Read Books Online and Download eBooks, EPub, PDF, Mobi, Kindle, Text Full Free.
Analyzing Measurements Of Housing Affordability
Download Analyzing Measurements Of Housing Affordability full books in PDF, epub, and Kindle. Read online Analyzing Measurements Of Housing Affordability ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!
Book Synopsis Analyzing Measurements of Housing Affordability by : Zi Cai
Download or read book Analyzing Measurements of Housing Affordability written by Zi Cai and published by . This book was released on 2017 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: Measuring housing affordability is a key challenge for most communities. Traditionally, the 30 percent rent-income ratio has been the cornerstone of housing affordability policies. Recently, however, a number of researchers have recommended new affordability measures. Given the complexity of determining realistic housing affordability, identifying the best and most appropriate measure is a challenge. This thesis is the first research attempt to develop a comprehensive methodological framework for the comparative assessment of commonly used housing affordability indicators. Six housing affordability measures were selected for analysis: NAR Housing Affordability Index, HUD Guideline, Amenity-Based Housing Affordability Index, H+T Affordability Index, Shelter Poverty Measure, and Self-Sufficiency Standard. These measures were compared in terms of their underlying standards, data accuracy, and comprehensiveness. Specific indicators for each of the three components were developed and applied to the six housing affordability indicators. Detailed analysis of the collected data revealed that the Self-Sufficiency Standard measure is the best measure of housing affordability among the six indicators analyzed. This measure outranks each of the other measures on all three dimensions of comparison. Therefore, it is recommended that local planners, stakeholders, and policymakers adopt the Self-Sufficiency Standard to assess housing affordability outcomes.
Book Synopsis National Analysis of Housing Affordability, Adequacy, and Availability by : Amy Bogdon
Download or read book National Analysis of Housing Affordability, Adequacy, and Availability written by Amy Bogdon and published by . This book was released on 1994 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Measurement and Analysis of Housing Preference and Choice by : Sylvia J.T. Jansen
Download or read book The Measurement and Analysis of Housing Preference and Choice written by Sylvia J.T. Jansen and published by Springer Science & Business Media. This book was released on 2011-05-12 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: What are the current trends in housing? Is my planned project commercially viable? What should be my marketing and advertisement strategies? These are just some of the questions real estate agents, landlords and developers ask researchers to answer. But to find the answers, researchers are faced with a wide variety of methods that measure housing preferences and choices. To select and value a valid research method, one needs a well-structured overview of the methods that are used in housing preference and housing choice research. This comprehensive introduction to this field offers just such an overview. It discusses and compares numerous methods, detailing the potential limitation of each one, and it reaches beyond methodology, illustrating how thoughtful consideration of methods and techniques in research can help researchers and other professionals to deliver products and services that are more in line with residents’ needs.
Book Synopsis Housing Affordability and Housing Policy in Urban China by : Zan Yang
Download or read book Housing Affordability and Housing Policy in Urban China written by Zan Yang and published by Springer Science & Business Media. This book was released on 2014-01-25 with total page 141 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a comprehensive analysis of housing affordability under the economic reforms and social transformations in urban China. It also offers an overall review of the current government measures on the housing market and affordable housing policies in China. By introducing a dynamic affordability approach and residual income approach, the book allows us to capture the size of the affordability gap more accurately, to better identify policy targets, and to assess the effectiveness of current public policy. The unique database on urban household surveys and regional information on affordable housing projects serve to strengthen the analysis. The book offers theoretical and empirical insights for in-depth affordability studies and helps readers to understand the social impacts of market reforms and the role of government on the Chinese housing market.
Book Synopsis Measuring Housing Affordability by : Vanessa Brown Calder
Download or read book Measuring Housing Affordability written by Vanessa Brown Calder and published by . This book was released on 2016 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Measuring Housing Affordability by : Robert J. Hill
Download or read book Measuring Housing Affordability written by Robert J. Hill and published by . This book was released on 2015 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: We draw a distinction between the concepts of purchase affordability (whether a household is able to borrow enough funds to purchase a house) and repayment affordability (the burden imposed on a household of repaying the mortgage). We operationalize this distinction in the context of a new methodology for constructing affordability measures that draws on the value-at-risk concept and takes account of the whole distribution of household income and house prices rather than just the median. Empirically we find that the distinction between purchase and repayment affordability can be pronounced. In the Sydney prime mortgage market over the period 1996 to 2006, repayment affordability deteriorated very significantly while purchase affordability remained quite stable. This difference can be attributed to the loosening of credit constraints in the mortgage market which it seems has carried through primarily into higher house prices. We also consider how median house-price-to-income ratio measures of affordability can be extended to take account of the whole distribution of income and house prices. We propose a new quantile based measure which indicates that the housing affordability problem may be systematically worse than suggested by standard median measures.
Book Synopsis Measuring Housing Affordability in an Emerging Market by : Gary J. Rangel
Download or read book Measuring Housing Affordability in an Emerging Market written by Gary J. Rangel and published by . This book was released on 2017 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: The problem of housing affordability is a phenomenon that affects both developed and developing countries across the world. Researchers have tried to operationalize measures of housing affordability, resulting in short-run measures such as the median multiple approach, the expenditure-to-income ratio and the residual income approach. Using the lifetime income approach developed by Abeysinghe and Gu (2011), we track and analyze long-run housing affordability in Malaysia at various household income percentiles from 1995 to 2014. We do this via the computation of the Housing Affordability Index and the Mortgage Affordability Index, with the latter based on the intergenerational transfers literature relevant in the Malaysian context. The results show that households at the 25th income percentile cannot afford any of the four dwelling types in Malaysia. For the 40th income percentile and those households at median income levels, high-rise and terrace housing are affordable. However, we document significant downward trends in the housing affordability index and the mortgage affordability index starting in 2009, which indicates increasing housing stress for households at or below the median income. We also demonstrate how contradicting conclusions on housing affordability are reached if a median multiple approach had been used. Based on the results, we contribute to the literature on housing affordability by suggesting general proposals to ameliorate the housing affordability problem in the context of a developing country such as Malaysia.
Book Synopsis A Right to Housing by : Rachel G. Bratt
Download or read book A Right to Housing written by Rachel G. Bratt and published by Temple University Press. This book was released on 2006 with total page 460 pages. Available in PDF, EPUB and Kindle. Book excerpt: An examination of America's housing crisis by the leading progressive housing activists in the country.
Book Synopsis Housing Affordability in the United States by : Nandinee K. Kutty
Download or read book Housing Affordability in the United States written by Nandinee K. Kutty and published by . This book was released on 2015 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper examines the housing affordability problem in the United States. It uses the widely accepted measure of housing cost burden (the ratio of housing costs and income) as the measure of housing affordability for its analysis. Based on published data of the Joint Center for Housing Studies, it examines annual trends in rents, owner costs of housing, home prices and incomes over the period 1975 to 2001. The changes in the affordability situation over time are analyzed separately for renters and for owners. The paper also presents a picture of housing affordability in selected U.S. metropolitan areas for employees in different occupation groups. The paper concludes that the housing affordability problem for renters has been largely income-driven; on the other hand, for owners, changes in affordability have been related to changes in mortgage costs. A counter-cyclical monetary policy is seen as alleviating owner cost burdens during times of recession. The paper recommends that housing policy aimed at rental housing adopt a counter-cyclical focus, which it currently seems to lack.
Book Synopsis National Analysis of Housing Affordability, Adequacy, and Availability by : DIANE Publishing Company
Download or read book National Analysis of Housing Affordability, Adequacy, and Availability written by DIANE Publishing Company and published by . This book was released on 1994-07-01 with total page 75 pages. Available in PDF, EPUB and Kindle. Book excerpt: Uses data from the 1990 Census and other sources to demonstrate principles for collecting and analyzing information on local housing needs. Provides important guidance on systematically examining issues such as housing cost burdens, spatial segregation, overcrowding, and the composition and physical adequacy of housing stock.
Book Synopsis Measuring Housing Affordability by : Christine M. E. Whitehead
Download or read book Measuring Housing Affordability written by Christine M. E. Whitehead and published by . This book was released on 2009 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Affordable Rental Housing: Making It Part of Europe’s Recovery by : Khalid ElFayoumi
Download or read book Affordable Rental Housing: Making It Part of Europe’s Recovery written by Khalid ElFayoumi and published by International Monetary Fund. This book was released on 2021-05-24 with total page 97 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many European economies have faced pressure from rental housing affordability that has widened social and economic divergence. While significant country and regional differences exist, this departmental paper finds that in many advanced European economies a large and rising share of low-income renters, the young, and those living in cities is overburdened. In several locations, middle-income groups also increasingly face rental affordability issues.
Book Synopsis Encyclopedia of Quality of Life and Well-Being Research by : Alex C. Michalos
Download or read book Encyclopedia of Quality of Life and Well-Being Research written by Alex C. Michalos and published by Springer. This book was released on 2014-02-12 with total page 7347 pages. Available in PDF, EPUB and Kindle. Book excerpt: The aim of this encyclopedia is to provide a comprehensive reference work on scientific and other scholarly research on the quality of life, including health-related quality of life research or also called patient-reported outcomes research. Since the 1960s two overlapping but fairly distinct research communities and traditions have developed concerning ideas about the quality of life, individually and collectively, one with a fairly narrow focus on health-related issues and one with a quite broad focus. In many ways, the central issues of these fields have roots extending to the observations and speculations of ancient philosophers, creating a continuous exploration by diverse explorers in diverse historic and cultural circumstances over several centuries of the qualities of human existence. What we have not had so far is a single, multidimensional reference work connecting the most salient and important contributions to the relevant fields. Entries are organized alphabetically and cover basic concepts, relatively well established facts, lawlike and causal relations, theories, methods, standardized tests, biographic entries on significant figures, organizational profiles, indicators and indexes of qualities of individuals and of communities of diverse sizes, including rural areas, towns, cities, counties, provinces, states, regions, countries and groups of countries.
Book Synopsis Housing Affordability: A New Dataset by : Nina Biljanovska
Download or read book Housing Affordability: A New Dataset written by Nina Biljanovska and published by International Monetary Fund. This book was released on 2023-12 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: The rapid increase in house prices in the past few years, including during the COVID-19 pandemic, raises concerns about housing affordability. The price-to-income ratio is a widely-used indicator of affordability, but does not take into account important factors such as the cost of financing. The aim of this paper is to construct a measure of housing affordability that takes these factors into account for a large set of countries and long period of time. The resulting dataset covers an unbalanced panel of 40 countries over the period from 1970Q1 to 2021Q4. For each country, the index measures the extent to which a median-income household can qualify for a mortgage loan to purchase an average-priced home. To gauge the performance of the constructed indices, we compare them to other readily-available mesures of affordability and examine the evolution of the indices over time to understand the relevant drivers, including in a regression analysis to assess the extent to which government housing programs could contribute to improving affordability.
Download or read book Shelter Poverty written by Michael Stone and published by Temple University Press. This book was released on 1993-06-27 with total page 438 pages. Available in PDF, EPUB and Kindle. Book excerpt: "...the most original--and profoundly disturbing--work on the critical issue of housing affordability...." --Chester Hartman, President, Poverty and Race Research Action Council In Shelter Poverty, Michael E. Stone presents the definitive discussion of housing and social justice in the United States. Challenging the conventional definition of housing affordability, Stone offers original and powerful insights about the nature, causes, and consequences of the affordability problem and presents creative and detailed proposals for solving a problem that afflicts one-third of this nation. Setting the housing crisis into broad political, economic, and historical contexts, Stone asks: What is shelter poverty? Why does it exist and persist? and How can it be overcome? Describing shelter poverty as the denial of a universal human need, Stone offers a quantitative scale by which to measure it and reflects on the social and economic implications of housing affordability in this country. He argues for "the right to housing" and presents a program for transforming a large proportion of the housing in this country from an expensive commodity into an affordable social entitlement. Employing new concepts of housing ownership, tenure, and finance, he favors social ownership in which market concepts have a useful but subordinate role in the identification of housing preferences and allocation. Stone concludes that political action around shelter poverty will further the goal of achieving a truly just and democratic society that is also equitably and responsibly productive and prosperous.
Download or read book Evicted written by Matthew Desmond and published by Crown. This book was released on 2017-02-28 with total page 450 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW YORK TIMES BESTSELLER • WINNER OF THE PULITZER PRIZE • NAMED ONE OF TIME’S TEN BEST NONFICTION BOOKS OF THE DECADE • One of the most acclaimed books of our time, this modern classic “has set a new standard for reporting on poverty” (Barbara Ehrenreich, The New York Times Book Review). In Evicted, Princeton sociologist and MacArthur “Genius” Matthew Desmond follows eight families in Milwaukee as they each struggle to keep a roof over their heads. Hailed as “wrenching and revelatory” (The Nation), “vivid and unsettling” (New York Review of Books), Evicted transforms our understanding of poverty and economic exploitation while providing fresh ideas for solving one of twenty-first-century America’s most devastating problems. Its unforgettable scenes of hope and loss remind us of the centrality of home, without which nothing else is possible. NAMED ONE OF THE BEST BOOKS OF THE YEAR BY President Barack Obama • The New York Times Book Review • The Boston Globe • The Washington Post • NPR • Entertainment Weekly • The New Yorker • Bloomberg • Esquire • BuzzFeed • Fortune • San Francisco Chronicle • Milwaukee Journal Sentinel • St. Louis Post-Dispatch • Politico • The Week • Chicago Public Library • BookPage • Kirkus Reviews • Library Journal • Publishers Weekly • Booklist • Shelf Awareness WINNER OF: The National Book Critics Circle Award for Nonfiction • The PEN/John Kenneth Galbraith Award for Nonfiction • The Andrew Carnegie Medal for Excellence in Nonfiction • The Hillman Prize for Book Journalism • The PEN/New England Award • The Chicago Tribune Heartland Prize FINALIST FOR THE LOS ANGELES TIMES BOOK PRIZE AND THE KIRKUS PRIZE “Evicted stands among the very best of the social justice books.”—Ann Patchett, author of Bel Canto and Commonwealth “Gripping and moving—tragic, too.”—Jesmyn Ward, author of Salvage the Bones “Evicted is that rare work that has something genuinely new to say about poverty.”—San Francisco Chronicle
Book Synopsis Weaknesses of Housing Affordability Indices Used by Practitioners by : Melanie Jewkes
Download or read book Weaknesses of Housing Affordability Indices Used by Practitioners written by Melanie Jewkes and published by . This book was released on 2015 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: The subprime mortgage and foreclosure meltdown of 2007-2008 emphasized the need for a re-conceptualization of measures of an individual household's ability to afford housing. A clear link needs to be established between what a household can afford and the loan amount for which a household qualifies. This paper provides a conceptual review of three commonly used housing affordability indices in the United States: (a) the Department of Housing and Urban Development (HUD) Affordability Index for homeowners and renters; (b) the National Low Income Housing Coalition Affordability Index for renters, also known as Housing Wage; and (c) the National Association of Realtors Affordability Index for homeowners. The review of measures showed a lack of ability to easily adapt housing affordability measures to individual households. Discussions on issues related to housing affordability measures are presented, including market affordability verses individual affordability, the residual income approach, and housing affordability and transportation costs. The authors recommend that housing practitioners utilize an adapted residual income approach that considers household size, geographic location, transportation, and non-housing related expenses, rather than standard affordability measures or qualifying guidelines. The authors also recommend that researchers and policy makers review qualifying ratios and make appropriate changes to better determine an individual household's ability to afford housing.
