Discrimination, Vulnerable Consumers and Financial Inclusion

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Publisher : Routledge
ISBN 13 : 1000295192
Total Pages : 291 pages
Book Rating : 4.0/5 (2 download)

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Book Synopsis Discrimination, Vulnerable Consumers and Financial Inclusion by : Cătălin-Gabriel Stănescu

Download or read book Discrimination, Vulnerable Consumers and Financial Inclusion written by Cătălin-Gabriel Stănescu and published by Routledge. This book was released on 2020-12-28 with total page 291 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socioeconomic, and technological challenges. New technologies – such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms, the changing nature of vulnerability due to the ongoing COVID-19 pandemic, as well as the sophistication of digital technologies, which help circumvent legal barriers and protections – necessitate the continuous study of the existing legal frameworks and measures that are capable of tackling these challenges. Organized in two major parts, the first addresses, from multiple national angles, the idea of a human rights approach to consumer law, in order to replace the mantra of economic efficiency that characterizes financial services with those of human dignity and freedom from discrimination and from debt-induced servitude. The second tackles the challenges posed by increased usage of technology in connection with financial services, which tends to solve, but also creates, additional issues for consumers in general, and for vulnerable groups in particular.

Examining Discrimination in the Automobile Loan and Insurance Industries

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Publisher :
ISBN 13 :
Total Pages : 373 pages
Book Rating : 4.:/5 (114 download)

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Book Synopsis Examining Discrimination in the Automobile Loan and Insurance Industries by : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations

Download or read book Examining Discrimination in the Automobile Loan and Insurance Industries written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2020 with total page 373 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Communities in Action

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Publisher : National Academies Press
ISBN 13 : 0309452961
Total Pages : 583 pages
Book Rating : 4.3/5 (94 download)

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Book Synopsis Communities in Action by : National Academies of Sciences, Engineering, and Medicine

Download or read book Communities in Action written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2017-04-27 with total page 583 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.

Public Acts of the Legislature

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Publisher :
ISBN 13 :
Total Pages : 1100 pages
Book Rating : 4.:/5 (28 download)

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Book Synopsis Public Acts of the Legislature by : Michigan

Download or read book Public Acts of the Legislature written by Michigan and published by . This book was released on 1917 with total page 1100 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Public and Local Acts of the Legislature of the State of Michigan

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Author :
Publisher :
ISBN 13 :
Total Pages : 1104 pages
Book Rating : 4.:/5 (36 download)

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Book Synopsis Public and Local Acts of the Legislature of the State of Michigan by : Michigan

Download or read book Public and Local Acts of the Legislature of the State of Michigan written by Michigan and published by . This book was released on 1917 with total page 1104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Includes regular, special, adjourned and extra sessions

Investigating Business Communication and Technologies

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Publisher : Cambridge University Press
ISBN 13 : 1107688051
Total Pages : 401 pages
Book Rating : 4.1/5 (76 download)

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Book Synopsis Investigating Business Communication and Technologies by : Rhonda Rasmussen

Download or read book Investigating Business Communication and Technologies written by Rhonda Rasmussen and published by Cambridge University Press. This book was released on 2012-12-05 with total page 401 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Federal Standards for No-fault Motor Vehicle Accident Benefits Act

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Publisher :
ISBN 13 :
Total Pages : 776 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis Federal Standards for No-fault Motor Vehicle Accident Benefits Act by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance

Download or read book Federal Standards for No-fault Motor Vehicle Accident Benefits Act written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance and published by . This book was released on 1977 with total page 776 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Insurance Press

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Publisher :
ISBN 13 :
Total Pages : 550 pages
Book Rating : 4.:/5 (334 download)

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Book Synopsis The Insurance Press by :

Download or read book The Insurance Press written by and published by . This book was released on 1917 with total page 550 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Weekly Underwriter

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Publisher :
ISBN 13 :
Total Pages : 910 pages
Book Rating : 4.:/5 (26 download)

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Book Synopsis The Weekly Underwriter by :

Download or read book The Weekly Underwriter written by and published by . This book was released on 1917 with total page 910 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Handbook of Insurance

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Publisher : Springer Science & Business Media
ISBN 13 : 1461401550
Total Pages : 1133 pages
Book Rating : 4.4/5 (614 download)

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Book Synopsis Handbook of Insurance by : Georges Dionne

Download or read book Handbook of Insurance written by Georges Dionne and published by Springer Science & Business Media. This book was released on 2013-12-02 with total page 1133 pages. Available in PDF, EPUB and Kindle. Book excerpt: This new edition of the Handbook of Insurance reviews the last forty years of research developments in insurance and its related fields. A single reference source for professors, researchers, graduate students, regulators, consultants and practitioners, the book starts with the history and foundations of risk and insurance theory, followed by a review of prevention and precaution, asymmetric information, risk management, insurance pricing, new financial innovations, reinsurance, corporate governance, capital allocation, securitization, systemic risk, insurance regulation, the industrial organization of insurance markets and other insurance market applications. It ends with health insurance, longevity risk, long-term care insurance, life insurance financial products and social insurance. This second version of the Handbook contains 15 new chapters. Each of the 37 chapters has been written by leading authorities in risk and insurance research, all contributions have been peer reviewed, and each chapter can be read independently of the others.

Cradle to Kindergarten

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Publisher : Russell Sage Foundation
ISBN 13 : 1610449061
Total Pages : 285 pages
Book Rating : 4.6/5 (14 download)

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Book Synopsis Cradle to Kindergarten by : Ajay Chaudry

Download or read book Cradle to Kindergarten written by Ajay Chaudry and published by Russell Sage Foundation. This book was released on 2021-03-25 with total page 285 pages. Available in PDF, EPUB and Kindle. Book excerpt: Early care and education for many children in the United States is in crisis. The period between birth and kindergarten is a critical time for child development, and socioeconomic disparities that begin early in children’s lives contribute to starkly different long-term outcomes for adults. Yet, compared to other advanced economies, high-quality child care and preschool in the United States are scarce and prohibitively expensive for many middle-class and most disadvantaged families. To what extent can early-life interventions provide these children with the opportunities that their affluent peers enjoy and contribute to reduced social inequality in the long term? Cradle to Kindergarten offers a comprehensive, evidence-based strategy that diagnoses the obstacles to accessible early education and charts a path to opportunity for all children. The U.S. government invests less in children under the age of five than do most other developed nations. Most working families must seek private childcare, which means that children from low-income households, who would benefit most from high-quality early education, are the least likely to attend them. Existing policies, such as pre-kindergarten in some states are only partial solutions. To address these deficiencies, the authors propose to overhaul the early care system, beginning with a federal paid parental leave policy that provides both mothers and fathers with time and financial support after the birth of a child. They also advocate increased public benefits, including an expansion of the child care tax credit, and a new child care assurance program that subsidizes the cost of early care for low- and moderate-income families. They also propose that universal, high-quality early education in the states should start by age three, and a reform of the Head Start program that would include more intensive services for families living in areas of concentrated poverty and experiencing multiple adversities from the earliest point in these most disadvantaged children’s lives. They conclude with an implementation plan and contend that these reforms are attainable within a ten-year timeline. Reducing educational and economic inequalities requires that all children have robust opportunities to learn, fully develop their capacities, and have a fair shot at success. Cradle to Kindergarten presents a blueprint for fulfilling this promise by expanding access to educational and financial resources at a critical stage of child development.

Public Acts of the Legislature of the State of Michigan

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Author :
Publisher :
ISBN 13 :
Total Pages : 1118 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Public Acts of the Legislature of the State of Michigan by : Michigan

Download or read book Public Acts of the Legislature of the State of Michigan written by Michigan and published by . This book was released on 1917 with total page 1118 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Credit-based Insurance Scores

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Publisher :
ISBN 13 :
Total Pages : 256 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis Credit-based Insurance Scores by : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations

Download or read book Credit-based Insurance Scores written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2008 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Acts of the Legislature of the State of Michigan

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Author :
Publisher :
ISBN 13 :
Total Pages : 1126 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Acts of the Legislature of the State of Michigan by : Michigan

Download or read book Acts of the Legislature of the State of Michigan written by Michigan and published by . This book was released on 1917 with total page 1126 pages. Available in PDF, EPUB and Kindle. Book excerpt: Includes regular and extra sessions.

Hearings, Reports and Prints of the House Committee on Interstate and Foreign Commerce

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Publisher :
ISBN 13 :
Total Pages : 1528 pages
Book Rating : 4.:/5 (36 download)

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Book Synopsis Hearings, Reports and Prints of the House Committee on Interstate and Foreign Commerce by : United States. Congress. House. Committee on Interstate and Foreign Commerce

Download or read book Hearings, Reports and Prints of the House Committee on Interstate and Foreign Commerce written by United States. Congress. House. Committee on Interstate and Foreign Commerce and published by . This book was released on 1978 with total page 1528 pages. Available in PDF, EPUB and Kindle. Book excerpt:

H.R. 4731 and the Economic Impact of Insurance Company Insolvencies

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Publisher :
ISBN 13 :
Total Pages : 456 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis H.R. 4731 and the Economic Impact of Insurance Company Insolvencies by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance

Download or read book H.R. 4731 and the Economic Impact of Insurance Company Insolvencies written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance and published by . This book was released on 1992 with total page 456 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Underwriting Manual

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Publisher :
ISBN 13 :
Total Pages : 264 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Underwriting Manual by : United States. Federal Housing Administration

Download or read book Underwriting Manual written by United States. Federal Housing Administration and published by . This book was released on 1936-04 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: