Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could be Improved

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Publisher : DIANE Publishing
ISBN 13 : 9781422309315
Total Pages : 72 pages
Book Rating : 4.3/5 (93 download)

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Book Synopsis Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could be Improved by :

Download or read book Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could be Improved written by and published by DIANE Publishing. This book was released on 2006 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Calculated Risk

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Publisher :
ISBN 13 :
Total Pages : 388 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Calculated Risk by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Transportation

Download or read book Calculated Risk written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Transportation and published by . This book was released on 2009 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Mortgage Lending Reform

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Publisher :
ISBN 13 :
Total Pages : 272 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Mortgage Lending Reform by : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit

Download or read book Mortgage Lending Reform written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2009 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Consumer Finance

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Publisher : DIANE Publishing
ISBN 13 : 1437933947
Total Pages : 31 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Consumer Finance by : Alicia Puente Cackley

Download or read book Consumer Finance written by Alicia Puente Cackley and published by DIANE Publishing. This book was released on 2010-10 with total page 31 pages. Available in PDF, EPUB and Kindle. Book excerpt: More than 12 million adults in the U.S. report they do not speak English well or at all. Proficiency in reading, writing, speaking, and understanding the English language appears to be linked to multiple dimensions of adult life in the U.S., including financial literacy -- the ability to make informed judgments and take effective actions regarding the current and future use and management of money. A recent Federal Act in 2009 mandated an examination of the relationship between fluency in the English language and financial literacy. This report examines the extent, if any, to which individuals with limited English proficiency are impeded in their financial literacy and conduct of financial affairs. Illustrations.

Financial Markets Regulation

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Publisher : DIANE Publishing
ISBN 13 : 1437919901
Total Pages : 136 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Financial Markets Regulation by : Orice Williams Brown

Download or read book Financial Markets Regulation written by Orice Williams Brown and published by DIANE Publishing. This book was released on 2009-12 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Emergency Economic Stabilization Act directed a study of the role of leverage in the current financial crisis and federal oversight of leverage. The objectives were to review: (1) how leveraging and deleveraging by financial institutions may have contributed to the crisis; (2) regulations adopted by federal financial regulators to limit leverage and how regulators oversee compliance with the regulations; and (3) any limitations the current crisis has revealed in regulatory approaches used to restrict leverage and regulatory proposals to address them. To meet these objectives, the auditor reviewed relevant laws and regulations and academic and other studies, and interviewed regulators and market participants. Includes recommend. Illus.

The End of Excess

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Publisher :
ISBN 13 :
Total Pages : 780 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis The End of Excess by : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations

Download or read book The End of Excess written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2010 with total page 780 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Regulation of Securities, Markets, and Transactions

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Publisher : John Wiley & Sons
ISBN 13 : 0470601965
Total Pages : 384 pages
Book Rating : 4.4/5 (76 download)

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Book Synopsis Regulation of Securities, Markets, and Transactions by : Patrick S. Collins

Download or read book Regulation of Securities, Markets, and Transactions written by Patrick S. Collins and published by John Wiley & Sons. This book was released on 2011-01-25 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: The ultimate guide to the current rules and regulations that govern the securities industry?including amendments in 2010 Providing readers with expert coverage of domestic securities regulation, this book fills the need for coverage of securities regulations, defining, describing, and explaining everything professionals need to know about domestic securities regulation. Examines the current securities rules Provides an overview of the latest regulations for this industry Includes a description of the various government regulations of securities markets, and securities transactions Since the corporate scandals of 2002, this industry has seen intense scrutiny of how it is regulated. Regulation of Securities, Markets, and Transactions demystifies the new laws and regulations with straightforward, to-the-point coverage professionals need.

Financial Regulation: A Framework for Crafting and Assessing Proposals to Modernize the Outdated U. S. Financial Regulatory System

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Publisher : DIANE Publishing
ISBN 13 : 1437913164
Total Pages : 30 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Financial Regulation: A Framework for Crafting and Assessing Proposals to Modernize the Outdated U. S. Financial Regulatory System by : Gene L. Dodaro

Download or read book Financial Regulation: A Framework for Crafting and Assessing Proposals to Modernize the Outdated U. S. Financial Regulatory System written by Gene L. Dodaro and published by DIANE Publishing. This book was released on 2010-02 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discusses a report that provides a framework for modernizing the outdated U.S. financial regulatory system. This report was prepared to help policymakers weigh various regulatory reform proposals and consider ways in which the current regulatory system could be made more effective and efficient. This testimony: (1) describes how regulation has evolved in banking, securities, thrifts, credit unions, futures, insurance, secondary mortgage markets and other areas; (2) describes several key changes in financial markets and products in recent decades that have highlighted significant limitations and gaps in the existing regulatory system; and (3) presents an evaluation framework that can be used by Congress to shape regulatory reform efforts.

Modernizing the U.S. Financial Regulatory System

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Publisher :
ISBN 13 :
Total Pages : 404 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis Modernizing the U.S. Financial Regulatory System by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs

Download or read book Modernizing the U.S. Financial Regulatory System written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 404 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Financial Regulation

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Publisher : DIANE Publishing
ISBN 13 : 1437912966
Total Pages : 107 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Financial Regulation by : Orice M. Williams

Download or read book Financial Regulation written by Orice M. Williams and published by DIANE Publishing. This book was released on 2009 with total page 107 pages. Available in PDF, EPUB and Kindle. Book excerpt: The U.S. and other countries are in the midst of the worst financial crisis in more than 75 years. While much of the attention of policymakers has been focused on taking short-term steps to address the immediate nature of the crisis, these events have served to strikingly demonstrate that the current U.S. financial regulatory system is in need of significant reform. This report: (1) describes the origins of the current financial regulatory system; (2) describes various market developments and changes that have created challenges for the current system; and (3) presents an evaluation framework that can be used to shape potential regulatory reform efforts. An important and thorough review of the issues related to regulatory reform. Charts and tables.

Financial Regulation

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Publisher :
ISBN 13 :
Total Pages : 484 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis Financial Regulation by : United States. Congress. Senate. Committee on Homeland Security and Governmental Affairs

Download or read book Financial Regulation written by United States. Congress. Senate. Committee on Homeland Security and Governmental Affairs and published by . This book was released on 2010 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Modernizing America's Financial Regulatory Structure, S. Hrg. 111-8, January 14, 2009, 111-1 Hearing, *

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Publisher :
ISBN 13 :
Total Pages : 188 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Modernizing America's Financial Regulatory Structure, S. Hrg. 111-8, January 14, 2009, 111-1 Hearing, * by :

Download or read book Modernizing America's Financial Regulatory Structure, S. Hrg. 111-8, January 14, 2009, 111-1 Hearing, * written by and published by . This book was released on 2009 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Modernizing America's Financial Regulatory Structure

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Publisher :
ISBN 13 :
Total Pages : 186 pages
Book Rating : 4.3/5 (129 download)

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Book Synopsis Modernizing America's Financial Regulatory Structure by : United States. Congressional Oversight Panel

Download or read book Modernizing America's Financial Regulatory Structure written by United States. Congressional Oversight Panel and published by . This book was released on 2009 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Congressional Oversight Panel Special Report on Regulatory Reform

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Publisher :
ISBN 13 :
Total Pages : 184 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis Congressional Oversight Panel Special Report on Regulatory Reform by : United States. Congressional Oversight Panel

Download or read book Congressional Oversight Panel Special Report on Regulatory Reform written by United States. Congressional Oversight Panel and published by . This book was released on 2009 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Home Mortgages

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Publisher : DIANE Publishing
ISBN 13 : 1437920349
Total Pages : 69 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Home Mortgages by : William B. Shear

Download or read book Home Mortgages written by William B. Shear and published by DIANE Publishing. This book was released on 2009-12 with total page 69 pages. Available in PDF, EPUB and Kindle. Book excerpt: H.R. 3915 (2007), a bill introduced, but not enacted by the 110th Congress, was intended to reform mortgage lending practices to prevent a recurrence of problems in the mortgage market, particularly in the nonprime market segment. The bill would have set minimum standards for all mortgages (e.g., reasonable ability to repay) and created a "safe harbor" for loans that met certain requirements. This report discusses: (1) the proportions of recent nonprime loans that likely would have met and not met the bill's safe harbor requirements and factors influencing the performance of these loans; and (2) relevant research and the views of mortgage industry stakeholders concerning the potential impact of key provisions of the bill on the availability of mortgage credit.

Federal Housing Administration: Decline in the Agency’s market Share Was Associated with Product and Process Developments of Other Mortgage market participants

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Author :
Publisher : DIANE Publishing
ISBN 13 : 9781422396544
Total Pages : 52 pages
Book Rating : 4.3/5 (965 download)

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Book Synopsis Federal Housing Administration: Decline in the Agency’s market Share Was Associated with Product and Process Developments of Other Mortgage market participants by : United States. Government Accountability Office

Download or read book Federal Housing Administration: Decline in the Agency’s market Share Was Associated with Product and Process Developments of Other Mortgage market participants written by United States. Government Accountability Office and published by DIANE Publishing. This book was released on 2007 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Mortgage Foreclosures

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Publisher : DIANE Publishing
ISBN 13 : 1437944906
Total Pages : 86 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Mortgage Foreclosures by : A. Nicole Clowers

Download or read book Mortgage Foreclosures written by A. Nicole Clowers and published by DIANE Publishing. This book was released on 2011-04 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: Entities responsible for managing home mortgage loans -- called servicers -- may initiate foreclosure proceedings on certain delinquent loans but then decide to not complete the process. Many of these properties are vacant. These abandoned foreclosure -- or "bank walkaway" -- properties can exacerbate neighborhood decline. This report assessed: (1) the nature and prevalence of abandoned foreclosures; (2) their impact on communities; (3) practices that may lead servicers to initiate but not complete foreclosures and regulatory oversight of foreclosure practices; and (4) actions some communities have taken to reduce abandoned foreclosures and their impacts. Charts and tables. This is a print on demand report.