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The Use Of Age Sex And Marital Status As Rating Variables In Automobile Insurance
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Author :United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Transportation, and Tourism Publisher : ISBN 13 : Total Pages :328 pages Book Rating :4.3/5 (121 download)
Book Synopsis Nondiscrimination in Insurance Act of 1981 by : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Transportation, and Tourism
Download or read book Nondiscrimination in Insurance Act of 1981 written by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Transportation, and Tourism and published by . This book was released on 1981 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Transportation, and Tourism Publisher : ISBN 13 : Total Pages :1176 pages Book Rating :4.3/5 (121 download)
Book Synopsis Nondiscrimination in Insurance Act of 1983 by : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Transportation, and Tourism
Download or read book Nondiscrimination in Insurance Act of 1983 written by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Transportation, and Tourism and published by . This book was released on 1983 with total page 1176 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Automobile Insurance by : Jean Lemaire
Download or read book Automobile Insurance written by Jean Lemaire and published by Springer Science & Business Media. This book was released on 2013-03-09 with total page 247 pages. Available in PDF, EPUB and Kindle. Book excerpt: The mathematical theory of non-life insurance developed much later than the theory of life insurance. The problems that occur in the former field are far more intricate for several reasons: 1. In the field oflife insurance, the company usually has to pay a claim on the policy only once: the insured dies or the policy matures only once. It is with only a few particular types of policy (for instance, sickness insurance, when the insured starts working again after a period of sickness) that a valid claim can be made on a number of different occasions. On the other hand, the general rule in non-life insurance is that the policyholder is liable to be the victim of several losses (in automobile insurance, of course, but also in burglary and fire insurance, householders' comprehensive insurance, and so on). 2. In the field of life insurance, the amount to be paid by the company excluding any bonuses-is determined at the inception of the policy. For the various types of life insurance contracts, the sum payable on death or at maturity of the policy is known in advance. In the field of non-life insurance, the amount of a loss is a random variable: the cost of an automobile crash, the partial or totalloss of a building as a result of fire, the number and nature of injuries, and so forth.
Book Synopsis Bonus-Malus Systems in Automobile Insurance by : Jean Lemaire
Download or read book Bonus-Malus Systems in Automobile Insurance written by Jean Lemaire and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most insurers around the world have introduced some form of merit-rating in automobile third party liability insurance. Such systems, penalizing at-fault accidents by premium surcharges and rewarding claim-free years by discounts, are called bonus-malus systems (BMS) in Europe and Asia. With the current deregulation trends that concern most insurance markets around the world, many companies will need to develop their own BMS. The main objective of the book is to provide them models to design BMS that meet their objectives. Part I of the book contains an overall presentation of the pros and cons of merit-rating, a case study and a review of the different probability distributions that can be used to model the number of claims in an automobile portfolio. In Part II, 30 systems from 22 different countries, are evaluated and ranked according to their `toughness' towards policyholders. Four tools are created to evaluate that toughness and provide a tentative classification of all systems. Then, factor analysis is used to aggregate and summarize the data, and provide a final ranking of all systems. Part III is an up-to-date review of all the probability models that have been proposed for the design of an optimal BMS. The application of these models would enable the reader to devise the system that is ideally suited to the behavior of the policyholders of his own insurance company. Finally, Part IV analyses an alternative to BMS; the introduction of a policy with a deductible.
Book Synopsis Handbook of Insurance by : Georges Dionne
Download or read book Handbook of Insurance written by Georges Dionne and published by Springer Science & Business Media. This book was released on 2013-12-02 with total page 1133 pages. Available in PDF, EPUB and Kindle. Book excerpt: This new edition of the Handbook of Insurance reviews the last forty years of research developments in insurance and its related fields. A single reference source for professors, researchers, graduate students, regulators, consultants and practitioners, the book starts with the history and foundations of risk and insurance theory, followed by a review of prevention and precaution, asymmetric information, risk management, insurance pricing, new financial innovations, reinsurance, corporate governance, capital allocation, securitization, systemic risk, insurance regulation, the industrial organization of insurance markets and other insurance market applications. It ends with health insurance, longevity risk, long-term care insurance, life insurance financial products and social insurance. This second version of the Handbook contains 15 new chapters. Each of the 37 chapters has been written by leading authorities in risk and insurance research, all contributions have been peer reviewed, and each chapter can be read independently of the others.
Book Synopsis Contributions to Insurance Economics by : Georges Dionne
Download or read book Contributions to Insurance Economics written by Georges Dionne and published by Springer Science & Business Media. This book was released on 2013-04-17 with total page 536 pages. Available in PDF, EPUB and Kindle. Book excerpt: For a number of years, I have been teaching and doing research in the economics of uncertainty, information, and insurance. Although it is now possible to find textbooks and books of essays on uncertainty and in formation in economics and finance for graduate students and researchers, there is no equivalent material that covers advanced research in insurance. The purpose of this book is to fill this gap in literature. It provides original surveys and essays in the field of insurance economics. The contributions offer basic reference, new material, and teaching supple ments to graduate students and researchers in economics, finance, and insurance. It represents a complement to the book of readings entitled Foundations of Insurance Economics - Readings in Economics and Finance, recently published by the S.S. Huebner Foundation of Insurance Education. In that book, the editors (G. Dionne and S. Harrington) disseminate key papers in the literature and publish an original survey of major contributions in the field.
Book Synopsis Driving Characteristics of the Young and Aging Population [electronic Resource] by : Nicoletta, John
Download or read book Driving Characteristics of the Young and Aging Population [electronic Resource] written by Nicoletta, John and published by . This book was released on 2002 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This analytical study uses Canadian Vehicle Survey data for 2000 to explain road use characteristics of young and aging drivers on a national basis. The analysis examines differences between two age groups -- those aged 24 and under and those aged 55 and over -- with the remainder of the population, those aged 25 to 54. The focus of the study is on when and why drivers choose to make road trips, and how the driving population compares with the population as a whole. Driver characteristics were compared with Canadian Motor Vehicle Traffic Collision Statistics published by Transport Canada as a means of putting driving exposure into perspective.
Book Synopsis Care Without Coverage by : Institute of Medicine
Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Author :United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Surface Transportation Publisher : ISBN 13 : Total Pages :1018 pages Book Rating :4.:/5 (51 download)
Book Synopsis Motor Vehicle Theft Law Enforcement Act of 1983 by : United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Surface Transportation
Download or read book Motor Vehicle Theft Law Enforcement Act of 1983 written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Surface Transportation and published by . This book was released on 1983 with total page 1018 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on Commerce, Science, and Transportation Publisher : ISBN 13 : Total Pages :420 pages Book Rating :4.0/5 (17 download)
Book Synopsis Fair Insurance Practices Act by : United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Download or read book Fair Insurance Practices Act written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation and published by . This book was released on 1983 with total page 420 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance Publisher : ISBN 13 : Total Pages :438 pages Book Rating :4.3/5 (91 download)
Book Synopsis Nondiscrimination in Insurance by : United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance
Download or read book Nondiscrimination in Insurance written by United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance and published by . This book was released on 1981 with total page 438 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis A Comparative Analysis of Government Regulation of Property-liability Insurance in Selected Countries and the United States by : Samuel H. Weese
Download or read book A Comparative Analysis of Government Regulation of Property-liability Insurance in Selected Countries and the United States written by Samuel H. Weese and published by . This book was released on 1980 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer Affairs Publisher : ISBN 13 : Total Pages :696 pages Book Rating :4.F/5 ( download)
Book Synopsis Fair Finanical Information Practices Act by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer Affairs
Download or read book Fair Finanical Information Practices Act written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Consumer Affairs and published by . This book was released on 1980 with total page 696 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Issues and Needed Improvements in State Regulation of the Insurance Business by : United States. General Accounting Office
Download or read book Issues and Needed Improvements in State Regulation of the Insurance Business written by United States. General Accounting Office and published by . This book was released on 1979 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Insurance Industry by : United States. Congress. Senate. Committee on the Judiciary
Download or read book The Insurance Industry written by United States. Congress. Senate. Committee on the Judiciary and published by . This book was released on 1971 with total page 642 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly Publisher : ISBN 13 : Total Pages :1794 pages Book Rating :4.:/5 (52 download)
Book Synopsis The Insurance Industry by : United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly
Download or read book The Insurance Industry written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly and published by . This book was released on 1958 with total page 1794 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Kiplinger's Personal Finance written by and published by . This book was released on 1979-03 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.
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