Bundling Weather Index Insurance with Microfinance

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Author :
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (139 download)

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Book Synopsis Bundling Weather Index Insurance with Microfinance by : Dorcas Stella Shumba

Download or read book Bundling Weather Index Insurance with Microfinance written by Dorcas Stella Shumba and published by . This book was released on 2019 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Food production in sub-Saharan Africa (SSA) is exposed to climatic variations and weather-related shocks which affect agricultural output beyond the manageable limits of smallholder farmers. To manage food production uncertainties, weather index insurance (WII) pilot projects have been launched across SSA since the early 2000s. Due to low adoption rates among smallholder farmers, insurance providers have partnered with risk aggregators such as microfinance institutions to foster the demand for and uptake of WII. Despite this, demand for WWI remains low. This chapter seeks to explore the gap between the assertion, that WII is a promising risk transfer mechanism for smallholder farmers in SSA and the realisation that, even where microfinance is made available, subscription rates among smallholder farmers rarely rise. The practice of linking insurance with credit is considered to be important because, in principle, when smallholder farmers have access to insurance, they pose less risk to creditors. In this sense, insurance can crowd-in credit, the lack of which has long been identified as a major, if not the main, constraint for smallholders in developing countries.

Insurance Against Covariate Shocks

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Publisher : World Bank Publications
ISBN 13 : 0821370375
Total Pages : 48 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Insurance Against Covariate Shocks by : Harold Alderman

Download or read book Insurance Against Covariate Shocks written by Harold Alderman and published by World Bank Publications. This book was released on 2007 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: Uninsured risk had far-reaching consequences for rural growth as well as poverty reduction. A range of informal mechanisms to insure rural households against the impact of shocks, but they are a modest component of a risk layering strategy for well-off households and even less protective for low-income households. Formal insurance mechanisms have inherent market imperfections. State interventions to address these limitations have proven costly and generally are targeted poorly. Recent developments in microfinance as well as in insurance marketing have opened new possibilities for household risk reduction. Index insurance, such as weather indexing, addresses other inherent problems in insurance by using an indicator that is not affected by individual behaviour and may address monitoring costs and moral hazard. A number of innovations using index insurance are being tried currently in diverse settings ranging from India to Mongolia to Malawi. Marketing costs may limit the provision of such insurance to small farmers, but even in such cases microfinance institutes may serve as market intermediaries. Moreover, state and submational governments can use insurance to achieve countercyclical funding programs. In this vein, municipal governments in Mexico have used insurance to finance disaster contingency while the World Food Program has insured a portion of its emergency assistance to Ethiopia. Humanitarian organizations and NGOs may also seek insurance in this manner.

Food Systems Resilience

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Publisher : BoD – Books on Demand
ISBN 13 : 1803550031
Total Pages : 232 pages
Book Rating : 4.8/5 (35 download)

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Book Synopsis Food Systems Resilience by :

Download or read book Food Systems Resilience written by and published by BoD – Books on Demand. This book was released on 2022-07-13 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book addresses some of the major challenges of food systems associated with a diversity of agricultural contexts and priorities. It contributes to the conversation on global food and nutrition security by unpacking the intertwined connections between food system resilience, food policies, and global food markets. The contributing authors provide careful analyses of how shocks to food systems (e.g., COVID-19 pandemic lockdowns) and crises to global food systems (e.g., the global food price crisis of 2008) have disrupted the food value chains in ways that undermine global initiatives to achieve food and nutrition security for all. The book is divided into two sections. Section 1 focuses on global food systems transformation with the goal of moving towards resilience. Two chapters in this section employ a global context approach to address the key factors undermining food systems’ resilience and sustainability. Section 2 presents case studies drawn from Africa, Asia, and Europe with different pathways for the transition to food systems resilience, highlighting the importance of policy approaches as well as smart and innovative strategies to ensure the production of nutritious foods at affordable costs, the reduction of food wastage, and the valorization of sub-products.

Scaling up Index-based Flood Insurance (IBFI) for agricultural resilience and flood-proofing livelihoods in developing countries

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Publisher : International Water Management Institute (IWMI).
ISBN 13 : 9290909196
Total Pages : 72 pages
Book Rating : 4.2/5 (99 download)

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Book Synopsis Scaling up Index-based Flood Insurance (IBFI) for agricultural resilience and flood-proofing livelihoods in developing countries by : Amarnath, Giriraj

Download or read book Scaling up Index-based Flood Insurance (IBFI) for agricultural resilience and flood-proofing livelihoods in developing countries written by Amarnath, Giriraj and published by International Water Management Institute (IWMI).. This book was released on 2021-08-24 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research Reports The publications in this series cover a wide range of subjects—from computer modelling to experience with water user associations—and vary in content from directly applicable research to more basic studies, on which applied for work ultimately depends. Some research reports are narrowly focused, analytical and detailed empirical studies; others are wide-ranging and synthetic overviews of generic problems. Although most of the reports are published by IWMI staff and their collaborators, we welcome contributions from others. Each report is reviewed internally by IWMI staff, and by external reviewers. The reports are published and distributed both in hard copy and electronically (www.iwmi.org) and where possible all data and analyses will be available as separate downloadable files. Reports may be copied freely and cited with due acknowledgement

Managing Risk and Creating Value with Microfinance

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Publisher : World Bank Publications
ISBN 13 :
Total Pages : 152 pages
Book Rating : 4.:/5 (1 download)

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Book Synopsis Managing Risk and Creating Value with Microfinance by : Mike Goldberg

Download or read book Managing Risk and Creating Value with Microfinance written by Mike Goldberg and published by World Bank Publications. This book was released on 2010 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides guidelines and technical recommendations on microfinance based on expert presentations and cases from around the world.

Government Support to Agricultural Insurance

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Publisher : World Bank Publications
ISBN 13 : 0821382195
Total Pages : 250 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Government Support to Agricultural Insurance by : Olivier Mahul

Download or read book Government Support to Agricultural Insurance written by Olivier Mahul and published by World Bank Publications. This book was released on 2010-03-08 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: Governments in developing countries have been increasingly involved in the support of agricultural (crop and livestock) insurance programs in recent years. In their attempts to design and implement agricultural insurance, they have sought technical and financial assistance from the international community and particularly from the World Bank. One of the recurrent requests from governments regards international experience with agricultural insurance, not only in developed countries, where in some cases agricultural insurance has been offered for more than a century, but also in middleand low-income countries. Governments are particularly interested in the technical, operational, financial, and institutional aspects of public support to agricultural insurance. 'Government Support to Agricultural Insurance' informs public and private decision makers involved in agricultural insurance about recent developments, with a particular focus on middle- and low-income countries. It presents an updated picture of the spectrum of institutional frameworks and experiences with agricultural insurance, ranging from countries in which the public sector provides no support to those in which governments heavily subsidize agricultural insurance. This analysis is based on a survey conducted by the World Bank s agricultural insurance team in 2008 in 65 developed and developing countries. Drawing on the survey results, the book identifies some key roles governments can play to support the development of sustainable, affordable, and cost-effective agricultural insurance programs.

Protecting The Poor: A Microinsurance Compendium

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Publisher : Academic Foundation
ISBN 13 : 9788171886708
Total Pages : 688 pages
Book Rating : 4.8/5 (867 download)

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Book Synopsis Protecting The Poor: A Microinsurance Compendium by : Craig Churchill

Download or read book Protecting The Poor: A Microinsurance Compendium written by Craig Churchill and published by Academic Foundation. This book was released on 2008 with total page 688 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Making Finance Work for Africa

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Publisher : World Bank Publications
ISBN 13 : 0821369105
Total Pages : 264 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Making Finance Work for Africa by : Patrick Honohan

Download or read book Making Finance Work for Africa written by Patrick Honohan and published by World Bank Publications. This book was released on 2007 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: Drawing on its extensive experience in helping restructure and reform financial systems, the World Bank examines the state of African domestic financial systems in a global comparison. It identifies promising trends as well as pinpointing the major shortcomings that are observed across sub-Saharan Africa. Policy recommendations distinguish between those designed to make finance a more effective driver of economic growth and those designed to give low income, small-scale and other excluded groups better access to financial services.

Greening the Financial Sector

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Publisher : Springer
ISBN 13 : 3642050875
Total Pages : 262 pages
Book Rating : 4.6/5 (42 download)

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Book Synopsis Greening the Financial Sector by : Doris Köhn

Download or read book Greening the Financial Sector written by Doris Köhn and published by Springer. This book was released on 2011-12-08 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: Environmental finance, particularly energy efficiency and renewable energy (EERE) finance, can and should serve as an interface to other sub-sectors of financial sector promotion such as microfinance, housing finance or agricultural finance. For example, existing clients of financial institutions include small and medium-sized enterprises and households, and these are often suffering from high energy prices or have no access to sustainable energy supply. At the same time, these clients are vulnerable to extreme weather events, and often hit hardest by the impact of climate change. There are many other examples which show that the financial sector has an enormous potential to support “green” investments. In order to tap this potential on a sustainable basis, it is important to have a sound understanding which role financial institutions can and should play. This book provides a blend of well-founded professional and scientific perspectives on the potential of Environmental finance in developing and transition countries.

Innovations in rural and agriculture finance

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Publisher : Intl Food Policy Res Inst
ISBN 13 :
Total Pages : 34 pages
Book Rating : 4./5 ( download)

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Book Synopsis Innovations in rural and agriculture finance by : Kloeppinger-Todd, Renate

Download or read book Innovations in rural and agriculture finance written by Kloeppinger-Todd, Renate and published by Intl Food Policy Res Inst. This book was released on 2010-07-21 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Everywhere in the world, small agricultural producers are entrepreneurs, traders, investors, and consumers, all rolled into one. In all these roles, small agricultural households constantly seek to use available financial instruments to improve their productivity and secure the best possible consumption and investment choices for their families. But the package of financial services available to small farmers in developing countries is severely limited, especially for those living in remote areas with no access to basic market infrastructure. When poor people have limited saving or borrowing options, their investment plans are stifled and it becomes harder for them to break out of poverty. If households have no access to insurance and are unable to accumulate small savings that enable them to pay for household and business expenses, especially during lean seasons, they are forced to limit their exposure to risk, even if high returns are expected, once again making the pathway out of poverty more arduous than necessary. Inadequate access to financial services is thus part of what is often called the “poverty trap.”

Financial Inclusion Regulatory Practices in SADC

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Publisher : Taylor & Francis
ISBN 13 : 1000875466
Total Pages : 237 pages
Book Rating : 4.0/5 (8 download)

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Book Synopsis Financial Inclusion Regulatory Practices in SADC by : Howard Chitimira

Download or read book Financial Inclusion Regulatory Practices in SADC written by Howard Chitimira and published by Taylor & Francis. This book was released on 2023-05-25 with total page 237 pages. Available in PDF, EPUB and Kindle. Book excerpt: Against a background of calls to prioritise the improvement of financial inclusion in Africa, this book provides an analysis of current financial inclusion measures in Southern Africa. Evaluating the existing strengths and weaknesses of financial inclusion in Africa, it identifies opportunities to improve inclusive financial services and aid poverty reduction in the region. With a focus on South Africa, Namibia, Botswana, and Zimbabwe as case studies for assessing current financial inclusion in the context of particular challenges faced by unbanked and underbanked customers, who are easy targets for cybercriminals due to low levels of digital literacy, it looks into the regulation and promotion of financial inclusion in Southern Africa. The book explores financial inclusion in the context of digital transformation in the 21st century, examining the regulation and promotion of financial inclusion in the context of digital transformation, as well as the challenges related to financial inclusion. Suggesting improvements to aspects of company law, securities and financial markets in the Southern African Development Community region, the book offers a comprehensive study on the regulation and promotion of financial inclusion in the Southern African Development Community region. It will be essential reading for students and academics researching financial inclusion, international economic law and development.

The Poor Always Pay Back

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Publisher : Kumarian Press
ISBN 13 : 1565492315
Total Pages : 316 pages
Book Rating : 4.5/5 (654 download)

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Book Synopsis The Poor Always Pay Back by : Asif Dowla

Download or read book The Poor Always Pay Back written by Asif Dowla and published by Kumarian Press. This book was released on 2006 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: The success of Grameen Bank and the microcredit movement as a whole has proved the credit worthiness of the poor beyond question. Grameen II shows that the poor, given the opportunity, will save a great deal and will always pay back

Farmer Preferences for Milpa Diversity and Genetically Modified Maize in Mexico: A Latent Class Approach

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Publisher : Intl Food Policy Res Inst
ISBN 13 :
Total Pages : 44 pages
Book Rating : 4./5 ( download)

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Book Synopsis Farmer Preferences for Milpa Diversity and Genetically Modified Maize in Mexico: A Latent Class Approach by : Ekin Birol, Eric Rayn Villalba, and Melinda Smale

Download or read book Farmer Preferences for Milpa Diversity and Genetically Modified Maize in Mexico: A Latent Class Approach written by Ekin Birol, Eric Rayn Villalba, and Melinda Smale and published by Intl Food Policy Res Inst. This book was released on 2009 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Weather Index Insurance for Smallholder Farmers in Africa

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Publisher : AFRICAN SUN MeDIA
ISBN 13 : 191998545X
Total Pages : 146 pages
Book Rating : 4.9/5 (199 download)

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Book Synopsis Weather Index Insurance for Smallholder Farmers in Africa by : Ephias Makaudze

Download or read book Weather Index Insurance for Smallholder Farmers in Africa written by Ephias Makaudze and published by AFRICAN SUN MeDIA. This book was released on 2012-12-01 with total page 146 pages. Available in PDF, EPUB and Kindle. Book excerpt: ÿThe international conference on ?Weather index insurance in Africa: lessons learnt and goals for the future? was organised by the Department of Economics, University of the Western Cape, in collaboration with its international partners. The conference attracted over 40 participants drawn from academic and research institutions, insurance practitioners, reinsurers, government policy makers, bankers, agricultural producers, and representatives of non-governmental organisations. The presenters highlighted experiences, challenges and opportunities based on current pilot projects on weather index insurance in many parts of Africa.

Climate Change and Agriculture Impacts, Adaptation and Mitigation

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Publisher : OECD Publishing
ISBN 13 : 9264086870
Total Pages : 139 pages
Book Rating : 4.2/5 (64 download)

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Book Synopsis Climate Change and Agriculture Impacts, Adaptation and Mitigation by : Wreford Anita

Download or read book Climate Change and Agriculture Impacts, Adaptation and Mitigation written by Wreford Anita and published by OECD Publishing. This book was released on 2010-06-17 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report examines the economic and policy issues related to the impacts of climate change on agriculture and adaptation responses and to the mitigation of greenhouse gases from agriculture.

Assessing the Enabling Environment for Disaster Risk Financing

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Publisher : Asian Development Bank
ISBN 13 : 9292622668
Total Pages : 93 pages
Book Rating : 4.2/5 (926 download)

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Book Synopsis Assessing the Enabling Environment for Disaster Risk Financing by : Asian Development Bank

Download or read book Assessing the Enabling Environment for Disaster Risk Financing written by Asian Development Bank and published by Asian Development Bank. This book was released on 2020-06-01 with total page 93 pages. Available in PDF, EPUB and Kindle. Book excerpt: Disasters damage and destroy infrastructure and disrupt economic activities and services, potentially delaying long-term development and hampering efforts to reduce poverty in the region. Countries require a strong enabling environment for disaster risk financing to ensure the timely availability of post-disaster funding. This report presents a comprehensive diagnostics tool kit that countries can apply to assess the financial management of disaster risk. The framework examines the state of the enabling environment and provides a basis to enhance financial resilience with insurance and other risk transfer instruments. It incorporates lessons from the country diagnostics assessments for Fiji, Nepal, Pakistan, and Sri Lanka that made use of the tool kit and methodology.

Crop Insurance for Agricultural Development

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Publisher : IICA Biblioteca Venezuela
ISBN 13 : 9780801826733
Total Pages : 368 pages
Book Rating : 4.8/5 (267 download)

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Book Synopsis Crop Insurance for Agricultural Development by : P. B. R. Hazell

Download or read book Crop Insurance for Agricultural Development written by P. B. R. Hazell and published by IICA Biblioteca Venezuela. This book was released on 1986 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: Compilation, conference papers, research reports on crop insurance for agricultural development in developed countries and developing countries - considers farmers' and banks' demand as well as state aid for agricultural insurance; discusses practical experiences in Brazil, Japan and the USA. Bibliography, graphs, statistical tables.