affair become hiking the Appalachian trail? Originally used to avoid blasphemy, honor taboos, and make nice, euphemisms have become embedded in the fabric of our language. Euphemania traces the origins of euphemisms from a tool of the church to a form of gentility to today's instrument of commercial, political, and postmodern doublespeak. As much social commentary as a book for word lovers, Euphemania is a lively and thought-provoking look at the power of words and our power over them.
Download or read book Getting Unstuck written by Hugh Thompson and published by Penguin. This book was released on 2014-04-29 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Just try harder. Just work harder. Just do more. But what happens when working harder doesn’t seem to be getting you better results? You’ve got to get unstuck. In Getting Unstuck, Bob Sullivan and Hugh Thompson show the different kinds of plateaus that can hold you back and how they can be overcome. Using case studies of both success and failure—including Derek Jeter, Blockbuster, and Google—they identify how to avoid pitfalls and to incorporate the peak behaviors that place breakthroughs within anyone’s grasp. If you’ve ever given more and more to a broken relationship, a weight-loss regimen, or a stalled career—only to get less and less in return—Getting Unstuck will change your life.
Book Synopsis Generation Earn by : Kimberly Palmer
Download or read book Generation Earn written by Kimberly Palmer and published by Ten Speed Press. This book was released on 2010-10-12 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: As a young professional today, you are part of a generation with greater earning power and more advanced degrees than preceding ones—along with a fresh, holistic outlook on financial success. Yes, you might have taken out more debt than previous generations, but that doesn’t mean you’re a slacker living off credit cards and takeout as media pundits would have people believe. Kimberly Palmer, the Alpha Consumer columnist for US News & World Report, frequently receives questions from twenty-, thirty-, and forty-something readers like you about making smart, sustainable life choices, including: What should I be doing with my savings? • Should I take on freelance jobs? • Where should I invest my money? • Should I buy a house or keep renting? • Does it make sense to share a mortgage with my significant other? • Can I afford a baby? • How can I support the causes I believe in? • Should I start a nonprofit? In Generation Earn, Palmer answers these questions—and many more—in three parts. Part one centers on the self, covering professional goals, personal spending, debt management, and investing. Part two focuses on creating a home, including renting, mortgages, marriage, and saving for baby. Part three addresses the world at large, including green spending, sustainable donating, and supporting nonprofits. Add it all up and you have a plan for every major decision you’ll have to make to create a successful life.
Download or read book Scammed written by Christopher Elliott and published by John Wiley & Sons. This book was released on 2011-12-27 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: A leading consumer advocate reveals how to protect your money, time, and integrity from corrupt businesses Once upon a time store prices were simple and fair, businesses stood behind their products with guarantees free of fine print and loopholes, and companies genuinely seemed to care about their valued customers—but those days are long gone. In this groundbreaking exposé, consumer advocate Christopher Elliot reveals the broken relationship between American consumers and businesses and explains how companies came to believe that fooling their customers was a viable, and profitable, business plan. Scammed explores how companies control information to mislead, distort the truth, and even outright lie to their consumers. Exposes the various ways companies have led their war against information—from seductive ads, disingenuous fine print, and unconventional promotions that involve seeding discussion forums and blogs with company-friendly comments Offers consumers insider knowledge of the system, reasonable expectations, and a clear understanding of the games businesses play Christopher Elliott is one of the nation's foremost consumer advocates Protect yourself, your time, and your money from the predators of the consumer world. Armed with knowledge, readers will become far more discerning and every business's worst nightmare.
Book Synopsis The Real Cost of Living by : Carmen Wong Ulrich
Download or read book The Real Cost of Living written by Carmen Wong Ulrich and published by Penguin. This book was released on 2010-12-28 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every decision, from buying a home to grabbing a daily latte, has costs and benefits-personal as well as financial. The Real Cost of Living helps you make better decisions, both big and small- decisions that involve money, but aren't all about money. Well-known personal finance expert Carmen Wong Ulrich makes personal finance personal and takes into account that we all have motivations that go way beyond number crunching. From marriage and family to career, investing, and more, Carmen examines the "real cost" of the choices we all make every day. *Is deciding whether to go back to work full-time after you have a child really all about money? Should it be? *Is prepaying a mortgage a smart-money move, or is it really about craving security and stability-and which means more to you? *How much do your bad habits really cost you? And is saving thousands of dollars enough of a motivation to get you to stop? *Are college degrees really worthwhile? And if so, how can you maximize the odds of gaining all the benefits of a degree, both personally and financially? *Is becoming your own boss the answer to your career malaise? Can you handle the costs? The Real Cost of Living is a rare melding of personal psychology and personal finance at an important time when we have discovered that having more money may not bring more happiness, but knowing what really will make you happy can be worth any cost. Watch a Video
Book Synopsis First Class by : Christopher W. Shaw
Download or read book First Class written by Christopher W. Shaw and published by City Lights Books. This book was released on 2021-11-09 with total page 267 pages. Available in PDF, EPUB and Kindle. Book excerpt: Investigating the essential role that the postal system plays in American democracy and how the corporate sector has attempted to destroy it. "With First Class: The U.S. Postal Service, Democracy, and the Corporate Threat, Christopher Shaw makes a brilliant case for polishing the USPS up and letting it shine in the 21st century."—John Nichols, national affairs correspondent for The Nation and author of Coronavirus Criminals and Pandemic Profiteers: Accountability for Those Who Caused the Crisis "First Class is essential reading for all postal workers and for our allies who seek to defend and strengthen our public Postal Service."—Mark Dimondstein, President, American Postal Workers Union, AFL-CIO The fight over the future of the U.S. Postal Service is on. For years, corporate interests and political ideologues have pushed to remake the USPS, turning it from a public institution into a private business—and now, with mail-in voting playing a key role in local, state, and federal elections, the attacks have escalated. Leadership at the USPS has been handed over to special interests whose plan for the future includes higher postage costs, slower delivery times, and fewer post offices, policies that will inevitably weaken this invaluable public service and source of employment. Despite the general shift to digital communication, the vast majority of the American people—and small businesses—still rely heavily on the U.S. postal system, and many are rallying to defend it. First Class brings readers to the front lines of the struggle, explaining the various forces at work for and against a strong postal system, and presenting reasonable ideas for strengthening and expanding its capacity, services, and workforce. Emphasizing the essential role the USPS has played ever since Benjamin Franklin served as our first Postmaster General, author Christopher Shaw warns of the consequences for the country—and for our democracy—if we don’t win this fight. Praise for First Class: Piece by piece, an essential national infrastructure is being dismantled without our consent. Shaw makes an eloquent case for why the post office is worth saving and why, for the sake of American democracy, it must be saved."—Steve Hutkins, founder/editor of Save the Post Office and Professor of English at New York University "The USPS is essential for a democratic American society; thank goodness we have this new book from Christopher W. Shaw explaining why."—Danny Caine, author of Save the USPS and owner of the Raven Book Store, Lawrence, KS "Shaw's excellent analysis of the Postal Service and its vital role in American Democracy couldn't be more timely. … First Class should serve as a clarion call for Americans to halt the dismantling and to, instead, preserve and enhance the institution that can bind the nation together."—Ruth Y. Goldway, Retired Chair and Commissioner, U.S. Postal Regulatory Commission, responsible for the Forever Stamps "In a time of community fracture and corporate predation, Shaw argues, a first-class post office of the future can bring communities together and offer exploitation-free banking and other services."—Robert Weissman, president of Public Citizen
Book Synopsis The 10 Commandments of Money by : Liz Weston
Download or read book The 10 Commandments of Money written by Liz Weston and published by Penguin. This book was released on 2011-01-20 with total page 332 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the #1 personal finance columnist on the Internet (Nielsen/NetRatings)-a clear prescription for financial health in the 2010s and beyond. For previous generations, living within your means was a simple formula. Now, with the staggering rise in education, health care, and housing costs, millions of people find themselves skating from paycheck to paycheck with no idea how to move forward. As the most-read personal finance columnist on the Internet, Liz Weston has heard the questions and has the answers. Her 10 Commandments of Money will help readers avoid critical mistakes, survive the bad times, and thrive in the good ones. Just a few of Weston's invaluable pointers include how to: • Balance Your Budget • Pay Down Toxic Debt • Get the Right Mortgage • Pay for College • Save for Retirement • Maximize Your Financial Flexibility Liz Weston's goal is to provide THE practical guide to the brave new world of money. What Sylvia Porter's Money Book was to the 1970s, The 10 Commandments of Money will be for the 2010s. Watch a Video
Book Synopsis American Tricksters by : William J. Jackson
Download or read book American Tricksters written by William J. Jackson and published by Wipf and Stock Publishers. This book was released on 2014-12-18 with total page 275 pages. Available in PDF, EPUB and Kindle. Book excerpt: Tricksters are known by their deeds. Obviously not all the examples in American Tricksters are full-blown mythological tricksters like Coyote, Raven, or the Two Brothers found in Native American stories, or superhuman figures like the larger-than-life Davy Crockett of nineteenth-century tales. Newer expressions of trickiness do share some qualities with the Trickster archetype seen in myths. Rock stars who break taboos and get away with it, heroes who overcome monstrous circumstances, crafty folk who find a way to survive and thrive when the odds are against them, men making spectacles of themselves by feeding their astounding appetites in public--all have some trickster qualities. Each person, every living creature who ever faced an obstacle and needed to get around it, has found the built-in trickster impulse. Impasses turn the trickster gene on, or stimulate the trick-performing imagination--that's life. To explore the ways and means of trickster maneuvers can alert us to pitfalls, help us appreciate tricks that are entertaining, and aid us in fending off ploys which drain our resources and ruin our lives. Knowing more about the Trickster archetype in our psyches helps us be more self-aware.
Download or read book Losers written by Mary Pilon and published by Penguin. This book was released on 2020-08-18 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: “It's easy to do anything in victory. It’s in defeat that a man reveals himself.” —Floyd Patterson Twenty-two notable writers—including Bob Sullivan, Abby Ellin, Mike Pesca, Sir Arthur Conan Doyle, Louisa Hall, and Gay Talese—examine the untold stories of the losers, and in doing so reveal something raw and significant about what it means to be human The locker rooms of winning teams are crowded with coaches, family, and fans. Reporters flock to the athletes, brimming with victory and celebration, to ask, How does it feel? In contrast, the locker rooms of the losing teams are quiet and awkward, and reporters tend to leave quickly, reluctant to linger too long around loss. But, as sports journalists Mary Pilon and Louisa Thomas argue, losing is not a phenomenon to be overlooked, and in Losers, they have called upon novelists, reporters, and athletes to consider what it means to lose. From the Olympic gymnast who was forced to surrender her spot to another teammate, to the legacy of Bill Buckner's tenth-inning error in the 1986 World Series, to LeBron James's losing record in the NBA Finals, these essays range from humorous to somber, but all are united by their focus on defeat. Interweaving fourteen completely new and unpublished pieces alongside beloved classics of the genre, Losers turns the art of sports writing on its head and proves that there is inspiration to be found in stories of risk, resilience, and getting up after you've been knocked down.
Download or read book Broke Is Beautiful written by Laura Lee and published by ReadHowYouWant.com. This book was released on 2010-10 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: The economic downturn has forced nearly everyone into a life of limited means, but author Laura Lee was broke before it was cool. She won't tell anyone to clip coupons or forego their morning latte-in fact, she won't give any guidance on how to be saved from a dark financial destiny. Instead she provides readers with a psychological how-to full of fun tidbits. Broke is Beautiful is an insightful compendium of history, inspiration, facts, and humor that all celebrate the lack of money as a gateway to more serenity, self-awareness, and yes, even security. In the tradition of Alain de Botton's How Proust Can Change Your Life and Eric Wilson's Against Happiness: In Praise of Melancholy, here is an unconventional take on a subject that is relevant to us all. It is quirky comfort for the (literally) poor soul: offering historical and geographic perspective, ponderings on consumerism and credit scores, and even recipes for ramen noodles.
Download or read book Watchdog written by Richard Cordray and published by Oxford University Press. This book was released on 2020-02-03 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every day across America, consumers face issues with credit cards, mortgages, car loans, and student loans. When they are cheated or mistreated, all too often they hit a brick wall against the financial companies. People are fed up with being run over by big corporations, and few have the resources or expertise to fight back on their own. It is no wonder consumers feel powerless: they are outgunned every step of the way. Since 1970, the financial industry has doubled in size. It is the biggest source of campaign contributions to federal candidates and parties, spending about $1 billion annually on campaigns and another $500 million on lobbying. The four biggest banks each now has more than $1 trillion in assets. Financial products have become a mass of fine print that consumers can hardly even read, let alone understand. Growing problems in the increasingly one-sided finance markets blew up the economy in 2008. In the aftermath, Congress created the Consumer Financial Protection Bureau. Sharing the stories of individual consumers, Watchdog shows how the Bureau quickly became a powerful force for good, suing big banks for cheating or deceiving consumers, putting limits on predatory lenders, simplifying mortgage paperwork, and stepping in to help solve problems raised by individual consumers. It tells a hopeful story of how our system can be reformed by putting government back on the side of the people, to strengthen our families, safeguard the marketplace, and establish a new baseline of fairness in our democratic society.
Book Synopsis Business Ethics and Catholic Social Thought by : Daniel K. Finn
Download or read book Business Ethics and Catholic Social Thought written by Daniel K. Finn and published by Georgetown University Press. This book was released on 2021-05-01 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Business Ethics and Catholic Social Thought provides a new and wide-ranging account of these two ostensibly divergent fields. Focusing on the agency of the business person and the interests of firms, this volume outlines fundamental issues confronting moral leaders and corporations committed to responsible business practices.
