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Author : Benjamin Geva
Publisher : LexisNexis
ISBN 13 : 9780820511474
Total Pages : 0 pages
Book Rating : 4.5/5 (114 download)
Download or read book The Law of Electronic Funds Transfers written by Benjamin Geva and published by LexisNexis. This book was released on 1992 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Kent W. Colton
Publisher : Springer Science & Business Media
ISBN 13 : 1468435787
Total Pages : 304 pages
Book Rating : 4.4/5 (684 download)
Download or read book Computers and Banking written by Kent W. Colton and published by Springer Science & Business Media. This book was released on 2013-03-09 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Electronic funds transfer (EFT) systems include a wide range of computer-based payment systems and sources that substitute electronic and digital transfers for movements of cash and paper checks. A few years ago some people were predict ing that EFT would replace paper money and coins entirely and that we would soon be a "checkless" and' 'cashless" society. Such sweeping changes have not occurred, but a slower evolution is clearly underway. Although checks, cur rency, and coin are likely to be here for many years to come, EFT is becoming an established part of our worldwide payment transfer system, and the implications and consequences of this technology are real. They include: • Alterations in personal finance and in the process of purchasing and paying for consumer goods and services. • Changes in the structure of financial and retail organizations and their mode of interaction in the marketplace. • Modifications in the flow of funds in our society and in the interactions among economic institutions. • Alterations in the prospects for invasion of personal privacy, perpetration of fraud and theft, and violation of antitrust regulations. • Changes in the regulatory and competitive balance among the numerous financial institutions in the United States. Such alterations foretell important impacts on people and society. Benefits are forthcoming, but the costs will also be real.
Author : National Commission on Electronic Fund Transfers
Publisher :
ISBN 13 :
Total Pages : 174 pages
Book Rating : 4.:/5 (33 download)
Download or read book EFT and the Public Interest written by National Commission on Electronic Fund Transfers and published by . This book was released on 1977 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Elinor Solomon
Publisher : Springer Science & Business Media
ISBN 13 : 9401577382
Total Pages : 245 pages
Book Rating : 4.4/5 (15 download)
Download or read book Electronic Funds Transfers and Payments: The Public Policy Issues written by Elinor Solomon and published by Springer Science & Business Media. This book was released on 2013-04-17 with total page 245 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions
Publisher :
ISBN 13 :
Total Pages : 548 pages
Book Rating : 4.:/5 (31 download)
Download or read book Electronic Funds Transfer Systems written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions and published by . This book was released on 1977 with total page 548 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : National Commission on Electronic Fund Transfers
Publisher :
ISBN 13 :
Total Pages : 404 pages
Book Rating : 4.:/5 (31 download)
Download or read book EFT in the United States written by National Commission on Electronic Fund Transfers and published by . This book was released on 1977 with total page 404 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 366 pages
Book Rating : 4.F/5 ( download)
Download or read book Electronic Fund Transfers written by and published by . This book was released on 1977 with total page 366 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Donald I. Baker
Publisher : Warren Gorham & Lamont
ISBN 13 :
Total Pages : 884 pages
Book Rating : 4.:/5 (43 download)
Download or read book The Law of Electronic Fund Transfer Systems written by Donald I. Baker and published by Warren Gorham & Lamont. This book was released on 1988 with total page 884 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 92 pages
Book Rating : 4.:/5 (318 download)
Download or read book Selected Electronic Funds Transfer Issues written by and published by . This book was released on 1982 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. General Accounting Office
Publisher :
ISBN 13 :
Total Pages : 28 pages
Book Rating : 4.3/5 ( download)
Download or read book Electronic Funds Transfer written by United States. General Accounting Office and published by . This book was released on 1989 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Dimitris N. Chorafas
Publisher :
ISBN 13 :
Total Pages : 392 pages
Book Rating : 4.F/5 ( download)
Download or read book Electronic Funds Transfer written by Dimitris N. Chorafas and published by . This book was released on 1988 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides a thorough examination of the Electronic Funds Transfer (EFT) systems already functioning, and looks at anticipated developments, discussing how they are likely to affect baning practice, minclding EFTPOS, EFT at point of banking, the sue of ...
Author : Michael A. Stegman
Publisher : Brookings Institution Press
ISBN 13 : 9780815721000
Total Pages : 236 pages
Book Rating : 4.7/5 (21 download)
Download or read book Savings for the Poor written by Michael A. Stegman and published by Brookings Institution Press. This book was released on 2010-12-01 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt: Beginning this year, federal payment recipients will receive their government benefits through electronic funds transfer (EFT)-- what most of us call direct deposit. Although cost-cutting is the driving force behind the move to a virtually all-electronic federal payment system, Michael Stegman believes the initiative has a far broader potential: to bring poor Americans into the banking mainstream. In this book Stegman outlines how many families will enter the mainstream banking system through EFT '99, as the program is called. He explains in careful detail the thinking behind the shift to EFT and the implementation of the program this year. He also argues that, for maximum success, EFT '99 should be combined with a program of national Individual Development Accounts (IDAs), dedicated savings accounts for low-income people that can be used for purchasing a first home, acquiring more education or job training, or starting a small-business. Essentially, EFT '99 will bring people into the banking system, and IDAs will give them an incentive to use the system to its fullest in order to make their money work for them and their children. There are other steps that the government can take to boost EFT's ability to help public aid recipients achieve self-sufficiency. It can: add a direct deposit option to state benefits payments programs; give banks significant additional Community Reinvestment Act Credit for establishing accounts for EFT recipients; and regulate fees for cashing government benefits and voluntary accounts so that people are not charged excessively for accessing their money. This book demonstrates that — with careful planning and a relatively small investment — the government's EFT initiative can have a major payoff in real assets and improved prospects for those who have been, for far too long, on the fringes of the country's mainstream banking system. Brookings Metro Series
Author : Carl Felsenfeld
Publisher : MICHIE
ISBN 13 :
Total Pages : 256 pages
Book Rating : 4.:/5 (43 download)
Download or read book Legal Aspects of Electronic Funds Transfers written by Carl Felsenfeld and published by MICHIE. This book was released on 1988 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Jack Revell
Publisher : Organisation for Economic Co-operation and Development ; Washington, D.C. : OECD Publications and Information Center
ISBN 13 :
Total Pages : 222 pages
Book Rating : 4.F/5 ( download)
Download or read book Banking and Electronic Fund Transfers written by Jack Revell and published by Organisation for Economic Co-operation and Development ; Washington, D.C. : OECD Publications and Information Center. This book was released on 1983 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: Elements of payment system; Electronic techniques; Costs and pricing; Legal and social factors; Payment systems over the next ten years; Operations of individual banks; Competition and structure of banking system, International and ...
Author : Mr.Tobias Adrian
Publisher : International Monetary Fund
ISBN 13 : 1498324908
Total Pages : 20 pages
Book Rating : 4.4/5 (983 download)
Download or read book The Rise of Digital Money written by Mr.Tobias Adrian and published by International Monetary Fund. This book was released on 2019-07-15 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper marks the launch of a new IMF series, Fintech Notes. Building on years of IMF staff work, it will explore pressing topics in the digital economy and be issued periodically. The series will carry work by IMF staff and will seek to provide insight into the intersection of technology and the global economy. The Rise of Digital Money analyses how technology companies are stepping up competition to large banks and credit card companies. Digital forms of money are increasingly in the wallets of consumers as well as in the minds of policymakers. Cash and bank deposits are battling with so-called e-money, electronically stored monetary value denominated in, and pegged to, a currency like the euro or the dollar. This paper identifies the benefits and risks and highlights regulatory issues that are likely to emerge with a broader adoption of stablecoins. The paper also highlights the risks associated with e-money: potential creation of new monopolies; threats to weaker currencies; concerns about consumer protection and financial stability; and the risk of fostering illegal activities, among others.
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions
Publisher :
ISBN 13 :
Total Pages : 652 pages
Book Rating : 4.3/5 (91 download)
Download or read book Electronic Funds Transfer and Financial Privacy written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions and published by . This book was released on 1978 with total page 652 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Elinor Solomon
Publisher : Springer Science & Business Media
ISBN 13 : 9401138869
Total Pages : 229 pages
Book Rating : 4.4/5 (11 download)
Download or read book Electronic Money Flows written by Elinor Solomon and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: Electronic Money Flows describes the far-reaching present changes under way in payments and capital markets. Electronic payment forms are in the process of molding a new financial regime-largely shared and inter dependent-throughout the world. Our earlier Electronic Funds Transfers and Payments (Kluwer, 1987) looked at the new money technology in its initial phases of development and in broad focus. Then, as now, the contributors came from many different disciplines. The synthesis of their diverse views laid out the background for the electronic payments revolution to come, and the great benefits but also risks for segmented sectors of society. The old questions have not gone away; new ones have been added to the agenda. For example, what is the nature of money today amidst an array of computer-based options? What money and turnover concepts are appropriate to the electronic age? What are the effects of high-speed money flows on markets, volatility, money control, even the business cycle? Is the financial system more prone to instability but also to faster correction, given the swift movement of money and payments? At the same time, is privacy imperilled by the ubiquitous computer-linked webs that move both information and money? This second book is thus companion to Electronic Funds Transfers and Payments and expands upon it. Contributors discuss the expectations that have and have not come to fruition, together withthe new issuesofthe past four years.
