Democratizing Finance

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Publisher : FriesenPress
ISBN 13 : 1525536621
Total Pages : 544 pages
Book Rating : 4.5/5 (255 download)

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Book Synopsis Democratizing Finance by : Clifford N. Rosenthal

Download or read book Democratizing Finance written by Clifford N. Rosenthal and published by FriesenPress. This book was released on 2018 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt: Decades before Occupy Wall Street challenged the American financial system, activists began organizing alternatives to provide capital to “unbankable” communities and the poor. With roots in the civil rights, anti-poverty, and other progressive movements, they brought little training in finance. They formed nonprofit loan funds, credit unions, and even a new bank—organizations that by 1992 became known as “community development financial institutions,” or CDFIs. By melding their vision with that of President Clinton, CDFIs grew from church basements and kitchen tables to number more than 1,000 institutions with billions of dollars of capital. They have helped transform community development by providing credit and financial services across the United States, from inner cities to Native American reservations. Democratizing Finance traces the roots of community development finance over two centuries, a history that runs from Benjamin Franklin, through an ill-starred bank for African American veterans of the Civil War, the birth of the credit union movement, and the War on Poverty. Drawn from hundreds of interviews with CDFI leaders, presidential archives, and congressional testimony, Democratizing Finance provides an insider view of an extraordinary public policy success. Democratizing Finance is a unique resource for practitioners, policymakers, researchers, and social investors.

Democratizing Innovation

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Publisher : MIT Press
ISBN 13 : 0262250179
Total Pages : 224 pages
Book Rating : 4.2/5 (622 download)

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Book Synopsis Democratizing Innovation by : Eric Von Hippel

Download or read book Democratizing Innovation written by Eric Von Hippel and published by MIT Press. This book was released on 2006-02-17 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: The process of user-centered innovation: how it can benefit both users and manufacturers and how its emergence will bring changes in business models and in public policy. Innovation is rapidly becoming democratized. Users, aided by improvements in computer and communications technology, increasingly can develop their own new products and services. These innovating users—both individuals and firms—often freely share their innovations with others, creating user-innovation communities and a rich intellectual commons. In Democratizing Innovation, Eric von Hippel looks closely at this emerging system of user-centered innovation. He explains why and when users find it profitable to develop new products and services for themselves, and why it often pays users to reveal their innovations freely for the use of all.The trend toward democratized innovation can be seen in software and information products—most notably in the free and open-source software movement—but also in physical products. Von Hippel's many examples of user innovation in action range from surgical equipment to surfboards to software security features. He shows that product and service development is concentrated among "lead users," who are ahead on marketplace trends and whose innovations are often commercially attractive. Von Hippel argues that manufacturers should redesign their innovation processes and that they should systematically seek out innovations developed by users. He points to businesses—the custom semiconductor industry is one example—that have learned to assist user-innovators by providing them with toolkits for developing new products. User innovation has a positive impact on social welfare, and von Hippel proposes that government policies, including R&D subsidies and tax credits, should be realigned to eliminate biases against it. The goal of a democratized user-centered innovation system, says von Hippel, is well worth striving for. An electronic version of this book is available under a Creative Commons license.

Democratizing Finance

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Author :
Publisher : Harvard University Press
ISBN 13 : 0674987225
Total Pages : 289 pages
Book Rating : 4.6/5 (749 download)

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Book Synopsis Democratizing Finance by : Marion Laboure

Download or read book Democratizing Finance written by Marion Laboure and published by Harvard University Press. This book was released on 2022-01-01 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: We are only in the early stages of a broader revolution that will impact every aspect of the global economy, including commerce and government services. Coming financial technology innovations could improve the quality of life for all people. Over the past few decades, digital technology has transformed finance. Financial technology (fintech) has enabled more people with fewer resources, in more places around the world, to take advantage of banking, insurance, credit, investment, and other financial services. Marion Laboure and Nicolas Deffrennes argue that these changes are only the tip of the iceberg. A much broader revolution is under way that, if steered correctly, will lead to huge and beneficial social change. The authors describe the genesis of recent financial innovations and how they have helped consumers in rich and poor countries alike by reducing costs, increasing accessibility, and improving convenience and efficiency. They connect the dots between early innovations in financial services and the wider revolution unfolding today. Changes may disrupt traditional financial services, especially banking, but they may also help us address major social challenges: opening new career paths for millennials, transforming government services, and expanding the gig economy in developed markets. Fintech could lead to economic infrastructure developments in rural areas and could facilitate emerging social security and healthcare systems in developing countries. The authors make this case with a rich combination of economic theory and case studies, including microanalyses of the effects of fintech innovations on individuals, as well as macroeconomic perspectives on fintech's impact on societies. While celebrating fintech's achievements to date, Laboure and Deffrennes also make recommendations for overcoming the obstacles that remain. The stakes--improved quality of life for all people--could not be higher.

Democratizing Finance

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Author :
Publisher : Verso Books
ISBN 13 : 1839762675
Total Pages : 337 pages
Book Rating : 4.8/5 (397 download)

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Book Synopsis Democratizing Finance by : Fred Block

Download or read book Democratizing Finance written by Fred Block and published by Verso Books. This book was released on 2022-02-08 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: What if our financial system were organized to the benefit of the many rather than simply empowering the few? Robert Hockett and Fred Block argue that an entirely different financial system is both desirable and possible. They outline concrete steps that could get us there. Financial systems move the worlds savings from investment to investment, chasing the highest rates of return. They run on profit. But what if investment went to the enterprises or institutions that provided things that the majority of people would prioritize? Democratizing Finance includes six responses that seek to amend, elaborate, and challenge the arguments developed by Hockett and Block. Some of the core arguments put forward by other contributors include calls for the rapid elimination of private financial entities, the dilemmas of the politics associated with financial reforms, and the fate of parallel proposals advanced in the US in the 1930s.

Democratizing the Corporation

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Publisher : Verso Books
ISBN 13 : 1804294535
Total Pages : 337 pages
Book Rating : 4.8/5 (42 download)

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Book Synopsis Democratizing the Corporation by : Isabelle Ferreras

Download or read book Democratizing the Corporation written by Isabelle Ferreras and published by Verso Books. This book was released on 2024-03-19 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: Worker representation is the first step toward democratizing the economy Although contemporary Western societies refer to themselves as “democratic,” the bulk of the population spend much of their lives in workplaces that have more in common with tyranny. Gigantic corporations such as Amazon, Meta, Exxon, and Walmart are among the richest and most powerful institutions in the world yet accountable to no one but their shareholders. The undemocratic nature of conventional firms generates profound problems across society, hurting more than just the workplace and contributing to environmental destruction and spiraling inequality. Against this backdrop, Isabelle Ferreras proposes a radical but realistic plan to democratize the private firm. She suggests that all large firms should be bicamerally governed, with a chamber of worker representatives sharing equal governance power with the standard board representing owners. In response to this proposal, twelve leading experts on corporate behavior from multiple disciplines consider its attractiveness, viability, and achievability as a “real utopian” proposal to strengthen democracy in our time.

How to Democratize Europe

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Publisher : Harvard University Press
ISBN 13 : 0674988086
Total Pages : 225 pages
Book Rating : 4.6/5 (749 download)

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Book Synopsis How to Democratize Europe by : Stéphanie Hennette

Download or read book How to Democratize Europe written by Stéphanie Hennette and published by Harvard University Press. This book was released on 2019-05-08 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: An all-star cast of scholars and politicians from Europe and America propose and debate the creation of a new European parliament with substantial budgetary and legislative power to solve the crisis of governance in the Eurozone and promote social and fiscal justice and public investment. The European Union is struggling. The rise of Euroskeptic parties in member states, economic distress in the south, the migrant crisis, and Brexit top the news. But deeper structural problems may be a greater long-term peril. Not least is the economic management of the Eurozone, the nineteen countries that use the Euro. How can this be accomplished in a way generally acceptable to members, given a political system whose structures are routinely decried for a lack of democratic accountability? How can the EU promote fiscal and social justice while initiating the long-term public investments that Europe needs to overcome stagnation? These are the problems a distinguished group of European and American scholars set out to solve in this short but valuable book. Among many longstanding grievances is the charge that Eurozone policies serve large and wealthy countries at the expense of poorer nations. It is also unclear who decides economic policy, how the interests of diverse member states are balanced, and to whom the decision-makers are accountable. The four lead authors—Stéphanie Hennette, Thomas Piketty, Guillaume Sacriste, and Antoine Vauchez—describe these and other problems, and respond with a draft treaty establishing a parliament for economic policy, its members drawn from national parliaments. We then hear from invited critics, who express support, objections, or alternative ideas. How to Democratize Europe offers a chance to observe how major thinkers view some of the Continent’s most pressing issues and attempt to connect democratic reform with concrete changes in economic and social policies.

Democratizing Global Governance

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Author :
Publisher : Springer
ISBN 13 : 1403907110
Total Pages : 319 pages
Book Rating : 4.4/5 (39 download)

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Book Synopsis Democratizing Global Governance by : E. Aksu

Download or read book Democratizing Global Governance written by E. Aksu and published by Springer. This book was released on 2002-07-15 with total page 319 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is globalization beyond human control? In this thought-provoking text, the myths and mantras of this apparently irresistible force are challenged and dissembled. By examining a number of fundamental questions, the contributors put forward a radical reform agenda for global governance. Can the global multilateral system be democratic? Are security and economic concerns separable? Can the development of a global civil society contribute to effective global governance? An important and wide ranging study, this book will be essential reading for graduates and researchers in international relations.

Economic Origins of Dictatorship and Democracy

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Publisher : Cambridge University Press
ISBN 13 : 9780521855266
Total Pages : 444 pages
Book Rating : 4.8/5 (552 download)

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Book Synopsis Economic Origins of Dictatorship and Democracy by : Daron Acemoglu

Download or read book Economic Origins of Dictatorship and Democracy written by Daron Acemoglu and published by Cambridge University Press. This book was released on 2006 with total page 444 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book develops a framework for analyzing the creation and consolidation of democracy. Different social groups prefer different political institutions because of the way they allocate political power and resources. Thus democracy is preferred by the majority of citizens, but opposed by elites. Dictatorship nevertheless is not stable when citizens can threaten social disorder and revolution. In response, when the costs of repression are sufficiently high and promises of concessions are not credible, elites may be forced to create democracy. By democratizing, elites credibly transfer political power to the citizens, ensuring social stability. Democracy consolidates when elites do not have strong incentive to overthrow it. These processes depend on (1) the strength of civil society, (2) the structure of political institutions, (3) the nature of political and economic crises, (4) the level of economic inequality, (5) the structure of the economy, and (6) the form and extent of globalization.

The Age of Surveillance Capitalism

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Publisher : PublicAffairs
ISBN 13 : 1610395700
Total Pages : 683 pages
Book Rating : 4.6/5 (13 download)

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Book Synopsis The Age of Surveillance Capitalism by : Shoshana Zuboff

Download or read book The Age of Surveillance Capitalism written by Shoshana Zuboff and published by PublicAffairs. This book was released on 2019-01-15 with total page 683 pages. Available in PDF, EPUB and Kindle. Book excerpt: The challenges to humanity posed by the digital future, the first detailed examination of the unprecedented form of power called "surveillance capitalism," and the quest by powerful corporations to predict and control our behavior. In this masterwork of original thinking and research, Shoshana Zuboff provides startling insights into the phenomenon that she has named surveillance capitalism. The stakes could not be higher: a global architecture of behavior modification threatens human nature in the twenty-first century just as industrial capitalism disfigured the natural world in the twentieth. Zuboff vividly brings to life the consequences as surveillance capitalism advances from Silicon Valley into every economic sector. Vast wealth and power are accumulated in ominous new "behavioral futures markets," where predictions about our behavior are bought and sold, and the production of goods and services is subordinated to a new "means of behavioral modification." The threat has shifted from a totalitarian Big Brother state to a ubiquitous digital architecture: a "Big Other" operating in the interests of surveillance capital. Here is the crucible of an unprecedented form of power marked by extreme concentrations of knowledge and free from democratic oversight. Zuboff's comprehensive and moving analysis lays bare the threats to twenty-first century society: a controlled "hive" of total connection that seduces with promises of total certainty for maximum profit -- at the expense of democracy, freedom, and our human future. With little resistance from law or society, surveillance capitalism is on the verge of dominating the social order and shaping the digital future -- if we let it.

Democratizing Leadership

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Author :
Publisher : IAP
ISBN 13 : 1681233355
Total Pages : 272 pages
Book Rating : 4.6/5 (812 download)

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Book Synopsis Democratizing Leadership by : Mike Klein

Download or read book Democratizing Leadership written by Mike Klein and published by IAP. This book was released on 2015-12-01 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Democratizing Leadership: Counter?hegemonic Democracy in Organizations, Institutions, and Communities promotes leadership in the democratization of culture to counter the current hegemony of domination and cultivate an alternative hegemony of collaboration. It is premised on a leadership framework for decision?making rooted in democratic voice and leading to collective action. This broad peacebuilding prescription for individual and collective agency accounts for the constructive role of conflict in democratic pluralism, and the need to develop practices and structures that prevent violent conflict in order to advance positive peace. This theory addresses the contexts of deliberative, agonistic, and revolutionary democratic frameworks. Democratizing Leadership is informed by three qualitative case studies described in rich detail. First Bank System Visual Art Program, In the Heart of the Beast Theater's May Day Ritual, and The Minnesota Alliance of Peacemakers exemplify the practice of democratizing leadership. These diverse settings include corporate banking during 1980's deregulation, an annual community May Day parade, and an informal alliance of peacemaking organizations. Leadership in each case promotes authentic voice, encourages decision?making with integrity, and advocates for responsible collective action.

Capital Homesteading for Every Citizen

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Publisher : Ctr. for Economic & Social Justice
ISBN 13 : 9780944997000
Total Pages : 262 pages
Book Rating : 4.9/5 (97 download)

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Book Synopsis Capital Homesteading for Every Citizen by : Norman G. Kurland

Download or read book Capital Homesteading for Every Citizen written by Norman G. Kurland and published by Ctr. for Economic & Social Justice. This book was released on 2004 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Firms as Political Entities

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Publisher : Cambridge University Press
ISBN 13 : 1108415946
Total Pages : 231 pages
Book Rating : 4.1/5 (84 download)

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Book Synopsis Firms as Political Entities by : Isabelle Ferreras

Download or read book Firms as Political Entities written by Isabelle Ferreras and published by Cambridge University Press. This book was released on 2017-10-25 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: Aimed at political sciences students and teachers, Ferreras presents the new idea of 'economic bicameralism' to redefine firms as political entities.

The Making of a Democratic Economy

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Publisher : Berrett-Koehler Publishers
ISBN 13 : 1523099941
Total Pages : 220 pages
Book Rating : 4.5/5 (23 download)

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Book Synopsis The Making of a Democratic Economy by : Marjorie Kelly

Download or read book The Making of a Democratic Economy written by Marjorie Kelly and published by Berrett-Koehler Publishers. This book was released on 2019-07-23 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seven principles for a just and sustainable system, accompanied by true stories of “the people creating the institutions of the next economy” (Kat Taylor, cofounder, Beneficial State Bank). The extractive economy we live with now—designed by the 1 percent for the 1 percent—enables the financial elite to squeeze out maximum gain for themselves, heedless of damage to people or planet. But in this compelling book, Marjorie Kelly and Ted Howard show that there is a new economy emerging, focused on helping everyone thrive while respecting planetary boundaries. At a time when competing political visions are at stake the world over, this book urges a move beyond tinkering at the margins to address the systemic crisis of our economy. Kelly and Howard outline seven principles of what they call a Democratic Economy: community, inclusion, place (keeping wealth local), good work (putting labor before capital), democratized ownership, ethical finance, and sustainability. Each principle is paired with a place putting it into practice: Pine Ridge, Preston, Portland, Cleveland, and more. Included are stories not just of activists and grassroots leaders but of the unexpected accomplices of the Democratic Economy. Seeds of a future beyond corporate capitalism and state socialism are being planted in hospital procurement departments, pension fund offices, and even company boardrooms. The future remains uncertain—but Kelly and Howard help us understand how to nurture and grow those seeds into an equitable, ecologically sustainable economy that benefits all of us, not just the billionaires. “As champions of worker and community ownership, Kelly and Howard remind us that economic democracy is essential to political democracy and a viable human future.” —David Korten, author of When Corporations Rule the World

Democratizing Money?

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Publisher :
ISBN 13 : 1107195810
Total Pages : 287 pages
Book Rating : 4.1/5 (71 download)

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Book Synopsis Democratizing Money? by : Beat Weber

Download or read book Democratizing Money? written by Beat Weber and published by . This book was released on 2018-05-17 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt: Weber provides an economic analysis of current, post-crash monetary reform proposals, including Bitcoin, sovereign money, regional money and modern monetary theory. The book critically examines these reform concepts, exposing their flaws and fallacies, guiding the reader towards a contemporary understanding of what money is and how it works today.

Democratization

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Publisher : Oxford University Press, USA
ISBN 13 : 0198732287
Total Pages : 515 pages
Book Rating : 4.1/5 (987 download)

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Book Synopsis Democratization by : Christian W. Haerpfer

Download or read book Democratization written by Christian W. Haerpfer and published by Oxford University Press, USA. This book was released on 2019 with total page 515 pages. Available in PDF, EPUB and Kindle. Book excerpt: Democratization is the first textbook to focus on the "global wave of democratization" that has been occurring since around 1970. Bringing together leading authors from diverse international backgrounds, it introduces students to the theoretical and practical dimensions of the subject in an authoritative, accessible, and systematic way. The book takes into account the international factors that affect politics at the level of the nation state, showing students the direction in which the discipline is moving. It is accompanied by an innovative companion website that provides numerous resources for students and instructors. Democratization covers several key themes including: 1. Theories of democratization and their relation to democratic theory; 2. Critical prerequisites and driving social forces of democratic transition; 3. Pivotal actors and institutions involved in democratization; 4. Conditions for democratic survival, the consolidation of newly democratized countries, and the analysis of failed democratization; 5. Demonstrations of how these factors have played a role in the different regions in which the global wave of democratization has transplaced authoritarian and communist systems; 6. Possible futures of democratization worldwide.

Invisible Capital

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Publisher : ReadHowYouWant.com
ISBN 13 : 1459626176
Total Pages : 282 pages
Book Rating : 4.4/5 (596 download)

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Book Synopsis Invisible Capital by : Chris Rabb

Download or read book Invisible Capital written by Chris Rabb and published by ReadHowYouWant.com. This book was released on 2011-08-18 with total page 282 pages. Available in PDF, EPUB and Kindle. Book excerpt: Writer, consultant and speaker Chris Rabb coined the term invisible capital to represent the unseen forces that dramatically impact entrepreneurial viability when a good attitude, a great idea, and hard work simply aren't enough. In his book, Invisible Capital: How Unseen Forces Shape Entrepreneurial Opportunity, Rabb puts forth concrete and...

Democratizing Global Media

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Publisher : Rowman & Littlefield Publishers
ISBN 13 : 0742576728
Total Pages : 345 pages
Book Rating : 4.7/5 (425 download)

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Book Synopsis Democratizing Global Media by : Robert A. Hackett

Download or read book Democratizing Global Media written by Robert A. Hackett and published by Rowman & Littlefield Publishers. This book was released on 2005-04-07 with total page 345 pages. Available in PDF, EPUB and Kindle. Book excerpt: Democratizing Global Media explores the complex relationship between globalizing media and the spread of democracy around the world. An international, interdisciplinary group of journalists and scholars discusses key_and often contentious_issues such as the power of media, the benefits of media globalization, and the political role of media. More than a critique, Democratizing Global Media offers positive alternatives, from peace journalism to popular movements toward democratizing media and public communication.