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A Reexamination Of The Problem Of State Usury Ceilings
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Book Synopsis A Reexamination of the Problem of State Usury Ceilings by : James E. McNulty
Download or read book A Reexamination of the Problem of State Usury Ceilings written by James E. McNulty and published by . This book was released on 1979 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis A Reexamination of the Problem of State Usury Ceilings by : James E. McNulty
Download or read book A Reexamination of the Problem of State Usury Ceilings written by James E. McNulty and published by . This book was released on 1979 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper reviews the research on the impact of state usury ceilings. Existing econometric studies (with some exceptions) rely primarily on cross-sectional analysis, and in addition they appear to suggest that usury ceilings are restrictive only when the ceiling is below average market rates. However, other evidence of a fairly wide distribution of rates within urban mortgage markets suggests that, as interest rates are rising, a given ceiling would begin to be restrictive even before the average rate prevailing in the market reaches the ceiling rate. This hypothesis was upheld in tests using data for savings and loan associations in Georgia. Because there were approximately 17 states with 10 percent usury ceilings in mid-1978, when average market rates were in the 9 1/2% - 9 3/4% range, the restrictiveness of usury ceilings may be significantly greater than is generally considered to be the case. Furthermore, the evidence developed here suggests that the movement toward floating usury ceilings in many states in recent years may not be a welcome development, since such ceilings would tend to discourage higher risk loans, even when the general availability of mortgage credit is good.
Author :United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Publisher : ISBN 13 : Total Pages :276 pages Book Rating :4.:/5 (327 download)
Book Synopsis Usury Lending Limits by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Download or read book Usury Lending Limits written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1980 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Publisher : ISBN 13 : Total Pages :412 pages Book Rating :4.:/5 (327 download)
Book Synopsis A Review of the Department of Defense's Report on Predatory Lending Practices Directed at Members of the Armed Forces and Their Dependents by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Download or read book A Review of the Department of Defense's Report on Predatory Lending Practices Directed at Members of the Armed Forces and Their Dependents written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Publisher : ISBN 13 : Total Pages :1660 pages Book Rating :4.:/5 (35 download)
Book Synopsis Hearings, Reports and Prints of the Senate Committee on Banking, Housing and Urban Affairs by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Download or read book Hearings, Reports and Prints of the Senate Committee on Banking, Housing and Urban Affairs written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1980 with total page 1660 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Publisher : ISBN 13 : Total Pages :514 pages Book Rating :4.:/5 (327 download)
Book Synopsis The Credit Deregulation and Availability Act of 1983 by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Download or read book The Credit Deregulation and Availability Act of 1983 written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1983 with total page 514 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Finance Review written by and published by . This book was released on 1982 with total page 834 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Financing State and Local Economic Development by : Michael Barker
Download or read book Financing State and Local Economic Development written by Michael Barker and published by Durham, N.C. : Duke University Press. This book was released on 1983 with total page 520 pages. Available in PDF, EPUB and Kindle. Book excerpt: The contributors discuss alternative methods of financing state and local economic development, including the role of venture capital in urban development, the role of banking institutions in encouraging the growth of small business, and the place of pension funds in economic growth.
Author :United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Publisher : ISBN 13 : Total Pages :540 pages Book Rating :4.:/5 (34 download)
Book Synopsis U.S. Export Control Policy and Extension of the Export Administration Act by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Download or read book U.S. Export Control Policy and Extension of the Export Administration Act written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 1979 with total page 540 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Housing Finance Review written by and published by . This book was released on 1983 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Journal of Industrial Economics by :
Download or read book The Journal of Industrial Economics written by and published by . This book was released on 1983 with total page 514 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Economic Perspectives written by and published by . This book was released on 1984 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Economic Review written by and published by . This book was released on 1979 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Hearings by : United States. Congress Senate
Download or read book Hearings written by United States. Congress Senate and published by . This book was released on 1969 with total page 1054 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Journal of Economic Literature written by and published by . This book was released on 1980 with total page 1238 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Virginia Law Review written by and published by . This book was released on 1984 with total page 848 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Monthly Report on General Business and Agricultural Conditions in Federal Reserve District No. 8 by :
Download or read book Monthly Report on General Business and Agricultural Conditions in Federal Reserve District No. 8 written by and published by . This book was released on 1962 with total page 578 pages. Available in PDF, EPUB and Kindle. Book excerpt: