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Author : Jarvis, W. D. (William D.)
Publisher :
ISBN 13 :
Total Pages : 82 pages
Book Rating : 4.:/5 (158 download)
Download or read book Analysis of the Recent Behavior of the Personal Savings Rate written by Jarvis, W. D. (William D.) and published by . This book was released on 1979 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Mr.Sam Ouliaris
Publisher : International Monetary Fund
ISBN 13 : 1484357949
Total Pages : 34 pages
Book Rating : 4.4/5 (843 download)
Download or read book The U.S. Personal Saving Rate written by Mr.Sam Ouliaris and published by International Monetary Fund. This book was released on 2018-06-05 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper develops a time series model for aggregate consumption to predict the U.S. personal saving rate. It then uses the model to test whether there has been a structural break in consumption behavior because of the 2008 financial crisis. Before the crisis, the personal saving rate was trending downwards. However, in 2008 there was a significant rise in the saving rate that continued until the end of 2012, suggesting a permanent change in household behavior. To assess this issue formally, the unknown parameters of the model are estimated using data for 1961Q1-2007Q4, a period which precedes the crisis. The model is then used to predict the saving rate from 2008Q1 onwards and to assess whether the rise in the saving rate after 2008 was due to sizable, but transitory, income/wealth shocks or to changes in the underlying elasticities between saving and its determinants (hence structural). The statistical evidence suggests there was no structural break in the household saving behavior, implying that the rise in the saving rate during 2008-2012 was caused by the negative shocks to income, employment and wealth. This result explains why the saving rate resumed its decline in 2013, as real disposable income, employment and net worth recovered. Assuming that the real growth in these determinants remains strong, the estimated model predicts continued negative pressures on the current account deficit and further external imbalances attributable to the U.S. household sector.
Author : Eytan Sheshinski
Publisher :
ISBN 13 :
Total Pages : 40 pages
Book Rating : 4.3/5 ( download)
Download or read book An Explanation of the Behavior of Personal Savings in the United States in Recent Years written by Eytan Sheshinski and published by . This book was released on 1989 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: A sharp increase in the real interest rates in the U.S. in the 1980s was expected to induce a higher personal saving rate. Actually, between 1981 and 1983 the personal saving rate fell from 7.5 percent to 5.4 percent and for the 1985-1988 period it had averaged only 4 percent even though real interest rates have remained high. We argue that one possible explanation for this negative relation between interest rates and the personal saving rate is the large fraction of wealth, especially financial wealth, held by persons over 65 years old (this group has received more than 50 percent of all interest income in the U.S. during this period). Life cycle theory suggests, as we demonstrate, that the wealth effect created by an increase in the rate of interest reduces the savings of old persons and raises savings of the young and hence the effect on aggregate savings depends on the age distribution in the population.
Author : Canada. Department of Finance
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (562 download)
Download or read book Recent Behaviour of the Personal Savings Rate written by Canada. Department of Finance and published by . This book was released on 1980 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 1138 pages
Book Rating : 4.3/5 (91 download)
Download or read book Commerce Today written by and published by . This book was released on 1974 with total page 1138 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book An Explanation of the Behavior of Personal Savings in the United States in Recent Years written by and published by . This book was released on 1989 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Mr.Sam Ouliaris
Publisher : International Monetary Fund
ISBN 13 : 1484360982
Total Pages : 34 pages
Book Rating : 4.4/5 (843 download)
Download or read book The U.S. Personal Saving Rate written by Mr.Sam Ouliaris and published by International Monetary Fund. This book was released on 2018-06-08 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper develops a time series model for aggregate consumption to predict the U.S. personal saving rate. It then uses the model to test whether there has been a structural break in consumption behavior because of the 2008 financial crisis. Before the crisis, the personal saving rate was trending downwards. However, in 2008 there was a significant rise in the saving rate that continued until the end of 2012, suggesting a permanent change in household behavior. To assess this issue formally, the unknown parameters of the model are estimated using data for 1961Q1-2007Q4, a period which precedes the crisis. The model is then used to predict the saving rate from 2008Q1 onwards and to assess whether the rise in the saving rate after 2008 was due to sizable, but transitory, income/wealth shocks or to changes in the underlying elasticities between saving and its determinants (hence structural). The statistical evidence suggests there was no structural break in the household saving behavior, implying that the rise in the saving rate during 2008-2012 was caused by the negative shocks to income, employment and wealth. This result explains why the saving rate resumed its decline in 2013, as real disposable income, employment and net worth recovered. Assuming that the real growth in these determinants remains strong, the estimated model predicts continued negative pressures on the current account deficit and further external imbalances attributable to the U.S. household sector.
Author :
Publisher :
ISBN 13 :
Total Pages : 40 pages
Book Rating : 4.:/5 (319 download)
Download or read book Family Economics Review written by and published by . This book was released on 1991 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Micaela Joseph
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (11 download)
Download or read book Economic and Demographic Determinants of the Consumption, Saving and Borrowing Behaviors of Households written by Micaela Joseph and published by . This book was released on 2019 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The personal savings rate is an unsettling subject, because every economist has distinctive opinions on the determinants of consumption, saving and borrowing behaviors of households. For instance, many individuals assume that there is a positive relationship between real disposable income and the personal savings rate. In other words, saving amongst households have increased with the growth of household wealth. On the other hand, some individuals deem that there is an inverse relationship between both variables, so much that this topic has always demanded further research to be completed. Because of my awareness and experience relating to this topic, I have chosen to examine this question. This paper will review the effect and significance of the savings rate by analyzing real disposable income, real household net worth, interest rates, and labor productivity. I will make predictions on the results. I am going to study the positive or negative outcomes between them through data examination and analysis. This thesis will also compare the data and results of the households in the United States between 1980 and 2017. This will allow us to determine if these variables are the major determinants of the personal saving rate.
Author :
Publisher :
ISBN 13 :
Total Pages : 276 pages
Book Rating : 4.F/5 ( download)
Download or read book Studies in Taxation, Public Finance, and Related Subjects written by and published by . This book was released on 1977 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: Studies prepared for the U.S. Congress by the Congressional Research Service (CRS), Library of Congress.
Author : Shlomo Benartzi
Publisher : Penguin
ISBN 13 : 110158033X
Total Pages : 288 pages
Book Rating : 4.1/5 (15 download)
Download or read book Save More Tomorrow written by Shlomo Benartzi and published by Penguin. This book was released on 2012-04-12 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of the world’s top experts in behavioral finance offers innovative strategies for improving 401(k) plans. Half of Americans do not have access to a retirement saving plan at their workplace. Of those who do about a third fail to join. And those who do join tend to save too little and often make unwise investment decisions. In short, the 401(k) world is in crisis, and workers need help. Save More Tomorrow provides that help by focusing on the behavioral challenges that led to this crisis inertia, limited self-control, loss aversion, and myopia—and transforms them into behavioral solutions. These solutions, or tools, are based on cutting edge behavioral finance research and they can dramatically improve outcomes by, for example, helping employees: -Save, even if they aren’t ready to do so now, by using future enrollment. -Save more by showing them images of their future selves. -Save smarter by reshuffling the order of funds on the investment menu. Save More Tomorrow is the first comprehensive application of behavioral finance to improve retirement outcomes. It also makes it easy for plan sponsors and their advisers to apply these behavioral tools using its innovative Behavioral Audit process.
Author :
Publisher : DIANE Publishing
ISBN 13 : 1457825414
Total Pages : 166 pages
Book Rating : 4.4/5 (578 download)
Download or read book The Dynamic Effects of Trade Liberalization: An Empirical Analysis, Inv. 332-375 written by and published by DIANE Publishing. This book was released on with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 : 9780262024761
Total Pages : pages
Book Rating : 4.0/5 (247 download)
Download or read book NBER Macroeconomics Annual written by and published by . This book was released on 1986 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. Joint Economic Committee
Publisher :
ISBN 13 :
Total Pages : 216 pages
Book Rating : 4.:/5 (35 download)
Download or read book Hearings, Reports and Prints of the Joint Economic Committee written by United States. Congress. Joint Economic Committee and published by . This book was released on 1974 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : James R. Storey
Publisher :
ISBN 13 :
Total Pages : 212 pages
Book Rating : 4.F/5 ( download)
Download or read book Studies in Public Welfare written by James R. Storey and published by . This book was released on 1972 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Katarzyna Wac
Publisher : Springer Nature
ISBN 13 : 3030942120
Total Pages : 596 pages
Book Rating : 4.0/5 (39 download)
Download or read book Quantifying Quality of Life written by Katarzyna Wac and published by Springer Nature. This book was released on 2022 with total page 596 pages. Available in PDF, EPUB and Kindle. Book excerpt: Describes technological methods and tools for objective and quantitative assessment of QoL Appraises technology-enabled methods for incorporating QoL measurements in medicine Highlights the success factors for adoption and scaling of technology-enabled methods This open access book presents the rise of technology-enabled methods and tools for objective, quantitative assessment of Quality of Life (QoL), while following the WHOQOL model. It is an in-depth resource describing and examining state-of-the-art, minimally obtrusive, ubiquitous technologies. Highlighting the required factors for adoption and scaling of technology-enabled methods and tools for QoL assessment, it also describes how these technologies can be leveraged for behavior change, disease prevention, health management and long-term QoL enhancement in populations at large. Quantifying Quality of Life: Incorporating Daily Life into Medicine fills a gap in the field of QoL by providing assessment methods, techniques and tools. These assessments differ from the current methods that are now mostly infrequent, subjective, qualitative, memory-based, context-poor and sparse. Therefore, it is an ideal resource for physicians, physicians in training, software and hardware developers, computer scientists, data scientists, behavioural scientists, entrepreneurs, healthcare leaders and administrators who are seeking an up-to-date resource on this subject.
Author : International Monetary Fund
Publisher : International Monetary Fund
ISBN 13 : 1451831889
Total Pages : 110 pages
Book Rating : 4.4/5 (518 download)
Download or read book Republic of Poland written by International Monetary Fund and published by International Monetary Fund. This book was released on 2000-05-11 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Selected Issues paper analyzes the use of fiscal rules in Poland and also suggests improvements. The study reviews the income tax reforms, developments in the polish tax system, and discusses the need and scope for public expenditure reform, employment, and the role of reforms of labor market institutions in reducing the unemployment rate. The paper highlights the trend in the saving-investment balance, the major determinants of private saving, and presents the results of a simple econometric analysis based on a panel dataset of selected transition economies.
