Burn Your Mortgage

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Publisher : Copper Coin Books
ISBN 13 : 9780995202900
Total Pages : 216 pages
Book Rating : 4.2/5 (29 download)

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Book Synopsis Burn Your Mortgage by : Sean Cooper

Download or read book Burn Your Mortgage written by Sean Cooper and published by Copper Coin Books. This book was released on 2017-02-08 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sean Cooper made headlines around the world when he paid off his mortgage at 30 on a house he bought just three years prior. In Burn Your Mortgage, Cooper-an acclaimed personal finance expert-clearly lays out his secret to success: simple yet effective lifestyle changes that anyone can make to pay down their mortgage sooner.

Mortgage Free!

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Publisher : Chelsea Green Publishing
ISBN 13 : 1603581103
Total Pages : 370 pages
Book Rating : 4.6/5 (35 download)

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Book Synopsis Mortgage Free! by : Robert L. Roy

Download or read book Mortgage Free! written by Robert L. Roy and published by Chelsea Green Publishing. This book was released on 2008-11-15 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: mort•gage (mor´-gij) n. from Old French morgage, mort gage, literally “death pledge” As a wave of foreclosures sweeps the country, many people are giving up hope for owning a home of their own. They have good reason to turn their backs on the banks, but not on their dreams. In this revised edition of Mortgage Free!, Rob Roy offers a series of escape routes from enslavement to financial institutions, underscored by true stories of intrepid homeowners who have put their principles into action. From back-to-the-land homesteads to country homes, here is a complete guide to strategies that allow you to own your land and home, free and clear, without the bank. Included is detailed advice about: Clarifying and simplifying your notions of what’s necessary Finding land that you love and can afford Taking control of the house-building process, for the sake of sanity and pleasure Learning to take a long-term perspective on your family’s crucial economic decisions, avoiding debt and modern-day serfdom

Other People's Houses

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Publisher : Yale University Press
ISBN 13 : 0300206941
Total Pages : 538 pages
Book Rating : 4.3/5 (2 download)

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Book Synopsis Other People's Houses by : Jennifer Taub

Download or read book Other People's Houses written by Jennifer Taub and published by Yale University Press. This book was released on 2014-05-27 with total page 538 pages. Available in PDF, EPUB and Kindle. Book excerpt: The clearest explanation yet of how the financial crisis of 2008 developed and why it could happen again In the wake of the financial meltdown in 2008, many claimed that it had been inevitable, that no one saw it coming, and that subprime borrowers were to blame. This accessible, thoroughly researched book is Jennifer Taub’s response to such unfounded claims. Drawing on wide-ranging experience as a corporate lawyer, investment firm counsel, and scholar of business law and financial market regulation, Taub chronicles how government officials helped bankers inflate the toxic-mortgage-backed housing bubble, then after the bubble burst ignored the plight of millions of homeowners suddenly facing foreclosure. Focusing new light on the similarities between the savings and loan debacle of the 1980s and the financial crisis in 2008, Taub reveals that in both cases the same reckless banks, operating under different names, received government bailouts, while the same lax regulators overlooked fraud and abuse. Furthermore, in 2013 the situation is essentially unchanged. The author asserts that the 2008 crisis was not just similar to the S&L scandal, it was a severe relapse of the same underlying disease. And despite modest regulatory reforms, the disease remains uncured: top banks remain too big to manage, too big to regulate, and too big to fail.

Master Your Mortgage for Financial Freedom: How to Use The Smith Manoeuvre in Canada to Make Your Mortgage Tax-Deductible and Create Wealth

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Publisher :
ISBN 13 : 9781999171605
Total Pages : 178 pages
Book Rating : 4.1/5 (716 download)

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Book Synopsis Master Your Mortgage for Financial Freedom: How to Use The Smith Manoeuvre in Canada to Make Your Mortgage Tax-Deductible and Create Wealth by : Robinson Smith

Download or read book Master Your Mortgage for Financial Freedom: How to Use The Smith Manoeuvre in Canada to Make Your Mortgage Tax-Deductible and Create Wealth written by Robinson Smith and published by . This book was released on 2019-11-05 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have a mortgage? Are you interested in learning how you can actually be thankful that you do? Your mortgage really can become your best friend.

Talk Money to Me

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Publisher : Simon and Schuster
ISBN 13 : 1982117567
Total Pages : 240 pages
Book Rating : 4.9/5 (821 download)

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Book Synopsis Talk Money to Me by : Kelley Keehn

Download or read book Talk Money to Me written by Kelley Keehn and published by Simon and Schuster. This book was released on 2019-12-17 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn how to save and spend wisely, feel good about money, and start living a more balanced life. No matter your age, salary, social or relationship status, money is an important part of your life. Yet, somehow, talking about your money situation is hard. Why is it that you know more about what goes on in your friend’s bedroom than with their bank account? Do you know if your parents have a will or if they’ll leave a legacy? How many of your colleagues are still paying off student debt but are jet-setting around the globe on multiple credit cards? Since no one is talking about it, you can’t be expected to learn how to manage your money on your own. With years of experience as a personal finance advisor and educator, Kelley Keehn will answer your most burning questions about money and will talk you through how to avoid mistakes along the way. You can gain control of your debt, learn to save for your future, have a life, and feel good about money all at the same time. And—spoiler alert—you don’t need a budget to do any of this! You’ll learn: -How to build good credit (and get rid of bad credit—especially credit card debt) -What all these dreaded acronyms mean and how they can work for you—TFSA, RRSP, RESP, CFP, CPP -How and when to invest for your future -How to talk about money with your partner—and everyone else in your life -How to save for a mortgage and then work towards being mortgage-free -How to have fun, splurge once in a while, and still save money With her unique blend of empathy and no-nonsense candor, Kelley takes you through the basics of personal finance with relatable anecdotes that expose the most common money pitfalls—and how to avoid them—so you can make financial decisions that are right for you.

The White Coat Investor

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Publisher : White Coat Investor LLC the
ISBN 13 : 9780991433100
Total Pages : 160 pages
Book Rating : 4.4/5 (331 download)

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Book Synopsis The White Coat Investor by : James M. Dahle

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

Make Money Simple Again

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Publisher : Major Street Publishing
ISBN 13 : 0648294196
Total Pages : 171 pages
Book Rating : 4.6/5 (482 download)

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Book Synopsis Make Money Simple Again by : Bryce Holdaway

Download or read book Make Money Simple Again written by Bryce Holdaway and published by Major Street Publishing. This book was released on 2022-01-01 with total page 171 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ever wondered if there were a simple way to manage your money? Would you like to sleep better at night knowing your finances are in order, that you're spending less than you earn, paying down credit cards, student loans or your mortgage and building a surplus that will allow you to invest for your financial future?Do you want to make money simple again? If so, then this book is perfect for you!Best-selling authors Ben Kingsley and Bryce Holdaway are on a crusade to help more people achieve financial peace. They have developed a 7-step money management system - Money SMARTS - that, once set up, will help you achieve financial peace in less than 10 minutes a month.

The House Hacking Strategy

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Publisher : Biggerpockets Publishing, LLC
ISBN 13 : 9781947200159
Total Pages : 200 pages
Book Rating : 4.2/5 (1 download)

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Book Synopsis The House Hacking Strategy by : Craig Curelop

Download or read book The House Hacking Strategy written by Craig Curelop and published by Biggerpockets Publishing, LLC. This book was released on 2019-10-17 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: Don't pay for your home--hack it and live for free! Savvy investors have been using a little-known, but clever strategy in real estate for decades--and now, you will learn exactly how to perfect this trade secret! When mastered, house hacking can save you thousands of dollars in monthly expenses, build tens of thousands of dollars in equity each year, and provide the financial means to retire early. In fact, the average house hacker can turn a single-family home or small multifamily property into a cash-flowing investment. You can collect rent that completely covers your living expenses--and then some! In this book, serial house hacker Craig Curelop lays out the in-depth details so you can make your first (or next) house hack a huge success. Inside, you will learn: What house hacking is, and why it's one of the best methods for building wealth The different types of house-hacking strategies you can use--no one size fits all here! The incredible connection between house hacking, wealth building, and early retirement How to get started house hacking--even with low income or low savings Strategies to house hack with a family, spouse, or independently How to find the ideal house hack property--even in a competitive or expensive market Stories from real estate investors all over the country on their house-hacking triumphs, mishaps, and their purpose behind house hacking. Property-management strategies to make ownership a breeze House hacking doesn't have to be a mystery. Discover why so many successful investors support their investment careers with house hacking--and learn from a frugality expert who has "hacked" his way toward financial freedom!

Having and Being Had

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Publisher : Penguin
ISBN 13 : 0525537473
Total Pages : 336 pages
Book Rating : 4.5/5 (255 download)

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Book Synopsis Having and Being Had by : Eula Biss

Download or read book Having and Being Had written by Eula Biss and published by Penguin. This book was released on 2020-09-01 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: A NEW YORK TIMES EDITORS’ CHOICE NAMED A BEST BOOK OF THE YEAR BY TIME , NPR, INSTYLE, AND GOOD HOUSEKEEPING “A sensational new book [that] tries to figure out whether it’s possible to live an ethical life in a capitalist society. . . . The results are enthralling.” —Associated Press A timely and arresting new look at affluence by the New York Times bestselling author, “one of the leading lights of the modern American essay.” —Financial Times “My adult life can be divided into two distinct parts,” Eula Biss writes, “the time before I owned a washing machine and the time after.” Having just purchased her first home, the poet and essayist now embarks on a provocative exploration of the value system she has bought into. Through a series of engaging exchanges—in libraries and laundromats, over barstools and backyard fences—she examines our assumptions about class and property and the ways we internalize the demands of capitalism. Described by the New York Times as a writer who “advances from all sides, like a chess player,” Biss offers an uncommonly immersive and deeply revealing new portrait of work and luxury, of accumulation and consumption, of the value of time and how we spend it. Ranging from IKEA to Beyoncé to Pokemon, Biss asks, of both herself and her class, “In what have we invested?”

Rich Girl, Broke Girl

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Publisher : Simon and Schuster
ISBN 13 : 1982160527
Total Pages : 240 pages
Book Rating : 4.9/5 (821 download)

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Book Synopsis Rich Girl, Broke Girl by : Kelley Keehn

Download or read book Rich Girl, Broke Girl written by Kelley Keehn and published by Simon and Schuster. This book was released on 2021-12-14 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: The bestselling author of Talk Money to Me teaches women how to feel confident about their money, save and spend wisely, and advocate for themselves. Do you want to know how to pay off that debt and start saving? Ready to negotiate a salary raise or better benefits? Do financial terms and options make your head spin? Here’s the good news: we as women have more financial freedom and money now than ever before. Here’s the bad news: when it comes to money, many women become paralyzed by financial management and sometimes even defer big decisions to other people, much to their detriment. What’s the solution? Financial empowerment. In this handy guide, you will learn how to: -Discuss money with your partner -Determine realistic and attainable goals -Negotiate for the salaries and benefits you deserve -Splurge occasionally while still saving money -Understand financial risks and make good investments -Gain control of your financial destiny With years of experience as a personal finance educator, bestselling author Kelley Keehn will give you the tools you need to keep and grow your wealth, even if you don’t have much to start from—yet. This unique book brings to life the most common financial conundrums women face, teaching you how to save, spend, invest, and plan for a strong financial future.

Money to Burn

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Publisher : Harper Collins
ISBN 13 : 006198535X
Total Pages : 408 pages
Book Rating : 4.0/5 (619 download)

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Book Synopsis Money to Burn by : James Grippando

Download or read book Money to Burn written by James Grippando and published by Harper Collins. This book was released on 2010-02-23 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Money to Burn takes off like a rocket from page one and never slows down. Highly recommended.” — Christopher Reich, author of Rules of Vengeance In this timely stand-alone thriller ripped from the headlines, bestselling author James Grippando (Lying with Strangers, Intent to Kill, Born to Run) explores a world in which the destruction of financial institutions and the people who run them can occur in a matter of hours—even minutes. Fans of John Grisham’s The Firm and the thrillers of Lisa Scottoline and Phillip Margolin are sure to love Money to Burn: a “perfectly mixed cocktail of dry wit, sophisticated voice, believable characters, [and] non-stop suspense” (Joseph Finder, author of Vanished and Paranoia).

The Financial Crisis Inquiry Report

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Author :
Publisher : Cosimo, Inc.
ISBN 13 : 1616405414
Total Pages : 692 pages
Book Rating : 4.6/5 (164 download)

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Book Synopsis The Financial Crisis Inquiry Report by : Financial Crisis Inquiry Commission

Download or read book The Financial Crisis Inquiry Report written by Financial Crisis Inquiry Commission and published by Cosimo, Inc.. This book was released on 2011-05-01 with total page 692 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Financial Crisis Inquiry Report, published by the U.S. Government and the Financial Crisis Inquiry Commission in early 2011, is the official government report on the United States financial collapse and the review of major financial institutions that bankrupted and failed, or would have without help from the government. The commission and the report were implemented after Congress passed an act in 2009 to review and prevent fraudulent activity. The report details, among other things, the periods before, during, and after the crisis, what led up to it, and analyses of subprime mortgage lending, credit expansion and banking policies, the collapse of companies like Fannie Mae and Freddie Mac, and the federal bailouts of Lehman and AIG. It also discusses the aftermath of the fallout and our current state. This report should be of interest to anyone concerned about the financial situation in the U.S. and around the world.THE FINANCIAL CRISIS INQUIRY COMMISSION is an independent, bi-partisan, government-appointed panel of 10 people that was created to "examine the causes, domestic and global, of the current financial and economic crisis in the United States." It was established as part of the Fraud Enforcement and Recovery Act of 2009. The commission consisted of private citizens with expertise in economics and finance, banking, housing, market regulation, and consumer protection. They examined and reported on "the collapse of major financial institutions that failed or would have failed if not for exceptional assistance from the government."News Dissector DANNY SCHECHTER is a journalist, blogger and filmmaker. He has been reporting on economic crises since the 1980's when he was with ABC News. His film In Debt We Trust warned of the economic meltdown in 2006. He has since written three books on the subject including Plunder: Investigating Our Economic Calamity (Cosimo Books, 2008), and The Crime Of Our Time: Why Wall Street Is Not Too Big to Jail (Disinfo Books, 2011), a companion to his latest film Plunder The Crime Of Our Time. He can be reached online at www.newsdissector.com.

Debtors' Prison

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Publisher : Vintage
ISBN 13 : 0307959813
Total Pages : 353 pages
Book Rating : 4.3/5 (79 download)

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Book Synopsis Debtors' Prison by : Robert Kuttner

Download or read book Debtors' Prison written by Robert Kuttner and published by Vintage. This book was released on 2013-04-30 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of our foremost economic thinkers challenges a cherished tenet of today’s financial orthodoxy: that spending less, refusing to forgive debt, and shrinking government—“austerity”—is the solution to a persisting economic crisis like ours or Europe’s, now in its fifth year. Since the collapse of September 2008, the conversation about economic recovery has centered on the question of debt: whether we have too much of it, whose debt to forgive, and how to cut the deficit. These questions dominated the sound bites of the 2012 U.S. presidential election, the fiscal-cliff debates, and the perverse policies of the European Union. Robert Kuttner makes the most powerful argument to date that these are the wrong questions and that austerity is the wrong answer. Blending economics with historical contrasts of effective debt relief and punitive debt enforcement, he makes clear that universal belt-tightening, as a prescription for recession, defies economic logic. And while the public debt gets most of the attention, it is private debts that crashed the economy and are sandbagging the recovery—mortgages, student loans, consumer borrowing to make up for lagging wages, speculative shortfalls incurred by banks. As Kuttner observes, corporations get to use bankruptcy to walk away from debts. Homeowners and small nations don’t. Thus, we need more public borrowing and investment to revive a depressed economy, and more forgiveness and reform of the overhang of past debts. In making his case, Kuttner uncovers the double standards in the politics of debt, from Robinson Crusoe author Daniel Defoe’s campaign for debt forgiveness in the seventeenth century to the two world wars and Bretton Woods. Just as debtors’ prisons once prevented individuals from surmounting their debts and resuming productive life, austerity measures shackle, rather than restore, economic growth—as the weight of past debt crushes the economy’s future potential. Above all, Kuttner shows how austerity serves only the interest of creditors—the very bankers and financial elites whose actions precipitated the collapse. Lucid, authoritative, provocative—a book that will shape the economic conversation and the search for new solutions.

Loan Officer Training

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Author :
Publisher : Lulu.com
ISBN 13 : 0615177824
Total Pages : 188 pages
Book Rating : 4.6/5 (151 download)

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Book Synopsis Loan Officer Training by : Alex Johnson

Download or read book Loan Officer Training written by Alex Johnson and published by Lulu.com. This book was released on 2007-12-01 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: Thinking about a career as a residential mortgage loan officer? Our Manual provides loan officer training and mortgage broker training for individuals at every level of the mortgage industry-from basic training for those just starting out

Wealthing Like Rabbits

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Author :
Publisher : Redford Enterprises
ISBN 13 : 0993842313
Total Pages : 206 pages
Book Rating : 4.9/5 (938 download)

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Book Synopsis Wealthing Like Rabbits by : Robert R. Brown

Download or read book Wealthing Like Rabbits written by Robert R. Brown and published by Redford Enterprises. This book was released on 2014-08-25 with total page 206 pages. Available in PDF, EPUB and Kindle. Book excerpt: With Canadian personal savings lower than ever before and household debt going through the roof, many people are in dire need of financial advice. But can a book that includes sex, zombies, pancakes, and Star Trek really help? You might be surprised. Wealthing Like Rabbits is a fun, entertaining guide to personal finance that proves sound money management doesn’t have to be painful and neither does learning about it. Combining a unique blend of humour and perspective with everyday common sense, Robert R. Brown takes you through the basics of financial planning by using anecdotes and pop culture to shed light on some of the most important, yet often mismanaged aspects of personal finance. Covering subjects ranging from retirement savings and mortgages to credit cards and debt, this book will arm you with simple strategies to help you balance your life goals with your financial responsibilities. Wealthing Like Rabbits is a smart, accessible, never-boring romp through personal finance that you will certainly count as one of your best investments ever.

The Golden Albatross: How To Determine If Your Pension Is Worth It

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Publisher :
ISBN 13 : 9780960058990
Total Pages : 220 pages
Book Rating : 4.0/5 (589 download)

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Book Synopsis The Golden Albatross: How To Determine If Your Pension Is Worth It by : Grumpus Maximus

Download or read book The Golden Albatross: How To Determine If Your Pension Is Worth It written by Grumpus Maximus and published by . This book was released on 2020-06-06 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: "I don't love this job anymore, but should I stay for the pension?" This gut-wrenching question is common for many people working in pensionable careers. But how much is your pension worth? And, is staying worth it? Since 2017, Grumpus Maximus has researched and written about this critical decision point, which he calls The Golden Albatross. Having served 20 years in the U.S. Military, he too struggled with the same questions, and now he helps others learn from his mistakes. If your job offers a pension, then this book is a must-read. Easily learn how to calculate your pension's objective value and weigh it against the subjective benefits of leaving for more fulfilling work. When done, you will agree, it was worth it.

Good to Great

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Publisher : Harper Collins
ISBN 13 : 0066620996
Total Pages : 320 pages
Book Rating : 4.0/5 (666 download)

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Book Synopsis Good to Great by : Jim Collins

Download or read book Good to Great written by Jim Collins and published by Harper Collins. This book was released on 2001-10-16 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Challenge Built to Last, the defining management study of the nineties, showed how great companies triumph over time and how long-term sustained performance can be engineered into the DNA of an enterprise from the verybeginning. But what about the company that is not born with great DNA? How can good companies, mediocre companies, even bad companies achieve enduring greatness? The Study For years, this question preyed on the mind of Jim Collins. Are there companies that defy gravity and convert long-term mediocrity or worse into long-term superiority? And if so, what are the universal distinguishing characteristics that cause a company to go from good to great? The Standards Using tough benchmarks, Collins and his research team identified a set of elite companies that made the leap to great results and sustained those results for at least fifteen years. How great? After the leap, the good-to-great companies generated cumulative stock returns that beat the general stock market by an average of seven times in fifteen years, better than twice the results delivered by a composite index of the world's greatest companies, including Coca-Cola, Intel, General Electric, and Merck. The Comparisons The research team contrasted the good-to-great companies with a carefully selected set of comparison companies that failed to make the leap from good to great. What was different? Why did one set of companies become truly great performers while the other set remained only good? Over five years, the team analyzed the histories of all twenty-eight companies in the study. After sifting through mountains of data and thousands of pages of interviews, Collins and his crew discovered the key determinants of greatness -- why some companies make the leap and others don't. The Findings The findings of the Good to Great study will surprise many readers and shed light on virtually every area of management strategy and practice. The findings include: Level 5 Leaders: The research team was shocked to discover the type of leadership required to achieve greatness. The Hedgehog Concept (Simplicity within the Three Circles): To go from good to great requires transcending the curse of competence. A Culture of Discipline: When you combine a culture of discipline with an ethic of entrepreneurship, you get the magical alchemy of great results. Technology Accelerators: Good-to-great companies think differently about the role of technology. The Flywheel and the Doom Loop: Those who launch radical change programs and wrenching restructurings will almost certainly fail to make the leap. “Some of the key concepts discerned in the study,” comments Jim Collins, "fly in the face of our modern business culture and will, quite frankly, upset some people.” Perhaps, but who can afford to ignore these findings?