The Vulnerable Consumer

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Vulnerable Consumers and the Law

Author : Christine Riefa
Publisher : Routledge
ISBN 13 : 1000209741
Total Pages : 250 pages
Book Rating : 4.0/5 (2 download)

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Book Synopsis Vulnerable Consumers and the Law by : Christine Riefa

Download or read book Vulnerable Consumers and the Law written by Christine Riefa and published by Routledge. This book was released on 2020-10-27 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book charts the difficulties encountered by vulnerable consumers in their access to justice, through the contributions of prominent authors (academic, practitioners and consultants) in the field of consumer law and access to justice. It demonstrates that despite the development of ADR, access to justice is still severely lacking for the vulnerable consumer. The book highlights that a broad understanding of access to justice, which encompasses good regulation and its public enforcement, is an essential ingredient alongside access to the mechanisms of traditional private justice (courts and ADR) to protect the vulnerable consumer. Indeed, many of the difficulties are linked to normative obstacles and lack of access to justice is primarily a vulnerability in itself that can exacerbate existing ones. In addition, because it may contribute to ‘pushing’ already vulnerable consumers into social exclusion it is not simply about economic justice but also about social justice. The book shows that lack of access to justice is not irreversible nor is it necessarily linked to consumer apathy. New technologies could provide solutions. The book concludes with a plea for developing ‘inclusive’ justice systems with more emphasis on public enforcement alongside effective courts systems to offer the vulnerable with adequate means to defend themselves. This book will be suitable for both students and practitioners, and all those with an interest in the justice system.

Discrimination, Vulnerable Consumers and Financial Inclusion

Author : Cătălin-Gabriel Stănescu
Publisher : Routledge
ISBN 13 : 1000295192
Total Pages : 291 pages
Book Rating : 4.0/5 (2 download)

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Book Synopsis Discrimination, Vulnerable Consumers and Financial Inclusion by : Cătălin-Gabriel Stănescu

Download or read book Discrimination, Vulnerable Consumers and Financial Inclusion written by Cătălin-Gabriel Stănescu and published by Routledge. This book was released on 2020-12-28 with total page 291 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socioeconomic, and technological challenges. New technologies – such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms, the changing nature of vulnerability due to the ongoing COVID-19 pandemic, as well as the sophistication of digital technologies, which help circumvent legal barriers and protections – necessitate the continuous study of the existing legal frameworks and measures that are capable of tackling these challenges. Organized in two major parts, the first addresses, from multiple national angles, the idea of a human rights approach to consumer law, in order to replace the mantra of economic efficiency that characterizes financial services with those of human dignity and freedom from discrimination and from debt-induced servitude. The second tackles the challenges posed by increased usage of technology in connection with financial services, which tends to solve, but also creates, additional issues for consumers in general, and for vulnerable groups in particular.

Consumer Vulnerability

Author : Susan Dunnett
Publisher : Routledge
ISBN 13 : 1351386514
Total Pages : 280 pages
Book Rating : 4.3/5 (513 download)

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Book Synopsis Consumer Vulnerability by : Susan Dunnett

Download or read book Consumer Vulnerability written by Susan Dunnett and published by Routledge. This book was released on 2018-10-18 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book demonstrates that marketing scholarship has much to contribute to our understanding of consumer vulnerability and potential solutions. It brings to the fore ways in which so‐called vulnerable consumers navigate various marketplace and service interactions and develop specific consumer skills in order to empower themselves in such exchanges. It does so by exploring how consumer vulnerability is experienced across a range of different contexts such as poverty and disability, and the potential impact of vulnerability from childhood to old age. Other chapters extend focus from the consumer to the organisational perspective or consider more macro issues such as socio-spatial disadvantages. The fundamental aim of many of the contributors is to produce work that can benefit individual and societal well-being. They draw on various methodological approaches that generate both marketing management and policy-focused implications. A series of commentaries are also included to stimulate critical reflection and new insights into consumer vulnerability. This book was originally published as a special issue of the Journal of Marketing Management.

Vulnerable Consumers and the Law

Author : Christine Riefa
Publisher : Routledge
ISBN 13 : 1000209709
Total Pages : 264 pages
Book Rating : 4.0/5 (2 download)

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Book Synopsis Vulnerable Consumers and the Law by : Christine Riefa

Download or read book Vulnerable Consumers and the Law written by Christine Riefa and published by Routledge. This book was released on 2020-10-27 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book charts the difficulties encountered by vulnerable consumers in their access to justice, through the contributions of prominent authors (academic, practitioners and consultants) in the field of consumer law and access to justice. It demonstrates that despite the development of ADR, access to justice is still severely lacking for the vulnerable consumer. The book highlights that a broad understanding of access to justice, which encompasses good regulation and its public enforcement, is an essential ingredient alongside access to the mechanisms of traditional private justice (courts and ADR) to protect the vulnerable consumer. Indeed, many of the difficulties are linked to normative obstacles and lack of access to justice is primarily a vulnerability in itself that can exacerbate existing ones. In addition, because it may contribute to ‘pushing’ already vulnerable consumers into social exclusion it is not simply about economic justice but also about social justice. The book shows that lack of access to justice is not irreversible nor is it necessarily linked to consumer apathy. New technologies could provide solutions. The book concludes with a plea for developing ‘inclusive’ justice systems with more emphasis on public enforcement alongside effective courts systems to offer the vulnerable with adequate means to defend themselves. This book will be suitable for both students and practitioners, and all those with an interest in the justice system.

The Vulnerable Consumer

Author : Angela Y. Lee
Publisher : Emerald Group Publishing
ISBN 13 : 1802629556
Total Pages : 201 pages
Book Rating : 4.8/5 (26 download)

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Book Synopsis The Vulnerable Consumer by : Angela Y. Lee

Download or read book The Vulnerable Consumer written by Angela Y. Lee and published by Emerald Group Publishing. This book was released on 2024-06-24 with total page 201 pages. Available in PDF, EPUB and Kindle. Book excerpt: Review of Marketing Research pushes the boundaries of marketing—broadening the marketing concept to make the world a better place. Here, leading scholars provide new insights, approaches and directions to set out for research on consumer vulnerabilities.

Consumer Vulnerability

Author : Kathy Hamilton
Publisher :
ISBN 13 : 9781135101855
Total Pages : 220 pages
Book Rating : 4.1/5 (18 download)

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Book Synopsis Consumer Vulnerability by : Kathy Hamilton

Download or read book Consumer Vulnerability written by Kathy Hamilton and published by . This book was released on 2016 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer vulnerability is of growing importance as a research topic for those exploring wellbeing. This book provides space to critically engage with the conditions, contexts and characteristics of consumer vulnerability, which affect how people experience and respond to the marketplace and vice versa. Focussing on substantive, ethical, social and methodological issues, this book brings together key researchers in the field and practitioners who work with vulnerability on a daily basis. Organised into 4 sections, it considers consumer vulnerability and key life stages, health and wellbeing, poverty, and exclusion. Methodologically the chapters draw on qualitative research, employing a variety of methods from interview, to the use of poetry, film and other cultural artefacts. This book will be of interest to marketing and consumer research scholars and students and also to researchers in other disciplines including sociology, public policy and anthropology, and practitioners, policy makers and charitable organisations working with vulnerable groups.

Creating Marketing Magic and Innovative Future Marketing Trends

Author : Maximilian Stieler
Publisher : Springer
ISBN 13 : 3319455966
Total Pages : 1510 pages
Book Rating : 4.3/5 (194 download)

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Book Synopsis Creating Marketing Magic and Innovative Future Marketing Trends by : Maximilian Stieler

Download or read book Creating Marketing Magic and Innovative Future Marketing Trends written by Maximilian Stieler and published by Springer. This book was released on 2017-01-06 with total page 1510 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume includes the full proceedings from the 2016 Academy of Marketing Science (AMS) Annual Conference held in Orlando, Florida, entitled Creating Marketing Magic and Innovative Future Marketing Trends. The marketing environment continues to be dynamic. As a result, researchers need to adapt to the ever-changing scene. Several macro-level factors continue to play influential roles in changing consumer lifestyles and business practices. Key factors among these include the increasing use of technology and automation, while juxtaposed by nostalgia and “back to the roots” marketing trends. At the same time, though, as marketing scholars, we are able to access emerging technology with greater ease, to undertake more rigorous research practices. The papers presented in this volume aim to address these issues by providing the most current research from various areas of marketing research, such as consumer behavior, marketing strategy, marketing theory, services marketing, advertising, branding, and many more. Founded in 1971, the Academy of Marketing Science is an international organization dedicated to promoting timely explorations of phenomena related to the science of marketing in theory, research, and practice. Among its services to members and the community at large, the Academy offers conferences, congresses, and symposia that attract delegates from around the world. Presentations from these events are published in this Proceedings series, which offers a comprehensive archive of volumes reflecting the evolution of the field. Volumes deliver cutting-edge research and insights, complementing the Academy’s flagship journals, the Journal of the Academy of Marketing Science (JAMS) and AMS Review. Volumes are edited by leading scholars and practitioners across a wide range of subject areas in marketing science.

Vulnerable Populations in the United States

Author : Leiyu Shi
Publisher : John Wiley & Sons
ISBN 13 : 1119627672
Total Pages : 336 pages
Book Rating : 4.1/5 (196 download)

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Book Synopsis Vulnerable Populations in the United States by : Leiyu Shi

Download or read book Vulnerable Populations in the United States written by Leiyu Shi and published by John Wiley & Sons. This book was released on 2021-02-10 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: An in-depth look at disparities in health and health care, fully updated for 2021 Vulnerable Populations in the United States, 3rd Edition provides a general framework for studying vulnerable populations and summarizes major health and health care disparities by race/ethnicity, socioeconomic status, and health insurance coverage. This updated contains the latest statistics and figures, incorporates new information related to Healthy People 2020, analyzes the latest data and trends in health and health care disparities, and provides a detailed synthesis of recent and increasingly expansive programs and initiatives to remedy these disparities. In addition, the Third Edition offers new coverage of health care reform, the "deaths of despair" (suicide, opioids, etc.), and the global primary care initiative. Based on the authors' teaching and research at the Johns Hopkins Bloomberg School of Public Health and the Keck School of Medicine of the University of Southern California, this landmark text is an important resource for students, researchers, practitioners, and policymakers for learning about vulnerable populations. The book's Web site includes instructor's materials that may be downloaded. Gain a general understanding of health and health care disparities related to race/ethnicity, socioeconomic status, and health insurance coverage Access online resources including editable PowerPoint slides, video, and more Delve into the programs and initiatives designed to remedy inequalities in health and health care, including Healthy People 2020 updates Enjoy new coverage of health care reform, the "deaths of despair" (suicide, opioids, etc.), and the global primary care initiative End of chapter revision questions and other pedagogical features make this book a valuable learning tool for anyone studying at the advanced undergraduate or graduate levels. Additionally, it will prove useful in the field for medical professionals, social and community workers, and health educators in the public sphere.

Researching the Vulnerable

Author : Pranee Liamputtong
Publisher : SAGE Publications Limited
ISBN 13 : 9781412912532
Total Pages : 264 pages
Book Rating : 4.9/5 (125 download)

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Book Synopsis Researching the Vulnerable by : Pranee Liamputtong

Download or read book Researching the Vulnerable written by Pranee Liamputtong and published by SAGE Publications Limited. This book was released on 2007-01-19 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book takes as its starting point the particular considerations and sensitivities of being a researcher faced with a subject group at the margins of society, and explores the ethical, practical, and methodological implications of working with such groups. Author Pranee Liamputtong explores qualitative methods using examples, drawn from around the world, and from the wide variety of contexts that might count as 'researching the vulnerable'. Numerous salient points for the conduct of research within vulnerable groups of people, including ethical and moral issues, are considered, and discussed in the context of sensitive and innovative research methods.

Financial Capability and Asset Building in Vulnerable Households

Author : Margaret Sherraden
Publisher : Oxford University Press
ISBN 13 : 0190238585
Total Pages : 600 pages
Book Rating : 4.1/5 (92 download)

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Book Synopsis Financial Capability and Asset Building in Vulnerable Households by : Margaret Sherraden

Download or read book Financial Capability and Asset Building in Vulnerable Households written by Margaret Sherraden and published by Oxford University Press. This book was released on 2018-04-26 with total page 600 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial struggles of American families are headline news. In communities across the nation, families feel the pinch of stagnant and sometimes declining incomes. Many have not recovered from the Great Recession, when millions lost their homes and retirement savings. They are bombarded daily with vexing financial decisions: Which bills to pay? Where to cash checks? How to cover an emergency? How to improve a credit report? How to bank online? How to save for the future? Low- and moderate-income families have few places to turn for guidance on financial matters. Not many can afford to pay a financial advisor to help navigate an increasingly complex financial world. They do their best with advice from family and trusted individuals. Social workers, financial counselors, and human services professionals can help. As "first responders," they assist families and help in finding financial support from public and private sources. But these professionals are too often unprepared to address the full range of financial troubles of ordinary working families. Financial Capability and Asset Building in Vulnerable Households prepares social workers, financial counselors, and other human service professionals for financial practice with vulnerable families. Building on more than 20 years of research, the book sets the stage with key concepts, historical antecedents, and current financial challenges of families in America. It provides knowledge and tools to assist families in pressing financial circumstances, and offers a lifespan perspective of financial capability and environmental influences on financial behaviors and actions. Furthermore, the text details practice principles and skills for direct interventions, as well as for designing financial services and policy innovations. It is an essential resource for preparing the next generation of practitioners who can enable families to achieve economic security and development.

Consumer Policy Toolkit

Author : OECD
Publisher : OECD Publishing
ISBN 13 : 9264079661
Total Pages : 126 pages
Book Rating : 4.2/5 (64 download)

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Book Synopsis Consumer Policy Toolkit by : OECD

Download or read book Consumer Policy Toolkit written by OECD and published by OECD Publishing. This book was released on 2010-07-09 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines how markets have evolved and provides insights for improved consumer policy making. It explores, for the first time, how what we have learned through the study of behavioural economics is changing the way policy makers are addressing problems.

Vulnerable Groups in Malaysia

Author : Thaatchaayini Kananatu
Publisher : Walter de Gruyter GmbH & Co KG
ISBN 13 : 3110608073
Total Pages : 120 pages
Book Rating : 4.1/5 (16 download)

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Book Synopsis Vulnerable Groups in Malaysia by : Thaatchaayini Kananatu

Download or read book Vulnerable Groups in Malaysia written by Thaatchaayini Kananatu and published by Walter de Gruyter GmbH & Co KG. This book was released on 2020-10-12 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: Vulnerability is a term that can be studied from different dimensions – the social, legal, economic and political. This book explores these dimensions and captures the vulnerabilities of particular groups in Malaysia – the transgenders, women, children, aboriginal and indigenous people, the rural fisherfolk, the stateless and the economically disempowered. Mirroring the spectrum of »vulnerable groups« defined by the United Nations Global Compact in the 2016 Sustainable Development Goals Report, this book highlights the unique features that portray vulnerabilities – including gender, age, indigeneity, socioeconomic status and ethnicity. The case studies of vulnerable groups in Malaysia – a multicultural, diverse plural Asian state – would be appreciated by both undergraduate and postgraduate students, academics, researchers and policy-makers, keen in Asian Studies and vulnerabilities.

At Risk

Author : Piers Blaikie
Publisher : Routledge
ISBN 13 : 1134528612
Total Pages : 492 pages
Book Rating : 4.1/5 (345 download)

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Book Synopsis At Risk by : Piers Blaikie

Download or read book At Risk written by Piers Blaikie and published by Routledge. This book was released on 2014-01-21 with total page 492 pages. Available in PDF, EPUB and Kindle. Book excerpt: The term 'natural disaster' is often used to refer to natural events such as earthquakes, hurricanes or floods. However, the phrase 'natural disaster' suggests an uncritical acceptance of a deeply engrained ideological and cultural myth. At Risk questions this myth and argues that extreme natural events are not disasters until a vulnerable group of people is exposed. The updated new edition confronts a further ten years of ever more expensive and deadly disasters and discusses disaster not as an aberration, but as a signal failure of mainstream 'development'. Two analytical models are provided as tools for understanding vulnerability. One links remote and distant 'root causes' to 'unsafe conditions' in a 'progression of vulnerability'. The other uses the concepts of 'access' and 'livelihood' to understand why some households are more vulnerable than others. Examining key natural events and incorporating strategies to create a safer world, this revised edition is an important resource for those involved in the fields of environment and development studies.

Caring for the Vulnerable: Perspectives in Nursing Theory, Practice, and Research

Author : Mary De Chesnay
Publisher : Jones & Bartlett Learning
ISBN 13 : 076375109X
Total Pages : 607 pages
Book Rating : 4.7/5 (637 download)

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Book Synopsis Caring for the Vulnerable: Perspectives in Nursing Theory, Practice, and Research by : Mary De Chesnay

Download or read book Caring for the Vulnerable: Perspectives in Nursing Theory, Practice, and Research written by Mary De Chesnay and published by Jones & Bartlett Learning. This book was released on 2008 with total page 607 pages. Available in PDF, EPUB and Kindle. Book excerpt: Organized into seven units - concepts, nursing theories, research, practice, programs, teaching-learning and policy - this text offers a broad focus on vulnerability and vulnerable populations in addition to extending nurses' thinking on the theoretical formulations that guide practice. It is a timely and necessary response to the culturally diverse vulnerable populations for whom nurses must provide appropriate and precise care.

Access to Justice for Vulnerable and Energy-Poor Consumers

Author : Naomi Creutzfeldt
Publisher : Bloomsbury Publishing
ISBN 13 : 150993944X
Total Pages : 384 pages
Book Rating : 4.5/5 (99 download)

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Book Synopsis Access to Justice for Vulnerable and Energy-Poor Consumers by : Naomi Creutzfeldt

Download or read book Access to Justice for Vulnerable and Energy-Poor Consumers written by Naomi Creutzfeldt and published by Bloomsbury Publishing. This book was released on 2021-07-01 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: How do ordinary people access justice? This book offers a novel socio-legal approach to access to justice, alternative dispute resolution, vulnerability and energy poverty. It poses an access to justice challenge and rethinks it through a lens that accommodates all affected people, especially those who are currently falling through the system. It raises broader questions about alternative dispute resolution, the need for reform to include more collective approaches, a stronger recognition of the needs of vulnerable people, and a stronger emphasis on delivering social justice. The authors use energy poverty as a site of vulnerability and examine the barriers to justice facing this excluded group. The book assembles the findings of an interdisciplinary research project studying access to justice and its barriers in the UK, Italy, France, Bulgaria and Spain (Catalonia). In-depth interviews with regulators, ombuds, energy companies, third-sector organisations and vulnerable people provide a rich dataset through which to understand the phenomenon. The book provides theoretical and empirical insights which shed new light on these issues and sets out new directions of inquiry for research, policy and practice. It will be of interest to researchers, students and policymakers working on access to justice, consumer vulnerability, energy poverty, and the complex intersection between these fields. The book includes contributions by Cosmo Graham (UK), Sarah Supino and Benedetta Voltaggio (Italy), Marine Cornelis (France), Anais Varo and Enric Bartlett (Catalonia) and Teodora Peneva (Bulgaria).

Disasters and Vulnerable Populations

Author : Lisa R. Baker
Publisher : Springer Publishing Company
ISBN 13 : 0826198457
Total Pages : 252 pages
Book Rating : 4.8/5 (261 download)

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Book Synopsis Disasters and Vulnerable Populations by : Lisa R. Baker

Download or read book Disasters and Vulnerable Populations written by Lisa R. Baker and published by Springer Publishing Company. This book was released on 2014-08-26 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: Print+CourseSmart

America the Vulnerable

Author : Joel Brenner
Publisher : Penguin
ISBN 13 : 1101547839
Total Pages : 302 pages
Book Rating : 4.1/5 (15 download)

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Book Synopsis America the Vulnerable by : Joel Brenner

Download or read book America the Vulnerable written by Joel Brenner and published by Penguin. This book was released on 2011-09-29 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now available in a new edition entitled GLASS HOUSES: Privacy, Secrecy, and Cyber Insecurity in a Transparent World. A former top-level National Security Agency insider goes behind the headlines to explore America's next great battleground: digital security. An urgent wake-up call that identifies our foes; unveils their methods; and charts the dire consequences for government, business, and individuals. Shortly after 9/11, Joel Brenner entered the inner sanctum of American espionage, first as the inspector general of the National Security Agency, then as the head of counterintelligence for the director of national intelligence. He saw at close range the battleground on which our adversaries are now attacking us-cyberspace. We are at the mercy of a new generation of spies who operate remotely from China, the Middle East, Russia, even France, among many other places. These operatives have already shown their ability to penetrate our power plants, steal our latest submarine technology, rob our banks, and invade the Pentagon's secret communications systems. Incidents like the WikiLeaks posting of secret U.S. State Department cables hint at the urgency of this problem, but they hardly reveal its extent or its danger. Our government and corporations are a "glass house," all but transparent to our adversaries. Counterfeit computer chips have found their way into our fighter aircraft; the Chinese stole a new radar system that the navy spent billions to develop; our own soldiers used intentionally corrupted thumb drives to download classified intel from laptops in Iraq. And much more. Dispatches from the corporate world are just as dire. In 2008, hackers lifted customer files from the Royal Bank of Scotland and used them to withdraw $9 million in half an hour from ATMs in the United States, Britain, and Canada. If that was a traditional heist, it would be counted as one of the largest in history. Worldwide, corporations lose on average $5 million worth of intellectual property apiece annually, and big companies lose many times that. The structure and culture of the Internet favor spies over governments and corporations, and hackers over privacy, and we've done little to alter that balance. Brenner draws on his extraordinary background to show how to right this imbalance and bring to cyberspace the freedom, accountability, and security we expect elsewhere in our lives. In America the Vulnerable, Brenner offers a chilling and revelatory appraisal of the new faces of war and espionage-virtual battles with dangerous implications for government, business, and all of us.