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Benefit Levels Of Nonfederal Retirement Programs
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Book Synopsis Benefit Levels of Nonfederal Retirement Programs by : United States. General Accounting Office
Download or read book Benefit Levels of Nonfederal Retirement Programs written by United States. General Accounting Office and published by . This book was released on 1985 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: In response to a congressional request, GAO prepared information on retirement programs in the nonfederal sector by estimating the levels of benefits at retirement that selected nonfederal programs provide to employees by age, years of service, and salary levels. GAO found that benefit formulas for nonfederal pension plans vary considerably; therefore, it calculated the benefit amounts produced by the formulas as a percentage of final salary. GAO found little difference in the average pension plan benefits available to retirees at age 65 and age 62 when years of service and salary levels were equal. Pension plan benefits for employees retiring at age 55 with 30 years of service ranged from 72 to 84 percent of the benefits they would have received if they had retired at age 62 with the same years of service and salary levels. In state government pension plans, age 55 benefits were about 85 percent of the benefit amounts at age 62 with the same years of service and salary levels. In addition, GAO found that state government pension plans provided higher average benefits than private sector pension plans. Finally, GAO found that the capital accumulation plan component of a typical private sector retirement program can add substantial retirement benefits to participating employees. A 30-year career employee who contributes to the plan can supplement his pension and social security benefits by 16 percent or more of his final annual salary. Since states generally do not match employee contributions in their plans, GAO did not calculate any thrift plans for them. Therefore, the combined benefits for state employees were less than those received by private sector employees who participate in thrift plans.
Download or read book FERS Transfer Handbook written by and published by . This book was released on 1987 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis FERS, Federal Employees Retirement System by :
Download or read book FERS, Federal Employees Retirement System written by and published by . This book was released on 1996 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis State and Local Pensions by : Alicia H. Munnell
Download or read book State and Local Pensions written by Alicia H. Munnell and published by Rowman & Littlefield. This book was released on 2012-08-27 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the wake of the financial crisis and Great Recession, the health of state and local pension plans has emerged as a front burner policy issue. Elected officials, academic experts, and the media alike have pointed to funding shortfalls with alarm, expressing concern that pension promises are unsustainable or will squeeze out other pressing government priorities. A few local governments have even filed for bankruptcy, with pensions cited as a major cause. Alicia H. Munnell draws on both her practical experience and her research to provide a broad perspective on the challenge of state and local pensions. She shows that the story is big and complicated and cannot be viewed through a narrow prism such as accounting methods or the role of unions. By examining the diversity of the public plan universe, Munnell debunks the notion that all plans are in trouble. In fact, she finds that while a few plans are basket cases, many are functioning reasonably well. Munnell's analysis concludes that the plans in serious trouble need a major overhaul. But even the relatively healthy plans face three challenges ahead: an excessive concentration of plan assets in equities; the risk that steep benefit cuts for new hires will harm workforce quality; and the constraints plans face in adjusting future benefits for current employees. Here, Munnell proposes solutions that preserve the main strengths of state and local pensions while promoting needed reforms.
Book Synopsis MEWAs, multiple employer welfare arrangements under the Employee Retirement Income Security Act (ERISA) by :
Download or read book MEWAs, multiple employer welfare arrangements under the Employee Retirement Income Security Act (ERISA) written by and published by . This book was released on 2003 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis CSRS and FERS Handbook for Personnel and Payroll Offices by :
Download or read book CSRS and FERS Handbook for Personnel and Payroll Offices written by and published by . This book was released on 1998 with total page 784 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Comparison of Federal and Private Sector Pay and Benefits by : United States. General Accounting Office
Download or read book Comparison of Federal and Private Sector Pay and Benefits written by United States. General Accounting Office and published by . This book was released on 1985 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Pursuant to a congressional request, GAO provided current information on private sector and federal white-collar employee compensation packages. By law, federal employees' salaries are set at a level equitable and comparable with similar levels of work in the private sector, unless the President proposes alternative federal pay rates. There is no such requirement for benefits comparability. GAO analyzed several pay and benefits comparability studies conducted by private and federal organizations, but did not independently validate the data contained in the studies. GAO noted that an independent study found that: (1) as of 1984, federal employees' total compensation averaged 7.2 percent less than that for private sector employees; and (2) in 1985, the difference increased to 9 percent or more because the federal pay increase for 1985 was limited to less than the average pay increase in the private sector. GAO found that: (1) frequent presidential use of alternative pay rates caused pay for federal employees to lag significantly behind that for private sector employees; (2) an 18.28 percent federal pay increase would be necessary to achieve federal pay comparability in 1985; (3) the federal retirement system is better than the average private sector system because it is worth more as a percentage of the average employee's pay, and federal retirement benefits are adjusted annually to offset consumer price increases; (4) private studies indicated that private sector employers generally pay a higher share of employee health insurance premiums than does the government; (5) private sector employee life insurance programs provide more basic coverage than the federal employee program, usually at no cost to the employee; (6) while federal employees generally receive one less holiday than private sector employees, this is offset by more generous federal annual leave benefits; and (7) federal sick leave lags behind the average private sector illness and disability income plan by 0.7 percent of pay.
Book Synopsis The Uniformed Services Employment and Reemployment Rights Act by : George R. Wood
Download or read book The Uniformed Services Employment and Reemployment Rights Act written by George R. Wood and published by Bureau of National Affairs (BNA). This book was released on 2017 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Post Office and Civil Service Publisher : ISBN 13 : Total Pages :484 pages Book Rating :4.:/5 (327 download)
Book Synopsis Supplemental Civil Service Retirement Plan by : United States. Congress. House. Committee on Post Office and Civil Service
Download or read book Supplemental Civil Service Retirement Plan written by United States. Congress. House. Committee on Post Office and Civil Service and published by . This book was released on 1985 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis GAO Documents by : United States. General Accounting Office
Download or read book GAO Documents written by United States. General Accounting Office and published by . This book was released on 1985 with total page 924 pages. Available in PDF, EPUB and Kindle. Book excerpt: Catalog of reports, decisions and opinions, testimonies and speeches.
Book Synopsis Civil Service Pension Reform Act of 1985 by : United States. Congress. Senate. Committee on Governmental Affairs
Download or read book Civil Service Pension Reform Act of 1985 written by United States. Congress. Senate. Committee on Governmental Affairs and published by . This book was released on 1986 with total page 996 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Health Benefits Coverage Under Federal Law--. by :
Download or read book Health Benefits Coverage Under Federal Law--. written by and published by . This book was released on 2007 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on Governmental Affairs. Subcommittee on Post Office and Civil Service Publisher : ISBN 13 : Total Pages :376 pages Book Rating :4.:/5 (51 download)
Book Synopsis Congressional and Federal Pension Review by : United States. Congress. Senate. Committee on Governmental Affairs. Subcommittee on Post Office and Civil Service
Download or read book Congressional and Federal Pension Review written by United States. Congress. Senate. Committee on Governmental Affairs. Subcommittee on Post Office and Civil Service and published by . This book was released on 1996 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Government Reform and Oversight Publisher : ISBN 13 : Total Pages : pages Book Rating :4.F/5 ( download)
Book Synopsis Interim Report of the Activities of the House Committee on Government Reform and Oversight by : United States. Congress. House. Committee on Government Reform and Oversight
Download or read book Interim Report of the Activities of the House Committee on Government Reform and Oversight written by United States. Congress. House. Committee on Government Reform and Oversight and published by . This book was released on 1995 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Government Reform and Oversight Publisher : ISBN 13 : Total Pages :788 pages Book Rating :4.F/5 ( download)
Book Synopsis Activities of the House Committee on Government Reform and Oversight by : United States. Congress. House. Committee on Government Reform and Oversight
Download or read book Activities of the House Committee on Government Reform and Oversight written by United States. Congress. House. Committee on Government Reform and Oversight and published by . This book was released on 1997 with total page 788 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Government Reform and Oversight Publisher : ISBN 13 : Total Pages :464 pages Book Rating :4.:/5 (327 download)
Book Synopsis Interim Report of the Activities of the House Committee on Government Reform and Oversight, One Hundred Fourth Congress, First Session, 1995 by : United States. Congress. House. Committee on Government Reform and Oversight
Download or read book Interim Report of the Activities of the House Committee on Government Reform and Oversight, One Hundred Fourth Congress, First Session, 1995 written by United States. Congress. House. Committee on Government Reform and Oversight and published by . This book was released on 1996 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Government Reform and Oversight. Subcommittee on Civil Service Publisher : ISBN 13 : Total Pages :88 pages Book Rating :4.3/5 (121 download)
Book Synopsis Federal Retirement System by : United States. Congress. House. Committee on Government Reform and Oversight. Subcommittee on Civil Service
Download or read book Federal Retirement System written by United States. Congress. House. Committee on Government Reform and Oversight. Subcommittee on Civil Service and published by . This book was released on 1995 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
