Bank Risk Ratings and the Pricing of Agricultural Loans

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ISBN 13 :
Total Pages : 39 pages
Book Rating : 4.:/5 (129 download)

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Book Synopsis Bank Risk Ratings and the Pricing of Agricultural Loans by :

Download or read book Bank Risk Ratings and the Pricing of Agricultural Loans written by and published by . This book was released on 2003 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this paper, we review the prevalence of the use of risk ratings by commercial banks that participated in the Federal Reserve's Survey of Terms of Bank Lending to Farmers between 1997 and 2002. We find that adoption of risk rating procedures held about steady over the period, with a little less than half the banks on the panel either not using a risk rating system, or reporting the same rating for all their loans in the survey. However, most of these banks were small, and roughly four-fifths of all sample loans carried an informative risk rating. We found that after controlling for the size and performance of the bank and as many nonprice terms of the loan as possible, banks consistently charged higher rates of interest for the farm loans that they characterized as riskier, with an average difference in rates between the most risky and least risky loans of about 1-1/2 percentage points.

Bank Risk Ratings and the Pricing of Agricultural Loans

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ISBN 13 :
Total Pages : 46 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis Bank Risk Ratings and the Pricing of Agricultural Loans by : Nick Walraven

Download or read book Bank Risk Ratings and the Pricing of Agricultural Loans written by Nick Walraven and published by . This book was released on 2003 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Bank Risk Rating and the Pricing of Agricultural Loans

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ISBN 13 :
Total Pages : 28 pages
Book Rating : 4.:/5 (249 download)

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Book Synopsis Bank Risk Rating and the Pricing of Agricultural Loans by : Nick Walraven

Download or read book Bank Risk Rating and the Pricing of Agricultural Loans written by Nick Walraven and published by . This book was released on 2003 with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Agricultural Finance Review

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ISBN 13 :
Total Pages : 128 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Agricultural Finance Review by :

Download or read book Agricultural Finance Review written by and published by . This book was released on 1953 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Risk Analysis of Farm Credit System Operations and Economic Outlook

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ISBN 13 :
Total Pages : 36 pages
Book Rating : 4.:/5 (334 download)

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Book Synopsis Risk Analysis of Farm Credit System Operations and Economic Outlook by :

Download or read book Risk Analysis of Farm Credit System Operations and Economic Outlook written by and published by . This book was released on 1996 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Predatory Pricing Within the Farm Credit System

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ISBN 13 :
Total Pages : 172 pages
Book Rating : 4.0/5 (18 download)

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Book Synopsis Predatory Pricing Within the Farm Credit System by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance

Download or read book Predatory Pricing Within the Farm Credit System written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Policy Research and Insurance and published by . This book was released on 1990 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Agricultural Loan Review and Risk Rating for Community Banks

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ISBN 13 :
Total Pages : 58 pages
Book Rating : 4.:/5 (166 download)

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Book Synopsis Agricultural Loan Review and Risk Rating for Community Banks by : Glenn D. Pederson

Download or read book Agricultural Loan Review and Risk Rating for Community Banks written by Glenn D. Pederson and published by . This book was released on 1987 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Analysis of Cost Allocation and Loan Pricing in the Banks for Cooperatives

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ISBN 13 :
Total Pages : 414 pages
Book Rating : 4.3/5 (129 download)

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Book Synopsis Analysis of Cost Allocation and Loan Pricing in the Banks for Cooperatives by : William H. Erickson

Download or read book Analysis of Cost Allocation and Loan Pricing in the Banks for Cooperatives written by William H. Erickson and published by . This book was released on 1989 with total page 414 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Liability Management and Floating-rate Loan Pricing as Risk Responses by Commercial Banks in Providing Agricultural Credit

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ISBN 13 :
Total Pages : 284 pages
Book Rating : 4.:/5 (639 download)

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Book Synopsis Liability Management and Floating-rate Loan Pricing as Risk Responses by Commercial Banks in Providing Agricultural Credit by : Seth Lewis Paulson

Download or read book Liability Management and Floating-rate Loan Pricing as Risk Responses by Commercial Banks in Providing Agricultural Credit written by Seth Lewis Paulson and published by . This book was released on 1979 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt:

A Profitability and Loan Pricing Analysis of a Commercial Bank's Agricultural Loan Portfolio

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ISBN 13 :
Total Pages : 316 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis A Profitability and Loan Pricing Analysis of a Commercial Bank's Agricultural Loan Portfolio by : Lynn Hastings Miller

Download or read book A Profitability and Loan Pricing Analysis of a Commercial Bank's Agricultural Loan Portfolio written by Lynn Hastings Miller and published by . This book was released on 1988 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Research Report

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ISBN 13 :
Total Pages : 52 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Research Report by :

Download or read book Research Report written by and published by . This book was released on 1988-04 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Agricultural Finance Review

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ISBN 13 :
Total Pages : 712 pages
Book Rating : 4.3/5 (117 download)

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Book Synopsis Agricultural Finance Review by :

Download or read book Agricultural Finance Review written by and published by . This book was released on 1945 with total page 712 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Loan Portfolio Management

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ISBN 13 :
Total Pages : 114 pages
Book Rating : 4.3/5 (512 download)

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Book Synopsis Loan Portfolio Management by :

Download or read book Loan Portfolio Management written by and published by . This book was released on 1988 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Finance for Food

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Publisher : Springer
ISBN 13 : 3642540341
Total Pages : 293 pages
Book Rating : 4.6/5 (425 download)

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Book Synopsis Finance for Food by : Doris Köhn

Download or read book Finance for Food written by Doris Köhn and published by Springer. This book was released on 2014-02-19 with total page 293 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book reflects the current state of discussion about agricultural and rural finance in developing and transition countries. It provides insight into specific themes, such as commodity value chains, farm banking and risk management in agricultural banking, structured finance, crop insurance, mobile banking and how to increase effectiveness in rural finance. Case studies illustrate various aspects of agricultural and rural finance in developing economies. The book is based on one of the yearly financial Sector Development Symposia held by the KfW Development Bank.

An Analysis of Selected Demand and Supply Factors Affecting Agricultural Lending by Texas Commercial Banks

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ISBN 13 :
Total Pages : 402 pages
Book Rating : 4.:/5 (266 download)

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Book Synopsis An Analysis of Selected Demand and Supply Factors Affecting Agricultural Lending by Texas Commercial Banks by : Eustacius Ngabirano Betubiza

Download or read book An Analysis of Selected Demand and Supply Factors Affecting Agricultural Lending by Texas Commercial Banks written by Eustacius Ngabirano Betubiza and published by . This book was released on 1991 with total page 402 pages. Available in PDF, EPUB and Kindle. Book excerpt:

International Convergence of Capital Measurement and Capital Standards

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Publisher : Lulu.com
ISBN 13 : 9291316695
Total Pages : 294 pages
Book Rating : 4.2/5 (913 download)

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Book Synopsis International Convergence of Capital Measurement and Capital Standards by :

Download or read book International Convergence of Capital Measurement and Capital Standards written by and published by Lulu.com. This book was released on 2004 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Credit Guarantees

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Publisher : Food & Agriculture Org.
ISBN 13 : 9789251041734
Total Pages : 154 pages
Book Rating : 4.0/5 (417 download)

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Book Synopsis Credit Guarantees by : Michael Gudger

Download or read book Credit Guarantees written by Michael Gudger and published by Food & Agriculture Org.. This book was released on 1998 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: The problem of collateral is a daily issue for lenders and causes much debate in the development finance community. Given the difficulties experienced in arranging traditional forms of loan security, such as land or chattel mortgages, various collateral substitutes have been proposed. Among the substitutes for traditional collateral is the loan guarantee. Guarantee systems for loans have been proposed, planned and implemented in various countries. The assumption made by proponents of such a service is that the guarantee organization is either better informed about the risk of the loan than the lender or it is better structured financially to be able to manage the risk. Despite the apparent attractiveness of a loan guarantee, the empirical evidence available gives little encouragement. Nevertheless, interest in guarantees continues.