Camels Rating System Banking Sector Of Pakistan

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CAMELS RATING OF INDIAN BANKING SECTOR

Author : Dr. Tarsem Lal and Mr. Arjun Gupta
Publisher : Ashok Yakkaldevi
ISBN 13 : 1387686003
Total Pages : 217 pages
Book Rating : 4.3/5 (876 download)

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Book Synopsis CAMELS RATING OF INDIAN BANKING SECTOR by : Dr. Tarsem Lal and Mr. Arjun Gupta

Download or read book CAMELS RATING OF INDIAN BANKING SECTOR written by Dr. Tarsem Lal and Mr. Arjun Gupta and published by Ashok Yakkaldevi. This book was released on 2022-08-25 with total page 217 pages. Available in PDF, EPUB and Kindle. Book excerpt: The banking industry is a vital part of the financial system. It aids in the stimulation of capital formation, innovation, and monetization, as well as the facilitation of monetary policy and plays an important part in the economic development of countries (Said & Tumin, 2011). It acts as a catalyst for achieving a long-term economic upswing through effective fiscal intervention. A financially sound system encourages investment by funding lucrative market niches, mobilising savings, efficiently dispensing resources and making commodity and service trading more convenient (Echekoba et al., 2014). During the liberalisation process in India, the banking industry has changed significantly. Since 1969, when the Indian government nationalised all major banks, the banking sector in India has been dominated by public sector banks.

The Rightful Way of Banking

Author : Shahid M. K. Ghauri
Publisher : Cambridge Scholars Publishing
ISBN 13 : 1443875244
Total Pages : 245 pages
Book Rating : 4.4/5 (438 download)

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Book Synopsis The Rightful Way of Banking by : Shahid M. K. Ghauri

Download or read book The Rightful Way of Banking written by Shahid M. K. Ghauri and published by Cambridge Scholars Publishing. This book was released on 2015-02-05 with total page 245 pages. Available in PDF, EPUB and Kindle. Book excerpt: It has taken over five centuries for banking to evolve to its present state, and the concept of “interest” is undoubtedly the life-blood of the whole financial system. Interest was religiously prohibitive for centuries in several faiths, such as Buddhism and Hinduism, Judaism, Christianity and, Islam, and was also strongly opposed by neo-classical economists in the 1930s. Interest (riba) is still outlawed in Islam, with the term “riba-eater” being one of the cruellest insults. Islamic scholars have explained that the current practice of contracts without interest is a result of following the jurisprudence laid in the Quran and Sunnah of Prophet Mohammad (sallallahu alayhi wa sallam). As such, this mode of banking and finance without riba is recognised as “Islamic banking”. This name has often been criticised by scholars as there is no philosophy of banking in Islamic teachings. Consequently, some of the banks that follow these regulations have adopted other names, such as savings banks and finance houses. This book explains the philosophies behind the current trend in riba-free banking which is implemented as Islamic banking around the world. The book is divided into five sections, the first of which is related to the introduction of riba-free banking. The second is related to the fundamentals, concepts and beliefs of riba-free banking organisations, while the third differentiates between two streams of financial models. The fourth section explains risk management in riba-free banking, while the final section discusses international institutions related to the riba-free financial system. The book also contains a glossary of terms related to riba-free banking, and a terms index for reader’s ease in academic study.

The Art of Islamic Banking and Finance

Author : Yahia Abdul-Rahman
Publisher : John Wiley & Sons
ISBN 13 : 0470572612
Total Pages : 435 pages
Book Rating : 4.4/5 (75 download)

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Book Synopsis The Art of Islamic Banking and Finance by : Yahia Abdul-Rahman

Download or read book The Art of Islamic Banking and Finance written by Yahia Abdul-Rahman and published by John Wiley & Sons. This book was released on 2009-12-09 with total page 435 pages. Available in PDF, EPUB and Kindle. Book excerpt: A detailed look at the fast-growing field of Islamic banking and finance The Art of Islamic Banking and Finance is a modern American take on what it means to incorporate Islamic finance principles into everyday banking and investment techniques by introducing a new brand of banking for all people of all faiths: The Riba-Free (RF) banking. The author is considered the father of RF (Islamic) banking in America. He has been a banker and an Imam/scholar for over 40 years in America since 1968. He started the tedious process with a finance company, LARIBA, in Pasadena, California in 1987. This is the first book ever in the field to trace the origins of prohibiting the renting of money at a price called interest rate and over-indulging in debt. The book reviews in great details the theological foundations of prohibiting interest in the Jewish Bible, the Christian Bible, and the Qur'aan. The author then discusses money and how fiat money is created, the role of the Federal Reserve, and the banking system in America. The book also discusses for the first time ever how to include an important aspect of RF (Islamic) finance using commodity indexation and marking the items to be financed to market in order to avoid participating in economic "bubbles." The author discusses how these rules work, how they affect consumer behavior, and how they change the role of the banker/financier. Covers a new pioneering model that is based on the Law (Shari'aa) and how it is applied in every transaction from joint ventures and portfolio management to home mortgages and personal financing Shows how to incorporate the Law (Shari'aa) into American financing and banking systems Points to RF (Islamic) finance and banking as a way to emphasize socially responsible investing The Art of Islamic Banking and Finance also includes a discussion on the emergence of a culture of RF (Islamic) banking and finance today, which is based on the real Judeo-Christian-Islamic spirit and very effective when compared to twentieth-century models that use financial engineering and structuring techniques to circumvent the Law (Shari'aa). The book also includes case studies based on the actual experience of the author and detailed analysis of the superior results realized by applying this new brand of banking to financing.

Insurance and Issues in Financial Soundness

Author : Nigel Davies
Publisher : International Monetary Fund
ISBN 13 : 1451856008
Total Pages : 45 pages
Book Rating : 4.4/5 (518 download)

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Book Synopsis Insurance and Issues in Financial Soundness by : Nigel Davies

Download or read book Insurance and Issues in Financial Soundness written by Nigel Davies and published by International Monetary Fund. This book was released on 2003-07-01 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.

Regulation and Supervision of Islamic Banks

Author : Muhammad Umer Chapra
Publisher :
ISBN 13 : 9789960320953
Total Pages : 101 pages
Book Rating : 4.3/5 (29 download)

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Book Synopsis Regulation and Supervision of Islamic Banks by : Muhammad Umer Chapra

Download or read book Regulation and Supervision of Islamic Banks written by Muhammad Umer Chapra and published by . This book was released on 2000 with total page 101 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Management of Banking and Financial Services:

Author : Padmalatha Suresh
Publisher : Pearson Education India
ISBN 13 : 8131752666
Total Pages : 619 pages
Book Rating : 4.1/5 (317 download)

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Book Synopsis Management of Banking and Financial Services: by : Padmalatha Suresh

Download or read book Management of Banking and Financial Services: written by Padmalatha Suresh and published by Pearson Education India. This book was released on with total page 619 pages. Available in PDF, EPUB and Kindle. Book excerpt: Management of Banking and Financial Services focuses on the basic concepts of banking and financial services, and how these concepts are applied in the global banking environment as well as in India. In addition to presenting the big picture of the

Economic Survey 2017-18 (Volume I and Volume II)

Author : Ministry of Finance, Government of India
Publisher : Oxford University Press
ISBN 13 : 0199094136
Total Pages : 845 pages
Book Rating : 4.1/5 (99 download)

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Book Synopsis Economic Survey 2017-18 (Volume I and Volume II) by : Ministry of Finance, Government of India

Download or read book Economic Survey 2017-18 (Volume I and Volume II) written by Ministry of Finance, Government of India and published by Oxford University Press. This book was released on 2018-03-31 with total page 845 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Economic Survey is the budget document of the Government of India. It presents the state of affairs of the Indian economy. Economic Survey 2017-18 consists of two volumes. Volume I provides an analytical overview of the performance of the Indian economy during the financial year 2017-18. It highlights the long-term challenges facing the economy. Volume II is a descriptive review of the major sectors of the economy. It emphasizes economic reforms of contemporary relevance like GST, the investment-saving slowdown, fiscal federalism and accountability, gender inequality, climate change and agriculture, science and technology, among others.

The Influence of Camel Ratios on Credit Rating Evaluation in Tanzanian Commercial Banks

Author : James Daniel Chindengwike
Publisher : Eliva Press
ISBN 13 : 9781636484990
Total Pages : 116 pages
Book Rating : 4.4/5 (849 download)

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Book Synopsis The Influence of Camel Ratios on Credit Rating Evaluation in Tanzanian Commercial Banks by : James Daniel Chindengwike

Download or read book The Influence of Camel Ratios on Credit Rating Evaluation in Tanzanian Commercial Banks written by James Daniel Chindengwike and published by Eliva Press. This book was released on 2022-01-20 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Author has chosen a relevant topic that addresses a number of current and significance concerns in financial performance in commercial banks issues worthy considering in the policy and academic arenas. The author argued that the financial performance by assessing the CAMEL in Tanzania is a great challenge to the commercial banks and hence decrease economic growth. Therefore, the study examined the influence of CAMEL ratios on credit rating evaluation of Tanzanian Commercial Banks as an attempt of contributing contextual insights and knowledge to the literature on key issues increasing financial performance in commercial banks. The author discusses and written the conclusions and recommendations based of the findings of the study.

Financial Structure and Bank Profitability

Author : Asl? Demirgüç-Kunt
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 30 pages
Book Rating : 4./5 ( download)

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Book Synopsis Financial Structure and Bank Profitability by : Asl? Demirgüç-Kunt

Download or read book Financial Structure and Bank Profitability written by Asl? Demirgüç-Kunt and published by World Bank Publications. This book was released on 2000 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt: Countries differ in the extent to which their financial systems are bank-based or market-based. The financial systems of Germany and Japan, for example, are considered bank-based because banks play a leading role in mobilizing savings, allocating capital, overseeing investment decisions of corporate managers, and providing risk management vehicles. The systems of the United States, and the United Kingdom are considered more market-based. Using bank-level data for a large number of industrial and developing countries, the authors present evidence about the impact of financial development, and structure on bank performance. They measure the relative importance of bank or market finance by the relative size of stock aggregates, by relative trading or transaction volumes, and by indicators of relative efficiency. They show that in developing countries, both banks and stock markets are less developed, but financial systems tend to be more bank-based. The richer the country, the more active are all financial intermediaries. The greater the development of a country's banks, the tougher is the competition, the greater is the efficiency, and the lower are the bank margins, and profits. The more under-developed the stock market, the greater are the bank profits. But financial structure per se does not have a significant, independent influence on bank margins, and profits.

Transforming Microfinance Institutions

Author : Joanna Ledgerwood
Publisher : World Bank Publications
ISBN 13 : 0821366165
Total Pages : 570 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Transforming Microfinance Institutions by : Joanna Ledgerwood

Download or read book Transforming Microfinance Institutions written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 2006-08-30 with total page 570 pages. Available in PDF, EPUB and Kindle. Book excerpt: In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.

Risk Analysis for Islamic Banks

Author : Hennie van Greuning
Publisher : World Bank Publications
ISBN 13 : 0821371428
Total Pages : 336 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Risk Analysis for Islamic Banks by : Hennie van Greuning

Download or read book Risk Analysis for Islamic Banks written by Hennie van Greuning and published by World Bank Publications. This book was released on 2008 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Islamic finance is emerging as a rapidly growing part of the financial sector in the Islamic world and is not restricted to Islamic countries, but is spreading wherever there is a sizable Muslim community. According to some estimates, more than 250 financial institutions in over 45 countries practice some form of Islamic finance, and the industry has been growing at a rate of more than 15 percent annually for the past several years. The market's current annual turnover is estimated to be $70 billion, compared with a mere $5 billion in 1985, and is projected to hit the $100 billion mark by the turn of the century. Since the emergence of Islamic banks in the early 1970s, considerable research has been conducted, mainly focusing on the viability, design and operations of a deposit-accepting financial institution, which operates primarily on the basis of profit and loss partnerships rather than interest. This publication provides a comprehensive overview of topics related to the assessment, analysis, and management of various types of risks in the field of Islamic banking. It is an attempt to provide a high-level framework (aimed at non-specialist executives) attuned to the current realities of changing economies and Islamic financial markets. This approach emphasizes the accountability of key players in the corporate governance process in relation to the management of different dimensions of Islamic financial risk.

Global Approaches in Financial Economics, Banking, and Finance

Author : Hasan Dincer
Publisher : Springer
ISBN 13 : 3319784943
Total Pages : 476 pages
Book Rating : 4.3/5 (197 download)

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Book Synopsis Global Approaches in Financial Economics, Banking, and Finance by : Hasan Dincer

Download or read book Global Approaches in Financial Economics, Banking, and Finance written by Hasan Dincer and published by Springer. This book was released on 2018-06-12 with total page 476 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume discusses the impact of Financial Economics, Growth Dynamics, and the Finance & Banking sector in the economies of countries. The contributors analyse and discuss the effects of the recent financial crises on the economic growth and performance in various countries. The volume covers aspects like foreign borrowing, impact on productivity and debt crises that are strongly affected by the financial volatility of recent years and includes examples from Europe and Asia. In addition, the authors give particular attention to the private sector of Finance and Banking, which is deeply interwoven with the financial performance of a country’s economy. Examples such as bank profitability and troubled loans are covered and the volume also discusses the economic impact of banks such as the Ottoman Bank in a national economy. The book also explores the importance of financial stability, intellectual capital and bank performance for a stable economic environment.

Islamic Banking Regulation and Supervision

Author : Mr.In Song
Publisher : International Monetary Fund
ISBN 13 : 1498319270
Total Pages : 42 pages
Book Rating : 4.4/5 (983 download)

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Book Synopsis Islamic Banking Regulation and Supervision by : Mr.In Song

Download or read book Islamic Banking Regulation and Supervision written by Mr.In Song and published by International Monetary Fund. This book was released on 2014-12-12 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: The growing presence of Islamic banking needs to be accompanied by the development of effective regulation and supervision. This paper examines the results of the survey conducted by the International Monetary Fund to document international experiences and country practices related to legal and prudential frameworks governing Islamic banking activities. Although a number of countries have made considerable progress in creating legal, regulatory, and supervisory frameworks that accommodate Islamic banking, there are substantial differences. This paper also identifies a number of challenges faced by regulatory and supervisory agencies regarding Islamic banking.

Shantaram

Author : Gregory David Roberts
Publisher : St. Martin's Press
ISBN 13 : 1429908270
Total Pages : 945 pages
Book Rating : 4.4/5 (299 download)

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Book Synopsis Shantaram by : Gregory David Roberts

Download or read book Shantaram written by Gregory David Roberts and published by St. Martin's Press. This book was released on 2004-10-13 with total page 945 pages. Available in PDF, EPUB and Kindle. Book excerpt: Based on his own extraordinary life, Gregory David Roberts’ Shantaram is a mesmerizing novel about a man on the run who becomes entangled within the underworld of contemporary Bombay—the basis for the Apple + TV series starring Charlie Hunnam. “It took me a long time and most of the world to learn what I know about love and fate and the choices we make, but the heart of it came to me in an instant, while I was chained to a wall and being tortured.” An escaped convict with a false passport, Lin flees maximum security prison in Australia for the teeming streets of Bombay, where he can disappear. Accompanied by his guide and faithful friend, Prabaker, the two enter the city’s hidden society of beggars and gangsters, prostitutes and holy men, soldiers and actors, and Indians and exiles from other countries, who seek in this remarkable place what they cannot find elsewhere. As a hunted man without a home, family, or identity, Lin searches for love and meaning while running a clinic in one of the city’s poorest slums, and serving his apprenticeship in the dark arts of the Bombay mafia. The search leads him to war, prison torture, murder, and a series of enigmatic and bloody betrayals. The keys to unlock the mysteries and intrigues that bind Lin are held by two people. The first is Khader Khan: mafia godfather, criminal-philosopher-saint, and mentor to Lin in the underworld of the Golden City. The second is Karla: elusive, dangerous, and beautiful, whose passions are driven by secrets that torment her and yet give her a terrible power. Burning slums and five-star hotels, romantic love and prison agonies, criminal wars and Bollywood films, spiritual gurus and mujaheddin guerrillas—this huge novel has the world of human experience in its reach, and a passionate love for India at its heart.

Regulation and Supervision of Islamic Banks

Author : Aledjandro Lopez Mejia
Publisher : International Monetary Fund
ISBN 13 : 1484303865
Total Pages : 33 pages
Book Rating : 4.4/5 (843 download)

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Book Synopsis Regulation and Supervision of Islamic Banks by : Aledjandro Lopez Mejia

Download or read book Regulation and Supervision of Islamic Banks written by Aledjandro Lopez Mejia and published by International Monetary Fund. This book was released on 2014-12-12 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper aims at developing a better understanding of Islamic banking (IB) and providing policy recommendations to enhance the supervision of Islamic banks (IBs). It points out and discusses similarities and differences of IBs with conventional banks (CBs) and reviews whether the IBs are more stable than CBs. Given the risks faced by IBs, the paper concludes that they need a legal, corporate and regulatory framework as much as CB does. The paper also argues that it is important to ensure operational independence of the supervisory agency, which has to be supported by adequate resources, a sound legal framework, a well designed governance structure, and robust accountability practices.

How Foreign Participation and Market Concentration Impact Bank Spreads

Author : Ashoka Mody
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 33 pages
Book Rating : 4./5 ( download)

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Book Synopsis How Foreign Participation and Market Concentration Impact Bank Spreads by : Ashoka Mody

Download or read book How Foreign Participation and Market Concentration Impact Bank Spreads written by Ashoka Mody and published by World Bank Publications. This book was released on 2004 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: Increasing foreign participation and high concentration levels characterize the recent evolution of banking sectors' market structures in developing countries. Martinez Peria and Mody analyze the impact of these factors on Latin American bank spreads during the late 1990s. Their results suggest that foreign banks were able to charge lower spreads relative to domestic banks. This was more so for de novo foreign banks than for those that entered through acquisitions. The overall level of foreign bank participation seemed to influence spreads indirectly, primarily through its effect on administrative costs. Bank concentration was positively and directly related to both higher spreads and costs. This paper--a product of Finance, Development Research Group--is part of a larger effort in the group to understand banking sector market structure changes in developing countries.

Structured Credit Products

Author : William Perraudin
Publisher : Risk
ISBN 13 : 9781904339267
Total Pages : 392 pages
Book Rating : 4.3/5 (392 download)

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Book Synopsis Structured Credit Products by : William Perraudin

Download or read book Structured Credit Products written by William Perraudin and published by Risk. This book was released on 2004-01 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by leading industry participants, regulators and academics active within the market, this new title will help you understand the very latest developments in the pricing, rating and risk management of structured products as well as the related regulatory issues. And to bring you fully up-to-date, Structured Credit Products concludes with a highly topical analysis of the very latest Basel proposals related to structured exposures.