Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could be Improved

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Author :
Publisher : DIANE Publishing
ISBN 13 : 9781422309315
Total Pages : 72 pages
Book Rating : 4.3/5 (93 download)

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Book Synopsis Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could be Improved by :

Download or read book Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could be Improved written by and published by DIANE Publishing. This book was released on 2006 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Alternative Mortgage Products

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Author :
Publisher :
ISBN 13 :
Total Pages : 12 pages
Book Rating : 4.:/5 (884 download)

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Book Synopsis Alternative Mortgage Products by : Orice M. Williams

Download or read book Alternative Mortgage Products written by Orice M. Williams and published by . This book was released on 2006 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Gao-06-1021 Alternative Mortgage Products

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781984373427
Total Pages : 64 pages
Book Rating : 4.3/5 (734 download)

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Book Synopsis Gao-06-1021 Alternative Mortgage Products by : United States Government Accountability Office

Download or read book Gao-06-1021 Alternative Mortgage Products written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-01-30 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt: GAO-06-1021 Alternative Mortgage Products: Impact on Defaults Remains Unclear, but Disclosure of Risks to Borrowers Could Be Improved

Alternative Mortgage Products

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Author :
Publisher :
ISBN 13 :
Total Pages : 12 pages
Book Rating : 4.:/5 (77 download)

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Book Synopsis Alternative Mortgage Products by : Orice M. Williams

Download or read book Alternative Mortgage Products written by Orice M. Williams and published by . This book was released on 2006 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Alternative Mortgage Products

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Author :
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (884 download)

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Book Synopsis Alternative Mortgage Products by :

Download or read book Alternative Mortgage Products written by and published by . This book was released on 2006 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Alternative Mortgage Products

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Author :
Publisher :
ISBN 13 :
Total Pages : 58 pages
Book Rating : 4.:/5 (77 download)

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Book Synopsis Alternative Mortgage Products by : United States. Government Accountability Office

Download or read book Alternative Mortgage Products written by United States. Government Accountability Office and published by . This book was released on 2006 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Mortgage Lending Reform

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Author :
Publisher :
ISBN 13 :
Total Pages : 272 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Mortgage Lending Reform by : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit

Download or read book Mortgage Lending Reform written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2009 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Calculated Risk

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Author :
Publisher :
ISBN 13 :
Total Pages : 388 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Calculated Risk by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Transportation

Download or read book Calculated Risk written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Transportation and published by . This book was released on 2009 with total page 388 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Mortgage Foreclosures

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Publisher : DIANE Publishing
ISBN 13 : 1437985416
Total Pages : 77 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Mortgage Foreclosures by : A. Nicole Clowers

Download or read book Mortgage Foreclosures written by A. Nicole Clowers and published by DIANE Publishing. This book was released on 2011-08 with total page 77 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mortgage servicers -- entities that manage home mortgage loans -- halted foreclosures throughout the country in September 2010, finding that documents required to be provided to courts in some states may have been improperly signed or notarized. In addition, academics and court cases are raising questions over whether foreclosures are being brought properly because of concerns over how loans were transferred into mortgage-backed securities. This report examined: (1) the extent to which federal laws address mortgage servicers' foreclosure procedures and federal agencies' past oversight; (2) federal agencies' current oversight and future oversight plans; and (3) the potential impact of these issues on involved parties. Illus. A print on demand report.

Mortgages

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Publisher : Nova Publishers
ISBN 13 : 9781600219184
Total Pages : 186 pages
Book Rating : 4.2/5 (191 download)

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Book Synopsis Mortgages by : Hank C. Sentowski

Download or read book Mortgages written by Hank C. Sentowski and published by Nova Publishers. This book was released on 2007 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: A mortgage represents a loan or lien on a property/house that has to be paid over a specified period of time. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages, terminology and vested interests. Mortgages represent one of the most (if not the most) significant investment decisions most individuals will make in their lifetimes. This new book presents invaluable information on some of the primary types of mortgages as well as FAQ and future trends in the industry.

Financial Markets Regulation

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Publisher : DIANE Publishing
ISBN 13 : 1437919901
Total Pages : 136 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Financial Markets Regulation by : Orice Williams Brown

Download or read book Financial Markets Regulation written by Orice Williams Brown and published by DIANE Publishing. This book was released on 2009-12 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Emergency Economic Stabilization Act directed a study of the role of leverage in the current financial crisis and federal oversight of leverage. The objectives were to review: (1) how leveraging and deleveraging by financial institutions may have contributed to the crisis; (2) regulations adopted by federal financial regulators to limit leverage and how regulators oversee compliance with the regulations; and (3) any limitations the current crisis has revealed in regulatory approaches used to restrict leverage and regulatory proposals to address them. To meet these objectives, the auditor reviewed relevant laws and regulations and academic and other studies, and interviewed regulators and market participants. Includes recommend. Illus.

The End of Excess

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Publisher :
ISBN 13 :
Total Pages : 780 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis The End of Excess by : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations

Download or read book The End of Excess written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2010 with total page 780 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Consumer Finance

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Publisher : DIANE Publishing
ISBN 13 : 1437933947
Total Pages : 31 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Consumer Finance by : Alicia Puente Cackley

Download or read book Consumer Finance written by Alicia Puente Cackley and published by DIANE Publishing. This book was released on 2010-10 with total page 31 pages. Available in PDF, EPUB and Kindle. Book excerpt: More than 12 million adults in the U.S. report they do not speak English well or at all. Proficiency in reading, writing, speaking, and understanding the English language appears to be linked to multiple dimensions of adult life in the U.S., including financial literacy -- the ability to make informed judgments and take effective actions regarding the current and future use and management of money. A recent Federal Act in 2009 mandated an examination of the relationship between fluency in the English language and financial literacy. This report examines the extent, if any, to which individuals with limited English proficiency are impeded in their financial literacy and conduct of financial affairs. Illustrations.

Mortgage Reform: Potential Impacts of Provisions in the Dodd-Frank Act on Homebuyers and the Mortgage Market

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Author :
Publisher : DIANE Publishing
ISBN 13 : 1437989004
Total Pages : 83 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Mortgage Reform: Potential Impacts of Provisions in the Dodd-Frank Act on Homebuyers and the Mortgage Market by : DIANE Publishing Company

Download or read book Mortgage Reform: Potential Impacts of Provisions in the Dodd-Frank Act on Homebuyers and the Mortgage Market written by DIANE Publishing Company and published by DIANE Publishing. This book was released on 2011 with total page 83 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Dodd-Frank Act is intended to reform residential mortgage lending and securitization practices that contributed to the recent financial crisis. The Act provides some liability protection for lenders originating mortgages that meet nine specified criteria associated with a borrower¿s ability to repay (¿qualified mortgages¿). The act also requires securitizers of mortgages not meeting separate criteria associated with lower default risk to retain at least 5% of the credit risk. This report discusses the potential impact of the act¿s: (1) qualified mortgage criteria; (2) credit risk retention requirement; and (3) provisions concerning homeownership counseling and regulation of high-cost loans. Charts and tables. This is a print on demand report.

Home Mortgages

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Publisher : DIANE Publishing
ISBN 13 : 1437920349
Total Pages : 69 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Home Mortgages by : William B. Shear

Download or read book Home Mortgages written by William B. Shear and published by DIANE Publishing. This book was released on 2009-12 with total page 69 pages. Available in PDF, EPUB and Kindle. Book excerpt: H.R. 3915 (2007), a bill introduced, but not enacted by the 110th Congress, was intended to reform mortgage lending practices to prevent a recurrence of problems in the mortgage market, particularly in the nonprime market segment. The bill would have set minimum standards for all mortgages (e.g., reasonable ability to repay) and created a "safe harbor" for loans that met certain requirements. This report discusses: (1) the proportions of recent nonprime loans that likely would have met and not met the bill's safe harbor requirements and factors influencing the performance of these loans; and (2) relevant research and the views of mortgage industry stakeholders concerning the potential impact of key provisions of the bill on the availability of mortgage credit.

Credit Risk Assessment

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Publisher : John Wiley & Sons
ISBN 13 : 0470461683
Total Pages : 320 pages
Book Rating : 4.4/5 (74 download)

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Book Synopsis Credit Risk Assessment by : Clark R. Abrahams

Download or read book Credit Risk Assessment written by Clark R. Abrahams and published by John Wiley & Sons. This book was released on 2009-04-06 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Risk Assessment The New Lending System for Borrowers, Lenders, and Investors Credit Risk Assessment: The New Lending System for Borrowers, Lenders, and Investors equips you with an effective comprehensive credit assessment framework (CCAF) that can provide early warning of risk, thanks to its forward-looking analyses that do not rely on the premise that the past determines the future. Revealing how an existing credit underwriting system can be extended to embrace all relevant factors and business contexts in order to accurately classify credit risk and drive all transactions in a transparent manner, Credit Risk Assessment clearly lays out the facts. This well-timed book explores how your company can improve its current credit assessment system to balance risk and return and prevent future financial disruptions. Describing how a new and comprehensive lending framework can achieve more complete and accurate credit risk assessment while improving loan transparency, affordability, and performance, Credit Risk Assessment addresses: How a CCAF connects borrowers, lenders, and investors—with greater transparency The current financial crisis and its implications The root cause to weaknesses in loan underwriting practices and lending systems The main drivers that undermine borrowers, lenders, and investors Why a new generation of lending systems is needed Market requirements and how a comprehensive risk assessment framework can meet them The notion of an underwriting gap and how it affects the lenders' underwriting practices Typical issues associated with credit scoring models How improper use of credit scoring in underwriting underestimates the borrower's credit risk The ways in which the current lending system fails to address loan affordability How mortgage and capital market financial innovation relates to the crisis

Deposit Insurance: Assessment of Regulators’ Use of Prompt Corrective Action Provisions & FDIC’s New Deposit Insurance System

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Author :
Publisher : DIANE Publishing
ISBN 13 : 9781422314289
Total Pages : 78 pages
Book Rating : 4.3/5 (142 download)

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Book Synopsis Deposit Insurance: Assessment of Regulators’ Use of Prompt Corrective Action Provisions & FDIC’s New Deposit Insurance System by :

Download or read book Deposit Insurance: Assessment of Regulators’ Use of Prompt Corrective Action Provisions & FDIC’s New Deposit Insurance System written by and published by DIANE Publishing. This book was released on 2007 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: