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Trends In Employer Sponsored Health Insurance Plans That Required No Employee Contribution To The Premium 2005 To 2010
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Book Synopsis Trends in Employer-sponsored Health Insurance Plans that Required No Employee Contribution to the Premium, 2005 to 2010 by :
Download or read book Trends in Employer-sponsored Health Insurance Plans that Required No Employee Contribution to the Premium, 2005 to 2010 written by and published by . This book was released on 2012 with total page 5 pages. Available in PDF, EPUB and Kindle. Book excerpt: The escalation in health insurance premiums for employer-sponsored plans over the last several years has had an impact on the characteristics of plans offered by employers and chosen by employees. This Statistical Brief discusses changes between 2005 and 2010 in the availability of and enrollment in employer-sponsored health insurance plans that required no employee contribution to the plan premium. The estimates shown in this Brief, which are drawn from the Insurance Component of the Medical Expenditure Panel Survey (MEPS-IC), look at single, employee-plus-one, and family coverage in the private sector of the economy. Changes for employees working for small and large firms are analyzed. All differences between estimates discussed in the text are statistically significant at the 0.05 level.
Book Synopsis Trends in Employer-sponsored Health Insurance Plans that Required No Employee Contribution to the Premium Cost, 1998-2004 by :
Download or read book Trends in Employer-sponsored Health Insurance Plans that Required No Employee Contribution to the Premium Cost, 1998-2004 written by and published by . This book was released on 2007 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The estimates shown in this brief, which are drawn from the Insurance Component of the Medical Expenditure Panel Survey (MEPS-IC), look at both single and family coverage in the private sector of the economy.
Book Synopsis The End of Employer-Provided Health Insurance by : Paul Zane Pilzer
Download or read book The End of Employer-Provided Health Insurance written by Paul Zane Pilzer and published by John Wiley & Sons. This book was released on 2014-11-06 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to save 20 to 60 percent on health insurance! The End of Employer-Provided Health Insurance is a comprehensive guide to utilizing new individual health plans to save 20 to 60 percent on health insurance. This book is written to ensure that you, your family, and your company get your fair share of the trillions of dollars the U.S. government will spend subsidizing individual health insurance plans between now and 2025. You will learn how to navigate the Affordable Care Act to save money without sacrificing coverage, and how to choose the plan that offers exactly what you, your family and your company need. Over the next 10 years, 100 million Americans will move from employer-provided to individually purchased health insurance. The purpose of The End of Employer-Provided Health Insurance is to show you how to profit from this paradigm shift while helping you, your family, and your employees get better and safer health insurance at lower cost. It will help you save thousands of dollars per person each year and protect you from the greatest threat to your financial future—our nation's broken employer-provided health insurance system. We are at the beginning of a paradigm shift in the way businesses offer employee health benefits and the way Americans get health insurance—a shift from an employer-driven defined benefit model to an individual-driven defined contribution model. This parallels a similar shift in employer-provided retirement benefits that took place two to three decades ago from defined benefit to defined contribution retirement plans. Written by a world-renowned economist and New York Times best-selling author, this insightful guide explains how individual health insurance offers more to employees than employer-provided plans. Using the techniques outlined in this book, you and your employer will save money on health insurance by migrating from employer-provided health insurance coverage to employer-funded individual plans at a total cost that is 20 percent to 60 percent lower for the same coverage. That's $4,000 to $12,000 in savings per year for a family of four for the same hospitals, same doctors, and same prescriptions.
Book Synopsis State Differences in Offer Rates and Enrollment in Employer-sponsored Health Insurance Plans that Required No Employee Contribution to the Premium Cost, 2005 by :
Download or read book State Differences in Offer Rates and Enrollment in Employer-sponsored Health Insurance Plans that Required No Employee Contribution to the Premium Cost, 2005 written by and published by . This book was released on 2008 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt: While many employers have cut back their health insurance benefits in response to rising costs, some employers continue to pay 100 percent of premiums for their employees. In 2005, almost one-quarter of employees in establishments with health insurance worked in firms that offered at least one plan where the employer required no employee contribution to the health insurance premium for at least one plan with single coverage. This Statistical Brief presents estimates of offer rates and enrollment in employer-sponsored health insurance plans requiring no employee contribution in the ten most populous states in 2005. The availability of such plans varies considerably by state and firm size, among other factors. State variations from the national average are discussed. The estimates shown in this brief, which are drawn from the Insurance Component of the Medical Expenditure Panel Survey (MEPS-IC), look at both single and family coverage in the private sector of the economy. In addition to all firms, estimates for employees working for small (less than 50 employees) and large (50 or more employees) firms are shown. All differences between estimates discussed in the text are statistically significant at the 0.05 level.
Book Synopsis Issues in Sector Economics: 2011 Edition by :
Download or read book Issues in Sector Economics: 2011 Edition written by and published by ScholarlyEditions. This book was released on 2012-01-09 with total page 135 pages. Available in PDF, EPUB and Kindle. Book excerpt: Issues in Sector Economics / 2011 Edition is a ScholarlyEditions™ eBook that delivers timely, authoritative, and comprehensive information about Sector Economics. The editors have built Issues in Sector Economics: 2011 Edition on the vast information databases of ScholarlyNews.™ You can expect the information about Sector Economics in this eBook to be deeper than what you can access anywhere else, as well as consistently reliable, authoritative, informed, and relevant. The content of Issues in Sector Economics: 2011 Edition has been produced by the world’s leading scientists, engineers, analysts, research institutions, and companies. All of the content is from peer-reviewed sources, and all of it is written, assembled, and edited by the editors at ScholarlyEditions™ and available exclusively from us. You now have a source you can cite with authority, confidence, and credibility. More information is available at http://www.ScholarlyEditions.com/.
Book Synopsis Revising the Tax Treatment of Employer-provided Health Insurance by : Sherry Glied
Download or read book Revising the Tax Treatment of Employer-provided Health Insurance written by Sherry Glied and published by American Enterprise Institute. This book was released on 1994 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses tax treatments and how they relate to employer-provided health insurance.
Author :National Academies of Sciences, Engineering, and Medicine Publisher :National Academies Press ISBN 13 :030946921X Total Pages :161 pages Book Rating :4.3/5 (94 download)
Book Synopsis Health-Care Utilization as a Proxy in Disability Determination by : National Academies of Sciences, Engineering, and Medicine
Download or read book Health-Care Utilization as a Proxy in Disability Determination written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2018-04-02 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Social Security Administration (SSA) administers two programs that provide benefits based on disability: the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program. This report analyzes health care utilizations as they relate to impairment severity and SSA's definition of disability. Health Care Utilization as a Proxy in Disability Determination identifies types of utilizations that might be good proxies for "listing-level" severity; that is, what represents an impairment, or combination of impairments, that are severe enough to prevent a person from doing any gainful activity, regardless of age, education, or work experience.
Author :United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations Publisher : ISBN 13 : Total Pages :68 pages Book Rating :4.0/5 ( download)
Book Synopsis Examining the Impact of State Mandates on Employer Provided Health Insurance by : United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations
Download or read book Examining the Impact of State Mandates on Employer Provided Health Insurance written by United States. Congress. House. Committee on Education and the Workforce. Subcommittee on Employer-Employee Relations and published by . This book was released on 2006 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Employersponsored health and retirement benefits efforts to control employer costs and the implications for workers : report by :
Download or read book Employersponsored health and retirement benefits efforts to control employer costs and the implications for workers : report written by and published by DIANE Publishing. This book was released on with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Employer-sponsored Single, Employee-plus-one, and Family Health Insurance Coverage by :
Download or read book Employer-sponsored Single, Employee-plus-one, and Family Health Insurance Coverage written by and published by . This book was released on 2008 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Health insurance provided by employers is a key source of coverage for employees and their families. In 2006, more private sector employees obtained non-single coverage health insurance (a plan covering the employee and at least one other family member) through their employers than single, self-only coverage. According to the Insurance Component of the Medical Expenditure Panel Survey (MEPS-IC), those employees with non-single coverage contributed both a larger dollar amount and a larger percentage of the total premium for their coverage than did employees with single coverage. Non-single health insurance plans encompass two types of coverage: family coverage and employee-plus-one coverage. Prior to 2001, MEPS-IC collected only information on family coverage plans. Information related to coverage for a family of four was collected in cases where multiple pricing levels were offered to employees. Beginning in 2001, separate data were also collected for employee-plus-one coverage. Not all employers who offer family coverage provide the alternative of an employee-plus-one policy for employees with just one family member to insure. However, when available for the same level of benefits, employee-plus-one plan premiums are less expensive than family plans. This Statistical Brief presents estimates on the selection and cost of single, employee-plus-one, and family health insurance coverage in 2006. Only differences that are statistically significant at the 0.05 significance level are discussed in the text.
Download or read book Klaus Vogelgesang written by and published by . This book was released on 1995 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The New Health Insurance Solution by : Paul Zane Pilzer
Download or read book The New Health Insurance Solution written by Paul Zane Pilzer and published by John Wiley & Sons. This book was released on 2010-12-14 with total page 314 pages. Available in PDF, EPUB and Kindle. Book excerpt: You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage) You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) You're currently putting money into an IRA or a 401(k)—because you don't realize that an HSA is always a better option You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.
Book Synopsis Premiums, Employer Costs, and Employee Contributions for Private Sector Employer-sponsored Health Insurance, Family Coverage by Firm Size, 2006 by : Beth Levin Crimmel
Download or read book Premiums, Employer Costs, and Employee Contributions for Private Sector Employer-sponsored Health Insurance, Family Coverage by Firm Size, 2006 written by Beth Levin Crimmel and published by . This book was released on 2009 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2006, one-third of private sector employees who enrolled in employer-sponsored health insurance took family coverage--insurance that covers the employee and one or more family members. Using data from the Insurance Component of the Medical Expenditure Panel Survey (MEPS-IC), this Statistical Brief discusses annual premiums, employer costs, and employee contributions for family coverage in private sector firms in 1996 through 2006. This period encompasses all the years for which the MEPS-IC has collected information on employer-sponsored health insurance coverage. Employee-plus-one coverage--which is limited to the employee and only one family member, and has a lower annual premium than comparable family coverage--had 18.0 percent of 2006 enrollment and is not analyzed here. In this Brief, family coverage premiums, employer costs, and employee contributions are analyzed for all firms, and for small (fewer than 50 employees) and large (50 or more employees) firms. Information relating to coverage for a family of four was collected in cases where multiple pricing levels were offered to employees. Note that while firm size is an important determinant of costs for employer-sponsored health insurance, other factors may come into play. Benefit packages offered can be more or less generous--through the absence or presence of deductibles and co-pays, for example. Demographic factors (such as age of enrollees or work schedule) and firm characteristics (such as industry or length of time in business) can also affect employer-sponsored insurance costs. Only differences that were statistically significant at the 0.05 percent significance level are noted in the text.
Book Synopsis The State and Healthcare by : H. Rothgang
Download or read book The State and Healthcare written by H. Rothgang and published by Springer. This book was released on 2010-09-17 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: Describes developments in healthcare systems over nearly four decades. Combining cross-sectional studies on healthcare financing, provision and policy values with in-depth country studies of Britain, Germany and the USA, this volume is a thorough examination of the convergence toward hybrid forms of healthcare systems.
Download or read book Private Health Insurance written by and published by DIANE Publishing. This book was released on 2003 with total page 63 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Tax Treatment of Employment-based Health Insurance by : Leonard Burman
Download or read book The Tax Treatment of Employment-based Health Insurance written by Leonard Burman and published by . This book was released on 1994 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: I. Introduction -- II. Background -- III. Rationale for a tax subsidy for health insurance -- IV. How the tax exclusion affects the health insurance market -- V. Who benefits from the tax exclusion? -- VI. Options for changing the tax subsidy -- Appendix. Simulating options for taxing premiums for employment-based health insurance.
Book Synopsis Employer-sponsored Health Insurance for Small Employers in the Private Sector, by Industry Classification, 2006 by :
Download or read book Employer-sponsored Health Insurance for Small Employers in the Private Sector, by Industry Classification, 2006 written by and published by . This book was released on 2008 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Employer-sponsored health insurance for current workers is one of the primary sources of health insurance coverage in the United States. According to data from the Insurance Component of the 2006 Medical Expenditure Panel Survey (MEPS-IC), approximately 99.7 million of the 114.7 million employees from the private sector worked in firms where the employer offered health insurance. Of those employees who worked where health insurance was offered, approximately 60.6 million were enrolled. This Statistical Brief presents estimates, by industry classification, on the percentage of employees who worked for small private sector employers (firms with fewer than 50 employees) who offered health insurance and of employees working in such firms who enrolled in offered health insurance plans. The brief also provides estimates on average premiums and the average employee contributions towards premiums for single coverage and for family coverage. Only those estimates that had a statistically significant difference from the national average at the 0.05 percent significance level are noted in the text. Although a large percentage of private sector employees worked where health insurance was offered in 2006, small private sector employers were much less likely to offer health insurance than other firms or governments. Among these small employers, the offer and enrollment rates varied considerably by industry.
