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1973 Housing Policy And Program
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Book Synopsis Race for Profit by : Keeanga-Yamahtta Taylor
Download or read book Race for Profit written by Keeanga-Yamahtta Taylor and published by UNC Press Books. This book was released on 2019-09-03 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Author :National Bureau of Economic Research Publisher :University of Chicago Press ISBN 13 :9780226533568 Total Pages :224 pages Book Rating :4.5/5 (335 download)
Book Synopsis Means-Tested Transfer Programs in the United States by : National Bureau of Economic Research
Download or read book Means-Tested Transfer Programs in the United States written by National Bureau of Economic Research and published by University of Chicago Press. This book was released on 2003-10-15 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Few United States government programs are as controversial as those designed to aid the poor. From tax credits to medical assistance, aid to needy families is surrounded by debate—on what benefits should be offered, what forms they should take, and how they should be administered. The past few decades, in fact, have seen this debate lead to broad transformations of aid programs themselves, with Aid to Families with Dependent Children replaced by Temporary Assistance to Needy Families, the Earned Income Tax Credit growing from a minor program to one of the most important for low-income families, and Medicaid greatly expanding its eligibility. This volume provides a remarkable overview of how such programs actually work, offering an impressive wealth of information on the nation's nine largest "means-tested" programs—that is, those in which some test of income forms the basis for participation. For each program, contributors describe origins and goals, summarize policy histories and current rules, and discuss the recipient's characteristics as well as the different types of benefits they receive. Each chapter then provides an overview of scholarly research on each program, bringing together the results of the field's most rigorous statistical examinations. The result is a fascinating portrayal of the evolution and current state of means-tested programs, one that charts a number of shifts in emphasis—the decline of cash assistance, for instance, and the increasing emphasis on work. This exemplary portrait of the nation's safety net will be an invaluable reference for anyone interested in American social policy.
Book Synopsis Federal Housing Policy by : United States. Congressional Budget Office
Download or read book Federal Housing Policy written by United States. Congressional Budget Office and published by . This book was released on 1978 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Federal Housing Policies by : United States. Congress. Joint Economic Committee
Download or read book Federal Housing Policies written by United States. Congress. Joint Economic Committee and published by . This book was released on 1977 with total page 64 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Housing Policy in the United States by : Alex F. Schwartz
Download or read book Housing Policy in the United States written by Alex F. Schwartz and published by Routledge. This book was released on 2013-05-13 with total page 374 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most widely used and most widely referenced "basic book" on Housing Policy in the United States has now been substantially revised to examine the turmoil resulting from the collapse of the housing market in 2007 and the related financial crisis. The text covers the impact of the crisis in depth, including policy changes put in place and proposed by the Obama administration. This new edition also includes the latest data on housing trends and program budgets, and an expanded discussion of homelessnessof homelessness.
Author :United States. Congress. House. Committee on Banking, Currency, and Housing. Subcommittee on Housing and Community Development Publisher : ISBN 13 : Total Pages :336 pages Book Rating :4.3/5 (91 download)
Book Synopsis Evolution of Role of the Federal Government in Housing and Community Development by : United States. Congress. House. Committee on Banking, Currency, and Housing. Subcommittee on Housing and Community Development
Download or read book Evolution of Role of the Federal Government in Housing and Community Development written by United States. Congress. House. Committee on Banking, Currency, and Housing. Subcommittee on Housing and Community Development and published by . This book was released on 1975 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Routledge Library Editions: Housing Policy & Home Ownership by : Various
Download or read book Routledge Library Editions: Housing Policy & Home Ownership written by Various and published by Routledge. This book was released on 2021-08-31 with total page 6268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally published between 1961 and 1994, the volumes in this set sit equally comfortably in sociology and geography as well as housing studies. Even though they were published some years ago, their content continues to offer critical engagement with an evolving policy agenda which is even more important in a time of crisis and deeper polarization both nationally and globally as a result of the pandemic. They: Provide a comprehensive political-economic analysis of the historical origins and 20th Century experience of 19th and 20th Century housing tenure in the UK, France, Germany, the former USSR, Israel, Denmark, Sweden, Hungary, Puerto Rico and the USA. Discuss landlord-tenant relations and the neglect of particular disadvantaged groups such as the elderly, the single homeless and those in low income groups Examine the balance between rehabilitation and redevelopment and the rise and fall of the high-rise flat Cover issues such as rent, rent controls, subsidies and urban renewal Look at the implications of selling council houses and evaluate the impact of the growth of home ownership in the UK Address the practical and political difficulties of devising measures which meet policy objectives.
Book Synopsis Affordable Housing in New York by : Nicholas Dagen Bloom
Download or read book Affordable Housing in New York written by Nicholas Dagen Bloom and published by Princeton University Press. This book was released on 2019-12-31 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: A richly illustrated history of below-market housing in New York, from the 1920s to today A colorful portrait of the people, places, and policies that have helped make New York City livable, Affordable Housing in New York is a comprehensive, authoritative, and richly illustrated history of the city's public and middle-income housing from the 1920s to today. Plans, models, archival photos, and newly commissioned portraits of buildings and tenants by sociologist and photographer David Schalliol put the efforts of the past century into context, and the book also looks ahead to future prospects for below-market subsidized housing. A dynamic account of an evolving city, Affordable Housing in New York is essential reading for understanding and advancing debates about how to enable future generations to call New York home.
Book Synopsis A Primer on U.S. Housing Markets and Housing Policy by : Richard K. Green
Download or read book A Primer on U.S. Housing Markets and Housing Policy written by Richard K. Green and published by The Urban Insitute. This book was released on 2003 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: The first book that explains the economics of housing policy for a general audience. Planners, government officials, and public policy students will find that the economic perspective is a very powerful and useful way to examine these issues. The authors provide a broad review of the market for housing services in the U.S., including a conceptual framework, an overview of housing demand and supply, methods for measuring prices and quantities, and sources of basic data on markets. They cover housing programs and polices, and offer answers to policy questions that are of current interest. The book has been field-tested in graduate and undergraduate courses in urban and housing economics at the University of Wisconsin, the University of California--Berkeley, The University of Pennsylvania, and others. This book is also sure to be useful to policymakers, advocates, economists, and anyone interested in a clear picture of how housing markets function. Published in cooperation with the American Real Estate and Urban Economics Association (AREUEA).
Download or read book Modern Housing written by Catherine Bauer and published by U of Minnesota Press. This book was released on 2020-04-14 with total page 556 pages. Available in PDF, EPUB and Kindle. Book excerpt: The original guide on modern housing from the premier expert and activist in the public housing movement Originally published in 1934, Modern Housing is widely acknowledged as one of the most important books on housing of the twentieth century, introducing the latest developments in European modernist housing to an American audience. It is also a manifesto: America needs to draw on Europe’s example to solve its housing crisis. Only when housing is transformed into a planned, public amenity will it truly be modern. Modern Housing’s sharp message catalyzed an intense period of housing activism in the United States, resulting in the Housing Act of 1937, which Catherine Bauer coauthored. But these reforms never went far enough: so long as housing remained the subject of capitalist speculation, Bauer knew the housing problem would remain. In light of today’s affordable housing emergency, her prescriptions for how to achieve humane and dignified modern housing remain as instructive and urgent as ever.
Book Synopsis Bibliographic Guide to Government Publications--U.S. by : New York Public Library. Research Libraries
Download or read book Bibliographic Guide to Government Publications--U.S. written by New York Public Library. Research Libraries and published by . This book was released on 1976 with total page 874 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Routledge Handbook of Housing Policy and Planning by : Katrin B. Anacker
Download or read book The Routledge Handbook of Housing Policy and Planning written by Katrin B. Anacker and published by Routledge. This book was released on 2019-07-02 with total page 548 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Routledge Handbook of Housing Policy and Planning provides a comprehensive multidisciplinary overview of contemporary trends in housing studies, housing policies, planning for housing, and housing innovations in the United States, the United Kingdom, and Continental Europe. In 29 chapters, international scholars discuss aspects pertaining to the right to housing, inequality, homeownership, rental housing, social housing, senior housing, gentrification, cities and suburbs, and the future of housing policies. This book is essential reading for students, policy analysts, policymakers, practitioners, and activists, as well as others interested in housing policy and planning.
Book Synopsis Urban Housing Policy by : William G. Grigsby
Download or read book Urban Housing Policy written by William G. Grigsby and published by Routledge. This book was released on 2017-09-29 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: For as long as statistics record, housing conditions in the United States have been improving. Housing that only the rich once enjoyed is commonplace today; by today's standards, most of the population was ill-housed at the turn of the century. Amidst this rise, however, inadequate living accommodations for a portion of the population have stubbornly persisted. Many families endure housing deprivations that are severe, even with respect to the norms of earlier years.Development of housing policy requires a blending of technical data, theory, and political and ethical considerations. This study is organized, therefore, around a planning framework. Housing needs and objectives are specified; housing resources are identified; theories of the problem are explored; alternative strategies are reviewed; and one of several possible packages of programs is elaborated in detail. Particular emphasis is placed throughout on the multiplicity of housing and non-housing goals and programs, and on the variety of client groups, which must be taken into consideration in trying to evolve an appropriate role for the public sector in this area of social concern.Specifically, this work begins with a quick sketch of Baltimore and an examination of local problems and policies. This is followed by a description of the dimensions of housing needs. Another chapter studies the low-income market empirically from the perspective of the person whom poor families rely on for housing services - the landlord. An investigation on several theories of slums, decay, and housing abandonment is discussed, and the authors formulate a composite theory that serves as a foundation for policy decisions. The final set of chapters explores in greater detail technical aspects of the proposals contained in the text, and the concluding chapter investigates their political feasibility.
Book Synopsis Housing and Planning References by :
Download or read book Housing and Planning References written by and published by . This book was released on 1975 with total page 852 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Housing Policy at a Crossroads by : John C. Weicher
Download or read book Housing Policy at a Crossroads written by John C. Weicher and published by AEI Press. This book was released on 2012-12-16 with total page 351 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since Franklin D. Roosevelt's New Deal, American housing policy has focused on building homes for the poor. But seventy-five years of federal housing projects have not significantly ameliorated crime, decreased unemployment, or improved health; recent reforms have failed to revitalize low-income neighborhoods or stimulate the economy. To be successful in the twenty-first century, American housing policy must stop reinventing failed programs. Housing Policy at a Crossroads: The Why, How, and Who of Assistance Programs provides a comprehensive survey of past low-income housing programs, including public and subsidized housing, tax credits for developers, and block grants for state and local governments. John C. Weicher's comparative analysis of these programs yields several key conclusions: Affordability, not quality, is the most pressing challenge for housing policy today; of all the housing programs, vouchers have provided the most choice for the poor at the lowest cost to the taxpayer; because vouchers are much less expensive than public or subsidized housing, future subsidized projects would be an inefficient use of resources; vouchers should be offered only to the poorest members of society, ensuring that aid is available to those who need it most. At once a history of housing policy, a guide to issues confronting policymakers, and a case for vouchers as the cheapest, most effective solution, Housing Policy at a Crossroads is a timely warning that reinventing failed building programs would be a very costly wrong turn for America.
Book Synopsis Monthly Catalog of United States Government Publications, Cumulative Index by : United States. Superintendent of Documents
Download or read book Monthly Catalog of United States Government Publications, Cumulative Index written by United States. Superintendent of Documents and published by . This book was released on 1976 with total page 1408 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis From Tenements to the Taylor Homes by : John F. Bauman
Download or read book From Tenements to the Taylor Homes written by John F. Bauman and published by Penn State Press. This book was released on 2010-12-31 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: Authored by prominent scholars, the twelve essays in this volume use the historical perspective to explore American urban housing policy as it unfolded from the late nineteenth through the twentieth centuries. Focusing on the enduring quest of policy makers to restore urban community, the essays examine such topics as the war against the slums, planned suburbs for workers, the rise of government-aided and built housing during the Great Depression, the impact of post–World War II renewal policies, and the retreat from public housing in the Nixon, Carter, and Reagan years.
