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Author : Karl D. Kosloski
Publisher :
ISBN 13 :
Total Pages : 734 pages
Book Rating : 4.:/5 (816 download)
Download or read book Coping with Retirement written by Karl D. Kosloski and published by . This book was released on 1984 with total page 734 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. General Accounting Office
Publisher :
ISBN 13 :
Total Pages : 124 pages
Book Rating : 4.:/5 (31 download)
Download or read book Retirement Forecasting written by United States. General Accounting Office and published by . This book was released on 1986 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Robin L. Lumsdaine
Publisher :
ISBN 13 :
Total Pages : 72 pages
Book Rating : 4.3/5 ( download)
Download or read book Three Models of Retirement written by Robin L. Lumsdaine and published by . This book was released on 1990 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: Empirical analysis often raises questions of approximation to underlying individual behavior. Closer approximation may require more complex statistical specifications, On the other hand, more complex specifications may presume computational facility that is beyond the grasp of most real people and therefore less consistent with the actual rules that govern their behavior, even though economic theory may push analysts to increasingly more complex specifications. Thus the issue is not only whether more complex models are worth the effort, but also whether they are better. We compare the in-sample and out-of-sample predictive performance of three models of retirement -- "option value," dynamic programming, and probit -- to determine which of the retirement rules most closely matches retirement behavior in a large firm. The primary measure of predictive validity is the correspondence between the model predictions and actual retirement under the firm's temporary early retirement window plan. The "option value" and dynamic programming models are considerably more successful than the less complex probit model in approximating the rules individuals use to make retirement decisions, but the more complex dynamic programming rule approximates behavior no better than the simpler option value rule
Author : United States. Government Accountability Office
Publisher : Nova Science Pub Incorporated
ISBN 13 : 9781604568127
Total Pages : 87 pages
Book Rating : 4.5/5 (681 download)
Download or read book Retirement Decisions written by United States. Government Accountability Office and published by Nova Science Pub Incorporated. This book was released on 2008 with total page 87 pages. Available in PDF, EPUB and Kindle. Book excerpt: The first wave of the 78 million member baby boom generation is now reaching retirement age. The number of people age 62, the earliest age of eligibility for Social Security retired worker benefits, is expected to be 21 percent higher in 2009 than in 2008. In addition, by 2030, the number of workers supporting each retiree is projected to be 2.2, down from 3.3 in 2006. This demographic shift poses challenges to the economy, federal tax revenues, the nation's old-age programs, and individuals' financial security in retirement. For those who are able to work longer, later retirement can strengthen the economy and also retiree incomes by postponing the time at which people will start drawing retirement benefits rather than working. A wide range of factors including the features of employers' benefit plans, personal finances, social norms, health, and individual attitudes influence workers' decisions about when to retire. Federal policies may also play a role: these include Social Security, Medicare, and tax policies related to certain private retiree health and defined benefit (DB) and defined contribution (DC) pension plans.1 Identifying both the incentives posed by these policies and the extent to which workers respond to them can help to inform policy makers as they consider ways to address the demographic challenges facing the nation. To determine the extent to which federal policiesdirectly and indirectly-pose incentives and are influencing individuals decisions about the age at which they retire, the authors have pursued the following questions: (1) What incentives do federal policies provide about when to retire? (2) What are the recent retirement patterns, and is there evidence that recent changes in Social Security requirements have resulted in later retirements? (3) Is there evidence that tax-favored private retiree health insurance and pension benefits have influenced when people retire? This is a revised and excerpted version.
Author : Bonnie-Jeanne MacDonald
Publisher :
ISBN 13 :
Total Pages : 56 pages
Book Rating : 4.:/5 (5 download)
Download or read book Three Retirement Models for Defined Contribution Pension Plan Members written by Bonnie-Jeanne MacDonald and published by . This book was released on 2006 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : James W. Russell
Publisher : NYU Press
ISBN 13 : 1583679332
Total Pages : 280 pages
Book Rating : 4.5/5 (836 download)
Download or read book The Labor Guide to Retirement Plans written by James W. Russell and published by NYU Press. This book was released on 2021-11-22 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Researching retirement plans should not take the rest of your life, even if deciphering the relevant paperwork seems to have become a full-time job. Deliberately elaborate legalese is obscuring the efforts of financial elites to seize control of workers' collective retirement savings-and The Labor Guide to Retirement Plans is here to translate. In theory our national pension system, Social Security, should function well as a form of social insurance delivering partial retirement security, while workplace 401(k)s provide the rest. The problem is that very few do. Indeed, most workers have weak workplace retirement plans if they have them at all-and about half do not. Neoliberal retirement reforms have made matters worse, accelerating financial elites' efforts to replace workers' guaranteed pension plans with weak 401(k)-like savings accounts and stock market investment schemes and ultimately enabling financial elites to seize control of workers' collective retirement savings. The result is arguably the largest source of labor value expropriation over the last four decades. In light of all this, what do workers need to know as they assess their future prospects-especially in terms of the security their retirement plans may or may not bring? What should union activists keep in mind as they push for the national and workplace reforms needed to produce greater retirement security? This nuts-and-bolts book provides a much-needed demystification of the retirement system. Even more than that The Labor Guide to Retirement Plans enables us to take charge of our own personal futures, as a first step towards taking back what belongs to us all"--
Author : Brigitte Madrian
Publisher : Oxford University Press, USA
ISBN 13 : 0199230773
Total Pages : 346 pages
Book Rating : 4.1/5 (992 download)
Download or read book Redefining Retirement written by Brigitte Madrian and published by Oxford University Press, USA. This book was released on 2007-07-12 with total page 346 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book offers readers an invaluable study of Boomers as they march into retirement.
Author : Gordon L. Clark
Publisher : Oxford University Press, USA
ISBN 13 : 9780199272464
Total Pages : 954 pages
Book Rating : 4.2/5 (724 download)
Download or read book The Oxford Handbook of Pensions and Retirement Income written by Gordon L. Clark and published by Oxford University Press, USA. This book was released on 2006-07-20 with total page 954 pages. Available in PDF, EPUB and Kindle. Book excerpt: This handbook draws on research from a range of academic disciplines to reflect on the implications for provisions of pension and retirement income of demographic ageing. it reviews the latest research, policy related tools, analytical methods and techniques and major theoretical frameworks.
Author : National Research Council
Publisher : National Academies Press
ISBN 13 : 0309175259
Total Pages : 287 pages
Book Rating : 4.3/5 (91 download)
Download or read book Assessing Knowledge of Retirement Behavior written by National Research Council and published by National Academies Press. This book was released on 1996-07-30 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book brings together in one volume what researchers have learned about workers, employers, and retirees that is important for formulating retirement income policies. As the U.S. population ages, there is increasing uncertainty about the solvency of the Social Security and Medicare systems and the adequacy of private pensions to provide for people's retirement needs. The volume covers such critical behaviors as workers' decisions to retire, people's choices of saving over consumption, and employers' decisions about hiring older workers and providing pension and health care benefits. Also covered are trends in mortality, health status, and health care costs that are key to projecting the likely costs and effects of alternative retirement income security policies and a strategy for combining data and research knowledge into a policy modeling framework.
Author : Mo Wang
Publisher : Oxford University Press
ISBN 13 : 0199746524
Total Pages : 660 pages
Book Rating : 4.1/5 (997 download)
Download or read book The Oxford Handbook of Retirement written by Mo Wang and published by Oxford University Press. This book was released on 2013 with total page 660 pages. Available in PDF, EPUB and Kindle. Book excerpt: This handbook reviews existing theoretical perspectives and research findings on retirement, explores current and future challenges in retirement research and practice, and provides corresponding recommendations and suggestions.
Author : Todd Tresidder
Publisher : Financialmentor.com
ISBN 13 : 9781939273062
Total Pages : 236 pages
Book Rating : 4.2/5 (73 download)
Download or read book How Much Money Do I Need to Retire? written by Todd Tresidder and published by Financialmentor.com. This book was released on 2020-01-02 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn how retirement really works before it's too late... "This book is the best I've seen on how to navigate the retirement savings question." (Forbes) Most so-called "experts" plug your numbers into a retirement formula to tell you how much money you need to retire. Unfortunately, the conventional approach is fundamentally flawed. If you fail to learn how retirement savings truly works, then you'll either underspend and be miserable or overspend and run out of money. How Much Money Do I Need to Retire takes you beyond the scientific facade of modern retirement planning. Author and former hedge fund manager Todd R. Tresidder has helped thousands of people find financial freedom through his website and podcast. Now you too can use his advice to take the guesswork out of your retirement planning. In this book, you'll learn: Why the best way to describe most retirement estimates is garbage-in/garbage-out The five critical assumptions that can destroy your financial security How to reduce the amount you need to retire by as much as $600,000 Three strategies to maximize spending today while protecting for the future How to calculate the amount of money you really need to retire on the first try without software, online calculators, or being a math genius Read this book to know more about your retirement planning than your financial adviser. Tresidder's book contains refreshingly straightforward, easy-to-understand, and concise advice on how to retire wealthy. This missing link of personal finance books will make you sleep easier. No retirement is secure without it. Buy the book today so you can retire with confidence!
Author : Gary A. Adams
Publisher : Springer Publishing Company
ISBN 13 : 9780826120540
Total Pages : 336 pages
Book Rating : 4.1/5 (25 download)
Download or read book Retirement written by Gary A. Adams and published by Springer Publishing Company. This book was released on 2003 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: For students, researchers, and practitioners in such fields as gerontology, industrial and organizational psychology, and human resources management, contributors from those fields synthesize the current literature on retirement and suggest areas for future research and practice. The sections cover before retirement, deciding to retire, and after retirement. Annotation (c)2003 Book News, Inc., Portland, OR (booknews.com).
Author : Henry Aaron
Publisher : Brookings Institution Press
ISBN 13 : 9780815705536
Total Pages : 316 pages
Book Rating : 4.7/5 (55 download)
Download or read book Behavioral Dimensions of Retirement Economics written by Henry Aaron and published by Brookings Institution Press. This book was released on 2010-12-01 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: Deciding when and how to retire are among the most important decisions most people make. Can they be depended on to plan with foresight and make sound decisions? According to standard economic analysis the answer is a qualified "yes." But studies by psychologists, sociologists, and economists themselves raise doubts about this comforting appraisal. This volume by analysts trained in economics and other disciplines suggests that retirement planning and decisions fall far short of the rational ideal. Gary Burtless explains what economic research has to say about retirement behavior. Annamaria Lusardi reports that many people in their fifties and older say they have not even thought about retirement. Mathey Rabin and Ted O'Donoghue show that procrastination can cause huge economic losses. Robert Axtell and Joshua Epstein show that herd behavior explains observed patterns of retirement behavior better than does the assumption of rational decisionmaking. George Loewenstein, Drazen Prelec, and Roberto Weber report that many people incorrectly anticipate what retirement will be like and rationalize whatever decision they have made. David Fetherstonhaugh and Lee Ross report experimental evidence that the effect of Social Security provisions may depend on how these policies are "framed" as well as on the specific content of those policies. These and other authors also explore the broader implications of these behavioral patterns. Copublished with Russell Sage Foundation
Author : Jonathan Gruber
Publisher : University of Chicago Press
ISBN 13 : 0226309983
Total Pages : 752 pages
Book Rating : 4.2/5 (263 download)
Download or read book Social Security Programs and Retirement around the World written by Jonathan Gruber and published by University of Chicago Press. This book was released on 2009-02-15 with total page 752 pages. Available in PDF, EPUB and Kindle. Book excerpt: Social Security Programs and Retirement around the World represents the second stage of an ongoing research project studying the relationship between social security and labor. In the first volume, Jonathan Gruber and David A. Wise revealed enormous disincentives to continued work at older ages in developed countries. Provisions of many social security programs typically encourage retirement by reducing pay for work, inducing older employees to leave the labor force early and magnifying the financial burden caused by an aging population. At a certain age there is simply no financial benefit to continuing to work. In this volume, the authors turn to a country-by-country analysis of retirement behavior based on micro-data. The result of research compiled by teams in twelve countries, the volume shows an almost uniform correlation between levels of social security incentives and retirement behavior in each country. The estimates also show that the effect is strikingly uniform in countries with very different cultural histories, labor market institutions, and other social characteristics.
Author : James W Ellor
Publisher : Routledge
ISBN 13 : 1134735790
Total Pages : 170 pages
Book Rating : 4.1/5 (347 download)
Download or read book Spiritual Wisdom for Successful Retirement written by James W Ellor and published by Routledge. This book was released on 2013-08-27 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt: A discerning guide through the ups and downs of retirement The number of people age 65 and older worldwide has more than tripled to nearly half a billion over the last 50 years. Spiritual Wisdom for Successful Retirement is an inspirational guide through the journey that begins in life’s “third stage,” when employment is left behind and uncertainty lies ahead. This encouraging and uplifting book travels beyond the financial and emotional considerations of retirement planning to address the real-life issues retirees face, including the loss of identity after leaving the workplace, managing the clock, calendar, and commitments, how to deal with the blues and the “blahs,” facing the reality of death, adn keeping life in balance. Spiritual Wisdom for Successful Retirement anticipates the changing events and transitions of retirement, focusing on the need to adapt to this “work in progress.” Retirees struggle with real and symbolic losses as they redefine their identities, face uncertain financial futures, adapt to altered living arrangements, and become more aware of their physical limitations. The disappointments, adversity, and suffering retirees face can throw them into spiritual chaos. This powerful book presents real-life stories of people striving to remain engaged in life, open to possibilities, and experiencing intimations of eternity—here and now. Spiritual Wisdom for Successful Retirement examines: the need for a worldview that helps you take major life transitions in stride specific steps into retirement how to manage your time when “every day is Saturday” how to identify indicators of depression how caregivers can attend the needs of retirees how to get help when life “caves in” on you how to live with purpose and courage the significance of family ties the power of relationships, connections, and friendships the dynamics of hope and much more! Spiritual Wisdom for Successful Retirement is essential for anyone living in, or facing, retirement, and for family members of retirees, members of the American Association of Retired Persons (AARP), and for lay and professional caregivers. It’s also a helpful resource for academics working in gerontology or theology.
Author :
Publisher :
ISBN 13 :
Total Pages : 160 pages
Book Rating : 4.3/5 (121 download)
Download or read book The National Institute on Aging Macroeconomic-demographic Model written by and published by . This book was released on 1984 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Richard H. Williams
Publisher : Routledge
ISBN 13 : 1351496514
Total Pages : 1191 pages
Book Rating : 4.3/5 (514 download)
Download or read book Process of Aging written by Richard H. Williams and published by Routledge. This book was released on 2018-10-26 with total page 1191 pages. Available in PDF, EPUB and Kindle. Book excerpt: Processes of Aging: Social and Psychological Perspectives is based on a monumental series of studies on the psychological and social aspects of aging in relation to mental health. This effort gives scientists from North America and Europe an opportunity to explore the concepts, methodological problems, and conclusions of their researches in the rapidly growing field of gerontology. Much work has been done in an attempt to present this material in sequential and systematic fashion. Original work of sixty-six research workers from twelve countries is represented in this two-volume set. They offer an inventory of principal fields of gerontological research, in advanced countries. Human aging, in its many ramifications, is becoming one of the major areas of research interest among an increasing number of students in the biological, behavioral, and social sciences. Although the phenomena of aging were largely overlooked as subject matter for research during the early stages in the development of all basic sciences, it was inevitable that students would eventually become curious about the final processes of maturation. Events of recent years have hastened the need for social action on behalf of older people and, consequently, the need for scientific knowledge about their characteristics, circumstances, and requirements. Processes of Aging: Social and Psychological Perspectives will be of interest to research workers, teachers, and advanced students concerned with the psychological, psychiatric, psychosocial, and socioeconomic aspects of aging. Many of the theoretical and analytical discussions and the specific studies offer guidance for top-level planners and policy administrators in public agencies and voluntary organizations. This volume is highly sensitive to older people as such: how they feel about themselves and the world, and in the way they behave in relation to others. It is must reading in the health and welfare of aging.
