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The Reverse Mortgage Revealed
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Book Synopsis The Reverse Mortgage Revealed by : Mike Roberts
Download or read book The Reverse Mortgage Revealed written by Mike Roberts and published by . This book was released on 2020-05-30 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: Updated for 2021! The reverse mortgage is a fantastic financial tool, but it's not the perfect solution for everybody. Is it right (or wrong) for you? Author Mike Roberts is the founder of MyHECM.com and a successful veteran of the reverse mortgage industry. Writing in plain language, Roberts cuts through all the nonsense, rumors, and hype you may have heard about reverse mortgages. There are no sales pitches here! You'll get the inside scoop about how a reverse mortgage really works. Well-written and packed with insider info and insights The Reverse Mortgage Revealed is well-written, easy to understand, and jam packed with information and insights that only an experienced industry professional can offer. You'll discover: How a reverse mortgage really works. Who should (and shouldn't) get a reverse mortgage. Common myths and misconceptions. Little-known insider tips and tricks the lenders don't tell you (and you probably won't learn anywhere else). How to increase your payout and reduce closing costs (this alone is worth the cost of the book). What payout options are available and how they work. What pitfalls to avoid. Why some applicants get approved and some don't. How to finance a home purchase without a mortgage payment (yes, this is for real!). What to expect during the application, approval, and closing process. This book also includes detailed case studies based on real-life scenarios that tie key concepts and terms together. You'll see for yourself how a reverse mortgage can be used to live a more enjoyable and financially secure retirement. Grab your copy now! You've found the reverse mortgage book you're looking for! Grab your copy now and get the inside scoop on how a reverse mortgage really works. About the author Mike Roberts is a blogger, author, and veteran of the reverse mortgage industry. Roberts is also the founder of MyHECM.com, a leading online resource for seniors, their families, and their advisers to learn about the reverse mortgage. Roberts has over a decade of mortgage lending experience and has helped hundreds of seniors get reverse mortgages. P.S. Still not sure this is the reverse mortgage book for you? Click the cover image at left and read an excerpt of the book for yourself. You'll see that it's well-written, high quality, and full of fantastic insider information.
Book Synopsis The Reverse Mortgage Book by : Cindy Holcomb
Download or read book The Reverse Mortgage Book written by Cindy Holcomb and published by Atlantic Publishing Company. This book was released on 2008 with total page 420 pages. Available in PDF, EPUB and Kindle. Book excerpt: As reverse mortgages become more popular, it is important for senior citizens to understand this unique loan. This book explains everything you need to know in easy to understand terms.
Book Synopsis The Essential 2020 Guide to Unlocking the Potential of Reverse Mortgages by : Michael Malyszko
Download or read book The Essential 2020 Guide to Unlocking the Potential of Reverse Mortgages written by Michael Malyszko and published by . This book was released on 2020-07-08 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt: A must-read book by reverse mortgage expert, Michael Malyszko, The Essential Guide to Un-locking the Potential of Reverse Mortgages breaks down the fundamentals of reverse mortgages, giving homeowners the knowledge they need to leverage the full potential of this incredible financial planning tool. In recent years, reverse mortgages have become even more common as an increasing number of homeowners have discovered that reverse mortgages are a valid retire-ment strategy, offering flexibility that few other loans and investments can.In each chapter, Malyszko dives into an essential reverse mortgage topic, explaining the basics while also revealing the potential of various advanced retirement planning strategies. As you read this book you'll learn:*How a reverse mortgage can help you access funds that would otherwise remain untouchable*Why reverse mortgages are quickly growing in popularity *That reverse mortgages are not a "last-resort" option, but instead an intelligent financial planning tool*Strategies that will help you determine the best way to utilize your reverse mortgage*How reverse mortgages can amplify your retirement, allowing you to live and enjoy your best life possibleAnd so much more.Technical without being overwhelming or complicated, this essential guide is a must-read for any homeowner interested in using their real estate investment as an incredible tool for getting the most out of retirement and beyond.
Book Synopsis Reverse Mortgage Risks by : J. Burton Anderson
Download or read book Reverse Mortgage Risks written by J. Burton Anderson and published by Lion's Pride Pub.. This book was released on 2014-09-14 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Reverse Mortgage Risks" is a complete carefully-researched dissertation on the pros, cons, downsides and disadvantages of a Reverse Mortgage. Often touted in commercials by paid celebrity announcers as the greatest product ever created for senior citizens, it is anything but that. There are many "catches" that are seldom revealed up front, and the many supposed "myths" about Reverse Mortgages turn out to be ugly facts! For anyone contemplating actually doing a Reverse Mortgage, the author suggests that they do so in a hurry or risk disappointment. The government, because of the many unintended consequences of Reverse Mortgages (such as a large number of foreclosures) is contemplating soon making many changes that may drastically reduce the amount of cash a senior will be able to access. The author wrote this book to be a fundamental reference manual on Reverse Mortgages. It is not only a must-read for seniors, but also for their adult children as well. It is even suggested that Loan Originators, who often know only what the lenders for whom they work want them to know, should also read this book. Financial Planners, many of whom are clueless about the risks inherent in Reverse Mortgages, should study this book in detail. So might any attorney or accountant who might be asked by a client about the Reverse Mortgage product.
Download or read book Homewreckers written by Aaron Glantz and published by HarperCollins. This book was released on 2019-10-15 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt: “[I] can’t recommend this joint enough. ... An illuminating and discomfiting read.” —Ta-Nehisi Coates "Essential reading." —New York Review of Books A shocking, heart-wrenching investigation into America’s housing crisis and the modern-day robber barons who are making a fortune off the backs of the disenfranchised working and middle class—among them, Donald Trump and his inner circle. Two years before the housing market collapsed in 2008, Donald Trump looked forward to a crash: “I sort of hope that happens because then people like me would go in and buy,” he said. But our future president wasn’t alone. While millions of Americans suffered financial loss, tycoons pounced to heartlessly seize thousands of homes—their profiteering made even easier because, as prize-winning investigative reporter Aaron Glantz reveals in Homewreckers, they often used taxpayer money—and the Obama administration’s promise to cover their losses. In Homewreckers, Glantz recounts the transformation of straightforward lending into a morass of slivered and combined mortgage “products” that could be bought and sold, accompanied by a shift in priorities and a loosening of regulations and laws that made it good business to lend money to those who wouldn’t be able to repay. Among the men who laughed their way to the bank: Trump cabinet members Steve Mnuchin and Wilbur Ross, Trump pal and confidant Tom Barrack, and billionaire Republican cash cow Steve Schwarzman. Homewreckers also brilliantly weaves together the stories of those most ravaged by the housing crisis. The result is an eye-opening expose of the greed that decimated millions and enriched a gluttonous few.
Download or read book Reverse Mortgage written by Daniel Shore and published by Freegulls Publishing House. This book was released on with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: A reverse mortgage allows homeowners aged 62 or older to access a portion of the equity they have built up in their homes over the years. The amount that can be borrowed depends on factors such as the homeowner's age, the appraised value of the home, and current interest rates. One of the key features of a reverse mortgage is that it does not require monthly payments like a traditional mortgage does. Instead, the loan balance increases over time as interest accrues on the borrowed amount. The homeowner retains ownership of the home and can continue to live in it as long as they comply with the loan terms, which typically include maintaining the property and paying property taxes and homeowners insurance. Repayment of the loan is usually deferred until the homeowner moves out of the home permanently, sells the home, or passes away. At that point, the loan must be repaid, usually through the sale of the home. Any remaining equity after the loan is repaid belongs to the homeowner or their heirs. Reverse mortgages can be a valuable financial tool for seniors who need additional income during retirement or want to access their home equity without selling their home. However, they also come with certain risks and considerations, such as potential fees, interest rates, and the impact on inheritances. It's essential for homeowners to carefully consider their options and consult with a financial advisor before deciding if a reverse mortgage is right for them.
Download or read book Housing Wealth written by Don Graves and published by Housing Wealth Institute. This book was released on 2018-02-27 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: With the current retirement income crisis facing baby boomers and existing retirees, today's asset mangers, insurance agents and hybrid advisors need every viable resource to help their clients and sustain their practice. In Housing Wealth, American College instructor and reverse mortgage expert, Don Graves, distills more than 20,000 advisor/client engagements over two decades into practical, back-of-the-napkin, common sense strategies. Through simple case studies and easily applied concepts, the advisor will learn how today's reverse mortgage can: Increase Clients' Cash Flow and Preserve Assets from Premature Erosion Reduce the Most Common Risks to Retirement Income Optimize Retirement Outcomes for the Mass Affluent Improve Liquidity and Add New Dollars to Retirement Savings Help Advisors Create More Planning Opportunities from Existing Clients and Gain Access to New Ones Manage Tax Brackets and Keep Clients within Lower Adjusted Gross Income Boundaries Housing Wealth serves as the companion guide for The Certified Housing Wealth Advisor (CHWA) Curriculum. Learn more at www.HousingWealthInstitute.com
Book Synopsis Reversing the Trend: The Recent Expansion of the Reverse Mortgage Market by :
Download or read book Reversing the Trend: The Recent Expansion of the Reverse Mortgage Market written by and published by DIANE Publishing. This book was released on with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Too Good to Be Free by : Anna Rogers
Download or read book Too Good to Be Free written by Anna Rogers and published by . This book was released on 2020-05 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: A reference guide for reverse mortgage for consumers, financial planners and real estate agents, that was put together to provide the truth about reverse mortgage in a simply-stated fashion.
Book Synopsis Reverse Mortgages by : Wade Donald Pfau
Download or read book Reverse Mortgages written by Wade Donald Pfau and published by McLean Asset Management Corporation. This book was released on 2018-02-06 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Reverse mortgages have been surrounded by negativity. They were often mentioned alongside phrases like "last resort," "out of money," and "bad choice." In 2014, intrigued by the seemingly universal bad rap reverse mortgages had cultivated, Dr. Wade Pfau began researching them in depth. Over the course of the next year, he came to the conclusion that reverse mortgages aren't inherently a bad idea, though they are often misunderstood and not used in a most beneficial way. In fact, Dr. Pfau realized that reverse mortgages---when used correctly---can provide an added layer of security for retirees and allow them to enjoy retirement more by gaining liquidity from an illiquid asset. This second edition of the book is fully revised and updated for the modification of reverse mortgage rules affecting applications after October 2, 2017.
Book Synopsis Reverse Mortgage Book by : Cindy Holcomb
Download or read book Reverse Mortgage Book written by Cindy Holcomb and published by . This book was released on 2014 with total page 677 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this new book, you will learn about the details of new legislation, payment plan options, tools that will help you calculate loan advances, financing fees, what to do with leftover equity, borrower qualifications, common mistakes people make, resources for securing reverse mortgages, and planning strategies. You will also learn about the types of reverse mortgages, including the Home Equity Con- version Mortgage, the Financial Freedom Cash Account, and the CHIP Reverse Mortgage for Seniors, and the different ways to receive. payments, such as tenure, term, line of credit, modified tenure, a.
Book Synopsis Reverse Mortgages by : Jonathan Neal
Download or read book Reverse Mortgages written by Jonathan Neal and published by . This book was released on 2009 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides information on what a reverse mortgage is, if it is right for one's client, how a reverse mortgage can reduce income taxes, what to expect from a reverse mortgage proposal, and the net appreciation and value in a reverse mortgage.
Book Synopsis What's the Deal with Reverse Mortgages? by : Shelley Giordano
Download or read book What's the Deal with Reverse Mortgages? written by Shelley Giordano and published by People Tested Media. This book was released on 2015-08-17 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: People entering, nearing, or in retirement are all wondering how they are going to make their retirement nest eggs last as long as they do. Studies show that the main fear that people have in retirement is running out of money. Add to that the reality that the rules for retirement have changed; government regulations have both helped and hindered those who are retiring. For many in the Boomer generation, it will be a challenge to make the money last without having to adhere to an unpleasant budget. To survive and thrive in retirement in the coming years requires new thinking and a clear understanding of the options open to retirees. One of these options is the Home Equity Conversion Mortgage, or what most people know as "reverse mortgages." This advancement was signed into law by President Reagan in 1988 as a way to provide homeowners the opportunity to raise funds from their home equity while continuing to enjoy living in their homes. The concept of reverse mortgages has been misunderstood and misapplied by many since that time and finally a book has arrived that thoroughly explores this concept in a detailed, yet readable manner. In What's the Deal with Reverse Mortgages?, Shelley Giordano, an expert of reverse mortgages and member of the Longevity Task Force, a group of thought leaders in retirement portfolio theory, has written a book that discusses the significant improvements made by HUD/FHA to the Home Equity Conversion Mortgage (HECM.) Over the years, and most notably in 2015, HUD has improved consumer safeguards, and reduced acquisition costs for those wishing to use their housing wealth in a controlled and strategic pattern. Shelley has brought together thought leaders and experts to write a book that applies sound analysis to demonstrate that the prudent and conservative use of housing wealth, accessed via the modern HECM, can have a profound positive effect on our other assets and our ability to generate income for retirement. This book debunks the hoary old myths attached to reverse mortgages. It explains how the HECM has evolved to meet the needs of the Boomer generation. And most importantly, it explains how to evaluate your housing wealth in the early years of retirement, and why you should never wait and pray by deferring a reverse mortgage as a last resort. Reading this book will provide you with a full understanding of reverse mortgages to see beyond the current sales and advertising tactics related to the product allowing you to discuss the best options with your adviser, banker and family. It's the definitive book on reverse mortgages!
Book Synopsis Reverse Mortgage 360 by : Jim Hostler
Download or read book Reverse Mortgage 360 written by Jim Hostler and published by . This book was released on 2018-01-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Reverse mortgages aren't what they were only a few years ago! Subsequently, there are myths and misconceptions, and just plain wrong information prevailing today. Reverse Mortgage 360, A New Perspective, was written to dispel those myths and misconceptions while providing an accurate and new perspective in how today's reverse mortgage works, along with its many features. Knowing how today's reverse mortgage works allows for the senior homeowner to be able to structure a reverse mortgage to meet their needs and goals, helping them to live their golden years with peace of mind and quality of life. Reverse Mortgage 360 - A New Perspective, should be read by any senior that owns a home or is looking to purchase a home, including their children or heirs. Additionally, financial advisers, real estate agents, home builders, accountants, CPA's, fiduciaries, insurance agents, attorneys bankers and senior care agencies, social workers, and geriatric care managers would all benefit from reading this book.
Book Synopsis The Reverse Mortgage Scam Or Good Idea? by : Amelia Rojas
Download or read book The Reverse Mortgage Scam Or Good Idea? written by Amelia Rojas and published by Independently Published. This book was released on 2023-01-19 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever considered a Reverse Mortgage? I am a former NMLS Licensed Reverse Mortgage Loan Officer and worked for several reputable and trusted Reverse Mortgage lenders for a few years where I gained valuable knowledge. I spoke with hundreds of seniors and learned that there are many misconceptions about the Reverse Mortgage some love it, some hate it, and some even call it a scam. I hope to be able to offer some clarity and insight in a very simple way to help you decide and come to your conclusion and be a bit more informed about the Reverse Mortgage. So, if you're 62 years of age or older and considering a Reverse Mortgage, I would encourage you to read this book.
Book Synopsis The Reverse Mortgage Handbook by : Tara E. Ballman
Download or read book The Reverse Mortgage Handbook written by Tara E. Ballman and published by Jawbone Publishing Corporation. This book was released on 2004 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Reverse Mortgage Handbook provides detailed information and examples to assist in a comprehensive understanding of three popular reverse mortgage products: HUD's Home Equity Conversion Mortgage, Fannie Mae's Home Keeper Mortgage, and Financial Freedom's Cash Account.The Reverse Mortgage Handbook includes terminology and the process related to reverse mortgages. This book focuses on: available products, eligibility requirements, fund disbursement options, consumer safeguards, and related costs.
Book Synopsis Reverse Mortgages and Linked Securities by : Vishaal B. Bhuyan
Download or read book Reverse Mortgages and Linked Securities written by Vishaal B. Bhuyan and published by John Wiley & Sons. This book was released on 2010-10-26 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: An institutional investor's guide to the burgeoning field of reverse mortgage securitization Reverse Mortgages and Linked Securities is a contributed title comprising many of the leading minds in the Home Equity Conversion Mortgages (HECM) industry, including reverse mortgage lenders, institutional investors, underwriters, attorneys, and regulators. This book begins with a brief history of reverse mortgages, and quickly moves on to discuss how the industry has evolved-detailing the players in these markets as well as the process. It discusses the securitization of reverse mortgages and other linked securities and includes coverage of pricing techniques and risk mitigation. This reliable resource also takes the time to cover the current regulatory environment of the HECM market, which is constantly changing due to the current state of the real estate market. Highlights specific strategies that will allow institutional investors to benefit from the resurgence of reverse mortgages and linked securities One of the only guides to reverse mortgages and linked securities targeted towards institutional investors interested in securitized products If you want to make the most of reverse mortgages and linked securities, take the time to read this book.
