Race for Profit

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Publisher : UNC Press Books
ISBN 13 : 1469653672
Total Pages : 364 pages
Book Rating : 4.4/5 (696 download)

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Book Synopsis Race for Profit by : Keeanga-Yamahtta Taylor

Download or read book Race for Profit written by Keeanga-Yamahtta Taylor and published by UNC Press Books. This book was released on 2019-09-03 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

Housing in the Seventies

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Author :
Publisher :
ISBN 13 :
Total Pages : 292 pages
Book Rating : 4.:/5 (43 download)

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Book Synopsis Housing in the Seventies by : United States. Department of Housing and Urban Development. National Housing Policy Review

Download or read book Housing in the Seventies written by United States. Department of Housing and Urban Development. National Housing Policy Review and published by . This book was released on 1974 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt:

From Tenements to the Taylor Homes

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Author :
Publisher : Penn State Press
ISBN 13 : 9780271042039
Total Pages : 306 pages
Book Rating : 4.0/5 (42 download)

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Book Synopsis From Tenements to the Taylor Homes by : Roger Biles

Download or read book From Tenements to the Taylor Homes written by Roger Biles and published by Penn State Press. This book was released on 2010-11-01 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: Authored by prominent scholars, the twelve essays in this volume use the historical perspective to explore American urban housing policy as it unfolded from the late nineteenth through the twentieth centuries. Focusing on the enduring quest of policy makers to restore urban community, the essays examine such topics as the war against the slums, planned suburbs for workers, the rise of government-aided and built housing during the Great Depression, the impact of post&–World War II renewal policies, and the retreat from public housing in the Nixon, Carter, and Reagan years.

Housing

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Publisher :
ISBN 13 :
Total Pages : 78 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis Housing by : Metropolitan Council of the Twin Cities Area

Download or read book Housing written by Metropolitan Council of the Twin Cities Area and published by . This book was released on 1973 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt:

1973 Housing and Urban Development Legislation

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Author :
Publisher :
ISBN 13 :
Total Pages : 1504 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis 1973 Housing and Urban Development Legislation by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs

Download or read book 1973 Housing and Urban Development Legislation written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs and published by . This book was released on 1973 with total page 1504 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Housing in the seventies working papers 1 [and] 2

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Author :
Publisher :
ISBN 13 :
Total Pages : 834 pages
Book Rating : 4.3/5 ( download)

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Book Synopsis Housing in the seventies working papers 1 [and] 2 by : United States. Department of Housing and Urban Development

Download or read book Housing in the seventies working papers 1 [and] 2 written by United States. Department of Housing and Urban Development and published by . This book was released on 1976 with total page 834 pages. Available in PDF, EPUB and Kindle. Book excerpt:

1973 Housing Policy and Program

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Author :
Publisher :
ISBN 13 :
Total Pages : 32 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis 1973 Housing Policy and Program by : Huntingdon County Planning Commission (Pa.)

Download or read book 1973 Housing Policy and Program written by Huntingdon County Planning Commission (Pa.) and published by . This book was released on 1973 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt:

A New National Housing Policy

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Publisher :
ISBN 13 :
Total Pages : 1124 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis A New National Housing Policy by :

Download or read book A New National Housing Policy written by and published by . This book was released on 1987 with total page 1124 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Housing in the seventies working papers 1 [and] 2

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Author :
Publisher :
ISBN 13 :
Total Pages : 814 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Housing in the seventies working papers 1 [and] 2 by : United States. Department of Housing and Urban Development

Download or read book Housing in the seventies working papers 1 [and] 2 written by United States. Department of Housing and Urban Development and published by . This book was released on 1976 with total page 814 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Housing Policy in the United States

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Author :
Publisher : Routledge
ISBN 13 : 1135280096
Total Pages : 374 pages
Book Rating : 4.1/5 (352 download)

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Book Synopsis Housing Policy in the United States by : Alex F. Schwartz

Download or read book Housing Policy in the United States written by Alex F. Schwartz and published by Routledge. This book was released on 2013-05-13 with total page 374 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most widely used and most widely referenced "basic book" on Housing Policy in the United States has now been substantially revised to examine the turmoil resulting from the collapse of the housing market in 2007 and the related financial crisis. The text covers the impact of the crisis in depth, including policy changes put in place and proposed by the Obama administration. This new edition also includes the latest data on housing trends and program budgets, and an expanded discussion of homelessnessof homelessness.

Housing and Community Development Legislation--1973

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Author :
Publisher :
ISBN 13 :
Total Pages : 498 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Housing and Community Development Legislation--1973 by : United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing

Download or read book Housing and Community Development Legislation--1973 written by United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing and published by . This book was released on 1974 with total page 498 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Housing and Community Development Legislation--1973

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Author :
Publisher :
ISBN 13 :
Total Pages : 980 pages
Book Rating : 4.3/5 ( download)

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Book Synopsis Housing and Community Development Legislation--1973 by : United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing

Download or read book Housing and Community Development Legislation--1973 written by United States. Congress. House. Committee on Banking and Currency. Subcommittee on Housing and published by . This book was released on 1974 with total page 980 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Housing the Poor

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Author :
Publisher : New York : Praeger
ISBN 13 :
Total Pages : 376 pages
Book Rating : 4.:/5 (42 download)

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Book Synopsis Housing the Poor by : Donald J. Reeb

Download or read book Housing the Poor written by Donald J. Reeb and published by New York : Praeger. This book was released on 1973 with total page 376 pages. Available in PDF, EPUB and Kindle. Book excerpt:

April 3, 4, 5, 6, and 9, 1973

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Author :
Publisher :
ISBN 13 :
Total Pages : 548 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis April 3, 4, 5, 6, and 9, 1973 by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs

Download or read book April 3, 4, 5, 6, and 9, 1973 written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs and published by . This book was released on 1973 with total page 548 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Means-Tested Transfer Programs in the United States

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Author :
Publisher : University of Chicago Press
ISBN 13 : 0226533573
Total Pages : 655 pages
Book Rating : 4.2/5 (265 download)

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Book Synopsis Means-Tested Transfer Programs in the United States by : Robert A. Moffitt

Download or read book Means-Tested Transfer Programs in the United States written by Robert A. Moffitt and published by University of Chicago Press. This book was released on 2007-11-01 with total page 655 pages. Available in PDF, EPUB and Kindle. Book excerpt: Few United States government programs are as controversial as those designed to aid the poor. From tax credits to medical assistance, aid to needy families is surrounded by debate—on what benefits should be offered, what forms they should take, and how they should be administered. The past few decades, in fact, have seen this debate lead to broad transformations of aid programs themselves, with Aid to Families with Dependent Children replaced by Temporary Assistance to Needy Families, the Earned Income Tax Credit growing from a minor program to one of the most important for low-income families, and Medicaid greatly expanding its eligibility. This volume provides a remarkable overview of how such programs actually work, offering an impressive wealth of information on the nation's nine largest "means-tested" programs—that is, those in which some test of income forms the basis for participation. For each program, contributors describe origins and goals, summarize policy histories and current rules, and discuss the recipient's characteristics as well as the different types of benefits they receive. Each chapter then provides an overview of scholarly research on each program, bringing together the results of the field's most rigorous statistical examinations. The result is a fascinating portrayal of the evolution and current state of means-tested programs, one that charts a number of shifts in emphasis—the decline of cash assistance, for instance, and the increasing emphasis on work. This exemplary portrait of the nation's safety net will be an invaluable reference for anyone interested in American social policy.

Federal Housing Policy at President Reagan's Midterm

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Author :
Publisher : The Urban Insitute
ISBN 13 : 9780877663232
Total Pages : 132 pages
Book Rating : 4.6/5 (632 download)

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Book Synopsis Federal Housing Policy at President Reagan's Midterm by : Raymond J. Struyk

Download or read book Federal Housing Policy at President Reagan's Midterm written by Raymond J. Struyk and published by The Urban Insitute. This book was released on 1983 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: Assesses the Reagan administration's housing record, plans, and goals.

Housing: 1973-1974

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Author :
Publisher :
ISBN 13 : 9780404104030
Total Pages : 486 pages
Book Rating : 4.1/5 (4 download)

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Book Synopsis Housing: 1973-1974 by : George Sternlieb

Download or read book Housing: 1973-1974 written by George Sternlieb and published by . This book was released on 1976 with total page 486 pages. Available in PDF, EPUB and Kindle. Book excerpt: