Debt Free At 33

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Debt Free at 33

Author : Norman West
Publisher : Createspace Independent Pub
ISBN 13 : 9781480027176
Total Pages : 194 pages
Book Rating : 4.0/5 (271 download)

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Book Synopsis Debt Free at 33 by : Norman West

Download or read book Debt Free at 33 written by Norman West and published by Createspace Independent Pub. This book was released on 2013-01-18 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is a desperate need for financial literacy in our hurting country. Faced with an unprecedented economic crisis, lives are being torn apart by huge mounds of personal and student loan debt. People are being destroyed by irresponsible spending and poor financial decision making. As discouraging as it all may seem, there are solutions to the fiscal problems that individuals face on a daily basis. Authors Norman and Olivia West were able to pay off $170,000 worth of debt in 8 years. They managed to eliminate off all of their student loan debt, credit card debt, car loans, personal loans, and will soon pay off their home, never making six figures, with no windfalls or handouts. In "Debt Free at 33: 33 Ways You Can Become Financially Free," the authors combine their own monetary and life experiences with practical insight from renowned writers, pundits, and celebrities, and, of course, a wealth of financial teaching. The information presented equips readers with the tools necessary to assess and eliminate their debt. Readers will learn how to create and stick to a budget, shop for bargains, reduce outstanding debt, and much more. If you are tired of living paycheck to paycheck and struggling to make ends meet, this book is for you. "Debt Free at 33: 33 Ways You Can Become Financially Free" will help you to become a better money manager and obtain the financial freedom that has been so elusive to you in the past. So what are you waiting for? Get started on your debt free journey today!

Debt Free at 33 Revisited

Author : Norman West
Publisher : CreateSpace
ISBN 13 : 9781517008161
Total Pages : 192 pages
Book Rating : 4.0/5 (81 download)

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Book Synopsis Debt Free at 33 Revisited by : Norman West

Download or read book Debt Free at 33 Revisited written by Norman West and published by CreateSpace. This book was released on 2015-04-01 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: Authors Norman and Olivia West were able to pay off $170,000 worth of debt, managing to eliminate all of their student loan debt, credit card debt, car loans, and personal loans, all while never making six figures and with no windfalls or handouts. In "Debt Free at 33 Revisited," the authors of "Debt Free at 33: 33 Ways You Can Become Financially Free" combine their own fiscal and life experiences with practical insights from renowned writers, pundits, and celebrities, and, of course, a wealth of financial teaching. The second edition presents updated strategies and action items to equip readers with the tools necessary to turn their finances around!

Debt-Free Degree

Author : Anthony ONeal
Publisher : Ramsey Press
ISBN 13 : 1942121121
Total Pages : 224 pages
Book Rating : 4.9/5 (421 download)

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Book Synopsis Debt-Free Degree by : Anthony ONeal

Download or read book Debt-Free Degree written by Anthony ONeal and published by Ramsey Press. This book was released on 2019-10-07 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

Debt Free

Author : Edward Rickards
Publisher : CreateSpace
ISBN 13 : 9781515371410
Total Pages : 38 pages
Book Rating : 4.3/5 (714 download)

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Book Synopsis Debt Free by : Edward Rickards

Download or read book Debt Free written by Edward Rickards and published by CreateSpace. This book was released on 2015-08-06 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: Debt FreeStart A New Debt Free LifeAre you one of the many Americans who are in debt way over their current income level?Do you want the creditors to stop calling you, and feel like you can sleep at night without having to worry about your car being towed away or your house being foreclosed on?Then you might want to scroll up and grab a copy of this book now! Debt Free is all about learning how to obtain an income that you can work with, how to budget your money so that you can begin to save, and how to invest that money so that you can make your money work for you! Everyone wants to be able to afford what they want without having to use credit, and I'm going to tell you the secrets on how to do that in this book.You'll learn: How to get out of debt fast How to get rid of your credit card debt once and for all How to control your credit and raise that score How to figure out what wealth management is and how you can begin to use it to make more money Over fifty ways that you can begin to save a dollar a day today And much more! Download your copy of "Debt Free" by scrolling up and clicking "Buy Now With 1-Click" button. Tags: Debt, Debt Free, Debt-Free, Debt Free Forever, Debt Free for Life, Debt Free for Good, Debt Management, Get Out of Debt, Get Out of Debt, Budgeting, Save Money, Credit Card Debt, Wealth Management, Credit Control, Money Tips, manage money, financial freedom, debt free, how to get out of debt, financial freedom, credit score, retirement planning, how to travel the world, investing for beginners, how to budget, living debt free

My Money My Way

Author : Kumiko Love
Publisher : Penguin
ISBN 13 : 0593418859
Total Pages : 241 pages
Book Rating : 4.5/5 (934 download)

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Book Synopsis My Money My Way by : Kumiko Love

Download or read book My Money My Way written by Kumiko Love and published by Penguin. This book was released on 2022-02-01 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

The Debt-free Spending Plan

Author : JoAnneh Nagler
Publisher : Amacom
ISBN 13 : 0814432433
Total Pages : 290 pages
Book Rating : 4.8/5 (144 download)

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Book Synopsis The Debt-free Spending Plan by : JoAnneh Nagler

Download or read book The Debt-free Spending Plan written by JoAnneh Nagler and published by Amacom. This book was released on 2012 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: It can seem impossible to find a way out of debt--and the more complicated the proposed solution, the harder it is to stick with it. That's why The Debt-Free Spending Plan is SIMPLE. Life coach JoAnneh Nagler gives you the help you need right now to live your life and get out of debt fast. The plan is clear, easy, and doesn't require you to sift through chapters of high-minded financial advice or dig up your past spending history. It doesn't matter if you make $14,000 or $14 million--thanks to straightforward daily spending strategies and effortless expense tracking tools, you'll learn how to downsize expenses without feeling deprived, allocate money as it comes in, put together an easy-to-manage bill-paying plan, adjust for inevitable overspending, pay off debt without gouging expenses, and (believe it or not) start saving. In just five minutes a day, you'll find yourself on the road to financial freedom before the next billing cycle.

Debt-Free Living

Author : Larry Burkett
Publisher : Moody Publishers
ISBN 13 : 1575675706
Total Pages : 234 pages
Book Rating : 4.5/5 (756 download)

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Book Synopsis Debt-Free Living by : Larry Burkett

Download or read book Debt-Free Living written by Larry Burkett and published by Moody Publishers. This book was released on 2010-04-01 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit is so easily obtained, and credit card applications flow into our mailboxes virtually every day. Many couples find themselves deeply in debt and not even sure of how they got there, let alone how they can get out of it. Larry Burkett has the solution! His bestselling book, Debt-Free Living, has been updated and modernized. Debt-Free Living has been providing poignant and biblical teaching on debt for over a decade. This updated resource will teach the consumer about the origin of most financial troubles and help him or her break the 'debt cycle.' Debt-Free Living is a necessary resource to battle the temptation and trappings of debt that are weighing you down.

Get the Hell Out of Debt

Author : Erin Skye Kelly
Publisher : Post Hill Press
ISBN 13 : 1642939560
Total Pages : 307 pages
Book Rating : 4.6/5 (429 download)

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Book Synopsis Get the Hell Out of Debt by : Erin Skye Kelly

Download or read book Get the Hell Out of Debt written by Erin Skye Kelly and published by Post Hill Press. This book was released on 2021-07-20 with total page 307 pages. Available in PDF, EPUB and Kindle. Book excerpt: Erin Skye Kelly wrote Get the Hell Out of Debt after her own struggle to become consumer-debt free. She was tired of listening to middle-aged men in suits tell her to consolidate and refinance her debt when all that seemed to happen was she’d end up in more of it while they profited from it. When Kelly figured out the two most important tools to money management—and started achieving massive results—other women wanted to join in on the debt-free journey. With her sense of humor and straight-shooting sensibilities, Erin began transforming lives. This book is not only a step-by-step process that will walk you through how to pay off your debt—it’s a deeply personal journey centered around changing your mindset. As you master each of the three phases through repetition, you will create your own financial freedom, allowing you to live debt-free forever and create wealth and abundance that will positively impact your life—and the people you love and serve. No matter how much consumer debt you carry, this book is a judgment-free zone from cover-to-cover. Your dreams are welcome here.

Say Yes to No Debt

Author : DeForest B. Soaries
Publisher : HarperChristian + ORM
ISBN 13 : 0310343976
Total Pages : 222 pages
Book Rating : 4.3/5 (13 download)

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Book Synopsis Say Yes to No Debt by : DeForest B. Soaries

Download or read book Say Yes to No Debt written by DeForest B. Soaries and published by HarperChristian + ORM. This book was released on 2015-12-01 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: The founder of the dfree™ movement's twelve attainable steps to financial freedom. This book is not just another financial literacy program that assumes that all people need is information. Drawing on his personal experience and years as a pastor, public policy maker, and community leader, DeForest "Buster" Soaries, Jr. shares a groundbreaking, life-changing approach to financial wellness that views financial bondage as an emotional, spiritual, and psychological problem. The dfree™ movement provides twelve easy, attainable steps to help you: Get started on your debt by admitting the problem, addressing the mess, and adjusting your attitude Get control by creating a spending plan, becoming accountable, and setting goals Get ahead by building wealth, planning your will and estate, and celebrating your success And give back by investing in others, through tithing, mentoring, and leading your own dfree™ movement If you want to live a debt-free life with the financial freedom to travel, purchase a home within your means, and enjoy retirement without the burden of pay excess monthly bills, then this book is for you. Eliminating debt is the first step toward financial freedom. And YOU can do it.

Financial Freedom

Author : Grant Sabatier
Publisher : Penguin
ISBN 13 : 052553458X
Total Pages : 370 pages
Book Rating : 4.5/5 (255 download)

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Book Synopsis Financial Freedom by : Grant Sabatier

Download or read book Financial Freedom written by Grant Sabatier and published by Penguin. This book was released on 2020-04-07 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.

Your 33 Day Money Action Plan

Author : Nathan W. Morris
Publisher : Createspace Independent Pub
ISBN 13 : 9781479184453
Total Pages : 124 pages
Book Rating : 4.1/5 (844 download)

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Book Synopsis Your 33 Day Money Action Plan by : Nathan W. Morris

Download or read book Your 33 Day Money Action Plan written by Nathan W. Morris and published by Createspace Independent Pub. This book was released on 2012-09-17 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A blow-by-blow battle plan to overthrow financial struggle and put you firmly back in power over your financial life." -- Publisher's description.

God's Debt Free Guarantee

Author : John F. Avanzini
Publisher :
ISBN 13 : 9780892749195
Total Pages : 102 pages
Book Rating : 4.7/5 (491 download)

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Book Synopsis God's Debt Free Guarantee by : John F. Avanzini

Download or read book God's Debt Free Guarantee written by John F. Avanzini and published by . This book was released on 1994-04 with total page 102 pages. Available in PDF, EPUB and Kindle. Book excerpt: John Avanzini has gathered together five powerful strategies that he contends are guaranteed to enlist God's help in getting out of debt.

Debt Free Living

Author :
Publisher : Pain Free Living Company
ISBN 13 :
Total Pages : 36 pages
Book Rating : 4./5 ( download)

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Book Synopsis Debt Free Living by :

Download or read book Debt Free Living written by and published by Pain Free Living Company . This book was released on with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: With an in-depth analysis of the American economy, Neil McHugh offers a thorough evaluation into this all too common cause of stress - Debt Before we can dig ourselves out of this dark and unpredictable hole, we must first understand what exactly is causing it. When we evaluate ourselves and our way of living, we can truly begin to understand the primary factors which weigh us down and restrict us from living a stable and essentially happy life. YOU CAN BECOME DEBT FREE! -This book will show you how.

The White Coat Investor

Author : James M. Dahle
Publisher : White Coat Investor LLC the
ISBN 13 : 9780991433100
Total Pages : 160 pages
Book Rating : 4.4/5 (331 download)

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Book Synopsis The White Coat Investor by : James M. Dahle

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Model Rules of Professional Conduct

Author : American Bar Association. House of Delegates
Publisher : American Bar Association
ISBN 13 : 9781590318737
Total Pages : 216 pages
Book Rating : 4.3/5 (187 download)

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Book Synopsis Model Rules of Professional Conduct by : American Bar Association. House of Delegates

Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

The Recovering Spender

Author : Lauren Greutman
Publisher : Center Street
ISBN 13 : 1455595799
Total Pages : 224 pages
Book Rating : 4.4/5 (555 download)

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Book Synopsis The Recovering Spender by : Lauren Greutman

Download or read book The Recovering Spender written by Lauren Greutman and published by Center Street. This book was released on 2016-09-13 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: After learning how to curb her spending habits, Lauren Greutman shares her hard-earned knowledge on how to get out of debt and live without the financial pressures that many people face today. Millions of Americans today are near financial disaster-spending more money than they are bringing in, and losing control of their money. Lauren Greutman knows how that feels. For years, she struggled with too many bills to pay and not enough money to pay them. When Lauren found herself drowning in debt, she finally faced her extreme spending habits and took action. In The Recovering Splender, Lauren shares her story and offers advice that is based on the many strategies she developed to change her own life and bring her family budget back to black. Lauren shows her readers, step-by-step, how to get rid of bad money habits, pay down debt, and stay within a budget. Some of the action chapters in the book are: Take an Inventory of Your Spending Declutter Your Finances Do an Expense Audit Curb Your Spending and Define Your Values Lauren exchanged the overrated, stressed-out American dream for a new one-a happier life filled with family, friends, and financial freedom-and now you can do the same!

Slaying the Debt Dragon

Author : Cherie Lowe
Publisher : Tyndale House
ISBN 13 : 1496400399
Total Pages : 247 pages
Book Rating : 4.4/5 (964 download)

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Book Synopsis Slaying the Debt Dragon by : Cherie Lowe

Download or read book Slaying the Debt Dragon written by Cherie Lowe and published by Tyndale House. This book was released on 2014-12-18 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are your finances getting out of control? Have you made mistakes with your money? Are you in more debt than you’d like to admit? Cherie Lowe has been there. She and her family found themselves $127,482.30 in debt (did your jaw drop?). They hadn’t bought a yacht, blown it on designer clothes, or purchased a mansion. The small, everyday expenses of living just added up—until suddenly, the Lowes were being threatened by one dragon of a debt. But through hard work and with God’s help, Cherie’s family vanquished this foe, one bill at a time. And you can too! In Slaying the Debt Dragon, Cherie shares how her war on debt made her financially free, strengthened her marriage, taught her children valuable money-management skills, and brought her whole family closer to God and one another. As you read her battle tales, you’ll be armed with the weapons you need to fight your own financial foes. With God, all things are possible—and your inspired happily ever after can begin today.