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Author : Thomann
Publisher :
ISBN 13 : 9780578445021
Total Pages : pages
Book Rating : 4.4/5 (45 download)
Download or read book The Road to NYPD Retirement (2019 Edition) written by Thomann and published by . This book was released on 2019-03-20 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Suze Orman
Publisher : Hay House, Inc
ISBN 13 : 1401959938
Total Pages : 321 pages
Book Rating : 4.4/5 (19 download)
Download or read book The Ultimate Retirement Guide for 50+ written by Suze Orman and published by Hay House, Inc. This book was released on 2020-02-25 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."
Author : Peter Thomann
Publisher : Thomann Tax & Asset Management Incorporated
ISBN 13 : 9780615731254
Total Pages : 156 pages
Book Rating : 4.7/5 (312 download)
Download or read book The Road to Nypd Retirement written by Peter Thomann and published by Thomann Tax & Asset Management Incorporated. This book was released on 2013-01 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement should be an occasion for enjoying leisure time and engaging in new pursuits, and for those employed in law enforcement, a moment to take stock of one's accomplishments and take pride in one's service. Yet those members of the New York City Police Department looking ahead to retirement today face an unclear and confusing landscape, with countless decisions having to be made well in advance of their retirement date, often on an irrevocable basis. The Road to NYPD Retirement: A comprehensive retirement planning resource for active and retired NYPD members is an indispensable guide to navigating the choices facing all retiring and retired members of the NYPD. The Road to NYPD Retirement will equip active, soon-to-retire, and retired NYPD personnel with a working knowledge of retirement planning and an easy-to-follow "roadmap" of key decisions, including determining an optimal retirement date, election of final distribution, New York City Deferred Compensation Plan distributions, rollovers, pension options, union annuity plan distributions, and tax issues. Included in The Road to NYPD Retirement are: Detailed examples of NYPD pension calculations, based on twenty years of service and beyond; Analysis of final distribution, exploring advantages and disadvantages and rollover choices for the final distribution; Tax issues for NYPD members; IRC 72(t) exception and how it can benefit retired NYPD members; Strategies for optimizing Social Security; and Case studies presenting different scenarios and applicable approaches to retirement planning. While The Road to NYPD Retirement is not meant to provide all of the answers to the complex decisions facing active and retired members of the NYPD today, it will unquestionably provide a solid understanding of tax and retirement planning issues specific to NYPD members and help ensure a secure and stable foundation for the years to come.
Author : Leon Hale
Publisher :
ISBN 13 : 9780975272718
Total Pages : 256 pages
Book Rating : 4.2/5 (727 download)
Download or read book See You on Down the Road written by Leon Hale and published by . This book was released on 2021-03 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: The habits of a lifetime ebb slowly, and so we have this honest, moving and gently amusing account of a retirement that began, in 2014, when beloved Texas writer Leon Hale was 93.In his inimitable voice, Hale reveals his personal joys and regrets as he traverses the territory of old age, which has come to him later than it does to many people. We're with him at the dinner party where he told an 11 PM story at 8:30; we learn why he doesn't like the ocean, but loves the shore. For the first time, he shares the World War II experience that haunts him still; and relates the sad drama of his first divorce. We watch turf battles between blue birds and chickadees, and observe his mother's long effort to teach a parakeet her favorite Bible verse. Friends and family populate these pages. He marvels at his daughter's love affair with Africa and the sudden arrival of three far flung grandchildren soon after Hurricane Harvey. Fishing with his wife's four-year-old grandson ends with a surprise entertainment.There are health challenges, oh yes, and the give and take that goes on in a happy marriage. Through it all, however, flows the unstoppable optimism that has sustained him through every crisis.For anyone who has wondered what it's like to approach their hundredth birthday, here is one inspiring and truthful answer, told with the special sheen of wit and human feeling that we have come to expect from this fine writer.
Author : Cfp Peter Thomann Ea
Publisher : Thomann Tax & Asset Management Incorporated
ISBN 13 : 9780615815008
Total Pages : 164 pages
Book Rating : 4.8/5 (15 download)
Download or read book The Road to FDNY Retirement written by Cfp Peter Thomann Ea and published by Thomann Tax & Asset Management Incorporated. This book was released on 2013-07-01 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Road to FDNY Retirement: A tax and retirement planning guidebook for active & retired FDNY members is the second book of a series of New York City retirement planning books. The first book of the series, The Road to NYPD Retirement, has been edited to be relevant to FDNY members. Both FDNY & NYPD members face similar retirement planning decisions and often have the same questions regarding their retirement. The Road to FDNY Retirement will provide active, soon-to-retire, and retired FDNY personnel with a working knowledge of retirement planning and an in-depth consideration of important matters, including determining an optimal retirement date, election of final distribution, New York City Deferred Compensation Plan distributions, rollovers, union annuity plan distributions, and tax issues. This straightforward and easy to read guidebook will assist FDNY members in understanding relevant retirement planning issues. Topics include: FDNY pension calculations based on twenty years of service and beyond; Analysis of final distribution and rollover choices; Tax and distribution issues; IRC 72(t) exception; Roth IRA; and Tax planning case study for an accidental disability retiree. Retiring from the FDNY today is very different from thirty years ago. While The Road to FDNY Retirement is not meant to provide all of the answers to the complex decisions facing active and retired members of the FDNY today, it will unquestionably provide a solid understanding of tax and retirement planning issues specific to this community and help ensure a secure and stable foundation for the years to come.
Author : Ed Slott
Publisher : Ballantine Books
ISBN 13 : 0307493563
Total Pages : 386 pages
Book Rating : 4.3/5 (74 download)
Download or read book Your Complete Retirement Planning Road Map written by Ed Slott and published by Ballantine Books. This book was released on 2008-11-19 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the same diagnostic system I use with my own clients and with the financial advisors I train. So, going through it will be like having me sitting beside you, whispering in your ear, guiding you every step of the way.” –from Your Complete Retirement Planning Road Map Corporate pensions are disappearing. Social Security is in trouble. And the sizable postwar generation is reaching retirement age. With the futures of millions of Americans at stake, Ed Slott, the country’s foremost retirement planning advisor, now offers expert advice on weathering the perfect storm of financial instability that looms on the horizon. Your Complete Retirement Planning Road Map, Slott’s most essential and accessible book yet, provides clear step-by-step directions through the highways and byways of IRAs, 401(k)s, 403(b)s, and other major accounts. In five helpfully focused sections, Slott combines crucial facts with interactive checklists and questionnaires (those he uses with his own clients) to teach investors and beneficiaries alike the best way to save and to maximize an inheritance. Inside you’ll discover • My Account Inventory: an overview of every retirement savings account you own, whether you’re thirty or sixty-five–from what it is and where it is to who gets it and how, plus where to put important data for easy access and where to store your essential documents (hint: not in a safe-deposit box) • The Account Owner’s Care Solution: how to properly fill out retirement account beneficiary forms so that whatever amount of money is left in your account after you’ve fully enjoyed retirement will go to whomever you choose and not to relatives who suddenly pop up out of nowhere • The Account Beneficiary’s Care Solution: what to do when you inherit so that you won’t lose any of the tax benefits and other opportunities your benefactor has created for you, or make a mistake that could wipe out an inherited fortune that took years to build up • The Special Issues Care Solution: how to handle the out-of-the-box issues that could affect you or your beneficiaries (e.g., life events such as divorce or incapacity; tax issues for unmarried partners; decisions about trusts) • The Follow-up Care Solution: how to keep your planning on track and make adjustments when circumstances change, and how to determine whether your professional retirement advisor is really up to the task of preserving and protecting your money • Plus: the most up-to-date information on tax laws, including the Pension Protection Act of 2006, which provides major new retirement incentives that you can take advantage of Your Complete Retirement Planning Road Map is an indispensable planning solution that is sure to become the standard how-to on a complex subject that is becoming relevant to more people every day.
Author : Glenn Ruffenach
Publisher : National Geographic Books
ISBN 13 : 0307350991
Total Pages : 0 pages
Book Rating : 4.3/5 (73 download)
Download or read book The Wall Street Journal. Complete Retirement Guidebook written by Glenn Ruffenach and published by National Geographic Books. This book was released on 2007-06-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: As you think about retirement, you’ve got facts to face, planning to do, decisions to make and numbers to crunch. With the experts at The Wall Street Journal to guide you, you’ll learn how to tailor a financial plan for the lifestyle you want. • Answers your biggest question—How big does my nest egg need to be?—by linking it to your particular hopes for how you want to spend your days in retirement • Shows how to translate your dreams and interests into daily activities, whether traveling, opening a business, volunteering or going back to school • Provides a timeline for decisions to make and steps to take ten years, five years and one year before you retire • Offers tips on investing wisely and working with the right financial adviser • Tells you how to maximize your benefits from Social Security and Medicare • Guides you through the intricacies of 401(k)s, IRAs, annuities and other financial tools and resources Today, the average person can expect to spend two decades in retirement—why leave it to chance? For all of its changes and challenges, a well-planned retirement could very well be the best part of your life.
Author : Robin Ryan
Publisher : Penguin
ISBN 13 : 0525503676
Total Pages : 306 pages
Book Rating : 4.5/5 (255 download)
Download or read book Retirement Reinvention written by Robin Ryan and published by Penguin. This book was released on 2018-03-06 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement has changed, and America’s most trusted career counselor is here to guide you through your own Retirement Reinvention “Robin Ryan is the most knowledgeable career expert in the nation today.” —PBS For twenty years, Robin Ryan has been helping clients get the most out of their careers and their lives. Now, in Retirement Reinvention, she shatters the myths of retirement. The old model of retirement is changing. The majority of retirees today are seeking fun and meaningful ways to spend their time. Full of practical advice, this thought-provoking guide offers readers a path for reinventing their own retirements, including step-by-step instructions for: • Leaving an old career behind • Pinpointing interests and skills • Exploring different places to live • Defining new, satisfying opportunities • Finding meaningful ways to give back to your community • Striking the right balance between work and leisure From starting a dream business to shifting to the nonprofit sector to volunteering, Robin Ryan will help you create a plan and pivot toward a future as vital as it is truly rewarding.
Author : Bill Perkins
Publisher : Mariner Books
ISBN 13 : 0358099765
Total Pages : 243 pages
Book Rating : 4.3/5 (58 download)
Download or read book Die with Zero written by Bill Perkins and published by Mariner Books. This book was released on 2020 with total page 243 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A startling new philosophy and practical guide to getting the most out of your money-and out of life-for those who value memorable experiences as much as their earnings"--
Author : David McKnight
Publisher : Crown Currency
ISBN 13 : 1984823078
Total Pages : 162 pages
Book Rating : 4.9/5 (848 download)
Download or read book The Power of Zero, Revised and Updated written by David McKnight and published by Crown Currency. This book was released on 2018-09-04 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
Author : Emily Guy Birken
Publisher : Simon and Schuster
ISBN 13 : 1507213603
Total Pages : 240 pages
Book Rating : 4.5/5 (72 download)
Download or read book The 5 Years Before You Retire, Updated Edition written by Emily Guy Birken and published by Simon and Schuster. This book was released on 2021-05-11 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn everything you need to do in the next five years to create a realistic plan for your retirement with clear, practical advice that is sure to set your future up for success. Most people don’t realize they haven’t saved enough for their retirement until their sixties and by then, it’s often too late to save enough for a comfortable retirement. The 5 Years Before You Retire has helped thousands of people prepare for retirement—even if they waited until the last minute. In this new and updated edition, you’ll find out everything you need to do in the next five years to maximize your current savings and create a realistic plan for your future. Including recent changes in financial planning, taxes, Social Security, healthcare, insurance, and more, this book is the all-inclusive guide to each financial, medial, and familial decision. From taking advantage of the employer match your company offers for your 401k to enrolling in Medicare to discussing housing options with your family, you are completely covered on every aspect of retirement planning. These straightforward strategies explain in detail how you can make the most of your last few years in the workforce and prepare for the future you’ve always wanted. Whether you just started devising a plan or have been saving since your first job, The 5 Years Before You Retire, Updated Edition, will tell you exactly what you need to know to ensure you live comfortably in the years to come.
Author : Fritz Gilbert
Publisher : Sourcebooks, Inc.
ISBN 13 : 1646113403
Total Pages : 155 pages
Book Rating : 4.6/5 (461 download)
Download or read book Keys to a Successful Retirement written by Fritz Gilbert and published by Sourcebooks, Inc.. This book was released on 2020-05-05 with total page 155 pages. Available in PDF, EPUB and Kindle. Book excerpt: You're finally retired! Learn how to make these the best years of your life. Congrats on your retirement! But now what will you do with all that free time? With Keys to a Successful Retirement, you'll discover everything you need to know to get your retired years off to a great start. Covering topics like finances, embracing your passions, and dealing with feelings of aimlessness, grief, and depression that may crop up, this in-depth guide to retired living answers all the burning questions you want to ask—as well as those you're afraid to. Take a complete look at your newfound freedom and explore what it really means to have a successful retirement. This in-depth guide includes: Essential basics—Make sure you're retirement ready with advice for managing your savings, dealing with healthcare, staying fit, and more. Handling tough times—Dig into the more challenging aspects of retirement, like how to best handle the effects it can have on your mental health. Be your own boss—Get guidance that teaches you how to decide what you want your retirement to be and how you can lean into the things that you love. An exciting new chapter of your life is starting—get a helping hand ensuring it's the best it can be!
Author : David McKnight
Publisher : Penguin
ISBN 13 : 0593327756
Total Pages : 161 pages
Book Rating : 4.5/5 (933 download)
Download or read book Tax-Free Income for Life written by David McKnight and published by Penguin. This book was released on 2020-11-17 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: The follow-up to the bestselling The Power of Zero, providing a blueprint to build a guaranteed, tax-free income stream that lasts for the long run. American retirees face a looming crisis. We are living longer than ever before, and most experts predict a dramatic rise in tax rates within the next ten years. The hard truth is that no matter how much you save, you are likely to outlive your money or watch it be taxed into oblivion. But when traditional retirement distribution strategies won't provide sufficient income in the face of higher taxes, what can you do? Tax-Free Income for Life lays out a comprehensive, step-by-step roadmap for a secure retirement. McKnight shows how the combination of guaranteed, inflation-adjusted lifetime income and a proactive asset-shifting strategy can shield you from longevity risk and the cascade of unintended consequences that result from higher taxes. It's an innovative and proven strategy that maximizes return while effectively neutralizing the two biggest risks to retirement savings. If ever there were a solution for the American retiree, it's guaranteed tax-free income for life.
Author : Jeff P Vogan
Publisher :
ISBN 13 :
Total Pages : 144 pages
Book Rating : 4.6/5 (17 download)
Download or read book Retirement...The Road Ahead written by Jeff P Vogan and published by . This book was released on 2020-02-24 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you have enough money to retire and STAY retired? Let Jeff Vogan take you through the process of strategic planning to create YOUR ideal retirement vision and a predictable financial plan to see it through. ASK better questions; GET better answers; and LIVE a BETTER retirement! Through the use of stories, analogies, and personalized practice exercises, Jeff helps readers envision their goals, ask the right questions and create an action plan to begin working toward them--TODAY! This book is an easy and fun read, filled with a wealth of experience, knowledge, and time-tested advice from Jeff Vogan, an industry leader with over thirty years of hands-on, in-the-trenches experience.
Author : Ed Slott
Publisher : Penguin
ISBN 13 : 014313454X
Total Pages : 450 pages
Book Rating : 4.1/5 (431 download)
Download or read book The New Retirement Savings Time Bomb written by Ed Slott and published by Penguin. This book was released on 2021-03-02 with total page 450 pages. Available in PDF, EPUB and Kindle. Book excerpt: AS SEEN ON PUBLIC TELEVISION New for 2021—The complete action plan from Ed Slott, "the best source of IRA advice" (Wall Street Journal), to help you make sure your 401(k)s, IRAs, and retirement savings aren't depleted by taxes by the time you need to use them. If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The New Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan. This easy-to-follow plan helps you place your assets to avoid the latest traps set out by congress in addition to any that might be set down the road, so you can keep your hard-earned money no matter what. And, it's fully up-to date with information on the SECURE Act and everything you need to know about how the coronavirus relief bills will affect your savings down the road. This book is required reading for every American with savings and investments who is planning to retire, be it five years from now or fifty.
Author : Eric Thurman
Publisher : WaterBrook
ISBN 13 : 0735291829
Total Pages : 242 pages
Book Rating : 4.7/5 (352 download)
Download or read book Thrive in Retirement written by Eric Thurman and published by WaterBrook. This book was released on 2019-02-26 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover the three secrets to happiness--and much more--in the later years of life. Never before in human history have so many people lived for decades beyond their working years. 10,000 Americans turn 65 each day, and their average life expectancy is another 20 years--and many will live longer. But will they just live or have a meaningful life? The truth is that many--if not most--people approaching the latter years do not have a plan, much less a strategy to thrive instead of just survive. Packed with information based on research as well as common-sense wisdom, here are some examples of what readers will discover: How retiring at the wrong time increases the likelihood of dying 89%. What can delay Alzheimer's onset an average of 9 years. How everything that makes you happy comes in just 3 forms. Which partner is most likely to initiate divorce after decades of marriage and why.
Author : Dana Anspach
Publisher : Apress
ISBN 13 : 9781430250227
Total Pages : 0 pages
Book Rating : 4.2/5 (52 download)
Download or read book Control Your Retirement Destiny written by Dana Anspach and published by Apress. This book was released on 2013-04-09 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "It is a rare pleasure to read a book on personal finance with which I agree completely. Dana Anspach has produced one. I am usually turned off by the chapter on investing, which is typically false and misleading. Investing should always start from the safest strategy to achieve one's goals. Dana Anspach gets it right and expresses it in entertaining prose that anyone can understand and enjoy." —Zvi Bodie, Professor of Economics, Boston University People in their fifties start to wonder: When should I retire? Once I do, when should I take Social Security? Do I need to buy an annuity to make sure I have enough money to last my whole life? Should I move everything into Treasury Bills and other “safe” investments? In short, what do I need to do now to ensure a comfortable retirement in five or ten years? Control Your Retirement Destiny: Achieving Financial Security Before the Big Transition provides practical, how-to knowledge on what you need to do to get your finances in order to prepare for a transition out of the workforce. While never easy, retirement investing in your 20s to your early 50s has been straightforward. But as you get closer to the big event—retirement—it takes a different kind of planning to align investments, retirement accounts, taxes, Social Security, and pension decisions, all for a single objective: providing reliable, life-long income. Control Your Retirement Destiny teaches you how each part works, how one decision affects another, and--most importantly--how to focus on the items you can control rather than on the items you can’t. When you put it all together in a plan that works for you, you’ll have more choices and a greater sense of security about the financial decisions you are making. Transitioning out of work is scary. Control Your Retirement Destiny equips you with the knowledge you’ll need to make sure you’ve thought of everything. When your finances and your future intersect, you’ll be ready. This book: Covers all the major topics in retirement planning—investments, Social Security, annuities, taxes, healthcare, part-time work, and more. Illustrates which items you can control, and how to focus on them. Provides examples of how planning decisions can result in a more secure outcome when they are coordinated. Provides actionable knowledge about important money decisions faced by upcoming retirees. Control Your Retirement Destiny enables you to take charge of your financial future right now to ensure a happy, financially secure retirement. What you’ll learnYou will be able to: Apply an improved and coordinated process to make better financial decisions Focus on items within your control like tax management, risk management, and developing and sticking with a plan Determine how much investment risk you should take Decide if you need guaranteed income, and if so, how to buy it Choose investments that are best suited to meet your future income needs Avoid big retirement planning mistakes Find sources of reliable information Who this book is for Control Your Retirement Destiny: Achieving Financial Security Before the Big Transition is for men and women who are 50-plus, have money in 401(k)s and IRAs and other assets, and are beginning to think about when and how they might transition out of regular, full-time work. They are wondering when to start Social Security, how to choose investments that will provide security, how to account for medical costs and taxes in retirement, and most importantly, how to put all of these things together into a plan that ensures financial security. Readers will be in the top 50% of the population in terms of income and assets, age 50+, do-it-yourself investors, index investors, or investors who aren’t getting the answers they need from their current broker, advisor, or mutual fund company.
